EFTA01511362

02 Account Number FINANCIAL TRUST COMPANY, INC. February 01, 2002 - February 28. 2002 J.P. Morgan Securities Inc. 2002 60 Wall Street, New York, NY 10260-0060 II3JPMorgan Private Bank Margin Account Portfolio Page 15 of 15 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your Client service specialist dyad Mink your statement Is incorrect or you require additional information about a uensaction on your statement IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT It Mere are Any Wen Of 0fninl0n 4 on DIM Statement 0rll YOm tin Any CIU•010n$ about is please contact your JPMSI Account Ropreserwatwe or JPMSI ComphanCe 0•Paftrnent at (212) 403•2341 Please keep the AMMO* in mud when WOO this statement le PIG your JPMSI twohesage meaty 7 his M bleak»: combines yOu, generaJrreign eCcountentn the speO& memaandum accent rep wed by Sedan 220 6 RegulabOn T AS (flamed by RepulatiOn 1' a Offline' Man/ ft )an separate aCCOuft d Maths WOO Kat repent Important MIOMIatIOn semi procIng and ValisMons. Popes sore of Met are prOvded bye/coy Demon a one sown iduch net deem mho* are net (hfratanteed Oct Weenie), a es reekiate• Mk** Free creed balanOSS in your account MO not segregated and maybe used in me opeftfron ft JMISIs Mc miss subset loth* Mftabons of SEC RuSel5c3-3 Unless °Menem onstruckid JPMSI a is agents and 0epcmionos ma hod you' socunefts Upon yaw demand JPMSI wel pay to you the amount of rhea, tree credit balance and ma donor to you tulle pad SOCIITITIRS hell on your Doha Sett woe be charged on any doe ealaste the method of cat Wenn Mantis descnbee in a Mks sae to on nwom customers Upon nnnon %quest JPM9 wd MVP* yam mth Oct most =on, ItAtOrnentrIethrei IO loo fon14. 10/ IO nuntenn under SEC Rule 17o5(c) Ha p✓ttic&iu made won reaped ban aspect :eaten, included in you. /damn Account we w* attune the cal bye method we deem by aftleguesfte You shoed have roomed septa, &JAMS/ heft centime:cm la each securities transecten AD transactions we subject to the Jams and cambia's stated on the reverse side of such corahrmatens and are wised to the consttuton bylaws OA ICWIS and seerpretabons of the rrerketpbce where executed and moaned by and conelrued n accadance 412 the laws &the state of New Yak and of appAcoble /Sem/trews and regulations You must promptly advise JPMSI of materiel Manses n sour mftetnent *metes a finned ft esten Unless you seam JPMSI onenmse JMASI we consider the nrcernatm mereney in 4s Sea lo be complete and ecculate JPMSI a !soured by Ms to raper( to Net Internet Threllie SI/evaa 4a0dAndends snake infant income m herds 0004e0 to yht ett`Ounl during csienthir yee Please Wen lalyar Statement, 10 asset yOu n papanng at Wen* lax returns A Menet stftement of JPMSI is a aysaable for yOts perstall alp/0ben al is ahem ae copy admit be melee upon sou' wr4len request JPMS1 b note Denk and is a separate legal enNylsom is bank a thrit affesees trekking JPMCB Ike seamen soft ocered a recommended by JPMSI (I) No not ran/ by the Federal LWOW IneusenC• Cam:MIKA a any Other OOPS Foment.) agency. (2) No not deposit; t a Other 000MOne ft PONS'S bank a era (unless OUlfannat tneal030). and are not guaranteed py or the reSpOnftkOly d any such •MlehMuhless CophCety AOKI Ctn.-wee). and (3) Awe... invontmentroba. InCaidec pease* 1055 ol era pno,p(of divested JPIASIS banking assns may be tender, to damn d SECISS Net JPMSI Wxleswf get in witch UM* pr000008 a Phones undewnhen by JPMSI my De used for me repayment 01 such tem. and jou shout) refer Io the disclosure documents relating t0 ponCokv .00$40.3 discuss On d any Mien Malin retelOn91%03 The Federal Reserve mouses :hat ANTS( obten your consent belcre 4 can (Man certain infcemohon fronds bank a Vint off4.atos ocan:Lng Mew crodrt cavatuatto al )exi We ws‘ assume that nu r centmung to transact business nen JPMSI ren‘ cons bade your consent lo the Myren; of such Wet mabon by JAWSI and es &what/wit alfalfa:es. to No Os Ione pained by urn JPMorgan Posen, Bank is the markehno name to ton renege banking business conducted by J P Morgan Chase 8 Co through its subsdenes wonderer" mcAtIng JPMCB and JPMSI Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00037185 SDNY_GM_00306383 EFTA01511362