EFTA01505264

08 Account Number FINANCIAL TRUST COMPANY INC August 01, 2002 - August 31, 2002 J.P. Morgan Securities Inc. 2002 270 Park Avenue New York, NY 10017 II3JPMorgan Private Bank Margin Account Portfolio Page 24 of 25 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist if you Mink your statement IS incorrect or you require Additional 'Monne ton about a transaction on your statement IMPORTANT INFORMATION ABOUT YOUR JAMS: MARGIN ACCOUNT It there are any errors or omissions on MIS statement, or if you nave any questions about please contact your JPMSI Account Representative or JPMSI COMphanCe Department at (712) 483-2373 Please keep the kacenio in mod when using this statement b track yOur JPMS( brokerage actvify This statement combines your general nvirgin account with the spolOiel morncrandurn account ragweed Ey Saadi 2216 RecturatOn T As required by Repetition T a pevmanent record or )our separate aCarunt 4 SWAM* K , •7 reauea Important tnIonnabon about pricing and valuations. (4,0e3 song a whey, are prOvded by poem° services a other sources *ha, we deem iriaist we not Tie) soloed la accuracy a as reaarable kalues Free credit balances on your account are not segregated and may be used in the operation of JP/.45/1 busness Sutra SO the enmations of t SEC Rule 15c3-3 Unless otherwise naucted !WS, a its agoras and deportees nod your secure.: Upon your demand JPMSI .0/payto you the amount of your tree end,: &Nance and mil dohe- to you fuat.oad soctIntos held on your bona lowest 4411 be charged on any doe balance. no method of cat ulattng interest ,s &dated mailer sent to all ma too arltomots Upon antral request JPMSI col supply you with our frost tocoM statenvnt fecund to be furnished to customers under SEC Rae I 7a- c) Ile whatmins mode ARA respect to an issue of sec& ibes secluded in your Wren A.-corset we wiNatbce* the cat by a method we deem Ism end equitable You shoot( have teceNed sepeealeJPIOSI bade conternebons fa each sect-ditty tense:ton At Sense:lois ere subect to the berm and condCons 'Wed on the reverse side ol such confematons and ere subpect to the constiteban by-laws customs and eikrevetatons of the row ketp.bce where exear...d and gorerned by end cons.Vued in *accedence AN, the laws of tip stele of New Yak and all apotcabk federal lens and requiitaons You trust clonally 4c:roe-OM& of metever changes in your imestmeof objectives a financial squalor) Unless you team JPIOSI alas-woe JPMSI ne a consider Be tnrcemeten currently ro ds Nos robe complete and cicadae JAMS: as moored by law to 'era! to the :Memel &hen.. Sow. eedgv•dends ansVor interest inCOme on bons a ed8x1 to you account &wog Calendar yea, Please ratan stem.) staleirwets bassist you ,n p eye mg your income tar returns A Anemia, staterrent d JPMSI is available fa pots peeSOnal MSpeCtiOn at its *Mon a a copy ofd ma be mailed upon )0to written request JAMS; as not I a bank end aste sepevete level entity /remits bank a Owe affiastos mAidIng JPMCB The secedes sold olowlatecommanded tyJAWSI (I) Are net insured by the Federal DePOslInstsante Cape/v.5p'. a• any otter clever nmenia, agency. (2) Ne not deposits a Other obNilons d JPAASfl Nana a trr t allAates (unless OUVIVOSe indicated), and me not guaranteed bycmthe respOnsibigy Of any such elf erales(unless erplCely Staled *there de) and (3) Ima4e investment Asks oclud,ho possible Os, 0lthetvinGpahmezited JPMSlY Nolan, afIn‘ares maybe lenders to *suers or SeCuirdieS that JPMSI Linclenfor4n invinch case proceeds d ofteeings undo-A/Men by JPMS ',Sy be used ice the repayment Of such tont and you ChOukt relay to the chscavve OCCument$ (OWN 10 per VIA" seas,., Ice disc U330r. d soy such lend."' reldlOnShel The Federal Rosonn req weed that JPMSI obtan your mosey-% belay it con obtan acetein meamoon homes bank a Mr,: aff*rates nC.W rev ceeda ovatuaton cti you We nil assume that your continuing to transact busness with JPMSI Yea constitute your consent", Ino Vienne or such robe nntion by -WM& and its bank a that *Saes. to :no *Afoot ;omitted by low JPMorgan Prvoto Bonk s the nwienng NUT& tot ma cove)* banking business conducted by JP Morgan Chase & Co trove/3 suesseenes watt./ do ircluin JPMCB and Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00030244 SDNY_GM_00299442 EFTA01505264