to participate in a conference call with the

to participate in a conference call with the Morgan Global Investment Opportunities Group Trade Opportunities for Early 2013 Friday, January 11, 2013 10:00 am Eastern Time Given the anticipated demand, we ask that you dial in at least 15 minutes ahead of the call. Featuring: Anton Pil, Head of Global Investment Opportunities Group Please join us for a call to discuss our top trade ideas for 1Q2013 as well as implications of legislative and policy changes globally. Participants will have the opportunity to ask questions at the end of the prepared remarks. Dial-In Information U.S./Canada: (877) 918-2316 International: 1 (312) 470-0073 Passcode: GIO GROUP We also invite you to participate in our first GIO Client Investment Survey which can be accessed here or by copying the below link into your web browser: http:iisurvey.ionichase.netiwixio56238394.aspx This invitation is confidential and intended solely for the use of M. Morgan's Private Bank professionals and the clients/prospects to whom it has been delivered. It is not to be reproduced or distributed to any other person except to the client's professional advisors. Investment products: Not FDIC insured • No bank guarantee • May lose value J.P.Morgan EFTA00598392