EFTA01816020

To: Jes Stale From: Jeffrey Epstein Sent Fri 7/24/2009 10:04:14 AM Subject: Re: point I'm awake On Thu, Jul 23, 2009 at 9:58 PM, Jes Staley < > wrote: I tried calling. From: Jeffrey Epstein <jeevacation(Cocimail.com> To: Jes Staley Sent: Thu Jul 23 20:35:33 2009 Subject: point I. no reason to wait for two years.. 2, take advantage of the economic climate to make immediate changes . black an impediment. 3. It will take 18 months to two years to get it firing on all cylinders. 4. you are excited about it, you have given it alot of thought.. 5 ONce Jamie decides which direction to take itin„ you will get it done. If he wants to be as agressive as goldman , it needs to be surgical„ there are great people on the street. they will not be availble for ever. good deals can be made. NOW 6. thisis the perfect time asset mangement , running well„ get the investment bank cranking, you are the only real bank on the block . This email is confidential and subject to important disclaimers and conditions including on offers for the purchase or sale of securities, accuracy and completeness of information, viruses, confidentiality, legal privilege, and legal entity disclaimers, available at Iltip \k l% jpmorgan.com/pagesidisclosures/email. EFTA_R1_00187293 EFTA01816020