FIFTH THIRD BANK

FIFTH THIRD BANK (NORTH CAROLINA) P.O. BOX 630900 CINCINNATI OH 45263.0900 VICKERS INVESTMENTS LLC 27 HIGH TECH BLVD THOMASVILLE NC 27760-5560 18765 Overdraft Notice Date: November 05, 2013 Account Type: 5/3 BUS STANDARD CKG Account Number: 3718 Relationship Manager: Phili Fintchre Phone: Commercial Client Services: Internet Banking: www.53.com Important Notice About Your Fifth Third Account Overdraft Dear VICKERS INVESTMENTS LLC. One of the most important ways we help our customers manage their money is by providing detailed account information on a timely basis. Please be aware that your account referenced above was overdrawn on November 4. 2013 in the amount of $211.48. Because of your relationship with us. we have waived $37.00 in overdraft fees as a courtesy for this overdraft occurrence only. To avoid being charged an $8.00 fee for each day you are overdrawn, you will need to make a deposit no later than November 12. 2013 to bring your account to a positive available balance. We urge you to take action immediately to avoid future overdrafts, returned items and fees. The following information summarizes your account activity as of November 4. 2013. Please note that the additional pages provide transaction detail, including those items in the Withdrawals/Debits section that contributed to overdraft fees or returned items. Your beginning balance on November 4, 2013: $5,118.57 Deposits/Credits added to your balance: +$0.00 Withdrawals/Debits/Pending deducted from your balance: 45330.05 Your ending balance on November 4, 2013: $(211.48) Overdraft Fees and Returned Items posting next business day: £0.00 Balance" After Rees and/or Returns: $(211.48) **This balance includes fees or returned items that will post to your account on the next business day after the ending balance date of November 4, 2013, as listed above. However, it is possible that additional items may post to your account after this notice was sent. If you have questions or need additional information. please call us at 1-866-475-0729. Our Customer Service Professionals are available to assist you Monday through Friday. 7 AM to 10 PM ET: Saturday. 8:30 AM to 5 PM ET. If you have been paying multiple overdraft fees, there may be less expensive alternative products that may be better suited for your needs. Please call or visit your local banking center to discuss other options. You may also learn more about various Account Management Services that Fifth Third Bank has to offer at www.53.com. Sincerely. P. Brian Moore Senior Vice President Mcmbef FDIC. Swot° NI, FI JID, „„.. aNqIcr I/ \ of MO, find Barimep. sEnnilloi5204 EFTA_001458I7 EFTA01281205 ---PAGE BREAK--- FIFTH THIRD BANK Withdrawals / Debits / Pending Transaction Date I I/04 I I/04 Time Description FUNDS TRANSFER DEBIT REF # 00589138260 BUS STANDRD CK FUNDS TRANSFER DEBIT REF # 00589166611 liiIISC. ACCOUNT CORRECTION/ADJUSTMENT 2 items totaling $5,330.05 Amount Result 5.018.09 PAID 311.96 PAID Overdraft / Return Item Fee Fee Waived Tiers are based rm the number nJ rut-unmet: we ihe past 12 months. Number of Occurrences Fee Amount 1 or more: $37.00 per item Pending - Item was approved for payment but has not posted to your account. Paid - Item was posted to your account but has contributed to your overdraft. Pasted - Item was successfully applied to your account. Returned - Item was posted to your account but was returned due to non-sufficient funds. Unverified - Item was presented for posting to your account and will be verified by the next business day. *Unavailable Funds - Funds from ATM Deposits or non-Fifth Third Check deposits are not available for immediate use. Please refer to your Rules and Regulations brochure for information on Fifth Third's Funds Availability Policy. Mcmhcell1W U Fart() th b I al EallollArth 'Third Bsmap. Ankagoi5205 EFTA_001458 I 8 EFTA01281206