From: "Jeffrey E." <[email protected]>

From: "Jeffrey E." <[email protected]> To: "Bovino, Beth Ann" Subject: Re: Great to see you last week Date: Sat, 20 Sep 2014 17:08:12 +0000 well do it again early novemeber? On Sat, Sep 20, 2014 at 10:50 AM, Bovino, Beth Ann c Hi Jeffrey, > wrote: Just a quick, belated, note to say that it was great to see you last Friday. I really enjoyed our conversation and wish we could have talked longer. Hopefully, another time. But, until then, I will Include your assistant's email address on our distribution list. And feel free to ask for other reports that S&P published, if interested. I will certainly send your way. All the Best, Beth Ann Beth Ann Bovino, PhD U.S. Chief Economist Standard & Poor's 55 Water Street. 40 floor. New York, NY 10041 Please visit www.SPRatings.com/EconomicInsigls4 to view S&P's economic research. The information contained in this message is intended only for the recipient, and may be a confidential attorney-client communication or may otherwise be privileged and confidential and protected from disclosure. II the reader of this message is not the intended recipient. or an employee or agent responsible for delivering this message to the intended recipient, please be aware that any dissemination or copying of this communication is strictly prohibited. If you have received this communication in error, please immediately notify us by replying to the message and deleting it from your computer. McGraw Hill Financial reserves the right, subject to applicable local law, to monitor, review and process the content of any electronic message or information sent to or from McGraw Hill EFTA00997452 Financial e-mail addresses without informing the sender or recipient of the message. By sending electronic message or information to McGraw Hill Financial e- mail addresses you. as the sender, are consenting to McGraw HAI Financial processing any of your personal data therein. please note The information contained in this communication is confidential, may be attorney-client privileged, may constitute inside information, and is intended only for the use of the addressee. It is the property of JEE Unauthorized use, disclosure or copying of this communication or any part thereof is strictly prohibited and may be unlawful. If you have received this communication in error, please notify us immediately by return e-mail or by e-mail to [email protected], and destroy this communication and all copies thereof, including all attachments. copyright -all rights reserved EFTA00997453