EFTA Document EFTA01526145

November 01, 2003 - November 28, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Total enclosures: 4 Page 1 of 8 967 000 PB JEFFREY E EPSTEIN C/O NEW YORK STRATEGY GROUP LLC 457 MADISON AVE 4TH FLOOR NEW YORK NY 10022 Your JPMorgan Private Bank Team: D'ORAZIO,CAMILLO ETHAN HORNBECKER Private Bank ServiceLine For assistance after business hours, 7 days a week. We would like to thank you for your banking relationship at JPMorgan Private Bank. During 2003 we've added a number of new benefits for our private clients, including fewer fees and higher yields on deposit accounts. The new Chase Privileges Banking Card helps you manage personal and household expenses more conveniently and effectively. To learn more about these new features, please contact your Morgan representative who will be glad to assist you. We wish you a joyous holiday season. Morgan Premier Banking Summary 739-110438 Deposit Accounts Description Premier Checking Total JPMorgan Chase Bank JPMorgan Private Bank Number Opening Balance $824,823.77 Total Credits $2,000,982.85 Total Debits $2,096,396.00 Ending Balance $729,410.62 $729,410.62 EFTA01526145 EFTA01526146 November 01, 2003 - November 28, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 2 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Summary Opening Balance Deposits and Credits Checks, Withdrawals and Debits Ending Balance $824,823.77 $2,000,982.85 $2,096,396.00 $729,410.62 Average Balance Interest Paid this Period Interest Paid Year to Date Annual Percentage Yield $1,083,425.83 $982.85 $8,980.71 1.11% We appreciate the substantial banking relationship you have with us and are pleased to provide an additional yield on your Money Market Investment Account/Premier Checking Account this statement period. If you have additional accounts and balances you would like to include in this Relationship Banking statement, please contact your Account Officer. Again, thank you for your banking business. Activity Date Description Debit Opening Balance Nov 03 Book Transfer A/C: CESKOSLOVENSKA OBCHODNI BANKA PRAGUE CZECH REPUBLIC 11520 ORG: /000739110438 JEFFREY E EPSTEIN BEN: /284 867 123/7500 Nov 03 REF: MUKACEVSKA 21 080 01 PRESOV, S LOVAKIA/ACC/080 01 PRESOV, SLOVAKIA SWIFT: CEKOSKBX/BNF/CESKOSLOVENSKAO Fedwire Debit EFTA01526147 VIA: COLONIAL BANK NA /062001319 Nov 04 A/C: JEFFREY EPSTEIN IMAD: 1103B1QGCO2C005148 Internal Funds Transfer JEFFREY E EPSTEIN FUNDS TRANSFERRED FROM BRKRG AC# Q7 8805001 (PRN) TO DDA AC# 0007391104 38 REDEMPTION FROM THE JP MORGAN FU NDS Nov 04 Fedwire Debit VIA: BK AMERICA AZ /122101706 A/C: REF: /TIME/16:29 IMAD: 1104B1QGC08C004078 $1,000.00 $1,723,323.77 $1,000,000.00 $1,724,323.77 $500.00 Credits Balance $824,823.77 $824,323.77 $100,000.00 $724,323.77 EFTA01526148 November 01, 2003 - November 28, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 3 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Activity Date Nov 04 Description Fedwire Debit VIA: WELLS FARGO SF /121000248 Nov 04 A/C: IMAD: 1104B1QGC04C003975 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LCP COMPANY, LLC Nov 04 REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802 IMAD: 1104B1QGC08C003862 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 Nov 04 Nov 05 IMAD: 1104B1QGC01C003745 Check Paid # 1013 Fedwire Debit VIA: CITIZENS BANK DE /031101143 Nov 07 A/C: HYPERION AIR INC IMAD: 1105B1QGCO2C004270 Internal Funds Transfer JEFFREY E EPSTEIN Nov 10 FUNDS TRANSFERRED FROM DDA AC# 0007 39110438 TO DDA AC# 000739121472 LE TTER FROM CLIENT EFTA01526149 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LCP COMPANY, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802 IMAD: 1110B1QGCO2C004106 $100,000.00 $1,041,323.77 $5,000.00 $500,000.00 $1,641,323.77 $1,141,323.77 $25,000.00 $1,696,323.77 Debit $2,000.00 Credits (cont.) Balance $1,721,323.77 $50,000.00 $1,646,323.77 $10,000.00 $1,031,323.77 EFTA01526150 November 01, 2003 - November 28, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 4 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Activity Date Nov 10 Description Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 Nov 10 IMAD: 1110B1QGC02C004105 Fedwire Debit VIA: COLONIAL BANK NA /062001319 A/C: JEGE, INC. Nov 12 IMAD: 1110B1QGC05C004091 Book Transfer A/C: STANDARD BANK OF SOUTH AFRICA JOHANNESBURG REP. OF SOUTH AFRICA ORG: /000739110438 JEFFREY E EPSTEIN Nov 12 REF: /ACC/WYNBERG 7800 BRANCH SWIFT :SBZAZAJJ Book Transfer A/C: DALLAS AIRMOTIVE INC (LOCKBOX GRAPEVINE TX 760510RG: /000739110438 JEFFREY E EPSTEIN Nov 12 REF: REF: INVOICE # H02740P Fedwire Debit VIA: KEY GR LAKES CLEVE /041001039 Nov 12 A/C: ACCUNET, INC. REF: INVOICE#: MAN111103 IMAD: 1112B1QGCO1C005659 EFTA01526151 Fedwire Debit VIA: KEY GR LAKES CLEVE /041001039 A/C: ACCUNET, INC. Nov 12 IMAD: 1112B1QGC04C002518 Fedwire Debit VIA: COLONIAL BANK NA /062001319 Nov 12 A/C: JEFFREY EPSTEIN IMAD: 1112B1QGC08C005847 Check Paid # 1014 $40,000.00 $561,207.21 $200,000.00 $601,207.21 $43,051.21 $867,649.48 $20,123.08 $910,700.69 $500.00 $930,823.77 $50,000.00 $931,323.77 Debit $50,000.00 Credits (cont.) Balance $981,323.77 $66,442.27 $801,207.21 EFTA01526152 November 01, 2003 - November 28, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 5 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Activity Date Nov 13 Description Internal Funds Transfer JEFFREY E EPSTEIN Nov 13 FUNDS TRANSFERRED FROM BRKRG AC# Q3 0171005 (PRN) TO DDA AC# 0007391104 38 LETTER FROM CLIENT Book Transfer A/C: MACHADO MEYER SENDACZ NEW YORK NY 101540RG: /000739110438 JEFFREY E EPSTEIN Nov 13 REF: ADVOGADOS INVOICE #: 88065-1 Fedwire Debit VIA: COLONIAL BANK NA /062001319 Nov 13 A/C: JEFFREY EPSTEIN IMAD: 1113B1QGC03C004173 Internal Funds Transfer JEFFREY E EPSTEIN Nov 17 FUNDS TRANSFERRED FROM DDA AC# 0007 39110438 TO DDA AC# 000000119024 LE TTER FROM CLIENT Book Transfer Debit A/C: FX USD INCOMING/FED/CHIPS/DDA BOURNEMOUTH UNITED KINGDOM BH7 7-DB ORG: FX USD INCOMING/FED/CHIPS/DDA C/O CHASE MANHATTAN BK, CHASESIDE OGB: FX OPERATIONS NEW YORK NY REF: /0CMT/USD2888,86/BNF/EUR2437.8 6 Nov 17 Nov 18 Check Paid # 1015 Fedwire Debit EFTA01526153 VIA: FIRSTBANK PR /221571473 A/C: LCP COMPANY, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802 IMAD: 1118B1QGC06C002773 $83,276.17 $25,000.00 $1,355,788.20 $1,330,788.20 $60,000.00 $1,441,953.23 $50,000.00 $1,501,953.23 Debit Credits $1,000,000.00 (cont.) Balance $1,561,207.21 $9,253.98 $1,551,953.23 $2,888.86 $1,439,064.37 EFTA01526154 November 01, 2003 - November 28, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 6 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Activity Date Nov 24 Description Book Transfer Debit A/C: FX USD INCOMING/FED/CHIPS/DDA BOURNEMOUTH UNITED KINGDOM BH7 7-DB ORG: FX USD INCOMING/FED/CHIPS/DDA C/O CHASE MANHATTAN BK, CHASESIDE OGB: FX OPERATIONS NEW YORK NY REF: /0CMT/USD119980,00/BNF/EUR1000 00.00 Nov 24 Book Transfer Debit A/C: FX USD INCOMING/FED/CHIPS/DDA BOURNEMOUTH UNITED KINGDOM BH7 7-DB ORG: FX USD INCOMING/FED/CHIPS/DDA C/O CHASE MANHATTAN BK, CHASESIDE OGB: FX OPERATIONS NEW YORK NY REF: /0CMT/USD239960,00/BNF/EUR2000 00.00 Nov 25 Nov 26 Check Paid # 1016 Fedwire Debit VIA: COLONIAL BANK NA /062001319 Nov 26 A/C: JEFFREY EPSTEIN IMAD: 1126B1QGC01C003504 Internal Funds Transfer JEFFREY E EPSTEIN Nov 26 FUNDS TRANSFERRED FROM DDA AC# 0007 39110438 TO DDA AC# 000739121472 LE TTER FROM CLIENT Fedwire Debit VIA: WELLS FARGO NM /107002192 Nov 28 EFTA01526155 A/C: ZORRO DEVELOPMENT CORPORATION IMAD: 1126B1QGC06C003481 Interest Paid $982.85 $731,831.05 $75,000.00 $805,848.20 $40,000.00 $50,000.00 $930,848.20 $880,848.20 $239,960.00 $970,848.20 Debit $119,980.00 Credits (cont.) Balance $1,210,808.20 $75,000.00 $730,848.20 EFTA01526156 November 01, 2003 - November 28, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 7 of 8 JPMorgan Private Bank Premier Checking Account Number 739-110438 Jeffrey E Epstein Activity Date Nov 28 Description Book Transfer Debit A/C: FX USD INCOMING/FED/CHIPS/DDA BOURNEMOUTH UNITED KINGDOM BH7 7-DB ORG: FX USD INCOMING/FED/CHIPS/DDA C/O CHASE MANHATTAN BK, CHASESIDE OGB: FX OPERATIONS NEW YORK NY REF: /0CMT/USD2420,43/BNF/EUR2014.0 0 $2,096,396.00 Ending Balance Checks Paid Check 1013 1014 Total Checks Enclosed Checks: 4 About Your Relationship We value your relationship with JPMorgan Private Bank. You were not charged for services this statement period. Thank You. Date Nov 04 Nov 12 Amount Check $5,000.00 $40,000.00 1015 1016 Date Nov 17 Nov 25 Amount Check $83,276.17 $40,000.00 $168,276.17 Date Amount EFTA01526157 $2,000,982.85 $729,410.62 Debit $2,420.43 Credits (cont.) Balance $729,410.62 EFTA01526158 November 01, 2003 - November 28, 2003 Jeffrey E Epstein Primary Account Number: 739-110438 Page 8 of 8 JPMorgan Private Bank Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agreement or the General Terms For Accounts and Services. Business accounts are subject to the Terms and Conditions for Commercial Accounts or the General Terms For Accounts and Services. Your accounts, unless otherwise indicated on the statement, are held by JPMorgan Chase Bank (the "Bank"). Deposit accounts held at the Bank, including checking, savings, CD, and money market accounts, are FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only) Telephone or write to the Bank if you think your statement or receipt is wrong, or if you need more information about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement. The address for inquiries appears below. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. • • Tell us your name and account number. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-sale transactions), we will recredit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Please examine your account at once. If you feel an error has taken place or have questions concerning a non-electronic transaction, telephone or write us within 30 days. The phone number is printed on the front of this statement. The address appears above. If no report is received within this period, your account will be considered correct. Mutual Funds/Securities Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, or its affiliates or any federal or state government or government agency or government sponsored agency. Securities (including mutual funds) and annuities involve investment risks, including the possible loss of the principal amount invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not affiliated with the Bank. The Bank and its affiliates EFTA01526159 receive compensation from the JPMorgan Funds for providing services to the funds. Read the JPMorgan Funds prospectuses carefully for details, including fees and expenses, before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JPMorgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of, or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Management L.P., which are unaffiliated with JPMorgan, are the funds' distributors and investment advisor. Reich & Tang Distributors Inc. is a member NASD. The Bank is not a registered broker-dealer. Securities transactions may be through JPMorgan Fund Distributors, Inc. a subsidiary of the Bank, is a member of NASD/SIPC. IRA Accounts Accounts of the Bank as trustee, or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as described below) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for services to JPMorgan Funds for which a rebate process has been established since these charges are subject to rebate as defined below. For accounts of the Bank as trustee, or discretionary investment manager for an ERISA plan or an IRA, which hold shares in the JPMorgan Funds other than Fiduciary Shares, the Bank receives fees for services from the JPMorgan Funds but waives account fees with respect to the funds so held. "fiduciary Shares" means shares of JPMorgan Select Funds and Institutional Shares of the JPMorgan Bond Fund II, JPMorgan Short-Term Bond Fund II, JPMorgan Intermediate Bond Fund II, and JPMorgan Large Cap Equity Fund held in Bank trust accounts or in discretionary investment management accounts at the Bank held by ERISA plans or IRAs. "Rebate" means an amount returned by the Bank to the account which holds the Fiduciary Shares. The rebate amount represents the portion of servicing fees paid to the Bank by the mutual fund with respect to Fiduciary Shares. Please direct all inquiries to your Morgan Account Officer at JPMorgan Private Bank Client Service 500 Stanton Christiana Road, 1/OPS3 Newark, DE 19713-2107 EFTA01526160