EFTA01505190

08 Account Number: FINANCIAL TRUST COMPANY INC August 01, 2002 - August 31, 2002 J.P. Morgan Securities Inc. 2002 270 Park Avenue New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 24 of 25 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist if you think your statement is incorrect or you require additional al tonnanon about a tranOCCOn on your statement IMPORTANT INFORMATION ABOUT YOUR JAMS! MARGIN ACCOUNT ll Mere are any area a omissions On MIS statement. Or if you nave any quatrain abOul it please Caltatt your JPMSI ACCOunt Repredentative Or JPMSI COMplanCe Department at (212)483.2323. Please keep the Salaning on mod when using this statement b Pack yOur JPMSI *Mange aavify This stalenXml comfy:Vs sicy general 'reign aCCOunt nth the *OP.; Memetandurn account ragweed by SeCten 220 6 RegaatiOn T As required by Reanabon T a pevmanent record of your separateMO:Ma 4 MASON, WOO a, regunt Important Infonnalan about pricing and valuations. Fb0P3 some a when ereprOvded by decay services 0, Other Sources whiCh we deen oak*. we hot goer ante& to' accuracy a as reeadale kayo Fencredit balances in yea account aro net segregated and may be used in Ito operation cd.h0/.4Sr: business subpar lona PorganOnS of SEC Rule 15cX.3 Unless Otherwise anstuctod !WS, a ds agents and dep,sitenes .v.‘l hod yets socurtna Upon your demand JPMSI 'repay to you the amount of your free and4 balance and mildewy to you fuoy.pacl socuntos hold on your bona 'nava nab. Charged on any dela balance. the method of catulattng interest is CM:dated m a hater son: to all hough actarots Upon rintlon request JPMSI wit supply you rofn (Met WON S'atnntrInuwed to DO liontShel to customers under SEC Rut 17a-5(c) Ile porfalcel is made ath respect to an issue of securities encludeO en you, Moran Amara ne volt atbut* the coil by a method we deem le, and equitable You should have received sepwaleJPIOSI bed e contemkans fa each secteites Vansecten At Sense:tans ere subect to the berms and conditions sated on the reverse side of 'Lech conlematons and ere striated to the constitution Oydas customs and chwevetatens ate rroaetp.bce where executed and gcsomed by end conaVued in *accedence wdh the laws of the stele &New Yak and all °apical* federal lens and reguicatins You must etomaly advise JAMS/ of material changes in your inrestrnea objectives a financial squebon Unless you clam JPIOSI cOwevase JPMS:urns consider the obtmaten currently in its Ides robe complete and acute° JPMSI is Toured by law to recoil to the infernal Reienue Service 60 dividends andror interest income on bonds °eclat) to your aCcount during calendar yea, Please reran elms ataterrynts bassist you in pepaung wur income tan returns A Nance, statement of JPLeSits available fa pots personal MtpeCton at its aloes or a copy of 4 me be mailed upon written request JAMS; v none bank coda* :epee° legal entity hen As bank a the aftecis mokidtrig JPMCB The sect/des sold olfeed a recommended b/ JPMSI (I) Are not mewed by the Federal DePOslInstsinCe Capereon a airy other OOVernmenial agency (2) Are not deposits a other ObNabona or JPM.Srs Nana a Wit allOates (unless Otewevose ndceled), and are not ea.:lambed by or the responstaty a any such alAeles(unless taaiely stated otherwise). and (3) Imcae crest/Yea Ica mclud,02 poas,CaP Os, 01 the oonOoahmeated JPMSCY banking affaares maybe Fenders to issuers or Sect✓ dies that JPMSI Underfor4nrnwhCh Oiseproceeds Of &Swings wawa/Men by JPMSI nevi* used to the repayment of such bans and you shOukt rear to the °dawn dOeurnents (Mita; IO partCukv Seatta.9 Ion MICC/330n e any such tending ieldlOnshel The Federal Reacne req zoos that JPMSI obtain your mosey bolero it con Oleo oaten earmation homes bank a Mat ameba molidma toot, ctoda ova:oat/an dyed We an assaye that your continuing to transact busoess mth JPMSI wO constitute your consent to Iwo :henry of such nay nntion by JPMSI and its bank a that *lakes torn item permitted by Ian JPMorgan Prawn Bon the nwiiobno rump to two proof° banking boohoos conducted by JP Morgan Chase 6 Co through its :ono/Argo no...lode irc.tdLng JPMCB and-ANSI Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00030169 SDNY_GM_00299367 EFTA01505190