EFTA Document EFTA01268833

-4 Te oetne- we are ore L. BUSA, Imperum Pkast refer to the Account Oposirg Procedures for specific Information on the various types of documents required at as Account Idle: Jeepers, : !lc . Account Number D•Kopint rpinph, n71 Serowe Cwiles Caen Da Citgence dismesf Accounts Cue otgarste Or I49 Risk isms Actursa (Chetag)  Cteenekns a Place 0 &times WAC,PLC twill endera V mnkaton)  Ooranoni *eckbst for BAUM ACCCultS FIt  AWOOrate WA ;Cm i. ros4.1 S en y) Ct Diselosuns that most be pm to cleat USA 'ay rt Aa C.-stoma Mknnabon ROM, ktke Pales alt Fees S.-ne0.1 Waco AgreeTenl FOC Imam Yar Copost ?Wu. 'USA ore*) Woke 0 NW ye Ilt'll3LOO Oscwtre Phi Barton friXITISSOO Shanng rid Prtvry Poky Other DOCaNnanb Centre dhcorambri a Cantata d Oast., Pa US. Owe COrlonal Geed 0 If Is competed ot MAIM. 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(Pa dOcrell Is oat reamed If 0em nattablts fund :amen nYPIlono, Ias or roosacrffiln - ri InonalkO Smarty Inoctdae Apneentot an Telepttnennt bsutax Cl oarmen Crows a Pea Sa urrevorrai Cm 61 raettaustll - Istircatotiola van-2404-not CONFIDENTIAL FOMBankPRO00149 SD NY_GM_000 12986 CONFIDENTIAL EFT/k_00123629 EFTA01268833 Brivoirrade Liam (anent) 00smaa aartayars spas elOgonitato ce Cathay a Farman motet km -Ste MSC Is roof SUS CenSaft of Wan* Soma koala* Acoasall b lamacraFas Mau a Mast dance ARS kr ore:MC.4i if reamecS, I mcceramod UMW Laity Cram Comm Camay laseavahnoser gawks* inlay Utast Comm Comm Lam UIMIS Coal" a a mastalfaiKe 0 Meta UMW MOSS Comm Wens Lad least Paamato as a Morantholax a War* Load Lea Cantata Coln aa "Nan a latometcoaso (dasolaba alba latity Coning Combs Trust as We baMaraasa ciaccamo) tabd Mali Csrpary Urencorp:aliq &mama as Mectoacarogy:f apace* mats waft Camara Ombra Joatterunt as a MereeoVaraixiol IWcatiel Caporal, Rack aa contact d acamasco a Nakao 0 OaKeaton lain UM carom(( Men cl barpcneta (strayed ta NI Olca of re Lours Gaeta) lecostirwe Lana asair 9 Carona %Mai= all COratt3:0 &lab{ 2aabn aid bra realY Vann b Telectiefiralatfaciara•Viratel Instaxba, ;nu etallaaa is wit reslati if dent repasts haa aarslerS by trove, 'ax cr iseSbalater, Into .ag rtr Ccr:e' • .cry- 4 SEW(' ag racer Stoma- we tcree . cum t Nitta ct Va. rare :V acacaom 0InsalaVent Mama Ossocala or Cornea Santos (motel bamaired i Ito U. is Ore 11C) Callas attar*: tern Paean Agretowt Ice TobaosaFoc baba a Piping Gars ta Rfl oar haorokatNalsil rolanal talatUatits Comm COMM COMM Meatasallataget al mamas( Lead laY °Oar), Oar Li-** LaM Cray a a astaaanage (I *a Land Left Camara Warm Lona latab annals a a lAantenlamisaaa IT MOS) Land LIPS COMM Comm Polarap as Manter ewer if apPlate) OTIS Lab ( Cacao Carom T1% as Verteetrtamoo :, apestm Leta MGM Comm Comm l^brxraveled AsSabadb, as a ikereausivale le nab* LATIN Lab* CCatMere Cann an Youre as a amblaVanagoe 01 anal Wag Oaf Pairehb Leger arbi Seal* Angst Ceebbie of iimid On** Ono PnwitC)- Not :Nal vita ollortg SOW* rot Sr ire ce seam Gala} ropy Goan of Easton tastasafiraM cow Wawa COWAN aPaertail Stalsicatra ctOadvaxn 'Saimaa OCreqn0u0fraco Cattkaia of bib Naas liatabaabffi Slaty PrOCialte Areniall ICE TOUM:fg% Mutate Onn: Quin 0/ Regis" RH laMOVID:a 0 1MUSOM CLf3:vIED UMW Waft Parnecaa Cacao WNW labia' Comm a a Motatakaa P Staab* DATE • 14i I (CLOP- :Solid labia Parocra Ceram LOON Lea« Para MO a • alatsaanalla p axeibit) Lig*/ Patti* Cat. Pienonti; n s a moat Wpm PI affictitl Lined Mao MacamealCo ft Ogma Can Haan( Pion) swot prone Apertm to intrecoeu Issura of PrreAt Orin of Pip" ll wartial Ones at *Want) Cada* of In Nam (I no V-. tanitalatleLbearie (Curet RI* b Ise lama amity Praana b addbaba &baba Isq.sea kr leaare 7,ba; MOnsomaes IO,TAAaoalboa a Rama Inctivico APP Can Atlas ce Fiera* hat*, Saass Wan Motel) Prefab a TM. . ap,texit Raab re atecug :psfi'v; P t con xes ix *Moro I down** said te alifficicaa el Mims WON A wja dor-ineit ./10- I urn ow 'gni et.e awls, a ing as WA:USX L CONFIDENTIA FerstBankPRO00150 SD NY_GM_000 12987 CONFIDENTIAL EFITA_00123630 EFTA01268834 ZSSCUPWA afr g r 0 8210: 13.0n cows rain WaX401110 A90:111Cri liegolitol I ...maw 1 thp NC 54 tex ty pet Oymein Cent** a' Inospyalka iot a smack coq rnim is mum • A arectea itrtr. I. 01 iOrds Scan Eleckors Aegean' Otithmenteletbearbithrbeanrests) Cheek a If is *Weed or N/A Meat sporkehle Rosh BVINU R*Ctel rtria_DOPIr IMotis Eby Peon) 31w5ifikkg Rebuts, :OW. ViviMcd Pithearioll a &SO* ierkeefe area Witten Melee re est reastakta w__ Ull s ees Komi (*Mai. Sena Were) SaTc. el MetY sebum, Igesenlalice er WS heetpace. envetees...) Oder Other Ober Other Other FOR ACCOUNT REF ERALS OALY if this account opening was referred by a Departmerrs Mier, other than the Branch's Officer. please/Rout the dewing certification: Thy asocunl was raced by (name) (tee) of (Debarment) to to cpenec et arena leer* bath:envied with tie Cuslaner idertefrakil Program end reamed this customers profile and swooning docummtabon in compriance rib the Customer Cue Dagen. end Entine Due Crigence processes Named Us Sgralure Dl. CLOSED DATE: 01 .2 1 ° CONFIDENTIAL FirstBankPRO00151 SO NY_GM_000 12988 CONFIDENTIAL EFTA_00 I 2363 I EFTA01268835 NOTES TO FILE RATE; COMMENTS w. 1 en/- 44-07 it/ J' Mg Citrif t' thhet, Oiratn-l-u Me.441-'14..ds LSkrtal e I t File 5ot". Carnrieit4_ C C I 7 2 DATE; I9 CONFIDENTIAL FirstBankPRO00152 SD NY_GM_000 12989 CONFIDENTIAL EFTA 00123632 EFTA01268836 1VIIN3OHNOO 1 First Bank Checking Debit Advice Prepaid bY IC C) 4 170 . . WO ton arklla pr emeu4 r per blot Pinup am rag meads it 11 Gummi Mien valiant Ainaalailft WOW' 1 First Bank O CRUM MAW PUERTO 01 RCO z -n popcoppos copy MANAGERS CHECK Purchaser: JEEPERS INC s I W W I - Payee: ESTATE OF JEFFREY E EPSTEIN .11, AS I DEC 31 NW RE:CLOSING ACC I z O m 066a000 INO ANDS Branch: .721 Tenet 09865 Source: teen Speer ;LI Check No. 039092 Gate: 12/31/2019 0 Amount k‘a.C. $14383.90 Fee: 13 S15.00 Total: $192.398.80 EFTA01268837 Cone V& lo ACCOUNT INFORMATION Account JR. Ct12 002 Ctl3 717 Ct14 C000 Ct11 01 Prod Type 235 C CHECKING ACCO MSGS: Status 00-NORMAL System Type 010-COMMERC. JEEPERS INC • Ext Inv Fund Link AMERICAN YACHT HARBOR Cust Balance 1923.8.80 6100 RED HOOK QUARTER STE B3 Memo Balance 192398.80 ST THOMAS VI 00802 Ledger Bal 192398.80 Loan Balance 0.00 Sao Trlr Bal 0.00 IVR 192398. 80 Ln Av 0.00 Sav Avail 0.00 MMDA Dt Opened 02/02/07 Bank Unavail 0.00 Charge Card? NO Dt Let Cust Actv 12/19/19 Cust Unavail 0.0C Spec Inst? YES Dt Lst Dep 12/19/19 Min DDA Bal 0.0C NSF? NO OD? NO Dt Lst Maint 12/05/19 Avg Coll Bal 184241.96 Bal Hist? YES Sigr. 0 Loc Nbr MTD Avg Bal 184241.9E Bal Hist Ret 15 TIN: Cd 1 Nbr 660629193 Last Dep Amt 13618.90 Con Kite Days 0 Number Ant )(fere 0 Reg-E Amount 0.00 MTD Kite Days 0 Number Ck Items 0 Total Holds 0.00 Stop Pay CD Limit 9999999999999.99 Cyc Ater' 0.000000 Ext Inv 0.00 Proj Accrd C.00 PF1-Fwd PF4-Hist PFS-Redisp PF14-S/H Inq CLOSED DATE: 14144 ge PF12-Help PF18-/BT :ng CONFIDENTIA FIrML SDNY_GM_00012991 CONFIDENTIAL EFTA 001236.34 EFTA01268838 ESTATE OF JEFFREY E EPSTEIN c/o Kentithab Ferguson Kraal PLLC 9053 Ease Thomas Stake 101 Sc Thome, VI 00802 (340) 779-2564 rusmasHiarLDSainlY Ms Miththe Singh Roberta Buskins Development May= USVI Mania, Sinking Meager Fast Bmk Vf 4700 Estee Charlotte Amabe, Suitt 101, 2s Flow St Thomas, VI 00602 Re MarthaRing of Estate of Jeffrey E. Epstein Asses Dear Ms Smith-Retests In eottoection with the mirshalling of the decedmes assets, we request S dot to the sloe entity aocotmrs be closed and the foods transferred into the estate account ending in of the year. 3 / - Thomas Weal Air Liiirt ling ira - FSF LLC ending in • - iccfnl• 10‘ minx Link Squats coding in = - Freedom Air Petroleum aiding ini.. . Mirk". Transpothstiori ending ' As that companies net being dissolved St yen end, we "Predate your instance in Teing:.c :lip hoc matter expedidously. Please do not lease to contact ow counsel at Kele:hats Futuna Krob PLLC obould you have any questions as need addition! information. Thank you for your assistance. Darren K. loctyke Co-Excanor Estate of JefErcy E. Epstein I 0 , CONFIDENTIAL FirstBankPR000155 S0NY_GM_000 12992 CONFIDENTIAL EFTA_00 I 23635 EFTA01268839 ESTATE OF JEFFREY F. EPSTEIN c/o Keilerhsie Paguson Krotarn PLLC 6353 Estate Mann Sung 101 St. Tomas. VI 00802 (340) 179-2344 Vitamin tHst Dram° Mt. Michelle South Roans Buena. Development Mango USVI Plata= Baking Manages Feet Bank yr 4700 Estate Chaotic Amalie, Suite 101,2" flab St Thomas. VI 00602 Re. Meehan a Estate of Jeffrey E Epstein Assets Dees Ma. Smith-Robetts In connection with the annhalzag of the decedent% assets, we tau= that the following entity accetots be dosed and the grade transfened into the estate *C031311t ending in =prier to the dose of the year. i • Thomas Viotti Ait LLC exile in ME - ESP ILC ending an - *pen, Inc. With) laic St. James mang m • Freedom Air Penolorn g itiM - Michelle. Transporman coding' As these companies are bong assayed at yen end, we appreciate your assistance in 'tie/ries thit matter expedineady Plate do not halms to crew out avast! at KaInhale Potato° Keobb PLLC should you hare any question or need additional intonation Thank you foe rout asaistana. IZ.rsayie Co•Ea ono' Estate offer/taw t. Epee., et", cliED . Richard D. Kahn Co-Exiseact Estate of jersey E. Epstein CONFIDENTIAL CONFIDENTIAL FirstBankPRO00156 SDNY_GM_00012993 EFTA (()123636 EFTA01268840 MICHELLE SMITH-ROBERTS From: MICHELLE SMITH-ROBERTS Sent: Tuesday, December 31, 2019 10:49 AM To: Kurt Petri; 'Erika Kellerhals' Cc Dina Perry Subject RE: (EXTERNAL) Liquidation of Entity Accounts Thanks Kurt, As such, we will proceed to close and issue checks to deposit to the Estate of Jeffrey E Epstein with respect to the those three (3) entities which have received an "okays: 1. Thomas World Air, LLC 2. ;SF, LLC 3 leepers, Inc Erika, I will provide copies of the checks issued and deposited Into the Estate account upon completion today. In addition, I will continue to monitor email for approval to move forward on the other entities (Little St James, Freedom Air Petroleum and Michelle's Transportation). Regards Michelle Swetteatoberrs s taangrnitingt CM. &airs Direceopentell Jan-ale From: Kurt Petri buailui l Sent: Tuesday, December 31, 201910:46 AM To: 'Erika Kellerhals' < Cc MICHELLE SMITH-R0BERTS Subject (EXTERNAL) RE: (EXTER/tAlj Liquiciataon of Entity Accounts Michelle and Dina, At this point, t have alit need for the following: Thomas World Air FSF 11C Jeepers cLOSED DATE: pz1!„(k_ ki .... Dina Persil CONFIDENTIAL FuetBankPR000157 SDNY_GM_00012994 CONFIDENTIAL EFTA_D0I 23637 EFTA01268841 I am awaiting information on the following: Little St. James Freedom Air Petroleum Michelle's Transportation KED From: Kurt Petri Sent Tuesday, December 32, 201910:26 AM To: 'Erika Kellerhals' Cc MICHELLE SMITH-ROBERTS < Subject: RE: (EXTERNAL] Liquidation of Entity Accounts Erika, ; Dina Perry Little St. lames: I'm confused On this one. You provided the articles for Little St. Jim, LLC. Is this referring to the same company? I don't appear to have any other information for Little St. Jim in my file, i.e. operating agreement, resolution appointing management. etc. Please clarify. KEP From: Erika Kellerhals Sent Tuesday. December 31. 2019 10'.05 AM To: Kurt Petr Cc MICHELLE SMITH-ROBERTS Dina Perry Subject: Re: jEKTERNALJ liquid You are correct re: Thomas World Air. Jeffrey was the sole member. Darren is the Manager. Jeanne Brennan resigned as manager Of Michelle's Transportation. I will send resignation. Let me discuss Freedom with the co-executors and I'll get back to you. Erika A. Kellerhals Member Kellerhals Ferguson Kroblin PLLC 9053 Estate Thomas, Suite 101 St. Thomas VI 00802 Office: Cell: 34 On Dec 31, 2019, at 10:00 AM, Kun Petri Erika, a si r ;:s.;146si DATE: —2- 4 lb12—a — t4 2 %Tett: CONFIDENTIAL FirstBankPR000158 SDNY_GM_00012995 CONFIDENTIAL EFTA_00123638 EFTA01268842 I'm going through this right now. See preliminary comments below: Thomas World Air LLC: Per the Articles of Organization, this is manager managed, and the manager is D. Indyke. Assuming this is correct, as it disagrees with your email, this entity is OK. FSF, LIG: OK leepers, Inc.: OK Little St. lames: In process Freedom Air Petroleum: The operating agreement says it is manager managed, which disagrees with the articles, which controls. Have the executors resolved to void this agreement somehow? Michelle's Transportation: Articles say this is manager managed with the initial manager being). Brennan. The operating agreement says there are two managers, but doesn't specify who they are. I need some clarification on this. KEP From: Erika Kellerhals Sent: Tuesday, Decemr1.1...1 To: MICHELLE SMITH-ROBERTS Cc: Kurt PetraMIIII IIDina Perry •a• Subject: Re: [EXTERNAL) Liquidation of Entity Accounts Good morning Kurt. Please let me know as soon as possible if you need any additional documentation. Thank you. Sony for the end of the year rush. Erika A. Kellerhals Member Kellerhals Ferguson Kroblin PLLC 9053 Estate Thomas. Suite 101 St. Thomas VI 00802 011ie Cell: On Dec 31 2019 at 8:58 AM. MICHEL E SMITH-ROBERTS wrote: Good Morning Kurt, Please provide your feedback on the documentation provided and advise if we may release these funds. Your voice message of yesterday afternocic just came through this morning. Gi ergaSED DAP= • 12.i 3 CONFIDENTIAL FirstBankPRO00159 SDNY_GM_00012996 CONFIDENTIAL EFTA_D0 123639 EFTA01268843 <imagelX)1.jpg> Michell rr iglais. WOW. 04,4410;a4 /Ss pouting Matt tt cimage002.png> pro. vnev.1.• dr or0,•••••I WO% P From: Erika Kellerhals Sent Monday, DecemiliMil la To: MICHELLE SMITH-ROBERTS < Sk Dina Perry Subjects (EXTERNAL) Liquidation of Entny Accounts ; Kurt Petri Good day all. Please see attached letter regarding certain single member entity accounts ovined by Mr. Epstein. Please do not hesitate to contact me if you have any questions or need additional information. Erika A. Kellerhals Member Kellerhals Ferguson Kroblin PLLC Royal Palms Professional Building 9053 Estate Thomas Suite 101 St. Thomas, VI 00802 Erna. • Tel: Cell: Fax: MOW telf Camoverabarl may wain remora Cl COM, ccrtadrad hiermako NYCu are not M intended *Went. or MOM mu you NMI removed MY 00romunICOMO Mawr. please do nod pint copy. clissmirso. d ellenne use it 01040411124i. Also. Snit MOO* lib Ihersinclet rig yOu Mw ceOrad me ornill In error. and 0•1.44 Me COM yOu recomtd 11WOr KW, chz;.1.4.9 s :WO 12, IA IA DATE: 4 CONFIDENTIAL FerMESankPR000160 SDNY_GM_000 12497 CONFIDENTIAL EFTA 00123640 EFTA01268844 First Bank roamer we ere ore Security Procedure and Indemnity Agreement for Email / Facsimile / Written Instructions for Wire Transfers Requests 1. &gni/am: The undersigned hereby requests and authoress ersteiank ;the Tank-) to accept and ad upon any instructions ('instructcnr) delivered try ernail. Mitten a feleserfe blintrenne 9ven a pUreortetty given by a person or parsons adortzed to trassact business with the Bank as shown on the Corporate Resolution a PatriendiblICA1Pitala Letter and SearryAgreernent a other evidence a advice of authority from time to tree maintained In the records of the Bork. 2. Neat The undersigned scares the rink that estriatens may be gem by an unauthorized person end agrees that the Bank will have nit hearty a response,* for acting et accordance Ath any kotructions. whether a rot genuine or Oiy authorized The Bark shall have no seamy a ;impend:flay for any rthatairslendings arising out of any Instructions. 3. kanSISeittlit The security procedure agreed van for fl aying the authenticity of Instructions is back to any of the following holinduels. whether a not such indindual has initiated any such Visa. (The Bark recommends that the persons designated below should not be persons vino gererally issue Instructors. Wherever possible, the Bar* all enleaver to all saineore other than the San et the inbructions.) Last 4 Teketherse menet* (Mabry Naas Date ot Binh Digits Harem TelephoneNumber wreeCoat Darren Wyk* We President RIChark Kahn Attendant Jame Brennen AcccuntaM Altar*, M the Biers 001100. the cat Oak may be made to any person designated on the signature cards or any other account documentation on file with the Bank fa the incleesignerts accounts as authorized to Sex Instructions a otherwise transact business on such *MOW'. In addition to call back. the parties agree that !or Institutions received by email, frosmile transmission. a In wring. the Bank wit &three* *tether the Irstructions purport to bear the signature of any individual who s designated on tte current signature cads or other account documentation on Ile with the Bank fa the undersigned's mecums) as authorized to issue Instructors or otherwise transact business on such accounts. The teary procedures and other terms specified in this Agreement also apply to amendments end cancellations of the Instrudions. t e understood that these security academe are designed to verify the authenticity. and not the correctness of Instructions. The Bank may, at its option. record (electronically or otherwise) any call back made pursuant to this Agreement. any Instructions a other instructices given by telephone and any other te‘wheie. discussions Mang to I mine-dons. T he undersigned agrees that its rights and duties and those of the Bank hereunder shall be governed by the terms of the Bank's Deposit Accost Agreement (as may be amended horn tine to tine) applicable to the uncersigneds account. a to Bank. The undersigned agrees that the security procedures set forth herein constitute a carcinoma/1i reasonable method of proekleig sec" against unauencrized Instructions. The undersigned agrees to be bound by any listrueliOn, whether a not Bummed, issued in the undersigned's name and accepted by the Bank in comp/once with the security procedure set forth herein and the undersigned agrees to indemnify and hold the Bank harmless from any loss suffered a liability incurred by the Beek in or trisiro horn the Bank's execution of Instructions believed by the Bank in good lath to have Peen given (a signed in the case of any fa imi7c transmission) by a person authorized as provided above. provkled the Bank has complied with such toasty procedure. 4. lasiaaltskt 32.60 II is understood that the Bank shalt have no obigabon to execute any Instruction unless and unti such Instructon is verified in Decadence with the security pro:eaves set loth heron. and the undersigned wit ettlemay and hold the Bat harmless from any ion suffered or lebdity ncurrod by the Bark in refraining tan accessing an 'entreat:in after al reasonable efforts to vary seal Instruction E accordance wet) this agreement have failed or n delaying the exeCueOn of an Instruction until such verecaton a obtained. Upon We to to undersigned. the Bak may ate. at is option. refuse to execute any Inane:lion a part thereof for sny ether reason wilhait inaming any resporedlity kr any loss, 'laity or expense snare out of still refusal. S. Indemger The undersigned agrees to indermify the Bark, is ail eekee. subsidiaries and trier drectors. dicers, reftretentatIves and agents on demand for at krises, claims. damages a expenses (including legal fees and disbursements) which t or any of than may suffer or flair in connection with this Agreement including, but not frnited to acting or refusing to act an any Instructions, whether a not genuine a duty authorized. 6. the designated aorount(s) to be used for such instrument ie(are): :depths 7. Our continued issuance of Transfer I s blowing our recent. execution end return et this Isar N the be* MI ant am agreement to the tams speciled main. COUNT HOLDERS S C- DA1 r:: Name Jeffrey Epstein lithe Presided Data 11282019 BANKS REPRES NES Shift SnateRoberts V I *me seasSassee4VIR PrieirtiPiiait0 Rico CO CONFIDENTIAL NFIDENTIAL SO NY_GM_000 12998 FirstBankPRO00161 EFTA_00123641 EFTA01268845 Bank Cowart an are are Security Procedure and Indemnity Agreement for Email / Facsimile / Written Instructions for Wire Transfers Requests 1. Authorization: The undersigned hereby request, arid autricnzee Fitheank (the 'Bane) to accept and ad upon any instructions cinstrudican derrered by ems. Annan or lamb] transmission given or purportedy given by a pertiOn Or Persda atileted (0 IrenSact busiest wan the Sank as shown on me Corporate Resolution or Pannersho/LC/LI_PILLI* Letter and Scanty Agreement or carer evidence or advice of authonty Iron: time to are mainlined En the records cf the Bank 2. No Liabarer of Bank: The undersigned accepts the nex that rani:hors may be o esi by an unauthorized person and agrees that the Bark wit have ro lenity Cr responsibility for acting n accordance with any Insbudbni, Mather or not genuine or duly theicrized The Bank shall hare no laity or response:Aim for any misunderstandings arising out of any InstrUdkres. 3. Seeuntie Orcioediees: The mouthy procedure agreed won for vertying the aithereicity of beau-tons is a rail back to any of the tokonro indenduals. whether Cr not Stith individual has initiated any such Warbler. (The Bank recommends tat the persons designated below should not be persons who generally issue tore. Whenever possible, the Balk veil endoevre to call someone Other than the issuer o' the instivilkne.) enemas is.nu Telephone Number Coal Date ot Seth Lasts yam:lens mime Tide Omits (001wAD Number Darien Whirs Vice President Richark Kahn Accoutre' Jeanne Brennan Accountant Narratively, at the Barks Optren, the call beck may be made to any po any other taunt documentation on file with the Bank for the undersigns:ft accounts as aultaCed to issue Inflodlnsor passlnia8 transact business on suet: account. In addition to call back. the parties agree that for InStniCteXIS received by emai. facsirrie transmission. or In writing. the Bank we deterrnne whether the InSelatiOnS purport to tear the signature of any individual who is designated on the current signature cards ce other account documentation on lile with the Bank for the undersigned's accounes) as Wheezed to issue Instnalons or otherwise transact business on such accounts The secunty procedures and other tarns spooled in tics Agreement also apply to amendments and cancellations of the Instructora It is understood that these security procedures are designed to verify the authentioty, and not the correctness. of instrucaons. The Bark may. at its option record (electronically or otherwise) any cal back male pursuant to this Agreement. any Insuuctions or other instructions given by telephone and any other telephone discussions renting to Instructions. The undersigned agrees that Ae rats and duties and then Of the Bank hereunder shad be governed by the terms of the Banks Deposit Account Agreement (a may be amended from time to time) applicable to the undersigned's accounts at the Bank. The undersigned agrees that the seaway PrOCOdureil Set forth herein consreure a COmrnerclally reasonable rrethod of providing security agate unauthorized Instruct:cot The undersigned agree* to be bound by taw Instruction whether or rot authorized. issued el the undersigned's name and accepted by the Bank in compliance with the sew* procedure set firth herein and the undersigned *gees to inclenaly and lad the Bank harmless from any loss suffered or lately nano by the Bank in, or ansing from the Bank's execution o' Instructions behoved by the Bank in good faith to have been given (or signed in the case of any facaree transmission) by a parson authorized as provided above. provided the Bank has complied with such security procedure. 4. Bank May Decline to Act tt Is underdad that the Balk shall have no obligaban to execute any IretruClian unless and until etch Instruttion it vetted n aocordenoe von the secure), PreCackireS UAW, heren, and the undersigned wit indemnify and boil the Bank Nantes* from 'nylon suffered or labay inarred by the Bank in refraining from proceasing an Instruction after a reasonable tons to verify such Inelnation in accordance with this agreement have fated or in ithayag the execution of an Instructen until such verilicabon is obtained. Upon notice to the undies:red. the Bank may also. Macula -% refuse to execute any Instruction or pert thereof to any other reason without Maneg my responstiely for any loss. batty Cr expense arising at of such refusal. S. mdenuntr: The under-none:I agrees to inclorrinify the Bank as affiliates, subsidiaries and thee directors. officers, reuresentatives and agents cn demand fa at losses. claim damages or expenses (and:Airy legal 'ees and diburSerritintS) which it or any of them may Wks a Was n connection won the Agreement. inducting out not lated to adong or refusing to act on any Instructions. whether or not genuine or duly authorized. 6. The designated account(*) to De used Thomas Wald AU LLC 7. Our cortinuad issuance of Traraler InStructiOns following our receipt execution and return of as letter to the bank we consaute our agreement to the securty procedures and other terms see:toed herein. tieste$1-256841 lab FroWelic FOOKTO RicO CONFIDENTIAL FirstBankPRO00162 SDNY 12999 CONFIDENTIAL EF1'A_00123642 EFTA01268846 CERTIFICATION OF BENEFICIAL OWNER(S) The information contained in this Certification is soughf pursuant to Section 1020.230 of 77tle 31 of the United States Code of Federal Regulations (31 CFR 1020.230). MIN Person opening an account on behalf of a legal entity must provide the following Information: 1. First Name and title of Natural Person Opening Account 2 Lase Name JEFFREY J EPSTEIN 4. Name and type of Legal Entity for Which the Account is Being Opened JEEPERS, INC. 3. Midas Initial E 44 Legal bay Addison 4b. City 4 Mots 4d. VP/Posta Code 6100 Rod Hook Quarter B3 St Three USVI 00802 SECTION I froaddarkwonatmsfaus6, see oage3) Please provide the following Information 'or an indviduel(s), If any. view. directly or mdrectly, nymph any contract arrangement. understanding. relationship. or otherwise Ours 20% or more of the equity interests &the legal en* !Pod above. Cho* here 0 if no Indvidual meets this definition and template Section IL & First Name S. Last Name T. MI S. Date of Birth Jeffrey Epstein E e. Address Address 10. City ' 11. Stab 112, 6100 Red HOOk Quarter B3 St. Thomas i USVI I 00802 14. SSN 1& Identincedon Number (Sgit PintpX(MInef • Wart it Country (US Penons/htn4) S. Amend aritecto mato \ _— USA 15a. Mae of Issuance: tax Country of lestrance: 16. Ownership % USA USA 100 fa In for as passport ate. Non-U.S. Persons may wee provide • Soo* Seco* fate,. Staten letive*Ola coral canter, a number and many of Stance of any our govemenenthancl dcatenrit tiviabourig nationally or tesigwat anal tang • photograph or senor soteguarct SECTION II Please provide the flaming inFormatkm tor en htlividual with sgmfigAra for managing or directing the entity. Maxin e. en executive officer or senor manager (e.g.. Chef Executive Officer. Chief Mandel allow, Chief Operating Officer. Mooney Member, General Partner. President Vice Preitident, Treilismer): or NW Other individual eh* regulerlY PerfOrms *raw fundions. 17. Pint Name I 1& Last Mame Jeffrey I Epetet 19. MI E 20. Oats of Birth 21. Address 122. City 2& Stele 6100 Red Hook Quarter B3 I St. Thomas USVI 24. 23P/Posed Code 00802 U. Country USA 26. MN SSN N.S. ttensrtain-LIS. Persons) 1 n mrio V. Identification ($9,4PosagerinUmernorwerstar ilenieceece tuner/ 7,.. Stets of lesuincal ItisiniSw ‘ a.12t n ntty of Issuance: USA ilk! SA ggia bi years ere passport Sic&s* Ntetber, • II Men agenefratal or numbw of number and Marty of invent* or tiny other govenvalassual PoNanent evnienoing nennalay a ream and tang • phetcp‘pli or anis sefegosad. I. JEFFREY fame of person opt Information provided herein s true an Onandal Institution written n Signore . ........ _ of each than"? „ hereby certify, to the best of my knowledge, that the the above mentioned information changes I agree to provide the Due /Dahl L*Trfn Pas:. 2 ors CONFIDENTIAL FustBankPRO00163 SO NY_GM_000 13000 CONFIDENTIAL EFTA_00123643 EFTA01268847 Law Faityldergiber(Ordinalk DATT-:_)-41311/- 21- SIV0.1618-0418 Page 3 off CONFIDENTIA CONFIDENTIAL FirstBankL laROOO164 SDNY_GM_00013001 EFTA _00123644 EFTA01268848 Additional Section 1- Second Beneficial Owner (If required) Please provide the following information tor an indhickal(S), drely,soto. Scaly or indrectty. through anyCOrefeCt arrangement ttde.Mandirg, relationship, or otherwise ONUS 20% or more °MO epiy Internals of the legal entity %Mid above. & First Name & Last Mine I 7. ILL I I 3. Dation:Um 9. Address 10. City 11t. State 12. ZIP/Postal Code 13. Country 14. UN (US Peon/ Stolle. Poland 15. Identification tiumber f5.53‘t PasigottlIornterronersiner andaan nate) tits Sato or lesuanee: Ins. Country of Issuance: 118 Ownerthip % ILITE n Nu ot • nsuat Area an-U.S. Persons may also dome a Socks Sena/ Noma, an Wen antifoation and number. or number and malty a *sun* Of ati), Offit g0a0T7Mekittued deponent eviderkeec atonally Ce reatlenal en0 Wag a Wager 0, Mohr safeguard. Additional Section 1 -Third Beneficial Owner afroptind) Please provide the (closing Infametion for an inlividue(s). deny, who, directly ex Miro*. through any contract arrangement. uncierstanded. MallOnalp.aaterwISO OM1S 20% or mac of the fl ay interests of the legalen tested above. S. First Name & Last Name 7. M.I. I 8. Date of Birth 9. Address 10. City 11. State 12 Me/Postal Code 13. Country 14. s.sN fus. pawns/ hem I s polow) it anitson idendlicetlen nienbio Ntember (SSW Passport Nunsw et restrenkr 15a. State of Issuance: 15b. Country of Issuance: 16. Ownership % NOTE In how ea a pasSpOrt rumba, Neoi1 S. Persons may also provide a Soul Sawa Mena an an ideracabon cal moan or amber end courey or mance a' a ar y Oar goammalasited document mama mama a reardenCe and bearing • photograph a skrar safeguard. Additional Section I - Fourth Beneficial Owner (If required) Pleas/ provide the folocong information for an inckvIduedsl deny. who. directlyor indirecty. "'trough any contract arrangement. underetending, retertonstio «otherwise owns 20% or moredoe equity interests of the legal entry listed above. 5. First Name 0. Last Name 7. 11.1. A Date dearth 9. Address 10. Ply It. State 1 2IPIPoetel Code 13. Country U. sa (us og aracninanas pone) 1S. araten ithWarial furtoi Nlariber MK PiWar Matectceve sot' 16e. State or Issuance: 15% Country of Issuance: 16. Ownership % isur In No of • passport number. Piona.I.S. Persons nay also pro video Social Sara Marta. an tan analloate and number. or number and entity or brans at my caw governanelatuad document arcing nanay a radiance and Deana a aclograth a Mar sale—. CLOr51) DATE:.112.41111 NNNO.1611-0118 eget as CONFIDENTIAL CONFIDENTIAL FirstBankPR000165 SDNY 13002 EFTA_00123645 EFTA01268849 Additional Section I - Fifth Beneficial Owner (If required) Mat.* provide the foloWng information for an individual(s). if any. who. dimity or odirecny. tryout any contract arrangement underitandng. relationship. o othenvise owns 20% or more of theapMy tterests of the legal eNryleted above. 5. First Name I & Last Name 17. NJ. . I_ B. Date of Birth 9. Address 10. City 1 11. State 12. 23PIPostal Code 13. Country 14. ssm am pirimmorgis. prim) 11& Identification Number ISSN. Petard eamberwonwarner 15a. Stars of Issuance: 16b. Country of Issuance: 16. Ownership V. ISM In Soy of a passport numbed Non-U.S. Persona may also provide a Social Seemly Number. en afar cad motor. or samba* and court/ of issuance of try other povemmenFisaued document evecnorq meledoNey or residence and Dung • eftecgraple or smear slispuartt Additional Section 1 -Shah &Infidel Owner (Urequiredi Please provide the roilovMg Informationfor an ndvidua[s).iary. who, dm* or ixerrody. troacb onyccotract wrinnenet. understandrig. retebonship. or otherwise own 20% or more of the equity Interests of the legal only tided above. S. First Name 6. Last tam* t O. Date of Birth S. Address 10. City 11. State 12. MP/Postal Code 13. County 14. SEN NS Pereowitenil.S Pews) 16. Identification Wenner MN. Paaaptettamtee or odor "heir ciremeeco amber) 15E. tato of Issuance: 15b. Country of Issuance: 16. Ownership % umfen feu a a 0143•04 novate. Nce4)..S. grans may also pro.** • Soon Seaway Numbed. an Akio Adan0liCation nanber. Or number and dowdy of tbSuanCe of any alba gOvernenen/havad abatement evidencing naabnektf or reai*ntt and been g • "'oomph ce smear safeguard. Additional Section I - Seventh Beneficial Owner (If required) Picas, provide the foleMig information for an idirldualisb ratty, *no, directly or rofregy. Mr0i411 any contract arrangement. 20% or moretithe spew interests of the legalet feted above. S. First Name 6. Last Name I 7. W. S. Date of Birth 9. Address 10. City ' 11. Stet* I 12. 2/P/Postel Code 13. Country 14. MN (US Pelona, tiOnitS.Praoaa) 1& Identificabon Number Ma ftleepOrtfeenbe r if Ore senile draw° n rano trin State of Issuance: 15b. Country of Issuance: 16. amended % Sat r MA Oa Warped owner. Non-Cf.S. Paton. may also ;Mode a SoCIN Scary Mn*.e n an rowniamn an% punter. or manber al country of issuance ce am other governmeneissued document ' metionalty a naklonbe and bombes • aba4091101 of Stir altaguard. Nritalel&fult tr: I 0 E: cis DAV": f 4(-5) "7 " 1 lepton CONFIDENTIAL CONFIDENTIAL FirstBankPR000166 SO NY_GM_000 13003 EFTA_00123646 EFTA01268850 Bank ' Name and Address M intenance Form (RN. Branch: Waterfront-Platinum Banking Customer Pin: Jeeoers Inc K TBA C All Records O The Customer Relationship Maintenance to: Account: Account Account: e Following Accounts: Account: Account: Account: Account: O Credit Card nasal umber Amman • Account: Instruction: Please complete only the mane Vero the maintenance is needed. *WE BLEGALTITEBEIFIBBEINANCE Actual Name: Jeffrey E. Epstein New Name: New Legal Tile: BENEPPEAFTtORMIBREILMOONCOOEANO PERCENTAGE OF OWNERS HIP-RMHP SCREEN Authorized Signer who is a Beneficial Owner Authorized Signer who is a Senate's' Owner and has significant responsibility Individual who A a Maar* Owner indlyarai who is a Beneficsa' Owner and has signi`Cant reSPOnsWAY Authorized Signer with significant responsibilitytor managing the legal entity (Control Prong) Individual who has significant responsibility for managing Me %egalentlty (Control Prong) O =A-B __% E • ACB 1:02% O•BEF ❑c BCT _._% =A-C C = CRL ADDRESSatIMUNTENANCE Addressl: Address2: City: Home Phone: Alternate Phone: E-mail Address: Also Residential Address, K Yes O NO State: Bp Cede: Work Phone: Extension: Alt Phone Cellular _ Typo: Phone: O DO NotCSU O Do Not Email CUSTOBER PROFILE Citizen: Social Security Birth Date: Primary ID: ID Number: Gender Secondary ID: ID Number: Off/Employee: Employer: Employee Since: Occupation: Address: City: State: _ Zip Cod*: Employer Phone: Annual Gross: Employment Status: NAILS CODE IN awe& ar k Cet C. Kg n ranch tea mart, cat rsignature DATE* 121t3)rn Customer Venetia NtINSOfelNiali CONFIDENTIAL FirstBankPRO00167 SONY_GM_000 13004 CONFIDENTIAL EFTA_00123647 EFTA01268851 Plralleek Theta binds - Skeeter* Card Account Ina. JEEPERS , INC. steer Ran 1 OS 11 /19/0 7 Wet Adckess: 8100 Red Hook Quarter S3 St Thomas Wale Name JEF EPSTEIN SSN: IPD Type: US PP t Name DARR inU KE SSN: ID Type: Na N • SSN: ID Type: No: Name: SSN: ID Type: Na Prepared by: U.IACNEILLV-C? Authorized My sUpERCEDIfie 2„ I NAIOIE I/2407 NNNS-0001 Instructions for cootoletion Please print this form 3 times and complete in triplicate in blue or black ink. Please insert the name of the company or the account title under account name. Please prim the name of each authorized signatory to the account together with a sample of their signature in each field under the name. If there are mocc than four signatories please use additional signature cards as necessary. The Bank will complete the remaining fields. *Important' Please provide each signature card in triplicate with original signatures (no photocopies). C., 'Pimp jiatit_s_"1" ' - Finaenk sea nada:C.57y fn Savoy NYSE 'Fri CONFIDENTIAL CONFIDENTIAL FirstBankPR000168 SDNY_GM_000 13005 EFTA_00123648 EFTA01268852 First Bank Branch: WF,EEP,F8P,POS NOM of me Account Holder. Jeffrey Eosin Indicate amber explain the anon and justification for the request: K Overdrawn Account Closure K Account for intorno Sank Use 9 Banking Resbonsbr. incbcaM the type of charges to wane: Waive Charge Request Form Service Charges and Interest Account Number 9 Monthly servo) foe and tfarraaCaOnS O NSF fee O Uncollected fee O Day overdraft fee O managers Cheek fee O Money Order fee 9 Other writ transfer lees Explanation: See attached merrio for account dotaib Prepared by: Jvonse George Name ABLOMMOL Milinnt Macaw or Smoot, Manager Richard Young _ Area Manager 4/13/2016 Pee all Nigel Dawson ta4 Leh 6 ECR Business Director • in the case ci Barium Relaticashas. outlying= gem are Enron Manicer, Resold Branch Whew and the ECR euwen Dreeter a required. Also 'WA:loam Niched RMSA - C ;Atoms, Rebiamisp te Aeons sawn and erg ober tocaurenlatken to Suihrot the request, es appicaow. ht4,45-293,1214R :VCO. fsT, tft rr.ri r .t. 7 .C2j 1 DATE: P4(3111 3r CONFIDENTIAL FirstBankPRO00169 SDNY_GM_000 i 3006 CONFIDENTIAL EF1'A_00123649 EFTA01268853 MEMO Date: 4/6/2016 SSU From; Richard Young Bei Jeffrey Epstein Jeffrey Epstein is a large non-borrowing deposit Platinum Banking client of FirstBank VI. He has several companies with all of the accounts with FirstBank. He keeps an average combined balance of over $5.3MM with FirstBank. Mr. Epstein has been banking with FirstBank for over 7 years. Based on the overall deposit relationship, all of his accounts are approved to receive waived account service charge fees and waived wire transfer fees. Going forward, Mr. Epstein's accounts will not receive a charge for service fees. Maar Young Malin° & SUSUMU Relationship Manager Market Manager W"triin t‘e. ICI .h.s .404.1; • CLOSED DATE: CONFIDENTIAL SDNY_GM_000 13007 CONFIDENTIAL FirstBankPR000170 EFTA 00123650 EFTA01268854 1Fust= Vhipa- Client Due Diligence Business Account. Account Title ("Depositor,: Jeepen, Inc. Account Number. S.SJTIWEIN: Physical Address: Mailing Address: 6100 Red Hock Duarte Suite B3 Same St Thanes. US Virgin Islands 00802 Business Telephone* Line el Business. Annual Sales: Properly Status Date Bushes Fat InternetWeinite Investments NNCS Code $3 °ono Address: Established: NO* cf Employees: WA MS/2003 SO NW'. of Ciffibeiffirenches I 0 0 Ovid rg Lease Referred By: a Advertisement Z Current Cont Doter: Correct Person NEI'. 6 Tee same Brennan Correct Pima Tarawa ill 2 Account Type 0 Sole ProprietorsNp 0 Pannershio EI Corporation 0 Non-Pm61 0 LLP 0 U.S 0 Other 0 Carmerbal Cream 0 Carmen:Sal OSA CIOCket) ID Csidernmerl (boding CI Correnteda Clotav /re 0 mallow CO 0 C.:nrnscial Sane Sy 0 Maned CO !)Herre OA U Carmen* OM Stilement5V 0 Anffsed co OM 0 Cannercial ~SY ClGovtrnmiont SIterert SV ! El atirec.i DSA 14.anerter SV Q Care Patton Sinus irril,, \". U Genersitint Passtosk Soak 3 ).• ' 0 Cedtase «Doz. (.): • vs* 0 ever , 1:1/4‘., 3 Authorized Signer (Complete the followin informator rO, itaCil authorized miner.) Authorized Signer Physical (Horne) Ulte Saki Name: Jeffrey Epstein 4 ins net Shareholder Prokosen: Consultant Gnash Titer Address: Personal Wiling Address: James Island 6100 Red Hook Quarter B3 St Than" US Virdn Islands St Therm US Virgin Islands SocisiSeourty hinter 090-44-3348 I Date Of lartn:1/20/1953 I Fleoe01Batelgew Ye" I cline CAUSA • - 30 i nth) Idenectilion i ' . Aker Number. I Erase Address: 1 iderdeceeen Expiration Date: 012000 Yenta Type d Number VI Dnvers License ps5FAc gpix 12f CHEXSYSTEMS SSN Response: caled2Kes 0 No, explain why: t- I i.) US Year j 96 7 State: (%J )" ID Respects: ri z-,..art . nr, nert K REFERENCE Response: requested 0 Yes 044o. ezPiein why: Silt \Sete,S4 . °Ocean .. tirt ) artheck here if thee are addrettil &Sires en reverse Pete of vac Client [Mortal:en Sheet WC) SladeShi AM" 4 Account Agreement Acceptance and Taxpayer Status 'I .rlificassi The Decors, hereby :err es tal the Fist art has been designsted si a Story of the Ospeeter and the It has reviewed this Caere Infeerraten Sheet (KYC) and fills I SCC,V1te on t•13 ciao r+e Deposed ?us moaned end agrees to the Terms re AOCOunte and Rates aril Fees Schedule oddity et offset and as any be anerced fa the woe or account end Bannon C has Under peruke of MINN, te Depositor temt es that (1) The meter sneavn on ro tom * the coned tax identification number a net subject to backs, washes:pt. seer pecaner go n res not been notified by tte Hemel Revenue Sanke ORS) tat 4 resit of failure to repeal at trereel a dradenda. Or (D) that me IRS No notified the Depoetor that i is no loon/ subject to backup horn backup wilktoldrit (3) the Geooster s a U.S. may. (Cross out subpart 2(a) if Siena true. If Statement 3 knot true, an appropriate Fenn W4) dte ~ma Revenue Sena does not require you Confent to any provision of this document other than the Certification backup eithhOlene t t the : aia centered in Agnarene fat Commercial 5~4 and 12)1111 mo hatmo tor Es gutted» ~holding es a vethhcldng orate exempt wca out end complete required to avoid Gate 10123:2007 s Tray (SeCrehrefrressurersCasteM •Al Trassuer ... . - ..- Type: -2., Moreno' !Corner - LI Cash Prey Order: Check ¶muer*, C'e (-]Transfer I D c.T"' • 6 Ex octed Transactions (Monthly) Do you intend to deport chocks with second endorsements? pease Occuters source of tunes er aorta of %math. (Rents Glide ror Instruclions) Yes Z No Do you provide check cashing Cr reMittereervicost -___ CI YC. 21 NO Credits No. of Transactions: lEg 0 -10 0 1140 0 21 - 60 0 Osier: .._ Total Amount (3): CI $0 - 55.000 0 35.001- 516.000 CEO $16.001 -050.000 0 One I ID cumin C Account Transfers ga Wm Transfers orders 0 Aat D POS Dar Type: Dew, I:) Para El Direct Direst 0 Mangers Ctiennailloney Debits: ' Req.« Current fil No. el Transactor*: C 0 - 10 D 11.20 0 21 - 50 Ei OthIr Total Annai (5): 0 50 - 55.000 0 50.001 • $15.000 igi 515.001 - $50.000 D 011wr. Type: 00*st Ell dada i3 Actouretnnilon CI Perot a Duct Owe« 0 Managers Own/Morey h Accounts . ...a,: i. sea 0 Se Accounta 7191372601 21 titre Trariskin Onion 0 ACM Current (3 Yee 0 Ole CI POS -' Onner — Account Tee: Mew Ellibln ~aura rue _ 17 i //IA 3 .3 , I Fat" vegaisune4 a 0 elaitS43 04207.1 CONFIDENTIAL sir CONFIDEN-TI&L.„ SO NY_GM_000 13008 EFTA_0012365 I EFTA01268855 FFitenCiTI :rdttlLtal = ft: Ras< Fina °ha' :WA:bon Authorized Signer Name: Physic.* (Home) Address. Groat Se Darren Indyke St. Thomas USVI 0:3802 PI [less cr Attar ey Personal I.Inieng Andress: 8100 Rod Hook plaza B-3 &Thorns USV1 00802 Ca:prate Mk, Treasurer Solder Haw Telephone I Dale Of Bier 911965 Place Of Bay New Yal Ginn Ot USA tester I Pewees Telephone Number Business Fax Number: Mobile Naar: Ernal Address TesThriagete 2), Reno Ideattalson Type & Number n reign Examen Dole. 20 ....... US Passport 37102012 grOFAC firPLC CHEXSYSTEMS calisterYes O No, explair li SSN Response: Year. ( q WI State: —ff ), ic:). ., Oy ID RelgOnSIC w in we veer Pin Spica 121CANK REFERENCE requated Yes 'o. explain Response: why (2. M I:C*1 v‘ di . t...tiVas Authorized Signer Ph (Home) • Name: Cain* Title: Address: IrPersonal Meting Address: —___ r - Vt. ysic* SS Security Number: Ds Of sins ! Fos Of EIS Caren skew Teats* Number. Bi ns Telephone Number Business Fax Naar. Noble Nantes Erred Men In Occasion iPhsto Iderteallas Type 8 Number. Edalradbe Dana O OFAC °PLC Li CHEXSYSTEMS called O Yes CI No. &Vaal wily: SSN Response: Year State: ID Response: O BANK REFERENCE requested U Yes O No. aplarn Response: why: Authorized Signer Physical (Taome) Name: : Comma Mc Address: SSW Sisk Number Os WINS Marne Telerate Number business aphone nest . Banow Maas Numbel: fess. Tan II Otowita I Photo salon:Pm & Maroc. Intends:aeon bastion O OFAC DIDLC CHEXSYSTEMS calledO Yee O No. why: SSN Response: Year. Stale: ID Reassess' O SANK REFERENCE requested O es K No. explain Rapala: why: Audit:Prized Signer Physical (Horne) Neme: Pressea. Caporals Tdc: Address: c L ..,... - .. 7.1 Titersonal Mang Address DO 7 Social Semen Number Date a Bah. Is Precila Beth. Odes Of. I Nome Telephone Weber thiamin Telephone Number Business rex Number Motes NIS I Ems Arklrese Vann Omen* leen:at:aeon Type a Number Wertificeton Expraten ate O OFAC OPt CMS ot Signabae NI keel Posses • CHEXSYSTEMS called O Yes O No. explain why: SSN Response: Year: State: 10 Response • SANK REFERENCE requested CFY-es D No, explain Response: why: el ID 6 egneturs) mores Meat I d mesa (Re Document Checklist Mildred) nt Alf j Account Opening 1 I DM Employm tit ;2 / a / oir Aeg-c- ) i fl OFAC & PLC (Emergent Aerosol LLMWelted gBy)41/14 ., MeruPnlsd • ailitte Comments _C Reason Fr Owning Mzoun O Merchant Card Services O O-Fired3ank (Internet) O Credit Card O Fig Fax Leo I O Payroll I'', 1\8 Line ;great anent O Nghl Ceposito *4 ' 7: • Q Other 12-inle rt SS CONFIDENTIAL SDNY_GM_00013009 CONFIDENTIAL FirstBankPRO00172 EFTA_00123652 EFTA01268856 AFFIDAT RE NOT DOING BUSINESS let fpgy_EpSis being of lawful age and after having been duly sworn, state that: 1. I ant, and have been from the date of the filing of the Articles of Incorporation, a copy of which is attached hereto, the President of JIVERS, INC ("the Company"). 2. I hereby confirm that the Company never did any business of any kind from the date of the filing of the Articles of Organization through the date of this statement and we further state that the Company has no intention of doing any business in the foreseeable • FirstBank Virgin Islands - Signature Card Account WI: I Ace"ni number: Sc,. Rea JEEPERS , INC. 717-1030638 1 on 1 1/19/07 Adana: 6100 Red Hook Quarter 83 St. Thomas Henn: 5 US PP Name J EPST IN SSN: ID Type: No. - •: DARREN I Na SEN. ID T Na SSN: ID Type: No: Name: SSN: ID Type: No: Preparedly: U.MCNEIL Autivned by: SUPERCEDING CONFIDENTIAL NAIOIE $/2007 NN NS 4 0 0 I IOwifctloes for coeppletion Please print this form 3 dines and complete in triplicate in blue or black ink. Please insert the name of the company or the account title under account name. Please print the name of each authorized signatory to the account together with a sample of their signature in each field under the name. if there are more than four signatories please use additional signature cards as necessary. The Bank will complete the remaining Beds. •Important• Please provide each signature card in triplicate with original signatures (no photocopies). CLOSED h-infil Fv7i8°."4,GONFIDENIT I A L SDNYGM00013010 FirstBankPR000173 EFTA_00123653 EFTA01268857 First Bank NAME AND ADDRESS MAINTENANCE FORM (RM) Branch: 732 Account: 7171030636 - Prepared vincncl Enter& Date it\ 24C11 II trEiren Date FE PERSONAL OR COMMERCIAL IBA Nmes CODE Of &POP) 530000 Select: OM/SIPA O ST O AM O XS ORE OTC O Other: NAME & LEGAL Actua: Name: JEE'ESS I.LC New Name: NEW SIGNER TO BE ADDED TO THIS ACCOUNT New Legal Title: EIN NUMBER Connector Code: -11 solo I - IV kt(9 CUSTOMER CT PRO IA d n C IV ANC Name: DARREN :NOME Address': 6100 RED HOOK WATER Address 2: SUITE B3 City ST THOMAS State: VI ZIP Cods: 00802 n. Homo Phone: 6;; InIMIE---- Extension: .v. .„ Alt. Phone: " Alt Pho e T : Pager C: Contact Pref.: WORKDW't E: Time: Email Address: Citizen: USA Primary ID: PASSPORT Secondary ID: Gender. MALE Off f Employee: LAWYER Sawn Information: Nang: Social Security: Birth Date: Origin: USA ID Number: Origin: ID Number: Language: ENGLISH Home Owners: RENTS Marital Status: Ut•MNOWN Customer Remarks: Birth Oats: Exp. Date: Employer: FINANCIAL TRUST COMPANY Employee Since: 1 YEAR Occupation: LAYWER Address: 8100 RED HOOK QUARTER. B3 City. ST THOMAS Employer Phone: Employment Status: FULL TIME &me: VI Zip Code: 00802 Annual Gross: 8160.00000 Customer Strewn totterrete&OtOeit CONFIDENTIAL FirstBankPRO00174 GDNY_GM_00013011 CONFIDENTIAL EFTA_00123654 EFTA01268858 ono TRAriSmIt-CSION nneoni SID : FlItSTBANX Humber : 3107798401 Date : 11-21-87 14:26 Date/Time 11-21 14:25 Dialled number 178?28Z272S Subscriber fatOM.Le Durst. 8'38" Mode NDAMAL Pages 2 Status Correct If“stftfik Il0010/1008.18 . IMMTOWICIFOROPS ft.. N ISIFIll 0 EWA S S 00•102.Latara a a. NNW* ism Ca ail Or Or On OR OR Cain a won Lic ...... stAgg Cna, , r 1.4 inn ber mo• aenf 001SONIN MS __t •••••• alalfleal as sa 1 4-M imps 4-M am Pea ta /1=r .7 tools isiteas. 'wit fmaifteL ti seiseava ..... Jih--... 11...... --S NoWe — all. — ines• aslant aliga non. MM MA lams — Seam Sitil____ nisi SCIT ialsow.. rYr sacs ow. es sins rase illin•I Mit MS MEM! sate.—, flea *mom lrar We Mlle NOOMMEMLIS OW .....in Sab ir S DATE': 1.42 11511. CONFIDENTIAL CONFIDENTIAL FustBankPRO00175 SDNY_GM_00013012 EFTA_00123655 EFTA01268859 Ventication Results rage i of z I RESULTS SUMMARY OFAC CHECK: PASSED ID CHECK: OVERRIDE 15:suLSSN: PASSED ed 12/31/1975 sr. New Yoh. Input SSN NAME MATCH: PASSED Input Name: darren indyke ADDRESS MATCH: FAILED Input Address: 6100 red hook plaza ste 201 st. thomas VI 00802 CM. Info: INIMMINIMELIVINGSTON N3 07039 Dd. I Info - NEW YORK NY 10021 . Dif. Info: I ll/iNGSTON PU 07039 F M OF BIRTH MATCH: P ED Input Date of Birth: Affirmative verifications HOME PHONE MATCH: Input Phone: No Verification Data Given DN. Info: LICENSE MATCH: Input License Number: No Verification Data Given FDECEASED: NO Additional actions taken: us passport Account Status: OPENED Override Comments: CLOSED On 11/19/07 at 08:06:21 Ursula Ecilr...Addet - us Address Mismatch I VA, https:ilproduction.penityinc.comipenley/socureifastWatchReportDetaiLdo?mode—print&_. 11/19/2007 CONFIDENTIAL SONY_GM_00013013 CONFIDENTIAL FirstBankPRO00176 EFTA_00123656 EFTA01268860 Chez{Systems l'age I of E•FlJNDS' Verificadon Cheeks > ID Verification Business > OgAC Only Check > New AccountChex > Business INAC) Batch Checks > ID Verification Business > OFAC > FinCan 314(a) Reporting > Verification Reports > Batch Upload Report > (WAC Only Report > FinCan 311(8) Report > New AccountChex > Custom Reports Help & Training Logout ` Consumer Response Consumer Information (As Captured) dower' Mdyko 4100 red hook plate at thomas in 00802 Phone: Country of Citizenship: US Account Actions SSN: ■ DOS: DLO: DL STATE: Action: Recommended Actions: Product Offer REVIEW Product IderefficatIon Information Lining A.P.R. SSN Validation: BECAME AVAILABLE FOR ISSUANCE IN 1971 IN NY SSW, Chextustorne History Previous Inquiries: 02 previous inquiries by 02 R(s) Closures: No closure history found for this consumer. Relevance Detail Debit Bureau Reef: Transaction Tracking ID: 119S181223037:1153:PNXIDONLPI: ChewSysirme Ciao SMIds DATE: (4 21 ri AN services ate rented by ChexSystems, Inca va coned WbSgbery of Won* Cernntion. https://produetion.penleyinc.comipenley/secure/chexSystems.do?firstNamt—darreacr... 11/19/2007 CONFIDENTIAL FlrM6an.,„ SDNY_GM_00013014 CONFIDENTIAL EFTA_00123657 EFTA01268861 COMMERCIAL CHEM! 0CT I717.7171030638 bw. net. I var I 60M OK env RED woo( Oman» Et 3 AMERICAN YACHT HARBOR 3T TPIOMAE VI 00002.:000 HOMa. wORs Wow JEEPERS INC Sal iD T Name: IN SSN Noin GSM: Type: No. Nam: Neme'. unakeww % %pond bee COMMERCIAL CHECKING ACCTI~ I $IGN Req. IO2.02•2007 COM 02.02•2007 6100 RED NOOK QUARTER B 3 AMERICAN YACHT HARBOR ST TNOW.S. N 000020000 Name: JEEPERS INC SSN II:17n* No. FFR Nome: SS» 1CI " Ne. Sij votC 0 Ta No. Norma SSN: ID Type: No. Pite." tifbli atI ERS COMMERCIAL CHECKING ACCTI like. Rog. I Doha 1 COM DE1322C07 0100 RED »DOK (WARM B 3AMERICAN YACHT ~OR NOME: ST THOMAS, V) 021302.0000 WORK Norm: JEEPERS INC NO. Hoa 1 SS* MM. 10 Type: :JE ID Nome: Ceikg 4 in"ro tar) mom SSN ID Typo: No. Nome: DATE: 1 1 SSN: ID Typ.. No. • Cri 71,02 Prepared byt.eyre Auhxlved CONFIDENTIAL SD N Y_GM_000 130 15 CONFIDENTIAL FirstBankPR000178 EFTA_00123658 EFTA01268862 rank Client Due Diligence ausinewi Accounts Account Tide ("Depositor"): Japers, Inc Account Number: B-3 8.11/TPHION: Physical Addy's: lieftleigAddens: 81 Red Hook Ouster B-3 8100 Red Hook Oparler St Thanes VI 00802 SC Rs:ems A 00802 Business Telephone i.ine of Business- Annual Sales: Property States. CO, ..W. PC40. 2 Account 0 Solo Propietorship S = Business Fat ...... Intemebreesiet address: ,--- investments NA1CS Code 523000 Dote Eden rshed: 08-20-2008 S V") 0 n e_.• Nly. of OfecesiBranches: I Nbr. of EreplOyee8: 0 0 Own 0 Lease Referred BY 0 Advertisement 0 Current Caen: COUec Name S Tee. Jeanne Brennen Contact Person Tele:lien• Type O Partnership CorporeSzei O Non•Profit 0 LIP O I.LC O Other CNcitg MX Cheding CXecieg Cheat's IXTA • . . Name: 0 Arrayed OD 0 Commercial Statement SY U Arraved OD Castors (82i) O Commercial 09A Diemen' SV 0 Ma-90d OD USA 0 Canmeroal Masimber SV 0Goterrrianl &WNW SV 0 COmMerCid NA Maxrizer SV . . . . Jeffrey E Epstein Professor O OCCIMINCIII Pautca &wince O Cowmen Peasbeck &Ay O Ceallared Don( O Olen 0 jeJTiii ar 0 COTimerOd 0 Conferment 0 Csnwerosi Aulh.riz Authorized Signer Physical (Honor) Little St James Capin. Tee President Address. Personal Mailing Address Kraft 8100 Red Fmk ()van& B-3 St Thomas VI 03802 St Nimbi VI 00802 Soda Secret ant Date Of IlreellEMMEN I Pace Of Bethideracitk 1 Cann ot US Mobile leaner. I bead Mews I Went/calm Exterullon OWN ■ 550FAC Epic CHEXSYSTEMS SSN Response: cad Ye* U No, explain why. Year: 1967 State: NY ID Response: no record no retell Marks' M BANK REFERENCE Response: netteeleX10 Yes El No. explain My: 1 0 Omskhere If there Sr. etfaional ern on reverie Seats Clem infonaabon Sheet (CIP)Businese Aeceunta .1 Account Agreement Acceptance and Taxpayer! Status Certatatie• The Deco:nor hereby unites mar the Fester i his been designated as a Ceposney of the .ice lice ere MS Cart Information Sheet tau) am finds it aconite on this dale The Depositor nes remened and eras Accounts Ong Rates and Foes Schedule currency fri effect ere as nay be an)erded *of the pee of account Under peneres of perry, the Deose. oven that (t) Teo number shown on Os lam is to correct tax Is rot ssthact to bickup siebnoldng view Sown: (Cl it Ma not been reeled by To Internal Revere. Simko result of Sore to few ell nearest or eividersle. or (b) Vat me IRS her needed the Depositor Net no loner bob backup whosatond. (3104 Deporaar eel/S.44e. (Cross out subpart Ma) if it Is not tn.. If Suminent en WitcoessM• Form W4) the Internal Ronne. Sweloe does not require your consent to any provision el this document backup withholding. thet a ins renamed the InlemWen moaned in Arsamene for Commensal to the Terms end and saran it has wiloctio0. klenecetkei number end (2) core Ilse OciPearee ORS) done sullied to sslotdcbcd Oa • subject to backup vethrekleg or Its tempi 3 is non biro. Crete Out and complete oxen than the Dirtier:aeon required to weld Dees CS. ■ Creel ■ Authorized S stunt X ley Cie) UMW ONlif TWWWS CM to deposit checks Check Cashing or 0 Other sr the into depose is over S500.000 41114W 404440 116,00 of fund* or source of wealth. (Reim to DAde for Mercian) Transfer 0 NO 0 No CLOSED . vrith second enclyntets? remitter fewiciall? 0 Yes Do you mend i Do you provide Credits I No. of Transactions 0 0 — 10 011-20 21 —50 Totel'Arnount(S): O $0 - X0030 006.001- $16.000 0 slew • moo fl Mar. 0 wre Imam 0 POS Type: 0 Cash ®Charts 0 Mecum Tenders 0 Pewee 0 Dead Depose 0 Merles Cheelaceey Oven 0 ACM 00ther Debits - Kehl Current El ves No. of Tnuissetione: 0 0 — 10 O 11- 20 O 21 - 50 O Otter Total Artioure (Sb O so - ss.000 0 $6.0D1 - $15.000 O MAI - 550000 O Other Type: 0 Oish 0 Oars 0 Account Transfers 0 Wm Slanders 0 POS 0 Pare' Opined Dena 0 Managers Chemphioney Orderer:JAC/I 0 Other .il ini.i.o,int, ...., ;escape, avow, aranctm,.t . I. j 0 No Amon* Gwent 0 Ms• ONe Accounts Account Two . Account Tee Amnon, Teat COMMIT. Inc FirianSI IS 1 anneal Inallueon: FIRSIBANIC POSPASSS WO, Mica ne OtWaon dwwaana PIX4D use PJUSIS-23,04300TR CONFInFNTIAL FirsteankPRO00179 SD NY_GM_00013016 CONFIDENTIAL EFTA 00123659 EFTA01268863 8. Additional Authorized Signers (Comple the following :nlormation for each auth rued srgnor ) Authorized Signer Name: Phytnal (Home) Address: ‘Porossoo CorGovate /ce Personai Melen Address: Sen Sammy Nels: Dele Of Be: ' Peis Of Bier Orens Nome Toko:None Nette. Bastte ToMobone Nebbe Bednee Fax kloek Numbor I Crue Meer I Vaus in Onsen I leb Inrennen Type A Numbr. -1 Meneficecon Enirine Oen D OFAC OPLC ❑CHEXSYSTEMS cocci D yes D . SSN Response: Veer «pan why: Stam: 0 Response: O BANK REFERENCE requegtod D Yell Response: .., O No. eolan etrY: Authorized Bonte (Homo) Signer Name: PrOlbeikax Coma Ni Snaren: Panen Meialp Sen SoonN Plombe Det Of ent Pleoe Of Beo Cate Ot Hen Tenen* Neen /hees Tenen keer. rex Naober Heao Manba Ene Anns. naninOompalará Pee eeneten Type A Negeer I Ninollanen Expireuen Ome O oppc OPLC 1 CHEXSYSTOAS ene SSN Response: Y et D No. . enpest Uw: State: ID Respons. D BANK REFE nudered U Yes Response: D No. meen, MV. Autherteed !Sper PhYNSal (Neme) Neme: PrceesSon: Cour* Tee Address: Personal Marling Address ..------ ..,-- Soul SuurIty Noester. Date Ofte: - ..-'"‘" Pee Of Bie: .7 . Oten Ot Home Taken Ween Bens* Tenor* Hunben/ Samen Fix Nuseber. None Naober: I Een) meren. ramin Oconlint Pholo Idenekele Type & Neb« klenneete Eersten Den D Om OPLC CHEXSYSTEMS elilled4Yei UN Response: Tent. o No. tam es State: IC, Response: O BANK REFERENCE mquersted U Vn IJ NO. «plein ~e: why. Authodzed Signer Paneel (Home) Name: Ftolesstorr Corpora tee Acklresx P Ming Aderess -b: Carol Of Soda Sneb. Weer Dele 01 %ca Of Bi moe Telephone Neer. Benen eleobono ~ter. ElllttinIAS b a 3 2 tfc IT114 Mams: X I ea in Occonlen I Hole Inneem T e a meier," kleneacnon Entree Oma ..- -raf 3 me OPLC D CHEXSYSTE IAS cake SSN Response' Vue' pn res U No. expteigWC State: -,12+..-I115 ---- ID 4eSp0194 ■ BANK REFERENCE reqoested ■ Yes ■ No, explein Response. why. • Management -evlew • cco,“ or up a eren- en) venfied C Sneep cards een S) As loge acemenis reenso (Fille ~ani Omarm snee/ Account Omring InlMvíw.N (Beting Camee) Dele Inpen ID No.. C ene a Pto (reent Accent Uit Veel By): C I Merogree Reen Ely. I Commies Renen Fe (»neg ou mercara Cart Services Credit Card ICI Oordrab tin* Lino Of Credit K e-Firstaank (Internst) K Pet Fax D Palmt snar* Kpn atspre s neon enen* SOM ROP Hili45./ OSV•JeR D Gaan Mana9crriont O Hight DeposlIcry O Ode CONFIDENTIAL FirstBankPR000180 SONY_GM_00013017 CONF1DENTIAL EFTA_00123660 EFTA01268864 Client Informatinn Sheet (1M) Business Adisteunta 1. Business Information Account Title ("Depositor): Le Y the Physical Adam: 41 00 tent deok Quark- 8-3 Si Di oratie i SIN Horfe Blares Telephoter Ileidneso Fats Account Number: S.5./TIWEIN: Mailing Address: henit/Websert Sea: fa of Business: invesksiants NMCS Code Dale EsMbtehed: t - 2.0 -ct ‘0 Annual Sales: S . O - Nbr. of Offlowittranches: i Nbr. of &Insley'« -O - Property Status: 0 Orm (*tern Referred By: ip Advertisement D Current Client °Other. Contect Penal Name/erne- _Icon eke ei ~sp.." Contra Penal TWO.** q ..ien -79 r -on s- 2. Account Type 0 Sole Proprietorship CI Parbiership Reteporation 0 NenPrita 0 LIP 13 tiC 0 Met 17(CW:reseal Credrang CI Commtend DM Cheddng a Senerment Chaaing C Cernmeroal Cnectng :CUTS CI AffangerIC0 9 Atnnpcl 00 minors (svo Winged COCCIA DCwernewt Starlet SV El ConneWS Sanest SV Cerrammis D8& &semen SV Carman tlhhfcer SV Ccerwco CM Armin= SV 0 torendsPassbook Sags El Govemment PasZOOk Sadly 0 Cettictte 04 Detect IC l:)er. 3. Authorized Signer (Coal •fete the following ml nnatior tor navn author/zed signet) Authorized Signer Name: _I afrrmy L. Epg ir t. et Gander M 21 FD cc.Tinte TWO. Pmegi id .,-,A. Physical (Horne) Address: it.,1/4-nm,X sr -S3, fay, nip. mi Personel Maling Address: -smatem-ibee3- 3112SkeECEStree 1.10o Red Hook Ch.ael«.. ti-3 .≤..4.Tkeenn . USU 1 On rot Co Mmma-. tiøl arts en Piece Or Birth , Net.>Vore! I Of. USA AMA NVIM « Emil Addroaa 14- klentecatbn arl • t • : h ymn= ...... ..,...,-,.... tt await" WFAC . lair ire SySTE1AS called ern M No. eq,lain @T. r• ~Witt tan 'kl t t"' SSN Response: Year. Jethi__ State: - '5. cr. ).D.RMPOgeas. :X.evyt - cot, r ,.p„Stj,/ BANK REFERENCE requested CI Y U No exigain why, . if : Response. • OAT:: : IA Ila I 1 tr C Check here z there am sameamil Wines at wane aide tithe Chen Infrmation Sheet (KYC) Bushes Accounts 4. Account Agreement Acceptance and Taxpayer Status tificatrer The nepostr herebycanes mat the Fired:Wean teen desgnatedasedwoMory of the ~Nor and that it ras reviewed the information contained in tic Client intone:son Sheet (KYC) and finis it axone, on the deft The Depotlo Ns meshed ind arm to the Tema end Agfenots for Cog:mend& Accounts and Rates and Fees Schedule tweedy lit sled and as may be emoNed for the type 01 account ane "MC" i0d aped Under senates of pti:wry. the Depositor cantles that (1) The number skein e lies town e the Correct to (2) IMthe Depositor e nit weed to base vdthhOklee either ~air (a) i ha nit been noteed ty Um Intentel the a IS tabled to wrhhOldirri a e reput a !live to MCA ad ate« a efVklentle et (b) that the MS nit noshed toe Dapo brew ~et to Sedum tu 'rag wee exempt from dåep witshokIng. (3) the Deposkor is a U.S. snot/ (Cross out Cu e we Inm-telltasement 3 is net trim cm« out and complete an appropriate Form win fact ..---- Tho Internal Revenue kraut doos not Illtildi• yet, artsand to WY lialrd0Cumeell other thi if CarMloatka requit.d to mold backup vethltokeng. Dam _s _c —, 5. Initial Type: Death 6. Expected Aufhotend Tee: (SecretwyrrreaweriCashien I x i r. sit Ch~ ,._. Vanier 2 e•Crattao-e, >what:~ Cri Transactions (Monthly) 2 Other Ir-05‘ Amount i 000 • D Yee I o a ve (7 No Do you intend to deposit checks wit. second endorsements Co you provide check caning or remitter services? cress; No. el Trews:eons 3 10-10 n 11-20 CI 21 — ad CI Dear. Total Amount (3): 0 $0 • 35.000 [•55.001.515,000 C 315,001 • $50.000 El Oda Typo: CI Gib ~IS - - 2 Adiffirellnniters - - erWteirenand -CI POS . a Payroll CI ore« Dome Cliimosers Chermatorey Oars l:j *CH Deem Celt 7. Related No. of Tronsechons: 50-10 CI 11.20 D 21 - 50 D Other Total Amount Al: 0 30 • $6.000 B%5.001 - S15,000 El 315.001 • $50.000 0 Other Type: a Ca n Etch.cks a Account Twain El Peyton 0 Died Deice i rI Manna's Checks/Miney Orders CAC>. ~Tram,» O POS O Other Accounts .,,:zto',:.^jr nr“BalA åfido/nderlarall ii11~,.... , .n.,...., 'H.:, : * .11,3,....5,.' trfrCr.1.1b,S1,3tUgV4K CI No Accounts talent E1Yets Crib Arco u rt rtr Current ones ~we Me: ..„ PinarritI•1 /rim'. Ldeaafeny,1tit. Amount Toe. -, ~mist fratlite: i.. -.; don k soorsim ingtflial: ;new* ~as* is•Cmata ceFteiNete ate 1,0048237040X" CONFIDENTIAL FirstBankPR000181 SO NY_GM_00013018 CONFIDENTIAL EFTA_00123661 EFTA01268865 8. Additional Authorized Signers (Complete the following information for ea h authorized signer.) Atttherized Signet theme Gprder. M 0 C crecceis v.° Physics: (Home) Address: Personal Meiling Address: Social See" winter Date Of Sat Place of EWE C Mon Ce Horne Te/Newne Number gushes. Telephone Nader. Sal eta art Number. Mabee r Ernes Address. Yews a Compeata. Photo Newer-earn Tyne it Number. Ilentecstbn EamtelfOn Date' O OFAC OPLC 0 CHEXSYSTEMS called O Yes O No, explain why; SSN Response: Yew, Stale: ID Response. O BANK REFERENCE requested O Yes O No. why: ReSPOnse: Authorized Signer Name: Gender:Mtn: Corpoiate 'Se PhyScal (Homo) Address: Personal Medina Address: Setlai corny Number One Place VS*: Liken Of. Home TNphone Harter Business ne Number. Business Fax Nynex, IS Weber: Address: Yea h Ocoesen: I Phut. Tyne & theater to Itlettheation Expiration OVA: O OFAC ['PLC lJ CHEXS MS paled O Yes O No, arrolein . S SSN : Year. State: LJ REFERENCE requested O Yes O No, explain why: Authorized Signet Name: Gender: gl ID Fp Cap:rare* Physical (Horns) Address: Personal Magna Address: Soda Smirk Iltraiser. Date Of Bret I Place Of Beth: Caw, CS. Hans Telernme Winger. I Signet. TelepfrOne Number Business Fax Nair. N Email Addnsa Tan It Ocapexa ; Photo ioemincsion Type g Number e-tincatioit farness Dere O OFAC DPW O CHEKSYSTEMS caged O Yes O No. explain why. SSN Response: Year. Stele: ID Response. O BANK REFERENCE requested O Yee O expein why: Response: Authotized Signer Name: Gender M CI FO Caporal, Tee Physical plena) Moran: Personal Mailing Address: Spoil Securty Neater I Dale ffl cERtV Th i l ; I easel Cit. Nome Tiernan. Humber. Burnie. Te losneer. I ithriets Fax 15 URI £: ,, re4 mbar bate Address: YepaOa;Wim: I Priem IdantileabOn 4 Number idinielestbn EpYAbn Dace: O OFAC d l CHEXSYSTE S cared U Yes O No, explain why. SSN R : Year State: ID Response: OPLC O BANK RENCE requested O Yes O No. explain why: Response. 9. Management ler Copies of ij No ID retained Review as es is craFt(s) west Art:=1_, Mangy Caste( in fie (Capin of ID s Wier hackled min, ACCOtral Cimaing Daly —7 Signmun caresreceived 7.— oI,2 AZidea: &Comets recteacl pile Documat C:hockgst ~se l EmPC le) No --S---* a (e OFAC it PLC (Fraudulent Accost UN Verbs Of I gosca....nwas a PAIrdelinn ROVON el I Can°. VC1.... -51.CAt. ,- dalVeiga tad et UPC" ' Reason Foe Denying Account O Merchant Card Seances I O Credit Car ft udne W ye-FirstBanir (Internet) int Fax O Payroll O Cash Manager's:4d O NIgM Depository O Other I 2 trite 01 Credit CONFIDENTIA FirstBankPR000182 SO NY_GM_00013019 CONFIDENTIAL EFTA 00123662 EFTA01268866 1First Bank VegM Wand, Corporate Resolution the undersigned Secretary. hereby certify to FirstElank, that at a meeting of the Board of Directors of ealrfl rira_Q a corporation organized and existing under the lave or U Virtpw laa lands duly called and duly held on the noisy of on up • . mann the fairing Resolutions were duly adopted. and that the d Resolutions have been entered upon the regular mew. Welds of the Corporation, are in accordance with the By-lave and we now In full force and effect. ('Corporation) RESOLVED: 1. The Cakes of Corporation. Of any one or more of them, we hereby authorized to open a bank account or accounft from tine to erne with FirstElank and its subsidiaries and affiliates (each being hereinafter referred to as 'Bank') for and in the name of Corporation with arch tale or Wes as he or they may designate. 2. The ftrnal sp ear/eat Preurert noway. acoeswenew) of Corporation. signing Porovnew et score ears. mar. SS krl‘k ewes ec) and their successors and any other person hereinafter authorized by any means to sign on behalf of Corporation (Authorized Presen(er) are hereby authorized to syn. by hand or by facsimie onclucIng, but rot limited to, computer generated) signatwe(s), checks• drafts. acceptances and other instruments (hereinafter each collectively referred to es -Itemis)'). Notwithstanding the above, any Authorized Person is authorized singly to: (1) irritate Automated Clearing House (Aga) debits without a signature, (2) initiate payments by use of Depository Transfer Checks (OTC') without a signalise other than the name of Corporation printed on the DTC: or (3) give instructions, by means other than the signing of an Item. with respect to any accent transaction. including. but not fueled to, the payment, transfer or witharawal of funds by wire, computer or caner electronic means, or otherwise, or of money. credits. Items cr property at any tare held by Bark for account of Corporation (Instructional. 3. Bark a hereby authorized to honor and pay items, whether signed by hand or by facsimile (including, but not limited to. computer generated) agnature(s) it the actual or curported faceinale signatores(s), regardless of how or by whom Waxed. resemtles the speornens Med with Bank by Corporation and other orders, 0TC.s. ACHs. and Imitructions, given singly by any Authorized Person. Bank is further authorized to honor and pay DTCs ACHs, Instructions, and other orders given singly by any Authorized Person. including such as may bring about or increase an overdraft and such es may be payable to or for the benefit of any Authorized Person or other Officer or employee indirkkway. withcut inquiry as to the drcurnstames of the issuance or the disposition Of the proceeds thereof and WeineUt NMt as to amount 4. Bank is hereby authorized to accept for deposit, for SER. Or for collection. Or otherwise. Items endorsed by arty person or by stamp or other impression in the name of Corporation without inquiry as to the circumstances of the enlorsement or any lack of endorsement Or the disposition of the proceeds. 5. The Pres aware by tot oraossi werinam wawa uwa. mews. ea. sot.. Preriarra Wee Pnitliftlhemeari a) of Corporation, signing atn% entlesHoro Nome. et. en b Y Weal a a. enpy. ref, YA. ero) are hereby authorized to effect loans and advances and obtain credit at any time for Corporabon from Bank (and guarantee on behalf of Corporation the obligations of others to Bank), secured or unsecured, and for such loans and advance., and made and guarantees to make, execute and deliver promissory notes and other written obligations or evidence of indebtedneSS Of CPpOratiOn. applications for letters of credit. instruments of guarantee and imlerrety and any agroomeMs or undenakirgs, general or specific, with respect to any of the foregohg. and as security for the payment of bans. advances. indebtedness, guarantees and liabilites of. or credit given to. Corporation o' others to pledge, hypothecate, mortgage, assan, transfer, giant liens and BeCcotty Interests in, give rights with respect to. endorse and deliver properly of any description, real or personal, and any interest therein and evidence of any thereof at any erne held by Corporation, and to execute mortgages. deeds of trust. security agreements. instrumects of transfer, assenrnent or pledge, powers of attorney and other agreements or instruments "Mich may be necessary or desirable ih connection therewith: and also to sell lo. or discount with Bank, commercial paper. bills receivable, accounts receivable. stocks, bonds or any other securities or property at any time held by Corporation. and to that end to endorse. assign. transfer and deliver the same; to execute and deliver instruments or agreements of subordination and assignment satisfactory to Bank and also to give any orders or consents for the delivery. sale. exchange or other disposton of any property or interest therein or evidence thereof oraorging to Corporation and at any time in the hands of Bank. whether as collateral or otherwise: and to execute and deliver such other agfeernent1S, rumens and documents and to do such other acts and things as may be necessary or dearsahe or require atofirtecria ny of the foregoing and Bank a hereby authorized to honor, accept and execute any of the transactions .gittkaat; aaata 8. loans, discounts and advances heretofore obtained on behalf of alls and other obligations or evidences thereof of Corporation held by Bank are hereby approved. reppgre4 • 7. Corporation does hereby give to Bank a continuing lien for the amount or any and all !abates and obligations of Corporation to Bank and Gains of every nature and desoiptian of Bank against Corporation. whether now exating or hereafter incurred. originally contracted with Bank and/or with another or others and now or hereafter owing to ci acquired in any matter oy dank. whether contracted by Corporation alone or piney and/or severally with another or others. absolute or contingent seared or Ls:secured, matured or unmaturel upon any and iii moneys, eecurinwerni any arc eZ other propeny of Co.—cretin rd the seareeds thereat. now or hereafter actually or construsivear held or received by or in transit in any mater to or frianri Bark:b correspondents or agents from or for CorporaiOn. -whither fur safekeeping, custody. pledge. transmission. collection or otherwise COrnalg Into the possession of Rank n any way. Bark shall also have a right of set-off for the amount of the obigations, and Bank may al any time or times and wahout notice appy Corporation's deposits (pew* or special). Corporation's credits van Bank. or Corporation's claims against Bank. or any parts thereof. to such obligations and In such amounts as Bank may elect. although said obligations may be contingent or unmatured and whether any CoPalaral therefore is deemed adequate or not. 8. In case of conflicting claims or disputes. or doubt on Bark's part as to the warty. extent, medication, revocation Or enrols of any of the authorities herein contained Bank may but need not recognae nor give any effect to any notice from any Offcer, or from any other person, purporUng to canoe', restrct or *erect any of said authoress, or the exercise thereof, unless Bank Is required to do so by the judgment decree or order of a coat having junsdiaion of the subject matter and of the parties to such conflicting claims or disputes. Ram/ Mein Heed. ft • wives or Fisarear Aare Rt. 10114421)4SOIR SONY_GM_000 13020 CONFIDENTIAL FirstBankPR0001O EFTA_00123663 EFTA01268867 9. Corporation agrees to be bound by the Terms and Conditions for Business Accounts and Se, . as wag as any signature card, deposit ticket, checktook, passbook, statement of account recent insthumect, document or other agreements, such as. but not trade,: to, funds transfer agreements. delivered or made avaiable to Corporation from Bank and by as notices posted at the office of Bank at which the account of Corporation is maintained. in 03O case with the came effect as if each and every term thereof were sot forth n full herein and made a pan hereof. 10. Tne Officers of Corporation or any one or more of them are hereby authorized to Sot for Corporation In al, other matters and transactions rearing to any of its business with Bank including, but not rimited to, the °mouton and delivery of any agreements or contracts necessary to effect the foregoing Resolutions. 11. Bank is hereby released from any liability and shel be indemndled against any loaf. "ability or expense arising from honoring any of these Resolut,ons. 12. Subject to paragraph 8 above. each of the foregoing Resolutions and the authOnty thereby conferred shall remain in full force and effect until written notice of revocation or moctilicalion by presentation of new Corporate Resolutions and signature cards shall be received by Bank: provided that such notice shall not be effective with respect to any exercise of said authorities until Bank shall have had a reasonable opportunity to act thereon and in no event prior to the receipt thereof nor with respect to any checks or other instruments, for the payment of money or the wrhdrawal of funds dated on or prior to the date of such notice, but presented to Bank after the receipt of such notice. The Secretary or any Assistant Secretary or any other Officer of Corporation Is hereby authorized and directed to certify, under the seal of Corporation or not, but with like effect In the latter case, to Bank the foregoing Resolutions, the names of the Officers and other representatives of Corporation and any charges from time to time n the said Officers and representatives and sesernens of their respectke signatures. Bank may conciutvely assume that persons at any time certified to a to be Officers or other representatives of Corporation continue as such until receipt by Bank of written nonce to the contra", I FURTHER CERTIFY that the persons herein designated as Officers of Corporation have boon duly elected to and now hold the offices In Corporation set opposite their respective names and that the following are the authentic, offi0a signatures of via said respective Officers and of the named signatories who are not Corporate Officers, to wit !OMB Nmpewritteri or Printed/ S~frye./ Don en 'int' ittAtAte. President Vice President Secretary Treasurer IN WITNESS WHEREOF. I have hereunto at my hard as Secretary and affixed the seal of the said Corporadon day of 2-•-•_saa\ to tar) • Attest ( 9.112."ttitivf . TIP AFFIX (CORPORATE SEAL) HERE ssaeley C ft, COED DATE )apAll tr. • Note: In case the Secretary is authorized to sign by the above Resolutions. this certircate should be attested by a second MGM of Corporati0n. CONIFIDENTIAL FirstBankPRO00184 SONYOM00013021 CONFIDENTIAL EFTA_00123664 EFTA01268868 Naga liren0$ Corporate Resolution I. the undersigned Secretary. hereby certify to FirstBank, that Si a meeting of the Board of Directors of Jeepers, Inc. ('Corporation') __ a corporaton organized and exlseng under the laws of U.S. Vmin Islands dtiy anted and dilly held on the 20 day of Aunt . 2003 the following Resolution were duly adopted. and that the said Resolutions have been entered upon the regnr rrinute books of the Corporation, are in accordance with the Bylaws an are new in full force and effect RESOLVED 1 The Officers of Corpora)" or any one or more of them, we hereby authorized to open a bank account a accounts from tine to time with FirstBank and its subsidiaries and affiliates (each being hereinafter referred to as 'Bane) for and in the name of Corporation with such tele or titles as he or they may designate. 2. The President Treasuer/AttamerY Neu& by The poSCNs)asherizel as .Pnosieso. Vaasa tsoothsecer. err-) of Corporation, signing singly der npo.e or arse rein Sew e.g.. ran any ere. at, and their successors and any other person hereinafter authorized by any men to sign on behalf of Corporation (Authorized Person(s), are hereby authorized to sign, by hand or by ffiagnille (inIgitirg but not 'Meted to. computer generated) signatuee(e). ©nee, draft., acceptances and other inseuments (hereinafter each collectively referred to as item(s)') Notwithstanding the nye, any Authorized Person is authorized singly to: (1) Initiate Automated Clearing House ('ACH') debits without a signature: (2) initiate payments by use of Depository Transfer Checks ('DTC') without a signature other than the name of Corporation printed on the DTC; or (3) give inauctions. by means outer than the spring of an Item. with respect to any account transecbon, includng, but not limited to, the payment, transfer or withdrawal of funds by wire. computer or other electronic means, a otherwise or of money, cedes. items or property at any time heed by Bank for account of Corporation elnatruceone). 3. Bank is hereby authorized to honor and pay Items, whether signed by hand or by facsimile (including. but not Weed to. computer generated) signature(s) If the actual or purported facsimile signatures(s). regardless of how or by whom altered. resembles the specimens filed with Bank by Corporation and other orders. DTCs. ACHs. and Instructions, given singly by any Authorized Person Bank is further autherized to honor and pay DTCs. ACHs. Instructions, and other orders given singly by any Authorized Person. inducing sudi as may bring about or increase an overdraft and such as may be payable to or 'or the benefit of any Authorized Person or other Officer or employee net/dually, without inquiry as to the arcurnstenoes of the issuance or the disposition of the proceeds thereof and without limit as to amount. 4. Bank is hereby authorized to accept for deposit. for enxlit or for collection, or otheemse, Items endorsed by any person or by stamp or other impression r the name of Corporation without inquiry as to the circumstances of the endorsement or any tack of endorsement or the cliposition of the proceeds. S. The President dna ey Tee Fencers) azhartzes tharsatua Mena Mc. ea. erne& vim erresent linear. net of Corporation, signing simply (Mob no. Nan C. web it florae g.. kYlly Ity tat. sic) are hereby authorized to effect loans and advances and obtain credit at any time for Corporation from Bank (and guarantee on behalf of Corporation the obligations of others to Sank), sealed a unsecured, and for such loans and advances and credit and guarantees to make, execute and deliver promssory notes and other written obi:gallons or evidence of indebtedness of CAXPOratiOn. applications (or tellers of credit. instriariaits of gannet and indemnity and any agreements or undertakings, general or specie, with reseed to any of the foregoing, and as security for he payment o' loans. advances. indebtedness, guarantees and liabilities of. or credit given to. Corporation or others to pledge. hypothecate, mortgage. assign, transfer, grant bens and security interests in, give nghts with respect to. endorse and define property of any description, real or personal, and any V.terest therein and evidence of any thereof at any lime held by Corporation, and to execute mortgages. deeds of trust security agreements. instruments of transfer. assignment or pledge. powers Of attorney and Other agreements or instruments which may be necessary or desirable in connection therewith: and also to sell to. or discount with Bank, conenercial paper, buts receivable. amens receivable. stocks, bonds or any other securites or property at any tine held by Corporation, and to that end to endorse. assign. transfer end deliver the same; to execute and deliver instruments or agreements of subordnabon and assignment satisfactory to Bank and also to 4ve any orders or consents for the delivery, sale. exchange or Other disposition of any property cr Interest there4n or evidence thereof belonging to Corporation end at any time Ni the hands of Bank. whether as collateral or Wins.: and to execute and deliver such other agreements, instruments and documents and to do such Other acts and things as may be necessary or desirable or required by Bank n canton will any of the foregoing and Bank is hereby authorized to honor, accept and execute any of the transactions Omit tin fr Cie7 6. Al loans, discounts and advances heretofore obtained on behalf of Corporation andie. and other obligations or evidences thereof of Corporation held by Bank are hereby approved. raly eftr= 84 .4.41 : 7 Canaan:a does hereby give to Bank a ccnenweg aen for the amount of any and all liabilities and obligations of Corporation to Bank and clams of every nature and description of Bank against Corporation whether now existing or hereafter incurred. originally contracted with Bank ander with another or others end now or hereafter owng to a acquired in any matter by Bank, whether contacted by Corporation alone or jointly and/or severely with another a others. absotele or contingent secured or unsecured. metered or unmatured upon any and all moneys, securities and any and at other property of Carpenter, arc the proceeds thereof. now or hereafter actually or constructively held or received by a in ran in any matter to or from Bank. its conespeneents or agents from or for CorPeratarl, whether for sateisealang. Custody. pledge, transmission. collection of otherwise coming into the possession of Bank in any way. Bank shall &SO have a right of set-off for the amount of the notions. and Bank may at any time or times and without notice apiey Corporation's deposits (general a special). Corporation's credits with Bank. or Corporation's claims against Bank. or any parts thereof, to such obligations and in such amounts as Bank may elect, although said obligations may be contingent or unmatured and whether any enteral therefore Is deemed adequate a not 8. in case of conflicting claims or disputes. or doubt on Barks pail as to the validity, extent modification, revocation or exercise of any of the authorities herein contained Bank may but need not recognize nor gave any effect to any notce from any Cfficer. or tom any other penal, purporting to cancel. restrict a change any of said authontes. or the exercise thereof. unless Bank is required to do so by the Judgment decree or order of a court having jurisciction of the sublect matter and of the panes to suth conflicting claims or disputes. Piste **Nana n.CINeoei cIFAsSeri* Paw wee lellOCRISCOgg CONFIDENTIAL CONFIDENTIAL FirstBankPR000185 SONY_GM_000 13022 EFTA_00123665 EFTA01268869 9. Corporation agrees to be bound by the Terms and Conditions for Business Accounts and Services. as well as any signature card, deposit ticket. checkbook, passbook. statement of account. receipt Instrument. document or other agreements, such as. but not 'kneed to. funds transfer agreements, delivered or made available to Corporation from Bank and by all notices posted at the office of Bank at which the account of Corporation is maintained. In each case with the same effect as if each and every term thereof were set falh In fur herein and made a part hereof 10. The Officers of Corporation or any one or more of them are hereby authorized to act for Corporation in all other matters and transactions relating to any of its business with Bark including, but not lmited to. the execution and delivery of any agreements or contracts necessary to effect the foregoing Resolutions i Bank is hereby released from any liability and shad be indernniCed against any loss liability or expense amino from hawing any of these Resolutions. 12 Subject to paragraph 8 above. oath of the foregoing Reactuoons and the a.ithonty thereby conferred shall remain in hall fate and effect unti written notice of revocation or modification by presentabon of new Corporate Resolutions and signature cards shall be received by Bank: provided that such notice shall not be effective with respect to any exercise of said authorities until Bank that have had a reasonable opportunity to act thereon and m no event peke to the receipt thereof nor with respect to any checks or ether instruments. lot the payment of money or the withdrawal of funds dated on or prof to to date of such notice, but presented to Bank after the receipt of such notice. The Secretary or any Assistant Secretary or any other Officer of Corporation is hereby authorized and directed to certify. under the seal of Corporation o' not, but with like effect in the tatter case, to Bank the foregSag Rekkutions. the names of the Officers and other representatives of Corporation and any changes from time to time in the said Officees and representatives and specimens el their respective signatures Bank may conclusively assume that persona at any time Certified to It to be Officers or other representatives of Corporation continue as such until receipt by Bank of mitten notice to the contrary. I FURTHER CERTIFY that the parsons herein designated as Office," of Corporation have been duly elected to and now hold the offices in Corporation set opposite their respective names and that the following are the authentic. official sign/Three of the said respective Officers and of the named signatories who are not Corporate Officers, to wit Name (Typewntten or Printed), Jeffrey Emden Darren lndyke Darren likifyke Office Presider! Vice President Secretary. Treasurer IN WITNESS WHEREOF, thaws hereunto set my hand as Secretary and affixed the seal of the saki Corporation this lei day of AFSX (CORPORATE SEAL HERE et, .1=1:; 2-1 DATE: 2-4—, • Note: In case the Secretary a atnhonzed to sign by the above Resolutions, this certificate should be attests by a second Officer of Corporation. CONFIDENTIAL FirstBankPR000186 SONY_GM_000 13023 CONFIDENTIAL EFTA_00123666 EFTA01268870 L 11:1 e" 'ISO r mioriassar) .,,,arrossetipi n said "loth Go To F I P , ma Etas, ti t4909WWW.LedlagetearfintetiFf5M0(011.S.PrOrlIr5/0k-Pitad i.5 0 Go Lots • ,•- e 30% - e L"- a :4- 0 3'ilv .e; I. W c- , --. _ ............... 1 : * .4 SitedrPOP ? 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Pauly: ; on whom Zeno CONFIDENTIALFirM., SDNY_GM_000 13024 CONFIDENTIAL EFTA_00123667 EFTA01268871 .1.y.ri.mtanommeirgairrnrmmakati- Flo ttlt Go To rants SO 4! Oka - -.,,1 Oil A' • , .1 1 7 Sad' * Pntlf e • - . ... . _ _..._ _ _ _ __. _a _ Ageless :a t ' http.11rever terse . leeekeereweeerleske_latet! la fa Go Irks I. eemifice a . Ca' ail i- 3i Is G4 eke II! --,fo .ii% - • 0 3'-' . ...... .. ........_ tt... .r ... ar— I- M. .....=.... a Role soardtv fa: 101,05, WC Or'' .—..... ...-.................— ...................-. .......... tr ...-•••••1.r...Z.... ---"- Tctol laves fart I ................ . tOtorkerch .......................-.... a , :TiTa 11. pi ! O - Pats, , , ....:20:0 ta Unique 2ave Srriro lgetrMeerferEr. =WV Vtgler.ef f Me et Go To Favortes He ir .i as _J „...i i .!) el , ,I....0 di - , Sworn *Onto; e 2.,• .:, ..,, , ,_.; ali, Act- lulyteether.estreeeeovietlesefereelelelleteeleted § ©Go tris . a z. ‘ei, Of, ",' b• "-iii S- .iir::! o &is - o • DI. r , . 1MS C.WialleillWiltalat * '' SeedsPOt MI H A. . • . , - tvgaz--- q,=?At. 13267-7— Via. ategii, gra*: crast-tx Etece.7::: mg-it- Etz rare oca. .•; vgatvii5 RirtfA maw ftkra,tt lrefE ozgs-- 'ma. swami& upsvt. Fs ° M- Athol own:Mx, kr fl ats. MS at wen Ford: *Intl ' OS grit " DATE: izif iri Si' r. r lel 276 e, • i O ,, Roes: • - __ ...... __ -- _ Done urge...are CONFIDENTIAL CONFIDENTIAL FirstBankPR000188 SD NY_GM_000 13025 Erl'A_00123668 EFTA01268872 DUE DILIGENCE FOR HIGH RISK BUSINESS (CHECKLIST) 1 First Bank Together WO Ire one AccouM Tale JEEPERS. INC Ardour. High Risk BuSineill rasa iddrionai Weapons:le. If mere than one type a business appriee. then fellow the regalement, ter al OM 1fl fal WIMP M Wes ewer. Sane Men Risk Buakhessea Haute Iheshaweitimesillte2 'Obseerebbn et pace oil SulkheM rem% II a Business I oder wthaticke ter la cant ha no: al atialaildd a flasIfTY. tied our keekagth that +wave the delay m dernthenng the Oa:mar Fenn III %doh WV babas a not nacasstrly toted ado it you behave a business to he 'ha yak'. ma • Is not feted beet you must contact BSA Corradde ClObli trr *Kr and vane. Ware BSA Com$.nce artful:Won or approval .scored. ne minaremeni cannot be' non. BUSINESS TYPE OF:viiiFE. Let ON O Financial 'nomad (Emelt Unon. Ocommercia: era Private Loran. Mortgage Broke. Private Bank and Naomi Bank; O Non-Bank Primus. Inanition (Currency Exchange. Foreign Exchange and Car lc) Now FIRSTBANK does not open account for money transmitters co check cashing business. O Operating accounts for Fatal and Non.Bank Miamians DO not "are the approval of Fiddled's BSA Coma:ince Department In ti's case au MI: - Needs leer lone the pawner on company letterhead - RYON tielSCCOUnt IS for operations, Dv-poets only. and - No warner hinds INI tar through the awount - Tad pada cannot fund coveting account O the BSA Corealance Officer approval Inquired prim to wean for at Met has ot account'. CM 7874034M O Cash recede Ruse= (Any retail burrs obese amebae Palle saws t30.030 cc more in ash per ask and Wale note rthxgrand regabil Of racial ran. ea Warsaw TOI Fridays. as. MS OW) - Foods and Making pieces - Grocery Stares - Bev. Ions end laver stem - Art Omen - Venting liacnne Operators O TdeCeenrokunt940,6: °Noe Cards, Teter:ant Ceders O Travel Agent,' O WWII Export 3Wlen (Physical LIVIOlOryin store er visrehouse an be a bse O Jewelry/ n.]) Gen) Prepouo Metals O Elettransa* (w410,01erol O GU Staters O GerndingtGathing Establishments (a 20% of the aday) O Visit Me pace of tares* and Corneae the 'Observations at the Place of Biarrias' Urn. Tha mat be done within a weds of accovnt open'"? If the bathes: a no boated in you mandalana (to. Cuslc.nr lime Si Ponce end ean an accowt in Halo Ray Bran:Mine Bank Odes opening ta weevil must defeated the meson for oaring the swami at Branch at the Otiteniaton at the Place of Gwen Form and shy this exanston makes banes* seta. O ATM- WM.:lona* owned ATMs are located on the venthes. If yea Wain Way a Third Party Agreements. O If the business sees monewy ins:roman (money Ceded ender Prepaid aids. obtain oroy of :hi Sales Agent Agreement. CLOSED DATE; )21/1 /l5 43 O WPOWEvoll Broker Never takes pasesson of goods. War Wane base or no corySai location accessible to demonstrate barn a) O Used Car Sale (no Sala locohon) O throat TranspOninon ' O Tana and Ground Tranworaton O Off-Sac.. Ccmccatons (cedes, Me Andes of tharporalka. It Corporate Staid ant uses Tearer shares' do na open the account). Under no cirweratances may the business be inconthrated Ina %gnat haven country See Iva long aliases attinthea. Obtain et least 2 of mere d any of therfelbang (copy for 'horde) O Invoices O Shipping documents O Conrad' These must be suroadve of Mewane a asides antapated n the Tram-sawn Profile. For exempla If a coaarry indicated that Wes in $200.000 range will be received. 2 Widow for $460 are nal acceptable O CaBoal: Pane Otederati O Sea* Brokerage . Form 8300 for II assymer inaateS cash seies do no, Swale IRS review. aimed S10.000 to a caliwer. indicate this en the °bummers at the Piece of Bunnell Rent Yee the ritia of Mamas and complete l's -Obserrocits at the are of suns' form. ma mat be done Whin a **eke Cl aCCOant cornet It the business a no keeled in you mantediace (t.e. Chanter, nith in Ponce ant OW an account in Crates) the Bark Ofice cpcnng the accord mat Wand the mesa for operas the wart at Branch on the Observation. at , the Place of Business Ron ant why this 'Wonsan makes business sense O Foreign Bianca no registered lo do business in the Urited Stales Nave% Puerto Rico), United Stela Virgin Wanes. or BMW Virgin Islands Note: At prevent. FIRSTBAJIK Pas mot acen ateaUnte foe foreign . business not registered to de business in the United Sage. O Internet Buskins-My business that sat the marry a a goods end services ever eta Internet (Notarial ghat Vat alth has a web page), You must raw the whats to there that there a no infonnam tel could reed n enthemassment cr negative pailay for FIRST BANK. (Examples: adult ontorteannt. pornography. ebb.) 0 Personal irlotiltelen Conaany %investment maragamem Butinese Money Nicneareni 5takieSal 0 00(faena eaeounte ler owsnaent business de not rewire the aWocal of esA Cemplonce. In this vase. you Nil nose - haler horn the customer en company letterhead stand the ant is lot operate purposes and no weather tunes ad Ron through the accoure. Tad neriate cannot fund the operating VICOLOI. O BSA Oarrprienoe approval ItaJllit edix to owing Mr all other anted liCeaurel. - Oaten for BSA Commerce renew 1. A copy of the customer agreement 2. farm winery residence and social securer number for each beneeCiel crow (ALL INVESTORS MST RESIDE IN u.S.) 1 Sanded account airing donwemaeon. Note: Under no atAaritill1021 may de bosoms be norporated In • Tara have" Country ( see listing of thee* ccumnes) Note: Person* invesvosel Co thaNes (PIC). isms the way it inward Its can hinds no maw other men the agues or Welly members, date nal tip fi ma Clitsconq a PCs es not Nal NW and ass not aqua BSA Compuince Nava and no Ow adioral Out cameos IS required. _ . . .._ CONFIDENTIAL FostBankPR000189 SD NY_GM_000 13026 CONFIDENTIAL EFTA_00123669 EFTA01268873 BUSINE£S TYPE AF.autlftE:i aft DON K Nome Shad Staines* K Leper Semites K Accounting. Tea Proosnollon. and Part Sordoni K Canter System Design aid Retied Settees O Business Accepting thedoefty etas Embasststenstates and of Reoresinisthe Once Of FOreign Gmemments tamable Orgarieratot Na for Petit and taigas Organoraton - Relipoin Oto-Knonts - Grant makhig re wring swoon - Cute and Seca Onsancatcos Otter try two t2t of the blowing (Matt fOr Ma): • Irmaices kern supplies • COntrerb, I win osternee • Teltatkin• VierfiCiOnalth CoStcrners in Sou of =net= • Copy cf a loon*', engage n a Dario-tar thanes* t if required or ycw slate) • My COCLOICalt IrCCI e thir0 party *the owneTagnenb‘aness enkelang that the Names* eti ergaged fn needn't? they dam vAlCh can be vented by fektatone. Nine thane** Ostler has rileirtttined Fs arsenal Ghockng aocant of another (yawn Mart with First Sark for tl rriletr, or Toro a WOW. rn• (french Manager may wain the rethirenitil tot invtices, co- vecla. etc. If deemed prudent to do so. The becreng rhyme:on must ha daosthamed in the solounthelationship it • Owner a name • CuSeamer ft Met tutfineeS sawn! mirth* • Date monad Branch management meet Mud. a ItAttrketkel memo to be kept at fie thiliathing the reason for coining the relational*. The justrestion anted clearly indicate the nastIonship between the Drench customs, and the tee petty whose checks are bong deposited. MI steno) OcCumentellco. Customer Due Manna (0001 PSI.. customer conellausi agreement s Inning of the businesses' Distornera alt. must be art aid, the funfeabon memo. Needs the approve Of the Seance Menegn• K Pie SSA COmOtenCe °Twee appeovel required fakir to coning these Mats a accomta. Call 787.9)3-6150, Obtain me "m 'g ntonneton are doontert n the observation el thace of bonnet dOthenlelt (CONS on fife). • Ponalree and ctiecthe c4 their activities • °Winkel/en ethAufe • The donor and 'manatee base • Fundng and danmement alma • Lycra conoesnom • Malabo, vnth ate Chtuteb'e 6-Oupe • Funding and debtarnent Mena O Initial Deport greeter Than SSOCK The Source of Weal mat be iletterninel and f seceded. Rehr to Guide b insticuons. I have reviewed the Cultanter prone of the tossed and determined that this I not a high risk business and tie account opening request we: K Aeitten4 K Denied (Resent K Approved sated bx Business Mreger NamarOMcar In Signature Dole This *tau* via desalted high Mak business and ths account coifing reQUett was K Append K Dowd Mama* K Affeenetd Satkeet CO: gusinese Manager Haman:Ms In Char CLOSE:; Date teet21634ted DATE: .._124alajt_ Pk. 2 el CONFIDENTIAL FirstBankPR000190 SONY_GM_000 13027 CONFIDENTIAL EFTA_00123670 EFTA01268874 A ctimitlitl• are WC°. LLC OBSERVATIONS AT PLACE Of EILISITESS 111 Tar we ars a Play 2. 20ot naa Nam 10:30861 C001•00.theand JOSS Ste rims Nord 6100 Rs HOC* Obs Ste 83 I eit calift ninaryinis olk. ' WOE OF OU800182 &Nam Accersing Tide6Parte Cheats O Careataaaa• Daignalo n From:sae Fdrtralassaa ;lanai Intica • sart&vatergt 20-, of b.G.,tee achny) u as &Wei O Homo Band &Was O laipartToscrt O Marne! EWAN* ▪ lambaritItairansaletataaany O marmameas • mbnivoies.st imeassumirornaim rox.a*Pren dt , 2.800 squads foef rinie. ete°91.4 TO/a Ot r owled LI &cad E Rartadtlaaco 00ce Sula O ° akiarsom eactTh a6 (.4, a shwa kaaaa) easaaionat: rr II yr. describe infamy Ns O Swan Locei Oics and aiming etintio a OkiMaraallalle MOMS O Pena laveseetCowevy O Mx* tkateses O TeltonitusicieknflicaKezteCke.C.nier Twitioncy O Wed entitles O O t h e r . DATE: P-if 40 I-1 • Haw la busies Fee O Cash El Checks nras Obtain a deaceolian elf* tanicames ph vorylado ana dream the pawkily MIS dem lassbasa pal...yards agaa 8. Madan ba Sara branch fl an the unman, ataaasea. SeleCt Barbing clients Use Select Ettoldng aeE the Set Erd Plats tan 8 Otor Dome 8 su bins% aolacallaiTheS• laaraalOrta Cualmeet /kw n Kass Ng keens, ...MUM if Mak, Rey aranCh) 'Pe Rank Caa.. (0.1^'C ea, acoxat Faun latialat b lealabra0•000100 wawa It &wax and votby Ifies ngdarseon /nets busk-met 54, 44 Ittla *pal of Islamabad hwvaeerw waareSt7 DVArobwar DAar Mier. Seer CONFIDENTIAL vial aft ei,w;40-40,544?- CONFIDENTIAL SO NY_GM_000 13028 FastBankPR000191 EFTA_00123671 EFTA01268875 . . . .. • . . .. . . . O as taxa 0 0- 10 Tornellosn treat U Woti O Monet 011.20 C21-00 O 50 cc more O Dray . . K O DVSS% • . 144 it"t Tammy O C. -/el O af- aa on-se b Fliatimeie Pella OftiOlen O SO - $26.000 Omen • sante 01000,00ter one m on .""taw ON • VS$00 ' CHIALIOUSIS/X0 01100.001 raven o n CI cc o a O. o o o O Den Ito brdriastas pareeptvoneedallisloWallbs neaskeel D Y. 21 No Myatt sewn* nordosrobtflis b Slininesebeethes *add* CI ready O cage otarth dearest Det:ate. tow sales ot tiro b4emn.ree • Na the huarnose operation? IG0 corner, ttC is a stocirholdre In s Virgin Ward co,. r. is May an Iratieritmart and dose not Donna itY nest VESPERS INC. lea pear.:e investmeril fund. Detain the business weapon volwriernancy? none Did pair °Own/ices pan sal your narsee0asbtls tn.or wdrl 0Ye O No Lynn Jeffrey C0akiin • is Ifio president of rneroi The Coney Inc. (Rate' Caring Sentt.).. h• ablo asner Of en Warn of Little St Jinn. lee has several teat Wanes saw to in WOAD any WORN* ant rye?om hOdir0 caninlitt Other nekrelatotemvellean or linarmallsre One Cheri lee Lea settlilhoi tilitamta? of MOD* VI. Gwent TOL Mote Open stesortst Tobi Nunaseragesolre gnats} Oas Sisonts) blames Sea Cormnave Siam 3 Ye 0 No V ton or en insoln oaken Racems1 oar as. Noe:tags were aineanry Comm.erm Stre buses Van Onions tasty (PR. Lace One 31 O Via O No if Vs& start Dry. O %%a* mans aeon) MON. iPERSOsteieieio.ar °Damara TIE rthOvE octostassapurca OP Keen Am, TIE ernohessacer PROVIDED IS AN ACCURATE) ono °mitre REPROISoffallell (It sa oseRvAnoti AT TIE refeSca Rim TTY is • Itrrobseoi Sultana ra a ornessiten wares near, onist sonnet ecepenfag. hoc socionita and mega terearet. NO playa lea 00.0.0ted. No MiegeW inblekot on been eon son tenon fray nisreonsairotionortionesto and be own.* Ice Oohs', clan. itatIve bosun isee2468020in Siva /97 Dee • sile,g!';'"::::to.;? -• Pen ?esti CONFIDENTIAL CONFIDENTIAL FirstBankPR000192 SD NY_GM_000 13029 EFTA_00123672 EFTA01268876 GOVERNMENT OF THE VIRGIN ISLANDS OF THE UNITED STATES -*- CHARLOTTE AMALIE. ST. THOMAS C-819-2003 I. the undersigned. LIEUTENANT GOVERNOR. do hereby certify that JEEPERE. INC. of the Virgin Islands flied in my office on Au4ust 18, 2003 ss prov:ded for by law-, Articles of Incorporation, duly acknowledged: DATE WHEREFORE the persons named in the said Articles, and who hava signed the same. and their successors are hereby declared to he from the date aforesaid, a corporation by the name and for the purposes set forth in said Articles. with the right of succession as therein stated. Witness my hand and the Seal of the Government of the Virgin Islands of the United States. at Char. day of 20aa._ Lieutenant Governor for thel/Irgtn Islands CONFIDENTIAL FirStBankPRO00193 SDNY_GM_00013030 CONFIDENTIAL EFTA_00 I 23673 EFTA01268877 GOVERNMENT OF THE VIRGIN ISLANDS OF THE UNITED STATES p Charlotte Amalie, St. Thomas, V.I. 00802 OFFICE OF THE LIEUTENANT GOVERNOR Division of Oxporation &Trademuks MAY 15, 2007 52E.1 Estate Thomas Charlotte Anultc. St. Thomas US Visgia Islands 00802 (340)776-6515 CLOSED DATE:12-laiLLZ-3. _ . CERTIFICATION OF GOOD STANDING This is to certify that the corporation known as JEEPERS, INC. filed Articles of Incorporation in the Office of the Lieutenant Governor on AUGUST 18, 2003 and a Certificate of Incorporation was issued by the Lieutenant Governor on AUGUST 20, 2003 authorizing the said corporation to conduct business in the Virgin Islands and the corporation is considered to be in good standing. annea Director, Division of Corporation And Trademarks 5 CONFIDENTIAL Fste,,R000,84 SONY_GM_00013031 CONFIDENTIAL EFTA_00123674 EFTA01268878 ARTICLES OF IN CORPORATIONc OF JEEPERS, INC. LOSEDT DATE: . _2= .tt;i We. the undersigned, for the purposes of associating to establisn a corponitton for the transaction of the business and the promotion and conduct of the objects and purposes hereinafter stated, Murder the previsions end atibject to the requirements of the laws of the Virtin Islands of the United States (hereinafter called the Virgin Islands), and particularly the General Corporation Law of the Virgin Islands (Chapter 1, Title 13, Virgin Islands Code), as the same may be amended from time to time, do make and file these Articles of Incorporation in writing and do cenify: ARTICT F. I The name of the corporation (hereinafter referred to as the 'corporation") is JEEPERS. INC. ARTICLE II The principal office of the corporation in the Virgin Islands is located at 41-42 Kongens Oath, St. Thomas, VI, and the name of the resident agent of the corporation at that address is Barbara Mignon Weatherly. ARTICLE Jll Without limiting in any manner the scope and generality of the allowable functions of the corporation, it is hereby provided that the corporation shall have the following purposes, objects and powers: 1. To engage in any lawful undertaking or business. 2. To 'engage in any commercial, industrial, agricultural, marketing. transportation, or service activity, business, or enterprise calculated or designed to be profitable to the corporation 3. To design, develop, manufacture, construct, assemble, install, repair, maintain, prepare and compound and to buy, sell, import, export, and otherwise deal in commercial, industrial, agricultural, or other instruments, appliances, tools, machinery, equipment, parts, supplies, accessories, devices, preparations, compounds, and articles, and goods, wares, and merchandise of every kind; to maintain and operate laboratories and testing facilities of every kind and to carry on the business of analysts, testers, examiners, advisors, and technical consultants with respect to materials, equipment, and processes of every kind and to carry on research and experiments with thereto. CONFIDENTIAL L CONFIDENTIA FirstBankPR000195 SDNY_GM_000 13032 EFTA_00 123675 EFTA01268879 Articles of Incorporation Page 2 pp t- 4. To acquire, hold, maintain, and operate such plants, workshops, offices, stores, buildings, equipment, vehicles, and vessels as may be desirable for the proper conduct of the business herein referred to, and to do and perform every other act that may be legally performed by a corporation engaged in such business. 5. To apply for, acquire, register, use, hold, sell, assign, or otherwise dispose of (either absolutely or by way of lease, mortgages, pledge, or license), to grant licenses with respect to and otherwise turn to account any letters patent of the United States or of any foreign country, or pending applications therefor, and any inventions, improvements, devices, trade sterns, formulae, processes, trademarks. trade names, brands, labels, copyrights, and privileges and any right, title, or interest therein. 6. To purchase, or otherwise acquire, take by devise, hold, own, mongage, pledge, sell, enjoy or otherwise turn to account, assign, and transfer and to invest, trade, and deal in goods, wares, and merchandise, and real and personal property of every kind. 7. To acquire all or any pest of the good will, rights, property, and business of any person. firm, association, or corporation and to Foy for the same in cash or in stock or bonds of this corporation or otherwise and to bold or in any manner dispose of the whole or any part of the property so purchased, and to assume in connection therewith any liabilities of any such person, firm, association, or corporation, and to conduct in any lawful manner in any place the whole or any part of the business thus acquired. S. To purchase, hold, sell, assign, transfer, mortgage, pledge, or otherwise dispose of the shares of the capital stock of, or any bonds, securities, or evidences of indebtedness created by any other corporation or corporations of the Virgin Islands or any other jurisdiction and, while the owner of such stocks, bonds, securities, or evidences of indebtedness, to exercise all the tights, powers and privileges of ownership, including the right to vote any stock thus owned. 9. To borrow or raise money to any amount permitted by law by the sale or issue of bonds, notes, debentures, or other obligations of any kind and to secure the same by mortgages or other liens upon any and all of the property of every kind of the corporation. 10. To enter into and carry out any contracts including entering into joint ventures or partnerships, limited or general, as limited or general partner, or both, for or in SDNYGM_0001303.3 CONFIDENTIA FirstaankPa000i96 EFTA_00 123676 CONFIDENTIAL EFTA01268880 Articles of Incorporation Page 3 CLOSED DATE.S_ relation to the foregoing business with any person, firm, association, corporation, or government or governmental agency. _ . conduct its business in the-Virgin Islands and elsewhere in the United States and foreign centuries and to have offices within or outside the Virgin Islands and to hold, purchase, mortgage, and convey real and personal property within or outside the Virgin Islands. 12. To do all and everything nopoctary, suitable and proper for the accomplishment of any of the purposes or the attainment of any of the objects or the exercise of any of the powers herein set forth, either alone or in connection with other firms, individuals, associations, or corporations in the Virgin Islands and elsewhere in the United States and foreign countries, and to do any other acts or things incidental or appurtenant to or growing out of or connected with the said business, purposes, objects, and powers or any part thereof not inconsistent with the laws of the Virgin Idawls and to exercise any and all powers now or hereafter conferred enumerated herein or not. The purposes, objects, and powers specified in this Article shall not be limited or restricted by reference to the terms of any other subdivision or of any other Article of these Articles of incorporation. ARTICLE IV The total number of shares of stock which the corporation is authorized to issue is 1,000 shares of common stock of no par value; no preferred stock is authorized. The minimum amount of capital with whi,:h the corporation will commence business is $1.000.00. ARTICLE V The name and place of residence of each of the persons forming the corporation are as follows: Barbara Mignon Weatherly 2-21 Bonne Esperance St. Thomas, Virgin islands SDNY_GM_00013034 CONFIDENTIAL FirstBankPR000197 EFTA_00123677 CONFIDENTIAL EFTA01268881 CLOSED Articles of Incorporation Page 4 Ena Simon Mary R. Weber 146-100 Anna's Retreat St. Thomas, Virgin Islands 22-113 Mandahl St. Thomas, Virgin Islands ARTICLE VI The corporation is to have perpetual existence. ARTICLE "a The corporation is to be unlimited in the amount of indebtedness to which it shall at any time be subject. ARTICLE VIII For the management of the business and for the conduct of tbe affairs of the corporation, and in further creation, definition, limitation, and regulation of the powers of the corporation and of its directors and stockholders, it is further provided: 1. The number of directors of the corporation shall be fixed by, or in the manner provided in the By-Laws, but in no case shall the number be less than three. The directors need not be stockholders. 2. In furtherance and not in limitation of the powers conferred by the laws of the Virgin Islands. and subject at all times to the provisions thereof, the Board of Directors is expressly authorized and empowered: a) Subject to the right of a majority of the stockholders to amend, repeal, alter or modify the By-Laws at any regular meeting, or at any special meeting called for such purposes, to make, alter and repeal By-Laws, not inconsistent with any existing law, fixing or altering the management of the property of the corporation, the governing of its affairs, and the manner of certification and transfer of its stock. b) To authorize and issue obligations of the corporation, secured and unsecured. to include therein such provisions as to redeemability, convertibility or CONFIDENTIAL L CONFIDENTIA FirstBankPRO00198 SDNY_GM_000 13035 EFTA_00 123678 EFTA01268882 Articles of Incorporation Page 5 CLOSED DATEd4L3 otherwise, as the Board of Directors in its sole discretion may determine and to authorize the mortgaging or pledging of. and to authorize and cause to be executed mortgages and liens upon any property of the.corporation, real or personiil; including after acquired property. c) To determine whether any, and, if any, what part of the net profits of the corporation or of its net assets in excess of its capital shall be declared in dividends and paid to the stockholders, and to direct and determine the use and disposition thereof. d) To contract in the name of the corporation with individual members of the Board of Directors in their individual capacity or as representatives of any firm, association or corporation. e) To sell or otherwise dispose of the real or personal property of the corporation. f) To set apart a reserve or reserves, and to abolish such reserve or reserves, or to make such other provisions, if any. as the Board of Directors may deem necessary or advisable for working capital, for additions. improvements and betterments to plant and equipment, for expansion of the business of the corporation (including the acquisition of real and personal property for this purpose) and for any other purpose of the corporation. g) To establish bonus, profit-sharing, pension, thrift and other types of incentive, compensation or retirement plans for the officers and employees (including officers and employees who are also directors) of the corporation and to fix the amounts of profits to be distributed or shared or contributed and the amounts of the corporation's funds otherwise to be devoted thereto and to determine the persons to participate in any such plans and the amounts of their respective participation. h) To issue, or grant options for the purpose of shares of stock of the corporation to officers and employees (including officers and employees who are also directors) of the corporation and on such terms and conditions as the Board of Directors may from time to time determine. i) To enter into contacts for the management of the business of the corporation for terms not exceeding five (5) yaws. CONFIDENTIAL FeratBankPR000199 EFTA_00 123679 CONFIDENTIAL EFTA01268883 Articles of Incorporation Page 6 CLOSED DATE; j) To exercise all the powers of the corporation, except st_ law, or by these Ankles of Incorporation or by corporation, upon the stockholders. AIZT1CLEIX Any person made a party to or otherwise involved in any action, suit or 3 of the fact that he is or was a director, resident agent or officer of the c corporation in which he served as such at the request of the corporation, shall t corporation against any and all amounts, costs and expenses, including but not fees, amounts paid upon judgments or awards or in settlements (before or after actually and necessarily incurred by or imposed upon him in connection with proceeding, or in connection with any appeal therein, except in relation to mane be adjudged in such action, suit or proceeding, or in connection with any appe officer or director is liable for wilful misconduct in the performance of his du. • of this Article shall not be deemed exclusive of any other rights respecting hider one seeking indemnification may be entitled and shall not be read to limit or re provisions of law, nor to further limit the corporation as respects indenutia respecting indemnification referred to herein shall inure to the benefit of the I administrators of any person entitled to indemnification. ARTICLEX The corporation reserves the right to amend, alter, change, orrepeal any p.: in The Articles of Incorporation in the manner now or hereafter prescribed by r conferred upon stockholders herein are granted subject to this reservation. IN WTTNESS WHEREOF we have made, signed and acknowledged Incorporation this day of August, 2003. 114:1O-a- • --.it4CT Barbera Mignon Weatherly na Simon SDNY_GM_000 13037 CONFIDENTIAL FirstBankPRO00200 CONFIDENTIAL EFTA_00 I 23680 EFTA01268884 Articles of Incorporation Page 7 TERRITORY OF THE VIRGIN ISLANDS ) )ss: DIVISION OF ST. THOMAS åk St JOHN ) ost° ohlS. The foregoing instrument was acknowledged before me this Je kday of August, 2003 by Barbara Mignon Weatherly, Ena Simon and Mary R. W Notary Public PAUL HOFFMAN NOTARY Plait COMMOSON No apeiI - .00 OOMMItetnt~ANS is 27. 2004 CONFIDENTIAL SDNY_GM_00013038 CONFIDENTIAL FirstBankPR000201 EFTA_00 I 2368 I EFTA01268885 Articles of Incorporation Page 6 CLOSED DATE. 1 7-11i) To exercise all the powers of the corporation, except such as are conferred by law, or by these Articles of Incorporation or by the By-Laws of the corporation, upon the stockholders. Any person made a party to or otherwise involved in any action, suit or proceeding. by reason of the fact that be is or was a director, resident agent or officer of the corporation or of any corporation in which he served as such at the request of the corporation, shall be indemnified by the corporation against any and all amounts, costs and expenses, including but not limited to, attorney's fees, amounts paid upon judgments or awards or in settlements (before or after suit is commenced), actually and necessarily incurred by or imposed upon him in connection with such action, suit or proceeding, or in connection with any appeal therein, except in relation to matters as to which it shall be adjudged in such action, suit or proceeding, or in connection with any appeal therein, that such officer or director is liable for wilful Misconduct in the performance of his duties. The provisions of this Article shall not be deemed exclusive of any other rights respecting indemnification to which one seeking indemnification may be entitled and shall not be read to limit or restrict any applicable provisions of law, nor to Gather limit the corporation as respects indemnification. The rights respecting indemnification referred to herein shall inure to the benefit of the heirs, executors and administrators of any person entitled to indemnification. ARTICLE]( The corporation reserves the right to amend, alter, change, orrepeal any provisions contained in The Articles of Incorporation in the maimer now or hereafter prescribed by statute and all rights conferred upon stockholders herein are granted subject to this reservation. IN WITNESS WHEREOF we have made, signed and acknowledt;:d these Articles of I ncorpotatiouthis _ day of August, 2003. ilisi ra Barbara Mignon W ly L CONFIDENTIA FirstBankPRO00202 SDNY_GM_000 13039 EFTA_00 I 23682 CONFIDENTIAL EFTA01268886 E-FIRSTBANK REGISTRATION FOR BUSINESS ACCOUNTS Business Name eetzs Lnc. e-Mail Address . Business Contact Person Mailing Address 1.91 Fi rstBank www.f i , ittiankvi.COM Tny Triontifiratinn Nn. Telephone No. urNtv-tra3 A nom a, tisvi Contact Person Telephone No. Business Fax No. The Depositor hereby ;eknowledges receipt of the Internet Banking and Bill Payment Agreement and agrees to the terms and conditions currently In effect end as may lw anwnded from time to time for the type of account and service' requested. In addition, the rkpositor awn to comply with the woos and conditions of all other agreements subsimbed by the depositor and d I applocablc dtsclusute documents, related to the accounts and other services that can he accmacri by the depositor through usc of applicable disclosure documents, related to the amounts and other services that can be accessed by the depositor through use of Find:lank Internet Banking. The depositor commits to maintain and use their accounts with PirsiBank adequately xrd to comply with all the mks that govern each one of said acenunts, including payment of charges related with the use angor maintenance of said account:. Print No ire —icfcretv Epatc,t‘ 2 Authorized Signatures Social Security No. Signature coomal Telephone I Date of Birth 5 11-716304e3Cp Bank Ofhru Nnnic NFINS4:O9.0606li Account Numbers BRANCH USE ONLY l ose 137tite Bank Officer Signature r • SONY GM 00013040 _ _ 0 O CC J Y L IL LLI O 8 EFTA_0O123683 EFTA01268887 Bank FirstBank it iol,S,firstirrirli.pr.carh ACCESS AGREEMENT This access agreement establishes the terms and conditions that govern the use of e-FInsiBank service. For the purpose of this agreement. the terms 'you' and your niter to the teem who 4 the user of e-FirstElank. "FirstElanIC, lie. and 'Our refer to FiratBank Puerto Rco. The berm 'working day means Monday through Friday. except Saturday, Sunday and bank holidays. I. Description of *Phelan% e-FirstRank 4 an electronic service Viet allows you to view your account activity a: FirstBack through the Internet using a personal compiler. Reouirements for the use of t-Firstaank In order to be able to on fin e-FirstElank sernce. you must have an amount with FirstBank, as well as the requ'red 1X004ar Metaled in your arsenal comoder. In ackition, you must have a modem and access service to the Internet through your service provider. The 'browser Mal you use rust be ccergalltife with Microsoft Internet EV/avers, version 4.0 or higher. or Netscape Navigator/Communicator. version 4.04 or higher, You we responsible Ot all costs and expenses related to the Installation, use and maintenance of your equipment, of telephone ales. and your Internet access ProVider. You must thoositIntesworcf to gain exclusive access to your account through e-FiretSank. You shall be sole), responsible for adariki3 adequate safety measures to protect your password and avoid unauthorized access to your amounts through e-FinstElank. FirstBank shall not have the duly or express or implied obligation to investigate or verify if the use of e-FirstElank or the access to said service is Carried out bye person authorized by you, or acconing to the safety measures adopted by you. If your password S lost or forgotten and must Do charged or modeled. you must authorize said change or moSfication Ll writing to Firlafkink. No password will be changed or rte.:lied as a result of a telephone conversation since FirstBank must *ways receive the authorization to change or modify the password in writing. It a Corporation isishes to gain access to the o-Firsteank seMce, a corporate cassword viii be chosen. The inIvIduals that signed the Germs, Restiution must apply in parson at their main Brandi In order to enrol and to sign the e-FiratBank agreement for their company and wt be the ones that have access to the corporate Password. De indeduals that signed the General Resolution must authorize any change or moddlcaton of the corporate Password In writing. You indemnify and hold FIrstBank, Si directors. officers. and employees harmless from any claim or suit. ;were from the access to the served. zAmitiranyilable through a-Ebel:lank You she be able to obtain updated Information about your accounts. hirstlitank may, horn time lc lime, add, amend. or el minste services 10 those offered at this time through a- FustBank. FirstBank Shall update tie agrooment to inform you of any changes. If you choose to use new sentries. when "feeble, you agree to comply whit al! the rules oontamed in the amendments to this agreement related to the new services. 4, Access to e-Firstleank You shall have access to e-Firsteark seven (7) days a week, twenty.four (24) limn a day. FirStilailk agrees to update ;era:Maly the Infonnatial you may obtan through the e-Finitgark service. However, you recognize and accept that FirstBank has no obligation to update said tnformaton at a speak hour of the day and Mat It is not subject to a deterninate schoda uNketaniei bun le Service Charges At this time, access to the e-FindBank service shag not be subfrO to other charges besides those establishes for your account. However. you are responctie for the phone charges related to connection of the service, for the f ntemet Son ic° Provost charges and any other charges related to your personal computer equipment. CLOSED n credits. shovm on Mtge anent fteraPighPaide)t; the ri-FirstEtank seines may be in bane. the patine shown may not be final. The Customer must use the end of the month statement for the official 'leggy rocchoiiadon. You accept and agree that the avail/billy and ability of FlatSank to provide access 10 the eiFirestElank service depends, among others, on the continuous operation and availability of FirstBank's computer system and on the communications processing line, your Internet serve! provider, your browser. your peraeral computer, your access equipment and the telephone or electnc power ties or both. Should access to eFIrstBank be temporarily WelentiMed or ceases for any reason. irstBank shall net be I responsible for said interruption. For information about the confidentiality of your information. Pease refer to tho Safety rhormation Included In Our Ter section of e-FirstBank. 6. Reauest for Additional Services You can request ackitena, services such as copies of checks, a bank account Statement the investigation of a crack Cares activity, or the investgaton of a oanicatar charge, through the e-FirstBank service. r you requital an acklitIonal service through the eFireFlaik service. FirstBank is authorized to process said request as if x was a widen reqrJoSt signed by you. E-Firstf3ank shall provide you a oonhnhabon number upon completing; your request. Said cone-million number will help yap obtain ackitional information related lo your request M our Meg Service Center. 7. Copyrights and Trarktmarks AD rights over images, tad. screens and pages of a- First8ank are Properly of FirstBank or of third pares, as specified. You may copy information horn ornilBank for your own personal use only. You shell not copy. publish. distribute. record, molly. or eansfor this intormaten, images or other type or materials. nor dee Mem sr any other way to create wake derived from tem nor for public or commercial purposes. except as provided in the agreement. You recognize and agree that the name e-Fireflank as wet as other trademarks used here are pro my of FirstBank or other saasIdienee. or of third parties., You shall not use these trademarks without the previous wiles° consent of Fr-s:Barra or the trademark's legitimate rawer. 8. Representations and Guaranties FirstBank does rot represent or guarantee, expressly or implicitly, the am:rev of the information and materials (including taxi, graphics, laws or other °beets) contained In e•FiretBank, and expreary rejects all responsibility toreros or missions in thorn. Nedher Firstasink nor Its providers represent nor guarantee ctroctly or implicitly that e-FiretBank is appropriate for a particular use. You Finegan that you have received adequate informs:kr from FirstBank regarding eFaradilank, and that you have deeded, freely and voluntarily, to subscnbe this agreement and obtain access to e-Firseark according to the terms and oondsons hereby agreed. You represent and guarantee to Fustdank that you have no 'ntenbon to use, and that you sh.il not use eFlrefilank with the direct or indirect purpose of providing services (including, without imitations, financial, dada processing or administrative services, or other related services) to any person Or entity. CONFIDENTIAL FirstBankPR000204 S0NY_GM_00013041 CONFIDENTIAL EFTA_00123684 EFTA01268888 Any fink to pages of organeatom not at:noted to FirslBank is wedded only as a suggestion of to;is that might be interesting or useful to you. FirstBank does nett:WAS any guaranty whatsoever regarding the accuracy. integrity or rentrely of these pages. cr regardir.g weenier or not as use rs appropnate for any specolic pumose, nor does it guarantee they are free of defects or clams or of viruses or other contarenabee. Those links do not represent an endorsement nor do they create responsWity for me °peons. ideas. products, information or services offered in said pages. Limit of ReeponsIbillW FirstBank shall net be responsible for incorrect mainration or Inflictions plodded by you Neither F estBank nor any provider of information shall be responsible for deficiences in the accuracy, totally. avail/eerily or timeliness of said information, of of any investment or decsion made based on a. Steept as expreszty provided in this agreement or in any other agreement applicable to the eclat:en between you and Fensteank, or as required by law, you agree this neither PrstBark nor any information provider shall be responsible for any loss or damages whatsoever, direct or Indirect, caused by 0.Firsteark or that in any way arISS4 or is related to the access and use of e-FIrstBank by you. You are obligated to indermlfy FthatBank and release it from any responsibility before any suit or elan filed against FirstBank thal seeks to impose respetsibility on FirstBank in violation of the dispositions of this Swam The term -Fin:Wank" as used in this Section, includes Finest*, its parent company. subsidiaries and sNerehonars, directors. officials, employees Or agents of each of these. 10 Electronic Communication You shall be able to communicate electroricalhT and n a safe manner only through the rorms included in the "Other Services- section of eFirstBank. Said forms shay be considered ((aim] by ute the need %%akin° day. FirstBank snail act goon your communication within a reasonable tent. In addition you recognize and accept that the forms found in the *Other Services' section of re FliatBenk sherd not be used when you need to communicate with us lernociatory. For rune:kale communicaticn you !rust call our Client Service Center at the number 'refund in section 12 of th's agreement, or vim any of our branches. You hereby authorize us to recad, use, ander copy any electronic form sent by you. You accept and recognize that for safety reasons in handing informatcn, any other elect:ono metbco, in,olueng electronic mail, shalt not be used to request additcoa) services. 11. Unauthorized Transactions If you believe you have est or someone has stolen your password or scot number. an authorized person is no longer authorized amen your account or II you detect sly unauthorized access to your account. or if you suspect any type of (legal activity in your amount. you ant Worm Firstaank immedately, by eating us a (787) 725-2511 or 1• eS8-448-2511 dunng the eatablehed service hours. lit Customer It you require any assistance regarding ea-Firs:Bank or would like to speak to one of our reoresereahves, please cal 1787) 725-2511 a I-888-448-2511 during the established service hours. You may also said us your message via fax to (787) 729.8060 or was to the following address: FIRSTUNE CUSTOMER CENTER P.O. Box 9146 San Juan, Puerto Rico CO908-0146 YoU may also send en electronic menage to: g-FirstBanktaltrecaraer can 13. Term of the At gement Th's agreement shall remain in effect unti re of the pantos notifies the Other of hisser intention to cancel the service. These notices may be sent through either eleareric or regular mail. The Rank shal' send men to the most racer: address appearing on your account record. The Bank's address is included in section 12 of this agreement. In ease this agreement is kwaidated for any reason, you that immediate.y cease using c,F.rstBank and FirstBare shall Cancel the Son-oe. but not your accounts in Firsteark ores affiliate; or subs dams. 14, Miscellaneous Disoositioel a) Fir$tSonk reserves the tight to affiend, update, modify, or discontinue terrine at any time and to amend or moony at Wry time the tams ce this agreement through previous notice to you. b) The use and access to the eFirstBank service is aubant to the amicable laws and repdations. c) You shall not transfer this agreement to any person without FatBanies previous written consent. 0) This agreement shat be governed and be subject le the laws of the Commonweal, of Puerto ace. o) If one or more of the <Weston& an the aereerrect for any mason is declared null. illegal or it cannot be enforced, the remaining dispositions sera ranker verso arid in full force and effect. I) FlrstBank reserves the right to use all those available legal remedos in case of notations of these dispositions. iricluding suspension of access serve. ander carcellation of rants° acccerts. g) Access to the service and use of the passwords through es-FiTalBonk arc limited to those users authonzed by FirstBank. FirstBank steal use at' available legal refriedlOS against any person who tiles to ander uses this service wthcu duo authorization. By signing beew, you agree that you have reviewed the terms a this agreement and that the use of the a-Patinae service to gain access to any of your accounts in FIRSTBANK conettutes your acceptance ol the terms sod con one hereby estalaretheri, to wr cri you agree to commit yOurn11. In addition, you agree to comply with the terms and conditions of all other agreements subscribed by you and all applicable disclosure documents. retain to the accounts and other services that can be accessed by you through the use of e-FirstBene, whet are made pert of this agreement You are committed to maintain and use your accounts with FlatBank adequately and to comply with all the Ries Mat govern each one of said accounts, !Toluene payment of charges related with the use ander rrantenane,e of said acoounts. CLOSED DATE: —W134611 ---- CONFIDENTIAL FirstBankPRO00205 SDNY_GM_000 13042 CONFIDENTIAL EFTA_00123685 EFTA01268889