EFTA02360307

From: Richard Kahn < Sent: Wednesday, June 3, 2015 4:43 PM To: Jeffrey E. Subject: Fwd: Goldman Sachs Perpetual 5.375% Fixed-to-Floating Rate Non-Cumulative Preferred please advise if you are interested cash at =organ is 2,000,000 thank you Richard Kahn HBRK Associates Inc. 575 Lexington =venue 4th Floor New York, NY 10022 tel Begin forwarded message: From: =/b>"Atlas, Andrew 5" < To: =/b>"Richard Kahn ( I" < Subject: =/b>Goldman Sachs =erpetual 5.375% Fixed-to-Floating Rate Non-Cumulative Preferred Date: =/b>June 3, 2015 at 12:02:16 PM =DT Good Afternoon Rich, Have a Goldman Sachs =erpetual 5.375% Fixed-to-Floating Rate Non-Cumulative Preferred to show =ou: Date Issued April 23, =015 CUSIP 38148BAB4 EFTA_R1_01350788 EFTA02360307 GOLDMAN SACHS (GS) Ml / =B Maturity Perpetual Current Coupon: 5.375% Dividend Details: 5.375% =ntil May 10, 2020; 3 Month LIBOR + 392.2bps thereafter Payment Date: 10th day of =ay and November of each year, commencing on November 10, 2015 and =nding on May 10, 2020, and 10th day of February, May, August, and =ovember of each year following May 10, 2020 All subject but last: Price 100.375 Current Yield 5.3549% Yield to 1st Call 5.2864% Speak soon, Andrew Andrew S. Atlas Financial =dvisor Equity Sales/Middle Markets Group Morgan Stanley Wealth Management Midtown Manhattan =omplex 1290 Avenue of the =mericas, 12th Floor I New York, =Y 10104 Tel/Direct: <mailto 2 EFTA_R1_01350789 EFTA02360308 Important Notice to Recipients: Please do not use e-mail to request, authorize or effect the purchase or sale of any =ecurity or commodity. Unfortunately, we cannot execute such instructions provided =n e-mail. Thank you. The sender of this =-mail is an employee of Morgan Stanley Smith Barney LLC ("Morgan Stanley"). If you have =eceived this communication in error, please destroy all electronic and paper =opies and notify the sender immediately. Erroneous transmission is not intended to =aive confidentiality or privilege. Morgan Stanley reserves the right, =o the extent permitted under applicable law, to monitor electronic =ommunications. This message is subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html.&nb=p; If you cannot access this link, please notify us by reply message and we will send the =contents to you. By messaging with Morgan Stanley you consent to =he foregoing. 3 EFTA_R1_01350790 EFTA02360309