Borrower(s)

Borrower(s) Loan Number. Property Addressi FIFTH MORTG THIRD AGE APPRAISAL DELIVERY and WAIVER OF WAITING PERIOD At Fifth Third Mortgage, we are committed to providing a quality mortgage loan experience that is efficient, effective and tailored to your situation. To that end, please review this document to understand your rights and express your preference for how you would like Fifth Third Mortgage to process your mortgage loan application. According to federal law, you are entitled to promptly receive a copy of any appraisal report or valuation concerning the property subject to your mortgage loan application. You may be charged for the actual cost of the appraisal, but any copies must be provided to you at no additional cost at least three (3) days prior to the closing of your loan. Under certain circumstances. federal regulation permits you to waive the three (3) day requitement. Please indicate your preferred option by signing only in the box which represents your choice for how Filth Third Mortgage should handle your mortgage loan application with respect to delivery of appraisal reports or valuations and the applicable three (3) day waiting period. No matter which option you choose below. Fifth Third Mortgage will provide you a copy of any appraisal or valuation developed in connection with your mortgage loan application, even if your mortgage loan does not close. In either event, the undersigned borroweris) hereby acknowledge that hesheithey may be required to reimburse Fifth Third Mortgage for the actual cost of the appraisal. WAIVER OPTION - The undersigned bortoweris) hereby acknowledge that he:she/they understand their right to receive. at no cost, copies of any appraisal reports or valuations developed in connection with the mortgage loan AND AGREE to WAIVE their right to receive all copies of the appraisal reports or inditatiant at least 1 days heave closing, unless otherwise prohibited. Lt. Signature Date Signature Signature Date Date Signature Date NON-WAIVER OPTION - The undersigned borrcnver(s) hereby acknowledge that he/sheithey understand their right to receive, at no cost, copies of any appraisal reports or valuations developed in connection with the mortgage ban AND DO NOT wish to waive any right to receive all copies of the appraisal reports or valuations at least 1 days before closing. Signature Date Signature Signature Date Date Signature Date Loans are subject to credit review and approval. Fifth Third Mortgage Company. 5001 Kingsley Drive, Cincinnati, OH 45227 an Illinois Residential Mortgage Licensee. Fifth Third Mortgage is the trade name used by Fifth Third Mortgage Company and Fifth Third Mortgage-MI. LLC fa Equal Housing Lender. CONFIDENTIAL SDNY_GM_00031037 EETA_0014I650 EFTA01279992