From: Jeffrey Epstein <jeevacation®gmail.com>

From: Jeffrey Epstein <jeevacation®gmail.com> To: Jeffrey Epstein <[email protected]> Subject: Date: Sun, 27 Oct 2013 01:21:11 +0000 Welcome back, hope you had a rest. As I said previously, my passion is people. not business, that being saidk -as i see it : This is unique time for your family and finances . I believe it requires both a comprehensive and well balanced approach. There needs to be thought given to family-centric risks, then later on ,regulators, disability, risk mgmt etc. all emotional and financial related , one by one. . these personal issues need to be organized for both structure and then managed for multiple purposes. I would encourage a more holistic view of your family and its purpose driven goals. this needs time and deep. thought. I thought Benjamin could take the sailing rules analogy, and bring it to bear on the family issues. Adapting to change, sailing with the right crew , rough seas , slow down , cross check, remain flexible, jettison unneeded cargo. , seek safe harbors, know your crew and keep them focused. I can share my extensice experience with Royal families. , as i belive these are closer to yours then the merely very wealthy. for example future discussions would entail how to leave the right amount to the girls and with what timing . the risks of bad boyfriends, husbands etc, I feel that You personally have a global perspective and it should be reflected in the personal plan for the future. sustainability is more than the agriculture in Africa :). Defining risk , both tax, financial emotional is never perfect but requires planing. For example A true system to monitor future performance for the girls, reports to trusted people etc ( i know , I know ) Family Engagement and Education Consistent with your unique Approach to Leadership Old solutions are no longer effective, you need to hear about best practices when it comes to inheritance and wealth transfers, cash flow, taxation , managing your extraordinary family complexities. EFTA00974443 phasing in an implementation, getting the girls involved early, focusing on their broader education would be i believe vital. Documenting your philosophy , video, vision etc Understanding the burden of the family history , Jewish, banking „its culture, the you are well aware responsibilities. however as No single approach will suffice Consensus, cooperation, co-existence combined with the realistic Capabilities of those that surround you„ ie Benjamin , staff, girls then must be combined with the concepts of family,marriage , hierarchy of goals etc. It would be helpful to have a fully documented Family vision, which would detail the values that you would like to see in the girls. ie goals for both family and business Monitoring performance financial advisers.etc I am in the Caribbean all week feel free to set a time to speak. The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of Jeffrey Epstein Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail or by e-mail to jetQ gmail.com, and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved EFTA00974444