From: "Jeffrey E." <[email protected]>

From: "Jeffrey E." <[email protected]> To: Richard Kahn Subject: Re: Goldman Sachs Perpetual 5.375% Fixed-to-Floating Rate Non-Cumulative Preferred Date: Wed, 03 Jun 2015 19:10:22 +0000 add 3 million and take 5m On Wed, Jun 3, 2015 at 12:42 PM, Richard Kahn < please advise if you are interested cash at Morgan is 2,000,000 thank you Richard Kahn HBRK Associates Inc. 575 Lexington Avenue 4th Floor New York, NY 10022 tel fax cell Begin forwarded message: > wrote: From: "Atlas, Andrew To: "Richard Kahn )" < Subject: Goldman Sachs Perpetual 5.375% Fixed-to-Floating Rate Non-Cumulative Preferred Date: June 3, 2015 at 12:02:16 PM EDT Good Afternoon Rich, Have a Goldman Sachs Perpetual 5.375% Fixed-to-Floating Rate Non-Cumulative Preferred to show you: Date Issued April 23, 2015 CUSIP 38148BAB4 GOLDMAN SACHS (GS) BA1 / BB Maturity Perpetual EFTA00855291 Current Coupon: 5.375% Dividend Details: 5.375% until May 10, 2020; 3 Month LIBOR + 392.2bps thereafter Payment Date: 10th day of May and November of each year, commencing on November 10, 2015 and ending on May 10, 2020, and 10th day of February, May, August, and November of each year following May 10, 2020 All subject but last: Price 100.375 Current Yield 5.3549% Yield to 1st Call 5.2864% Speak soon, Andrew Andrew S. Atlas Financial Advisor Equity Sales/Middle Markets Group Morgan Stanley Wealth Management Midtown Manhattan Complex 1290 Avenue of the Americas, 12111 Floor I New York, NY 10104 Tel/Direct: Fax: Important Notice to Recipients: Please do not use e-mail to request, authorize or effect the purchase or sale of any security or commodity. Unfortunately, we cannot execute such instructions provided in e-mail. Thank you. The sender of this e-mail is an employee of Morgan Stanley Smith Barney LW ("Morgan Stanley). If you have received this communication in error, please destroy all electronic and paper copies and notify the sender immediately. Erroneous transmission is not intended to waive confidentiality or privilege. Morgan Stanley reserves the right, to the extent permitted under applicable law, to monitor electronic communications. This message is subject to terms available at the following link: http://www.morganstanley.com/disclaimersimssbemail.html. If you cannot access this link, please notify us by reply message and we will send the contents to you. By messaging with Morgan Stanley you consent to the foregoing. EFTA00855292 please note The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of JEE Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail or by e-mail to [email protected], and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved EFTA00855293