EFTA01584175

Confidential Treatment Requested by JPMorgan Chase OZ019000•ANOS•Wdf )(click Solutions Plus Page 2 off, Holders who tend.- notes after the early tender date, and on or prior to the expiration date and time will only be eligible to receive the tender offer consideration of USD :00S pee USD woo principal amount, (total consideration minus the early tender premium), skis the apolica*.frcaued :Merest. Notes tendered must be in integral nultiptn of USD 1000 principal amount There is no guarantee of detNety (protect) oriviler afforded this offer Notes tendered may be withdrawn and consents detained may be revoked at any time at or ono, to SAO p.m., NYC time, on February 2R 2013. unless extended, (the 141Mdrewrit Deaminin A valid withdrawal of tendered notes wet constrain the concurrent valid revocation of consents. Consent may not be revoked without a concurrent valid withdrawal of the related notes. Holders should consult their tax advise for complete detail's in reference to wittholdrig taxes. As per the Offer to Dui-daze The niter settlement date for the tender offer ani be a txisiness day ft Merl promptly (Mowing both the fl ay tender term and the satisfaction or waver of the condtiorrs to consummation of the tender ode% which Is anticipated to be the business day following the early tender Urns. The final settlement date 'or the tender offer will be promptly after the expiration time, end is expected to Lie the next Dullness after the omtrattor time. Holders must review the ober material to fully understar.., • terms and conditions of this offer The early content will empire on February 28. 2013. -react respond by no later Mar 5100 pin. New York City tent on February 2013 This otter will expire nn Marc 14 ?m,3. - I . .1 by no later than St00 p.m. New YOrk City time on March 12. 2013 WMorgan has not received information that would in& that this otter is subject to IRS PLR 302. The information contained herein is a 'Summary that does not contain the entire text of the offering and may not contain all Si information you may wish to constdor in determining whether ui nct to participate in this offer. Please refer to the offering manna for the complete terms and conditions of this offer. Holders should consult with your CPATI advisors in deciding whether or not to participate in the offer. Eltaddiall Eitbfltled Tact CONSENTS TEND ER NanncAncti OF A CONSFNT AND TENDER OFFER AMENDMENT: ADDITIONAL COMMENTS ADDED Holden are advised that the Agent expects the scheduled interest Payment payable to hoiden on the record date of 02114.12on east he made m a regular manner. Dear Customer-. One of our financial seer ces has informed us of a Consent and lender Offer on the above referenced secirity. Holders ate to obtain the Offer to Purchase dated, February 14 2013, hup://pbctranplusjpmchase.nct/XSP5PD eTRANPlus/DeutilPrinterFriendly.aspx 2/22/2013 Feb-241013 04 64 5M "Morgan Clause 302.634-5580 EFTA01584175