FIFTH THIRD BANK

FIFTH THIRD BANK aFRI FLORIDA) BOX 630900 CINCINNATI OH 45263-0900 SCIO VERUM CORPORATION 19563 Overdraft Notice Date: January 13,2015 Account Type: 5/3 BUS STANDARD CRC Account Number: Relationship Manager: Helene o num Phone: Business Banking Support: Internet Banking: Important Notice About Your Fifth Third Account Overdraft Dear SCIO VERUM CORPORATION, One of the most important ways we help our customers manage their money is by providing detailed account information on a timely basis. Please be aware that your account referenced above was overdrawn on January 12, 2015 in the amount of $19,673.11. Because of your relationship with us, we have waived $37.00 in overdraft fees as a courtesy for this overdraft occurrence only. To avoid being charged an $8.00 fee for each day you are overdrawn, you will need to make a deposit no later than January 15, 2015 to bring your account to a positive available balance We urge ynu to take action immediately to avoid future Overdrafts returned ileum and fen The following information summarizes your account activity as of January 12, 2015. Please note that the additional pages provide transaction detail, including those items in the Withdrawals/Debits section that contributed to overdraft fees or returned items. Your beginning balance on January 12, 2015: $(19,618.96) Deposits/Credits added to your balance: +$0.00 Withdrawals/Debits/Pending deducted from your balance: =Sal, Your ending balance on January 12, 2015: $(19,673.11) Overdraft Fees and Returned Items posting next business day: $0.00 Balance** After Fees and/or Returns: $(19,673.11) **This balance includes fees or returned items that will post to your account on the next business day after the ending balance date of January 12, 2015, as listed above. However, it is possible that additional items may post to your account after this notice was sent. If you have questions or need additional information, please call us at lur Customer Service Professionals are available to assist you Monday through Friday, 7 AM to 10 PM ET; Saturday, 8:30 AM to 5 PM ET. If you have been paying multiple overdraft fees, there may be less expensive alternative products that may be better suited for your needs. Please call or visit your local banking center to discuss other o lions. You may also learn more about various Account Management Services that Fifth Third Bank has to offer at Sincerely, P. Brian Moore Senior Vice President Member FDIC. 121 Equal Housing Leader. Rhb !hid and Fifth Thad Bank are registered service masts of Ann Thrd Bamorp. Page 1 of 2 EFTA00273572 FIFTH THIRD BANK Withdrawals / Debits / Pending Transaction Date 01/12 Time Description PAYCHEX EIB INVOICE CIO VERUM CORPORATION 011215 1 item totaling $54.15 Amount Result Fee 54. I 5 PAID Waived Overdraft / Return Item Fee Tiers are based an the manlier of occurrences In the past 12 months. Number of Occurrences Fee Amount 1 or more: $37.00 per item Pending - Item was approved for payment but has not posted to your account. Paid - Item was posted to your account but has contributed to your overdraft. Posted - Item was successfully applied to your account. Returned - Item was posted to your account but was returned due to non-sufficient funds. Unverified - Item was presented for posting to your account and will be verified by the next business day. •Unavailable Funds - Funds from ATM Deposits or non-Fifth Third Check deposits are not available for immediate use. Please refer to your Rules and Regulations brochure for information on Fifth Third's Funds Availability Policy. Member FDIC. CI Equal Homing lender. Fifth mid and Fifth Thad Bank are registered service masts of Ruh Thrd Bancorp. Page 2 of 2 EFTA00273573