Private Wealth Management

Private Wealth Management Edward Torres Mgmt Trust FBO . Performance Analysis from 7/23/2007 - 3/31/2009 2007 * a2 ) YID 2009 Total Account 2.11% -24.30% -3.32% US Equity US Large Cap 4.68% -33.91% -6.01% Standard & Poors 500 Index -189% -37.00% -11.01% US Small Cap -4.46% -40.52% -1731% Russell 2000 Index -777% -33.79% -14.95% International Equity European Equity -5.94% -52.67% a" N/A Japan Equity -5.26% -35.82% •** N/A Pacific Basin ex-Japan Equity 17.84% -55.86% •** N/A SAFE N/A -L22% *•** -19.34% MSCI EAFE Index N/A 421 *•** -13.96% Emerging Markets Equity 6.98% -48.61% -4.42% MSC! Emerging Markets Free Index 8.17% -53.33% 0.69% Real Estate (REM) -8.29% -43.95% •** N/A Commodities 9.83% -26.07% -6.08% US Fixed Income 3.12% 2.81% 1.01% Emerging Market Bonds 3.80% -1427%•** N/A High Yield Bonds 1.03% -15.44%***** 4.42% Municipals 33%** 4.77% 2.39% ZIPS 8.80% -0.05% 3.50% • Inception 7121/2007 rr Purchase Date 7/26/2007 ***Sold 11/10/2008 **** Purchase Date 11/10/2008 an* 1/1/2008 - 11/10/2008 & 12/I5/2O38 - 12131/2008 Source: DB InSight EFTA00775812