From: Jeffrey <[email protected]>

From: Jeffrey <[email protected]> To: Richard Kahn Subject: Re: Improvements & Betterments - Hangar Date: Wed, 22 Aug 2012 17:58:03 +0000 Yes Sony for all the typos .Sent from my iPhone On Aug 21, 2012, at 3:59 PM, Richard Kahn > wrote: Attached are two options for insurance on hanger. Option 1 a 5% deductible for annual cost of 3,525 and Option 2 a 10% deductible for annual cost of 4,040. Since we will not be renewing LSJ Insurance (whereby this location would be added on) we have obtained a quote for hangar insurance per the lease requirements. Currently we have not been asked for proof of insurance and not sure we ever will be asked.. Should be bind insurance for annual cost of 3,525 or wait? please advise Richard Kahn HBRK Associates Inc. 575 Lexington Avenue, 4th Floor, New York. New York 10022 to fa Begin forwarded message: From: Joseph rosenthal < Date: July 27, 2012 4:30:55 PM EDT To: "Darren K. Indyke" >, Rich Kahn ,ca Subject: Improvements & Betterments, Hangar Hi Darren & Rich - Please see the quotes, two options below. This is through a NY Regional broker I have a relationship with who in turn contacted a local broker in the USVI. I do not recommend taking the higher (10%) deductible as the premium saving is only about $500, but of course it is up to you. Option 1 appears to be the better deal. This is really a minimum premium situation and an accommodation by the regional broker as they have no supporting business on this account. I am trying to find out if there are any taxes, (i.e. surplus lines or federal excise tax) as this coverage will be a Lloyd's policy. Please let me know if you have any questions or if you want w proceed to bind coverage in which case please provide an effective date. EFTA00712128 Pm out of town for the weekend but will be back Sunday evening. Regards, Joe Joseph M. Rosenthal President Essex Risk Consulting Begin forwarded message: From: "Goldfarb,Alex" Date: July 27, 2012 4:01:32 PM EDT To: Joseph rosenthal >, Scott Ernst Subject: FW: are the improvements complete? Joe, Please see the quote below and let me know if there is interest in binding. Thanks, Alex Goldfarb Vice President Private Client Group Alliant Insurance Services, Inc. 320 West 57th Street, Fl 3 New York, NY 10019 irect ax www.alliantinsurance.com CA License: 0C36861 From: Colin B. Probyn [mailto: Sent: Friday, July 27, 2012 3:49 PM To: Goldfarb,Alex Cc: Sonia D. Alfred Subject: RE: are the Improvements complete? Alex, Based on a value of $200,000 for the betterments you have listed the premium options are; Option 1 — with a 5% catastrophe deductible the premium will be $4,040 Option 2 — with a 10% catastrophe deductible the premium will be $3,525 This will cover the perils of Windstorm , Earthquake ,Fire ,Vandalism & Malicious Mischief This is a Lloyds policy. Kind Regards,Colin EFTA00712129 From: Goldfarb,Alex [mailto: Sent: Friday, July 27, 2012 2:23 PM To: Colin B. Probyn Subject: RE: are the improvements complete? Yes. Alex Goldfarb Vice President, Private Client Group Alliant Insurance Services, Inc. 320 W 57th Street New York, NY 10019 Direct Fax CA License: 0C36861 From: Colin B. Probyn Sent: 7/27/12 08:13 AM To: Goldfarb,Alex Subject: are the improvements complete? Notice of Confidentiality This E-mail message and its attachments (if any) are intended solely for the use of the addressee hereof. In addition, this message and the attachments may contain information that is confidential, privileged and exempt from disclosure under applicable law. If you are not the intended recipient of this message, you are prohibited from reading, disclosing, reproducing, distributing, disseminating or otherwise using this transmission. Delivery of this message to any person other than the intended recipient is not intended to waive any right or privilege. If you have received this message in error, please notify the sender by reply E-mail and immediately delete this message from your system. EFTA00712130