EFTA Document EFTA01481779

USCG Due Diligence Report - Fiduciary DDR Name: The 2007 Jeffrey E Epstein Insurance Trust #2 - November 1, 2007 DDR Status: Process Completed Banker Information Banker: Paul V Morris/JPMCHASE LE/OU: Banker SID: Banker BAC: Banker FNEN: Banker History: 03/04/2010 11:24:04 PM - CRD / Notrix changed: Banker from Mary C Casey/- JPMCHASE to Paul V Morris/JPMCHASE. DM ID Link Information The DM for this DDR is DM Name -JEFFREY E EPSTEIN CAS ID - 9710670708. The following DDR's are associated with this Decision Maker . DDR Name 116 East 65th St., LLC Darren K. Indyke PLLC EMMCAC, LLC Epstein, Jeffrey Financial Trust Company, Inc. Financial Trust Company, Inc. Freedom Air International, Inc. HBRK Associates Inc. Hyperion Air, Inc. I-Correct.com LLC Indyke, Darren K Jege, Inc. LYN & JOJO LLC MAX Foundation New York Strategy Group, LLC Plan D, Inc. The 2007 Jeffrey E Epstein Insurance Trust #2 - November 1, 2007 The 2007 Jeffrey E Epstein Insurance Trust #3 dtd November 1, 2007 The 2007 Jeffrey E. Epstein Insurance Trust #1 Dtd November 1, 2007 The C.O.U.Q. Foundation, Inc. The Haze Trust Trust/Estate Name / Contact Information Banker Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V EFTA01481779 Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Morris, Paul V Security Services Search Date 02/02/2009 10/17/2008 02/08/2004 08/06/2004 03/07/2011 08/11/1999 05/21/2003 03/11/2010 10/17/2008 02/03/2009 01/30/2009 01/15/2010 02/03/2009 07/31/2006 02/08/2004 12/10/2009 04/16/2003 01/30/2009 12/01/2008 12/02/2008 11/25/2008 01/28/2004 102/29338 N256838 8634--CHBG 01 Full Legal Entity Name: JPMC Internal Use Only The 2007 Jeffrey E Epstein Insurance Trust #2 - November 1, 2007 EFTA01481780 Legal Entity: Trust Trust Tax ID # You must ensure that a copy of an IRS application for tax id has been received from the client as evidence per Private Bank Policy. Trust / Estate Situs (Domicile): XX 3PM Executor or Trustee? Fiduciary Manager Non 3PM Trustee(s) / Executor(s): Complete this section for Non-3PM trustees / executors. Primary Non 3PM Trustee/Executor is an List the following information for the Primary Non 3PM trustee / executor.If an Organization, please list under "Last Name" section and mark "First name" with a dash (-). Last Name : First name : Middle Name/Initial: Address Line 1: Address Line 2: City: State Province: Country: Postal/Zip Code: Contact Phone: Date of Birth :(mm/dd/yyyy) Darren K Indyke 457 Madison Ave 4th Floor New York NY UNITED STATES 10022 () What form of goverment issued identification document did you obtain for the files? Driver's License Tax ID / Social Security Number Pass ort Drivers License # List any additional Non 3PM trustees / executors in the following table. Name Date of Birth (mm/dd/yyyy) Lawrence Newman EFTA01481781 05/31/1931 Grantor of Trust / Estate Assets: List the following information for the grantor. Grantor is an If an Organization, Please list the legal name under "Last Name" section and mark "First name" with a dash (-). Is the Grantor Deceased ? Last Name : First name : Middle Name/Initial: Address Line 1: Address Line 2: City: State: Epstein Jeffrey Driver's License Form of Govt Issued ID Obtained Passport # / DL # Tax ID EFTA01481782 Province: Country: Postal/Zip Code: Contact Phone: Date of Birth :(mm/dd/yyyy) UNITED STATES 10022 () 01/20/1953 What form of goverment issued identification document did you obtain for the files? Driver's License If the grantor is deceased, please select "Other" and input a date of death. 090443348 Tax ID / Social Security Number Passport/Drivers License # You must ensure that a copy of an IRS application for tax id has been received from the client as evidence per Private Bank Policy. 0904433481 List any additional grantors in the following table.If the grantor is deceased, indicate this in the Name field .If an Organization, provide the legal name. Name Date of Birth (mm/dd/yyyy) Beneficiary (-ies): Name Mark Lawrence Epstein Eva B Andersson Introduction Information Introduction Type: Specific Information Existing client Met with Non JPM Trustee(s)/ Executor(s) ? Background / Financial Information Occupation, Business or Employer of Non-JPM Trustee(s)/Executor(s) Profession/Business Type: Trust's/Estate's Value: $ (USD millions) Source Of Wealth/Assets of the trust: Other (Provide detailed and specific information) money manager Relationship to Grantor,Trustee/Executor Grantor's brother Grantor's friend Form of Govt Issued ID Obtained EFTA01481783 Passport # / DL # Tax ID Other Other Jeffrey Epstein earned his wealth managing money for wealthy individuals Transaction Profile/Expected Account Activity What is the purpose/intended use of this account? What is the expected source of account funding ? Approximate $ amount to fund the account checking account Wire $10,000 Please select each "Product Type" that applies. Within each product type, please check ALL transaction types that apply and provide a description of expected account activity. (document expected sources of inflows and destinations of transfers,countries, and types of payors/payees.Include where is the money coming from - example : A specific bank or firm and purpose of specific transactions, if known) Product Type - Select all that apply Transaction Types - Select all that apply and expected activity level ( L = 1-5, M = 6-12, H =>12 transactions per month) Deposit/Current Accounts Cash ( withdrawals/deposits) Anticipated $ Amount Totals per month — Please provide at least an estimate EFTA01481784 (Checking, Savings, Money Market) Check deposits / Check paid - Wire Incoming & Outgoing Internal Transfers Other Please describe in detail expected account activity for this product : Investment Products (Custody, Brokerage,Agency,Margin) Account will make payments of life insurance premiums. Below $100000 Below $1MM Fiduciary (Investment Mgmt. / Trust) Credit type facilities (Line of Credit, Mortgage, Letter of Credit) Non-JPM Trustee(s)/Executor(s) Checks Date Background Check (Required If Check Carried Out) 12/02/2008 Comments (Required If Check Carried Out) Darren Indyke is a long-time employee of Jeffrey Epstein. Due diligence was completed for him under Darren K Indyke PLLC. Grantor Checks If A Background Check Has Been Carried Out, Then Both The Date Of The Check And Comments From The Findings Of That Check Are Required. At least one Background Check needs to be performed. At least one Background Check needs to be performed OUTSIDE THE MORGAN NETWORK (Third Party Validation) Background Check Date (Required If Check Carried Out) 12/02/2008 Comments Jeffrey Epstein is a PB client of over 10 years. EFTA01481785 Required Security Services Checks Security Search Type: Note for Security Services: Please list any specific search requests/instructions to Security Services here Security Services Information A Security Services Check is REQUIRED for New Clients and Prospects This section to be completed by the Security Services Group: List Individuals and Corporate Entities Investigated: Attachment: Please Note: All research is subject to the availability of electronic database resources. Full Trust domicile is U.S. Virgin Islands Search Type Is Security Service Details: Further Review by Banker Require d? Company Information Corporate Records Other Database Searches (RDC/CDC/MIS) Internal Database Search (CSSS/FPS) State Court Searches No No No No No Federal Court Searches No Personal Particulars Publications Regulatory Sanctions No No No OFAC/Control List Search No No records were found. No additional research necessary. No records were found. Information confirmed; details included in the attachment. No additional research necessary. No additional research necessary. No additional research necessary. EFTA01481786 Publications revealed nothing derogatory. No records were found. No records were found. Has this been identified as a Red Dot DDR? : Banker Response: Expense No.: 99/31167 Total Costs: Signed by: Dated: Shakeema X Kimble 12/01/2008 03:12:24 PM Summary Summary Of Findings: Jeffrey Epstein is a PB client of over 10 years. This account is for a life insurance trust. EFTA01481787 Mr. Epstein was convicted of a felony charge and is currently serving an 18 month prison sentence. Jes Staley conferred with Stephen Cutler and the decision was made to keep Mr. Epstein as a client. Anticipated Product(s) Deposits Client Hierarchy Assignments GRAY SHADED AREA CONTAINS SPN/CAS ID ASSIGNMENT INFORMATION Banker SID N256838 Banker BAC: FNEN: Does the DDR have Multiple Entities? 8634--CHBG 01 No Client Hierarchy and Additional Entity Assignment: Name THE 2007 JEFFREY E EPSTEIN INSURANCE TRUST #2 - NOVEMBER 1, 2007 Linked to DM Name JEFFREY E EPSTEIN Date of Birth Tax ID # Existing CAS Id 266387203 SPN No 9018595 Contact Information for each entity named within the Client Hierarchy Table: Associated Entity Goverment issued I.D Obtained THE 2007 JEFFREY E EPSTEIN INSURANCE TRUST #2 - NOVEMBER 1, 2007 Do any of the above entities require a joint SPN? Select Yes, if multiple entities will share the same account (OMNI, CASII or Olympic) Does the DDR have Multiple Owners? No This area is used to document individuals who DO NOT require a new CAS or SPN, but have authority over the entity or entities for which this DDR was created. Individuals documented within the above client hierarchy area do not need to be repeated in this section Name EFTA01481788 Goverment issued I.D Obtained Tax ID # Date of Birth No Tax ID # 266387203 Linking to DM Id 9710670 708 CAS ID 0220819398 Citizenship Attention Address Line 1 State Citizenship Zip Address Line 2 Province City Country Approval Information Public/High Profile Figure No High Risk Jurisdiction High Risk Business Is this a Foreign Bank? No No No EFTA01481789 "Foreign Bank" as defined in the USA PATRIOT Act. Banker: LE/OU: Senior Manager: Paul V Morris/JPMCHASE 102/29338 Marcus Sheridan/JPMCHASE Annual / Periodic Review Information Annual/Periodic Review Due in: 36 months Periodic Review Comments : Temporary Waiver Information Waiver Status: Reason for Waiver: Waiver Requested By: Date of Waiver Request: Approver for Waiver: Waiver Approved On: DDR Complete Security Services is still performing the client background check. Lucy Baglivo 11/17/2008 Elizabeth X Hogan 11/17/2008 Banker Approval Information Sponsorship affirmation - Based on my due diligence and the information provided , I approve and accept sponsorship of The 2007 Jeffrey E Epstein Insurance Trust #2 - November 1, 2007 — as a Client from inception and throughout the client relationship. Mary C Casey 12/02/2008 02:12:45 PM Senior Manager Approval Information Based on the information provided and the approval granted by Mary C Casey, I approve the acceptance of The 2007 Jeffrey E Epstein Insurance Trust #2 - November 1, 2007 — as a Client. Marcus Sheridan 12/02/2008 03:21:57 PM Quality Reviewer Information 1st Quality Review Comment: 2nd Quality Review Comment: 3rd Quality Review Comment: 4th Quality Review Comment: 5th Quality Review Comment: Admin Comments Admin Comments: By: Date: Admin Comments History : Document History Created: 11/17/2008 EFTA01481790 Last Modified: 11/27/2009 Removed HR flag. Will remain on Sonar alerts only. Jeffrey Epstein DDR already flagged as HR. Bonnie K Perry/JPMCHASE 11/27/2009 09:21:21 AM Bonnie K Perry on 12/4/2008 10:29:24 AM Comments : Ok to approve. By: Lucy Baglivo By: Bonnie K Perry EFTA01481791 Submitted: 12/02/2008 03:21:57 PM By: Marcus Sheridan Audit History 11. Input/Update High Profile figure set to 'No' performed by: Bonnie K Perry on: 11/27/2009 09:21:00 AM 10. 'Area Head Approval' performed by: Catherine Keating on: 12/11/2008 01:35:47 PM 9. Quality Review performed by: Bonnie K Perry on: 12/04/2008 10:29:29 AM 8. 'Senior Manager Approval' performed by: Marcus Sheridan on: 12/02/2008 03:21:56 PM 7. 'Banker Approval' performed by: Mary C Casey on: 12/02/2008 02:12:46 PM 6. Submitted for Banker Approval SS Type = Full performed by: Shakeema X Kimble on: 12/01/2008 03:12:25 PM 5. Button: 'Flag: Security Check has begun' performed by: Desmia X Dale on: 11/17/2008 04:42:44 PM 4. Button: 'Approve Waiver' performed by: Elizabeth X Hogan on: 11/17/2008 04:40:16 PM 3. Button: 'Print' performed by: Desmia X Dale on: 11/17/2008 04:33:05 PM 2. Button :'Request Waiver' performed by: Lucy Baglivo on: 11/17/2008 04:32:29 PM 1. Submitted for Security Services Approval performed by: Lucy Baglivo on: 11/17/2008 04:31:47 PM Converted Tracking Document History: CN=Ujwala Srinath/O=JPMCHASE: 9790208B.doc EFTA01481792