EFTA Document EFTA01526176

January 01, 2004 - January 30, 2004 Jeffrey E Epstein Primary Account Number: Total enclosures: 4 Page 1 of 8 967 000 PB JEFFREY E EPSTEIN C/O NEW YORK STRATEGY GROUP LLC 457 MADISON AVE 4TH FLOOR NEW YORK NY 10022 Your JPMorgan Private Bank Team: CAMILLO D'ORAZIO ETHAN HORNBECKER Private Bank ServiceLine For assistance after business hours, 7 days a week. Private Bank clients receive exclusive benefits to accommodate their liquidity and transaction needs with Morgan Premier Banking. When you maintain combined average balances of $100,000 or more in your linked accounts, we will waive all routine transaction fees * For example, you will not pay a maintenance fee or fees for wire transfers or statement copies. In addition, we will provide you a higher yield on your Premier Checking and Money Market Investment Accounts - a yield that is above the very competitive rates we currently offer on those products. When you combine these benefits with our superior client services, extensive Chase branch network, global reach for cash through the debit and ATM network, as well as online banking, you will find that Morgan Premier Banking aims to accommodate all of your banking needs. *Terms and conditions apply and are subject to change. Morgan Premier Banking Summary Depo sit Accounts Description Premier Checking Total JPMorgan Chase Bank JPMorgan Private Bank Number Opening Balance EFTA01526176 $881,432.32 Total Credits $3,000,940.12 Total Debits $3,084,178.35 Ending Balance $798,194.09 $798,194.09 EFTA01526177 January 01, 2004 - January 30, 2004 Jeffrey E Epstein Primary Account Number: Page 2 of 8 JPMorgan Private Bank Premier Checkin Account Number Jeffrey E Epstein Summary Opening Balance Deposits and Credits Checks, Withdrawals and Debits Ending Balance $881,432.32 $3,000,940.12 $3,084,178.35 $798,194.09 Average Balance Interest Paid this Period Interest Paid Year to Date Annual Percentage Yield $1,022,231.96 $940.12 $940.12 1.09% We appreciate the substantial banking relationship you have with us and are pleased to provide an additional yield on your Money Market Investment Account/Premier Checking Account this statement period. If you have additional accounts and balances you would like to include in this Relationship Banking statement, please contact your Account Officer. Again, thank you for your banking business. Activity Date Description Debit Opening Balance Jan 06 Internal Funds Transfer JEFFREY E EPSTEIN Jan 06 FUNDS TRANSFERRED FROM DDA AC# TO DDA AC# LE TIER FROM CLIENT Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE EFTA01526178 DELEON AVENUE PO 9146 SAN JUAN 009 08 Jan 07 IMAD: 0106B1QGCO2C003156 Internal Funds Transfer JEFFREY E EPSTEIN Jan 07 FUNDS TRANSFERRED FROM BRKRG AC# (PRN) TO DDA AC# 38 LETTER FROM CLIENT Book Transfer Debit A/C: FX USD INCOMING/FED/CHIPS/DDA BOURNEMOUTH UNITED KINGDOM BH7 7-DB ORG: FX USD INCOMING/FED/CHIPS/DDA C/O CHASE MANHATTAN BK, CHASESIDE OGB: FX OPERATIONS NEW YORK NY REF: /0CMT/USD2564,96/BNF/EUR2002.0 0 $1,000,000.00 $1,781,432.32 $50,000.00 Credits Balance $881,432.32 $831,432.32 $50,000.00 $781,432.32 $2,564.96 $1,778,867.36 EFTA01526179 January 01, 2004 - January 30, 2004 Jeffrey E Epstein Primary Account Number: Page 3 of 8 JPMorgan Private Bank Premier Checkin Account Number Jeffrey E Epstein Activity Date Jan 07 Description Internal Funds Transfer JEFFREY E EPSTEIN Jan 07 Jan 08 FUNDS TRANSFERRED FROM DDA AC# TO DDA AC# LE TTER FROM CLIENT Check Paid # 1018 Fedwire Debit VIA: COLONIAL BANK NA /062001319 Jan 12 A/C: JEFFREY EPSTEIN IMAD: 0108B1QGC06C003870 Fedwire Debit VIA: NORTH FORK BANK /021407912 Jan 12 A/C: IMAD: 0112B1QGC06C003929 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LCP COMPANY, LLC Jan 12 REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802 IMAD: 0112B1QGCO2C004212 Internal Funds Transfer JEFFREY E EPSTEIN Jan 12 FUNDS TRANSFERRED FROM DDA AC# TO DDA AC# LE TTER FROM CLIENT Fedwire Debit VIA: WELLS FARGO NM /107002192 Jan 13 EFTA01526180 A/C: ZORRO DEVELOPMENT CORPORATION IMAD: 0112B1QGC01C004123 Book Transfer A/C: STANDARD BANK OF SOUTH AFRICA JOHANNESBURG REP. OF SOUTH AFRICA ORG: /000739110438 JEFFREY E EPSTEIN REF: /ACC/WYNBERG 7800 BRANCH SWIFT :SBZAZAJJ $500.00 $1,208,367.36 $25,000.00 $1,308,867.36 $5,000.00 $1,333,867.36 Debit $300,000.00 Credits (cont.) Balance $1,478,867.36 $40,000.00 $100,000.00 $1,438,867.36 $1,338,867.36 $50,000.00 $1,258,867.36 $50,000.00 $1,208,867.36 EFTA01526181 January 01, 2004 - January 30, 2004 Jeffrey E Epstein Primary Account Number: Page 4 of 8 JPMorgan Private Bank Premier Checkin Account Number Jeffrey E Epstein Activity Date Jan 14 Description Internal Funds Transfer JEFFREY E EPSTEIN FUNDS TRANSFERRED FROM BRKRG AC# (PRN) TO DDA AC# 38 REDEMPTION FROM THE JP MORGAN FU NDS Jan 14 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 Jan 15 Jan 20 IMAD: 0114B1QGC08C002633 Check Paid # 1019 Book Transfer Debit A/C: FX USD INCOMING/FED/CHIPS/DDA BOURNEMOUTH UNITED KINGDOM BH7 7-DB ORG: FX USD INCOMING/FED/CHIPS/DDA C/O CHASE MANHATTAN BK, CHASESIDE OGB: FX OPERATIONS NEW YORK NY REF: /0CMT/USD620200,00/BNF/EUR5000 00.00 Jan 21 Internal Funds Transfer JEFFREY E EPSTEIN Jan 21 FUNDS TRANSFERRED FROM DDA AC# TO DDA AC# LE TTER FROM CLIENT Fedwire Debit VIA: CITIZENS BANK DE /031101143 EFTA01526182 Jan 21 A/C: HYPERION AIR INC IMAD: 0121B1QGC08C002060 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 IMAD: 0121B1QGC04C002248 $100,000.00 $623,167.36 $50,000.00 $773,167.36 $750,000.00 $620,200.00 $1,443,367.36 $823,167.36 $15,000.00 $2,193,367.36 Debit Credits $1,000,000.00 (cont.) Balance $2,208,367.36 $50,000.00 $723,167.36 EFTA01526183 January 01, 2004 - January 30, 2004 Jeffrey E Epstein Primary Account Number: Page 5 of 8 JPMorgan Private Bank Premier Checkin Account Number Jeffrey E Epstein Activity Date Jan 21 Description Fedwire Debit VIA: COLONIAL BANK NA /062001319 A/C: JEGE, INC. Jan 21 Jan 22 IMAD: 0121B1QGC04C002234 Check Paid # 1020 Fedwire Debit VIA: WELLS FARGO NM /107002192 Jan 22 Jan 27 A/C: ZORRO DEVELOPMENT CORPORATION IMAD: 0122B1QGC01C001954 Check Paid # 1021 Internal Funds Transfer JEFFREY E EPSTEIN Jan 27 FUNDS TRANSFERRED FROM BRKRG AC# (PRN) TO DDA AC# 38 LETTER FROM CLIENT Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 Jan 27 IMAD: 0127B1QGC07C004336 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LCP COMPANY, LLC Jan 27 REF: 6300 RED HOOK QUARTERS, B-3 ST EFTA01526184 . THOMAS, USVI 00802 IMAD: 0127B1QGC06C004360 Fedwire Debit VIA: WELLS FARGO NM /107002192 Jan 27 A/C: ZORRO DEVELOPMENT CORPORATION IMAD: 0127B1QGC03C004251 Internal Funds Transfer JEFFREY E EPSTEIN FUNDS TRANSFERRED FROM DDA AC# TO DDA AC# LE TTER FROM CLIENT $75,000.00 $1,156,167.36 $32,000.00 $1,281,167.36 $10,000.00 $1,000,000.00 $323,167.36 $1,323,167.36 $40,000.00 $50,000.00 $383,167.36 $333,167.36 Debit $200,000.00 Credits (cont.) Balance $423,167.36 $10,000.00 $1,313,167.36 $50,000.00 $1,231,167.36 EFTA01526185 January 01, 2004 - January 30, 2004 Jeffrey E Epstein Primary Account Number: Page 6 of 8 JPMorgan Private Bank Premier Checkin Account Number Jeffrey E Epstein Activity Date Jan 29 Description Book Transfer Debit A/C: FX USD INCOMING/FED/CHIPS/DDA BOURNEMOUTH UNITED KINGDOM BH7 7-DB ORG: FX USD INCOMING/FED/CHIPS/DDA C/O CHASE MANHATTAN BK, CHASESIDE OGB: FX OPERATIONS NEW YORK NY REF: /0CMT/USD6354,00/BNF/EUR5000.0 0 Jan 30 Jan 30 Interest Paid Book Transfer Debit A/C: FX USD INCOMING/FED/CHIPS/DDA BOURNEMOUTH UNITED KINGDOM BH7 7-DB ORG: FX USD INCOMING/FED/CHIPS/DDA C/O CHASE MANHATTAN BK, CHASESIDE OGB: FX OPERATIONS NEW YORK NY REF: /0CMT/USD2559,39/BNF/EUR2014.0 0 Jan 30 Fedwire Debit VIA: COLONIAL BANK NA /062001319 Jan 30 A/C: JEFFREY EPSTEIN IMAD: 0130B1QGC04C004193 Fedwire Debit VIA: FIRSTBANK PR /221571473 A/C: LSJ, LLC REF: 6300 RED HOOK QUARTERS, B-3 ST . THOMAS, USVI 00802/ACC/1518 PONCE DELEON AVENUE PO 9146 SAN JUAN 009 08 Jan 30 IMAD: 0130B1QGC03C004177 EFTA01526186 Fedwire Debit VIA: COLONIAL BANK NA /062001319 A/C: JEGE, INC. IMAD: 0130B1QGC01C004132 $3,084,178.35 Ending Balance $3,000,940.12 $798,194.09 $200,000.00 $798,194.09 $100,000.00 $998,194.09 $50,000.00 $1,098,194.09 $2,559.39 $940.12 $1,150,753.48 $1,148,194.09 Debit $6,354.00 Credits (cont.) Balance $1,149,813.36 EFTA01526187 January 01, 2004 - January 30, 2004 Jeffrey E Epstein Primary Account Number: Page 7 of 8 JPMorgan Private Bank Premier Checkin Account Number Jeffrey E Epstein Checks Paid Check 1018 1019 Total Checks Enclosed Checks: 4 About Your Relationship We value your relationship with JPMorgan Private Bank. You were not charged for services this statement period. Thank You. Date Jan 07 Jan 15 Amount Check $40,000.00 $750,000.00 1020 1021 Date Jan 21 Jan 22 Amount Check $40,000.00 $10,000.00 $840,000.00 Date Amount (cont.) EFTA01526188 January 01, 2004 - January 30, 2004 Jeffrey E Epstein Primary Account Number: Page 8 of 8 JPMorgan Private Bank Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agreement or the General Terms For Accounts and Services. Business accounts are subject to the Terms and Conditions for Commercial Accounts or the General Terms For Accounts and Services. Your accounts, unless otherwise indicated on the statement, are held by JPMorgan Chase Bank (the "Bank"). Deposit accounts held at the Bank, including checking, savings, CD, and money market accounts, are FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only) Telephone or write to the Bank if you think your statement or receipt is wrong, or if you need more information about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement. The address for inquiries appears below. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. • • Tell us your name and account number. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-sale transactions), we will recredit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Please examine your account at once. If you feel an error has taken place or have questions concerning a non-electronic transaction, telephone or write us within 30 days. The phone number is printed on the front of this statement. The address appears above. If no report is received within this period, your account will be considered correct. Mutual Funds/Securities Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, or its affiliates or any federal or state government or government agency or government sponsored agency. Securities (including mutual funds) and annuities involve investment risks, including the possible loss of the principal amount invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not affiliated with the Bank. The Bank and its affiliates EFTA01526189 receive compensation from the JPMorgan Funds for providing services to the funds. Read the JPMorgan Funds prospectuses carefully for details, including fees and expenses, before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JPMorgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of, or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Management L.P., which are unaffiliated with JPMorgan, are the funds' distributors and investment advisor. Reich & Tang Distributors Inc. is a member NASD. The Bank is not a registered broker-dealer. Securities transactions may be through JPMorgan Fund Distributors, Inc. a subsidiary of the Bank, is a member of NASD/SIPC. IRA Accounts Accounts of the Bank as trustee, or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as described below) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for services to JPMorgan Funds for which a rebate process has been established since these charges are subject to rebate as defined below. For accounts of the Bank as trustee, or discretionary investment manager for an ERISA plan or an IRA, which hold shares in the JPMorgan Funds other than Fiduciary Shares, the Bank receives fees for services from the JPMorgan Funds but waives account fees with respect to the funds so held. "fiduciary Shares" means shares of JPMorgan Select Funds and Institutional Shares of the JPMorgan Bond Fund II, JPMorgan Short-Term Bond Fund II, JPMorgan Intermediate Bond Fund II, and JPMorgan Large Cap Equity Fund held in Bank trust accounts or in discretionary investment management accounts at the Bank held by ERISA plans or IRAs. "Rebate" means an amount returned by the Bank to the account which holds the Fiduciary Shares. The rebate amount represents the portion of servicing fees paid to the Bank by the mutual fund with respect to Fiduciary Shares. Please direct all inquiries to your Morgan Account Officer at JPMor an Private Bank Client Service , 1/OPS3 Newark, DE 19713-2107 EFTA01526190