SERVICING DISCLOSURE STATEMENT

SERVICING DISCLOSURE STATEMENT Fifth Third Mortgage Co 38 Fountain Square Plaza Cincinnati, OH 45263 NOTICE TO FIRST-LIEN MORTGAGE LOAN APPLICANTS. TILE RIGHT TO COLLECT YOUR MORTGAGE LOAN PAYMENTS MAY BE TRANSFERRED. FEDERAL LAW GIVES YOU CERTAIN RELATED RIGHTS. IF YOUR LOAN IS MADE, SAVE THIS STATEMENT WITH YOUR LOAN DOCUMENTS. Because you are applying for a mortgage loan covered by the Real Estate Settlement Procedures Act (RESPA) (12 U.S.C. Section 2601 et seq.) you have certain rights under that Federal law. This statement tells you whether the servicing for this loan may be transferred to a different loan servicer. "Servicing" refers to collecting your principal, interest and escrow account payments, if any , as well as sending any monthly or annual statements, tracking account balances, and handling other aspects of your loan. If your loan servicer chnages, you will given advance notice before a transfer occurs. Servicing Transfer Estimates X We may assign, sell or transfer the servicing of your loan while the loan is outstanding. We do not service mortgage loans of the type for which you applied. We intend to assign, sell or transfer the servicing of your mortgage loan before the first payment is due. The loan for which you have applied will be serviced at this financial institution and we do not intend to sell, transfer, or assign the servicing of the loan. !06647010420361321 ! CONFIDENTIAL SDNY_GM_00030616 EF1'A_0014123 I EFTA01279929