From: Ian Osborne <MI

From: Ian Osborne <MI > To: Jeffrey Epstein <[email protected]> Subject: Re: Loan Materials/Terms Date: Tue, 26 Feb 2013 14:42:40 +0000 Attachments: Loan - _ Cashflow.pdf; Personal Loan Request.pdf _ _ _ Jeffrey, Please find attached: - The cash flow forecast for the use of loan - Updated loan request Assuming this is alright, perhaps your lawyer could draft the necessary documentation so that the first instalment can be drawn down on Friday, March 8th. Once again, I am deeply grateful for your support. It means a great deal. Best wishes, Ian On 23 Feb 2013, at 07:12, Ian Osborne <MI > wrote: > Jeffrey, > Please find attached, as discussed: > - 2013 Forecast Income for Osborne & Partners > - Overview of my complete holdings > I appreciate you keeping these documents confidential. > As for the loan term, I was thinking that it should be for a three-year term, and I would suggest 5% above the FED base rate or Libor. > However it should allow for early repayment - which could either take the form of ordinary repayment, or a waiver of part or all of the outstanding amount as part of fees/profits derived from client referrals or client work. I have prepared a list of these individuals that we can discuss in the morning, to see which ones are of greatest interest to you? > Please let me know if you need anything else, and I'll see you at breakfast. > best wishes, > Ian > <Loan - Income.pdf><Loan - IO Holdings.pdf> EFTA00639985