From: "Jennie Saunders"

From: "Jennie Saunders" To: "Jeffrey Epstein" <[email protected]> Subject: FW: Life Insurance Date: Fri, 28 Jan 2011 19:59:02 +0000 Is there an easy answer or do u want to speak about this on wed Jennie Saunders Founder & Chairman 1 66 East 55th Street New York NY 10022 I Main: 212 486 6600 I Mobile: I www.coreaccess.net I From: Alan J. Kramer [mallto Sent: Thursday, January 20, 2011 12:42 PM To: Jennie Saunders Subject: Life Insurance Hi Jennie, Been having trouble with my email so I don't know if you received my reply yesterday. The question to ask is, "Do we want/need life insurance for the rest of our lives or just for a certain time period?" When we initially met, you were very pro having coverage, at least some, that would cover you indefinitely to give you and Dangene added leverage. You should have in your portfolio some coverage that will stay with you forever. Let me know your thoughts or if you would like to meet to further discuss, that would work too. Alan Alan J. Kramer CFP, CLTC, MBA, LUTCF Agent New York Life Insurance Company 6 Auer Court, Suite F East Brunswick NJ 08816 (P) (1111111 (P) Outside NY& N 120 Broadway, 37th Floor New Yor NY 10271 (P) F) 888-271-1701 If you do not wish to receive email communications from New York Life, please reply to this email, using the WW1* "Opt out" in the subject line. Please copy email optout®newyorklife.com New York Life Insurance Co., 51 Madison Ave., New York, NY 10010 EFTA00648281