EFTA02018329

To: [email protected][[email protected]]; Jeffrey [email protected]] From: Rich Kahn Sent: Mon 1/24/2011 9:57:55 PM Subject: RE: FW: Johnny O'Sullivan a) Debt is from Spring 2010 (29,546), Summer 2010 (14,400) and Fall 2010 (14,400) for total debt of 58,346. b) Tuition was for a 5 semester program which John has completed — he is currently enrolled in 1 class for Spring 2011 semester c) Employer was paying for tuition however that stopped and John needed to find a new source to pay for tuition d) Columbia allowed him to continue to take classes on his promise to pay e) When balance became so large 58,346 Columbia helped him obtain Federal and Private loans f) Loans were approved by Federal Government — Loan #1 $20,500 and Loan #2 $26,758 and Private Lender— Chase $31,283 g) Federal government has minimal credit requirements (no bankruptcies over last 5 years or tax liens) so John was able to obtain funds h) Loans were approved and Columbia received funds on January 12, 2011 — I was told that loans were overfunded in the amount of 12,224 and these funds will be returned to lenders i) I told Columbia that John will have to declare bankruptcy and they informed me that Federal Student loans do not get wiped out even if bankruptcy is declared by John j) Since Columbia outstanding balance is now fully satisfied they have no desire to negotiate down balance and will not come after John k) John will receive degree since debt is with Federal Government and Private Lender I) I was told that the only blemish Columbia will receive is that their student loan default rate will go higher which may impact their ability to get future aid for students m) I have received another contact at Columbia to speak with tomorrow however I was told that they have never eliminated tuition especially after being paid by federal government — I plan on contacting tomorrow morning as she is not in today It sounds like the fact pattern you received from John may be different from what I just heard Please advise EFTA_R1_00522256 EFTA02018329 Rich Kahn HBRK Associates Inc. 301 East 66th Street, Suite 10F New York, NY 10065 From: Jeffrey Epstein [mailto:[email protected]] Sent: Monday, January 24, 2011 4:38 PM To: Rich Kahn Subject: Re: FW: Johnny O'Sullivan what did they say On Mon, Jan 24, 2011 at 10:15 PM, Rich Kahn wrote: Spoke with Columbia and would like to update you Rich Kahn HBRK Associates Inc. 301 East 66th Street, Suite 10F New York, NY 10065 From: Sent: Monday, January 24, 2011 3:49 PM To: Rich Kahn Subject: FW: Johnny O'Sullivan EFTA_R1_00522257 EFTA02018330 Here is Jeffrey's approval for you to call and negotiate. From: Jeffrey Epstein imailto:[email protected]] Sent: Monday January 24, 2011 3:46 PM To: Subject: Re: Johnny O'Sullivan have rich call and try to negotiate with columbia On Mon, Jan 24, 2011 at 9:34 PM, wrote: Johnny O'Sullivan has called again asking if our accounting dept can please call Columbia re the loan. He says he spoke to his contact at the accounting dept at Columbia and she has still not rec'd a phone call. He also says that London keeps hounding him wanting to know if the issue has been taken care of. I told him last Friday that I had passed on the information to our accounting dept...please advise. The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of Jeffrey Epstein Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. if you have received this communication in error, please notify us immediately by return c-mail or by e-mail to jgamail.com, and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of Jeffrey Epstein EFTA_R1_00522258 EFTA02018331 Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail or by e-mail to jeevacationegmail.com, and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved EFTA_R1_00522259 EFTA02018332