Wardell Johnson

Wardell Johnson Private Client Group Telephone Facsimile November 19, 2010 L.S.J., LLC & Jeffrey Epstein 301 East 66th Street, Ste. 10065 New York, NY 10065 CHARTIS RE: Policy Number: MUM Loss Description: Wind Damage Claim Number: S Date of Loss: 09/01/2010 Underwriting Company: MG Premier Insurance Co Our Insured: Jeffrey Epstein Location: Little St. James Island, No. 6B, St. Thomas Dear Mr. Epstein: This letter informs that an additional payment has been issued on the subject claim in the amount of $42,460.00 and you will receive it in seven to ten days. We reviewed the additional photos of storm debris and approved this supplemental payment as follows: Tild Hut/House: $ 22,630.00 2) Massage Cabana: $ 8,097.00 3) Blue Nap/Small Beach Cabin: $ 7451.00 4) New Dock: $ 4,582.00 Total All: $42,460.00 If this amount appears to be incorrect or you have any other questions or concerns, please contact me to discuss so that we may resolve any misunderstandings promptly. Sincerely, 'Waitelett Jabnoon Wardell Johnson Charts 701 Brickell Avenue Suite 2300 Miami, FL 33131 www.chartisinsurance.com EFTA00725521 Private Client Group on behalf of American Home Assurance Co cc: Insurance Office of Central Ohio EFTA00725522