EFTA02425022

To: Jeffrey EpsteinBeeyacation©gmail.com] From: Jeffrey M Matusow Sent: Fri 4/30/2010 2:16:05 PM Subject: Goldman Goldman trading at $148 on a downgrade by S+P to Sell and Bank of America to Neutral. Bof A lowered their price target from $220 to $160. Jeffrey M. Matusow JPMorgan Private Bank 140 West 57th Street. 33rd Floor. New York, NY 10019 IRS Circular 230 Ocsclosure JPMorgan Chase & Co and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters contained herein (including any attachments) is not intended or written to be used. and cannot be used. in connection with the promotion. marketing or recommendation by anyone unaffiliated with JPMorgan Chase & Co. of any of the matters addressed herein or for the purpose of avoidmg U.S. tax-related penalties. EFTA_R1_01493206 EFTA02425022