EFTA01526130

October 01, 2003 - October 31, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Total enclosures: 3 Page 1 of 8 967 000 PB JEFFREY E EPSTEIN C/O NEW YORK STRATEGY GROUP LLC 457 MADISON AVE 4TH FLOOR NEW YORK NY 10022 Your JPMorgan Private Bank Team: CAMILLO D'ORAZIO ETHAN HORNBECKER Private Bank ServiceLine For assistance after business hours, 7 days a week. We are pleased to announce several banking benefits offered exclusively to our private clients. When you maintain combined average balances of $100,000 or more in your linked accounts, we will waive all routine transaction fees.* For example, you will not pay a maintenance fee or fees for wire transfers or statement copies. In addition, we will provide a higher yield on your Premier Checking and Money Market Investment Accounts - a yield that is above the very competitive rates we currently offer on those products. The added convenience and control over your banking does not end here. We are introducing the Chase Privileges Banking Card, a new MasterCard(R) debit card that allows you to manage personal and household expenses more effectively. You designate individual family members or personal staff as cardholders and set specific daily spending limits. Purchases are conveniently debited from your checking account. Please contact your Morgan representative for more information on these new features. *Terms and conditions apply and are subject to change. Morgan Premier Banking Summary 739-110438 Deposit Accounts Description Premier Checking EFTA01526130 Total JPMorgan Chase Bank JPMorgan Private Bank Number Opening Balance $749,588.90 Total Credits $4,000,953.60 Total Debits $3,925,718.73 Ending Balance $824,823.77 $824,823.77 EFTA01526131 October 01, 2003 - October 31, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 2 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Summary Opening Balance Deposits and Credits Checks, Withdrawals and Debits Ending Balance $749,588.90 $4,000,953.60 $3,925,718.73 $824,823.77 Average Balance Interest Paid this Period Interest Paid Year to Date Annual Percentage Yield $864,691.80 $831.55 $7,997.86 1.14% We appreciate the substantial banking relationship you have with us and are pleased to provide an additional yield on your Money Market Investment Account/Premier Checking Account this statement period. If you have additional accounts and balances you would like to include in this Relationship Banking statement, please contact your Account Officer. Again, thank you for your banking business. Activity Date Description Debit Opening Balance Oct 01 Fedwire Debit VIA: COLONIAL BANK NA /062001319 Oct 01 A/C: JEFFREY EPSTEIN IMAD: 1001B1QGC06C004775 Fedwire Debit VIA: WELLS FARGO NM /107002192 Oct 07 A/C: ZORRO DEVELOPMENT CORPORATION IMAD: 1001B1QGC07C004889 EFTA01526132 Internal Funds Transfer JEFFREY E EPSTEIN Oct 07 FUNDS TRANSFERRED FROM BRKRG AC# Q3 0171005 (PRN) TO DDA AC# 0007391104 38 LETTER FROM CLIENT Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LCP COMPANY, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802 IMAD: 1007B1QGC03C003642 $1,000,000.00 $1,624,588.90 $75,000.00 $624,588.90 $50,000.00 Credits Balance $749,588.90 $699,588.90 $30,000.00 $1,594,588.90 EFTA01526133 October 01, 2003 - October 31, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 3 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Activity Date Oct 07 Description Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 Oct 07 IMAD: 1007B1QGC04C003603 Internal Funds Transfer JEFFREY E EPSTEIN Oct 09 FUNDS TRANSFERRED FROM DDA AC# 0007 39110438 TO DDA AC# 000739121472 LE TTER FROM CLIENT Internal Funds Transfer JEFFREY E EPSTEIN FUNDS TRANSFERRED FROM BRKRG AC# Q3 0171005 (PRN) TO DDA AC# 0007391104 38 REDEMPTION FROM THE JP MORGAN FU NDS Oct 09 Book Transfer Debit A/C: FX USD INCOMING/FED/CHIPS/DDA BOURNEMOUTH UNITED KINGDOM BH7 7-DB ORG: JEFFREY E EPSTEIN 457 MADISON AVE OGB: FX OPERATIONS NEW YORK NY Oct 10 REF: /BNF/EUR650000.00 Internal Funds Transfer JEFFREY E EPSTEIN Oct 14 FUNDS TRANSFERRED FROM DDA AC# 0007 39110438 TO DDA AC# 000739121472 LE TTER FROM CLIENT EFTA01526134 Fedwire Debit VIA: COLONIAL BANK NA /062001319 Oct 14 A/C: IMAD: 1014B1QGC08C005416 Fedwire Debit VIA: COLONIAL BANK NA /062001319 A/C: JEFFREY EPSTEIN IMAD: 1014B1QGC04C004996 $50,000.00 $1,324,878.90 $100,000.00 $1,375,378.90 $769,210.00 $1,475,378.90 $250,000.00 $1,244,588.90 Debit $100,000.00 Credits (cont.) Balance $1,494,588.90 $1,000,000.00 $2,244,588.90 $500.00 $1,374,878.90 EFTA01526135 October 01, 2003 - October 31, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 4 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Activity Date Oct 15 Description Internal Funds Transfer JEFFREY E EPSTEIN Oct 15 FUNDS TRANSFERRED FROM DDA AC# 0007 39110438 TO DDA AC# 000739121472 AS REQUESTED Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 Oct 15 Oct 16 IMAD: 1015B1QGC06C005308 Check Paid # 1010 Internal Funds Transfer JEFFREY E EPSTEIN Oct 16 FUNDS TRANSFERRED FROM BRKRG AC# Q3 0171005 (PRN) TO DDA AC# 0007391104 38 LETTER FROM CLIENT Fedwire Debit VIA: WACHOVIA BK NA FL /063000021 A/C: WACHOVIA BANK HOLLYWOOD FL Oct 1 BEN: IMAD: 1016B1QGC02C002955 CHIPS Debit VIA: CITIBANK /0008 A/C: PAUL, HASTINGS, JANOFSKY, & REF: WALKER, LLP - ATTORNEY TRUSTIOLA RE: THE CORE CLUB 55TH ST. LLC EFTA01526136 -ESCR Oct 16 SSN: 0244392 Fedwire Debit VIA: COLONIAL BANK NA /062001319 A/C: JEFFREY EPSTEIN IMAD: 1016B1QGCO2C003360 $150,000.00 $1,699,558.90 $100,000.00 $1,849,558.90 $225,000.00 $1,000,000.00 $949,878.90 $1,949,878.90 Debit $50,000.00 Credits (cont.) Balance $1,274,878.90 $100,000.00 $1,174,878.90 $320.00 $1,949,558.90 EFTA01526137 October 01, 2003 - October 31, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 5 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Activity Date Oct 16 Description Internal Funds Transfer JEFFREY E EPSTEIN Oct 20 Oct 21 FUNDS TRANSFERRED FROM DDA AC# 0007 39110438 TO MMIA AC# 000739123157 L ETTER FROM CLIENT Check Paid # 1012 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LCP COMPANY, LLC Oct 23 REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802 IMAD: 1021B1QGC03C001692 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 Oct 27 IMAD: 1023B1QGC03C000675 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 Oct 27 IMAD: 1027B1QGC03C004481 Fedwire Debit VIA: FIRSTBANK PR EFTA01526138 /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 IMAD: 1027B1QGC08C004498 $50,000.00 $474,558.90 $10,000.00 $524,558.90 Debit $1,000,000.00 Credits (cont.) Balance $699,558.90 $40,000.00 $25,000.00 $659,558.90 $634,558.90 $100,000.00 $534,558.90 EFTA01526139 October 01, 2003 - October 31, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 6 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Activity Date Oct 27 Description Fedwire Debit VIA: WELLS FARGO NM /107002192 Oct 27 A/C: ZORRO DEVELOPMENT CORPORATION IMAD: 1027B1QGC08C004497 Internal Funds Transfer JEFFREY E EPSTEIN Oct 28 Oct 28 FUNDS TRANSFERRED FROM DDA AC# 0007 39110438 TO DDA AC# 000739121472 LE TTER FROM CLIENT Deposit 3002905630 Internal Funds Transfer JEFFREY E EPSTEIN Oct 28 Oct 28 Oct 29 FUNDS TRANSFERRED FROM BRKRG AC# Q7 8805001 (PRN) TO DDA AC# 0007391104 38 LETTER FROM CLIENT Debit Memorandum Check Paid # 1011 Internal Funds Transfer JEFFREY E EPSTEIN Oct 31 Oct 31 FUNDS TRANSFERRED FROM DDA AC# 0007 39110438 TO DDA AC# 000739121472 LE TTER FROM CLIENT Interest Paid Book Transfer Debit A/C: FX USD INCOMING/FED/CHIPS/DDA BOURNEMOUTH UNITED KINGDOM BH7 7-DB ORG: FX USD INCOMING/FED/CHIPS/DDA C/O CHASE MANHATTAN BK, CHASESIDE EFTA01526140 OGB: FX OPERATIONS NEW YORK NY REF: /0CMT/USD2173,05/BNF/EUR1842.6 6 Oct 31 Fedwire Debit VIA: COLONIAL BANK NA /062001319 A/C: JEGE, INC. IMAD: 1031B1QGC03C002150 $3,925,718.73 Ending Balance $4,000,953.60 $824,823.77 $200,000.00 $824,823.77 $2,173.05 $100,000.00 $299,558.90 Debit $75,000.00 Credits (cont.) Balance $399,558.90 $122.05 $1,000,000.00 $299,680.95 $1,299,680.95 $1,391.36 $22,124.32 $250,000.00 $1,298,289.59 $1,276,165.27 $1,026,165.27 $831.55 $1,026,996.82 $1,024,823.77 EFTA01526141 October 01, 2003 - October 31, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 7 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Checks Paid Check 1010 Date Oct 15 Total Checks Enclosed Checks: 3 About Your Relationship We value your relationship with JPMorgan Private Bank. You were not charged for services this statement period. Thank You. $225,000.00 Amount Check 1011 Date Oct 28 $22,124.32 Amount Check 1012 Date Oct 20 Amount $40,000.00 $287,124.32 (cont.) EFTA01526142 October 01, 2003 - October 31, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 8 of 8 JPMorgan Private Bank Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agreement or the General Terms For Accounts and Services. Business accounts are subject to the Terms and Conditions for Commercial Accounts or the General Terms For Accounts and Services. Your accounts, unless otherwise indicated on the statement, are held by JPMorgan Chase Bank (the "Bank"). Deposit accounts held at the Bank, including checking, savings, CD, and money market accounts, are FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only) Telephone or write to the Bank if you think your statement or receipt is wrong, or if you need more information about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement. The address for inquiries appears below. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. • • Tell us your name and account number. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-sale transactions), we will recredit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Please examine your account at once. If you feel an error has taken place or have questions concerning a non-electronic transaction, telephone or write us within 30 days. The phone number is printed on the front of this statement. The address appears above. If no report is received within this period, your account will be considered correct. Mutual Funds/Securities Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, or its affiliates or any federal or state government or government agency or government sponsored agency. Securities (including mutual funds) and annuities involve investment risks, including the possible loss of the principal amount invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not affiliated with the Bank. The Bank and its affiliates EFTA01526143 receive compensation from the JPMorgan Funds for providing services to the funds. Read the JPMorgan Funds prospectuses carefully for details, including fees and expenses, before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JPMorgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of, or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Management L.P., which are unaffiliated with JPMorgan, are the funds' distributors and investment advisor. Reich & Tang Distributors Inc. is a member NASD. The Bank is not a registered broker-dealer. Securities transactions may be through JPMorgan Fund Distributors, Inc. a subsidiary of the Bank, is a member of NASD/SIPC. IRA Accounts Accounts of the Bank as trustee, or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as described below) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for services to JPMorgan Funds for which a rebate process has been established since these charges are subject to rebate as defined below. For accounts of the Bank as trustee, or discretionary investment manager for an ERISA plan or an IRA, which hold shares in the JPMorgan Funds other than Fiduciary Shares, the Bank receives fees for services from the JPMorgan Funds but waives account fees with respect to the funds so held. "fiduciary Shares" means shares of JPMorgan Select Funds and Institutional Shares of the JPMorgan Bond Fund II, JPMorgan Short-Term Bond Fund II, JPMorgan Intermediate Bond Fund II, and JPMorgan Large Cap Equity Fund held in Bank trust accounts or in discretionary investment management accounts at the Bank held by ERISA plans or IRAs. "Rebate" means an amount returned by the Bank to the account which holds the Fiduciary Shares. The rebate amount represents the portion of servicing fees paid to the Bank by the mutual fund with respect to Fiduciary Shares. Please direct all inquiries to your Morgan Account Officer at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, 1/OPS3 Newark, DE 19713-2107 EFTA01526144