Client Authorization

UBS Client Authorization I authorize UBS Financial Services Inc. and its processing institution (the 'Processing Bank') to initiate the types of transactions indicated above (including adjustments for any entries made in error) to or from my account(s) listed above, and authorize the depository(ies) named on my authorized External Account) or U8S Financial Service Inc to debit and/or credit the requested transactions to my accounts. I authorize U8$ Financial Services Inc. and the Processing Bank to make changes and/or cancellations to transactions requested by me. I further acknowledge that electronic funds transfers under this authorization may be processed as automated clearing house (ACH) debit and credit entries I understand when I authorize a withdrawal from an authorized external account to pay my uas Credit card, UBS Financial Services wjll initiate an electronic funds transfer from my authorized external account and make a bill payment to 1)85 Bank USA I understand the