On behalf of the Advice Lab at J.P. Morgan

On behalf of the Advice Lab at J.P. Morgan You are invited to participate in a special conference call New rules for family offices under Dodd-Frank Tuesday, January 10, 2012 at 11:00 a.m. Eastern Time Moderated by Thomas McGraw, The Advice Lab at J.P. Morgan Our distinguished panelists include: Leor Landa Davis Polk & Wardwell LLP Miles Padgett Kozusko Harris Duncan Jeffrey Schwartz John P.C. Duncan Davis Polk & Wardwell LLP Kozusko Harris Duncan New rules now in effect change the exemption that many family offices once relied upon to be exempt from registering as an investment advisor with the U.S. Securities and Exchange Commission. Some family offices still will not be required to file, but others may be. Family offices that are no longer exempt should consider alternatives—or register with the SEC to meet a March 3O, 2012 deadline. To learn more, join us to hear our panel of experts discuss: • Which family offices are impacted • How they can qualify for the new exemption • Options to consider if your office does not qualify for the exemption ASK QUESTIONS There will be a Q&A session at the end of the discussion. We also invite you to submit any questions you would like us to address during the call on the web player or via email to private_bankingajpmorgan.com and please copy your 1.P. Morgan representative. VIEW SLIDES AND HEAR THE AUDIO ON YOUR COMPUTER To register for the webcast and to access the presentation during the call, please go to: http://mediazone.brighttalk.corn/event/WMorgan/63a99723eb-5746-intro?TiD=uS LISTEN ONLY Toll-free: Toll: Conference ID: LISTEN TO THE REPLAY A replay will be available January 11 - February 11 Toll-free: Toll: Conference ID: To access the presentation following the call. go to: http://mediazone.brighttalk.corn/event/WMorgan/63a99723eb-5746-intro?TiD=uS WMorgan Chase & Co. and its subsidiaries do not render accounting, legal or tax advice. Estate planning requires legal assistance. You should consult with your independent advisors concerning such matters. EFTA01091803