EFTA Document EFTA01512421

JPMorgan Private Bank FINANCIAL TRUST COMPANY, INC. ACCT. For the Period 10/1/08 to 10/31/08 to Cale at Enron Or QuitatrOnS Abair VOW Elilarente Trani fn. Contact your Mogan Tama one arse lensphononumbees on the front of this stettomenta as us ea 500 Stanton Cheshire Road, hOPS Newisetr CIE 10713,2107 as soon as you can Oar theta your statement is wrong a tlyou need more weamatton stout a donator on the statement We must hear from you no take than 00 days ate we sent youth< WIRSTStetement M which the antra problemappeared (I)Talles yaw name and =cunt moths. (2)0secnbette ancea Die franskwyeu we unsure about and tuptatn as deafly es you can shy you Waved es n armor a why you need mats intarnation (3) tad us the data annum a the suspected Mt ((you cattaa US Oay yOu must nod us Aar Centraat Ce gv1.0 n in voting wthen 10 bumps days. ceder to poservoyourrghts We wit owe:boob your compliant end we correct any error proreptlie It ne take more than 10 business days to do the (20days b purchases using your debt card cr b nkenstanalfransectione). we wed credit yar account lor Ole amount you think is in error so that you wed Ire the tatter Went dUring the &net lakes La to Canpiete our oreaageha, to Can el WOOS Or guailleria 50005 your Straterntist. Including yOur btle Of Cretle. It you think that your stalernont u incorrect a it you need nog info rnatson about • transaction on your staWnent "lauding a kin of crock noncom you oast ad* to us on • sespenatesnal dispense the ante and send it to JPINagan Reale Bank 500 Stanton Chh:hana Road t/OPS3 Newark DE 19713-2/07 We must her tram you no labethan 60 daysa/teethe statement on whet, the enact emblem appeared is sant You Gen wart yam died sentespaciatet but dam, so we not pteserveyour nghts Reaserowowyoue account statement and promptly typal any nacasacyor desastpancyrnauang possible uneuthcrotod Sado; &away. unracadad dividend payments. and unaccootredcesh pose= in wane Anycea ccenmuntraton shout( be rewconfemed n writing to firths. paha ',aerobia evading yas rights undo the Seaedies InvestorProtection Act (SJPA) If you ha eanyeuestons plea secontact yaw JAWS/ Account Represenbstreea alSt CaltplenceDeparbrienIst(2t2)483.2323 layout Stew. plea:apron* the fokyrong enternatco Wye's' none and account number. (2)the dolls mount a the suspected era and (3)a desawtnn el the are and explanation dm( can why you balevelhare a an eTa Nye° need more irtla =Mon you mint dose ',bathe tern you are unwe abOut Important InfonnatiOn about Phang and ValuattOOS Ceden assets weLdwg but not ivnted to pad& ;So VW. mutton's. non-puteay traded and ontiesironby traded securities domatives partnetshe invests and tanyte assets NO gerwraDy rMqud the value of which nay have been peowded to us by rye (*Tea who may rot beiedepeedent &the our a manager Such ofcemebon is refiededas of the last date proveed to us awl is not rdependenby rated Rases sore ce n uch an ;seaweed by pnceng servicesOi °thaw sources what we doom AMMO trona guanamieolk. accuracy°, as tootabhtealuas Make value intamation (including naiad kerstatwin pnces. etching. faros accrued aeon. and bond ratings)Aernentid ?wren has been roamed horn savored that the Sank Oates to be reaable and is funks/2W for Vie °raven. use of the aen: the Bank makes no nynasanSatch warranty& guarantee CapreS5O1 ttripbecl that enychooled vatereptesents the actual terms at "itch transactions a socunbescadd be bought a sold a new transactions could be enteredinto a the actual bins on which existing transactions a 'counties avid be Itrudated The anent pose is the valued the financial asset share unit a conhact as poet al the apse a the market on Pe lest days One stagnant mood a the lest evatebbprroe Al values provcled tor structured rod deposits(toe evample !Wagon London Time Deposits)renect the aroma dopes! amount tray The anent valuator ReaEstola Minor* irdereaS are lasoostanoous Assets may not renew:the most anent value of trie asset Valuations a ointre-ththcatatordenvitovatraasechana wattling colan donvalivetratatodlepost products, hole been preparodon a rad-rnatSel Was 7hese valuations sea indicative be:WSW a tr. dose a business a the dale of the statement at, except as anonyse agreeden whiting. those vatiabons do not reproach! the actual teems at which transactionsa securtesoould be bought a soiW a new befISOCGOASccad be entered vita a the actual teems on witch exating transactions a :counties cool be lourdaled as &the dale of taus Statflat Wedo not warrantthes cOntrletenees a tacCisay These vendettasea derwed a om proposfitrymodets bead upOn welkangneedIenantraptonOpleS *al we hire when nitassety10 aktutille the present visaed future cash flows medereessOnabte estimates about roisvont &Rao market condeons Voluotons based an other nude theorem t assumptions may yeas dffiteentresues Morgan expresaydaclams any responsibiarytce (f)In occaacyot the node(sa astweros used in dormng w. valuations, (2) any caws a anissows n comptitro dsseennatirq the visitations. and (3)any uses to nhch the valtratcns we put Valuations ere prowled kr olonnabonpaposes cagy and we intended soletykeyour awn use Pleasant( b the trade contentiontor details a each transaction At ',Dataquest assets may be reheated harem awe though they09SW by a thud party unaiNateliwth JPIAcegan In such case unless JAtorgen otherwise agrees JPMorgan has no raven:ONO> the van/catch visitation satefreepeiga tronagelniantot thaw assets PAoasonnvowiour unionism promptly and report anydeaepancresinviseduseentr b an account office whose nan. ippon°, the contact paged this statement Important lacantstionRogisecangAucton Rate Sectabos(ARS) ARS are debt a phytentedsecuntios *eh an wares! a Modena fate rade( pOt odeaayin an archon Altha.gis tree may Co daff y. neoAly awl monthly resets there.* no guivanteethat Mae wit be lewdly II there we not enough MIS at an action to redeem/1» smuts avaAbbleor salt the issue may boa tailed wane In a laded auction Ihere 43 no assaancelhat a secondayrnetke4 waY developa that the meaty we trade at aw a any once pica nOectml on statements AccCedwgly investors shout% natetyen ',Meg cromphen aPeflanrcon thee tdatentents with reaped to ARS JPMSI is the custodian of sated options and most mutual funds naidong dad poly Indust funds purchased through Jell& Account Page 11 of 18 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00038268 SDNY_GM_00307466 EFTA01512421