EFTA Document EFTA01613731

Platform: WhatsApp Name: Timezone: UTC+0000 • 0 • 0 System Message 2019/05/16 We're a few min late to Ed's office, call might be slightly delayed Sent an attachment 05:53:30 pm 5 min Sent an attachment 06:00:44 pm we're just setting up the call time? Sent an attachment 06:00:35 pm • EFTA01613731 Sent an attachment 06:05:32 pm does zoom work for you ? Sent an attachment 06:05:37 pm we will share the link Sent an attachment 06:05:42 pm ok Sent an attachment 06:06:58 pm https://zoom.us/j/6309 173420 ZOOM 06:08:08 pm Jeffrey can you come to the video link ? EFTA01613732 Sent an attachment O en 06:08:21 pm Alloy $5k setup plus $1500 x 4 = $11 k Finxact $150k setup plus $8500/month x 3 months = $175k NY team/office plus 1 Dev and 1 Compliance x S months = $300k Si team/office plus 1 Compliance x 5 months = $150k Comply Advantage = $25k Reserve CD = $300k Deal Payoff = $175k T&E/Conferences = $30k Wachsman PR = $100k Rent = $20k (new office move-in) TOTAL: $1,185,000 Sent an attachment 06:24:13 pm ed talked aml vendor kyc vendor. dont see it. Sent an attachment 06:33:06 pm hang on Sent an attachment 06:34:09 pm kyc is alloy, aml is comly advantage Sent an attachment 06:34:51 pm • EFTA01613733 • 06:34:58 pu is medici putting in money or only his name just the name Sent an attachment 06:37:50 pm medici only brought 200k of equity investments tho Sent an attachment 06:36:08 pm • EFTA01613734 • O en • Sent an attachment 07:12:12 pm 2019/05/17 Thank you for the call Jeffrey. I put together the summary of notes and will send you too. Do you want to have a call/meet Lorenzo Medici? Sent an attachment 04:08:20 am What do you think of Medici bank ? Sent an attachment 04:17:02 am Yes 08:37:49 am Ed suggested we speak to the lead investor of Medici - Greg Gilbert of Agilic Capital, he is a former VC/startup lawyer and investor. His cell is Sent an attachment 01:36:41 pm No - first medici 01:40:04 pm • • EFTA01613735 ok Sent an attachment 01:40:25 pm we asked Sent an attachment 01:40:28 pm waiting • • Sent an attachment 01:40:33 pm if not, not what Sent an attachment 01:40:56 pm not interested at all? Sent an attachment 01:41:04 pm if not. - not Sent an attachment 01:40:41 pm EFTA01613736 correct Sent an attachment 01:41:09 pm ok makes sense Sent an attachment 01:41:31 pm XBP deck redacted Sent an attachment Filename: 86ab0c9b-d761-42ee-a4ee-adb3f00c1894.pdf URL: https://mmg-fna.whatsapp.net/d/f/AiV6QoTXNjVPqdlavF0QI5S8niSe64_H- JuhCkbkou3O.enc Path: 86ab0c9b-d761-42ee-a4ee-adb3f00c1894.pdf Size: 2 MB Type: application/pdf 06:16:38 pm • EFTA01613737 T MOTTO ITT < CD Ed Boyle introduction To: 2:16 PM 3 Messages prwp Details ‘/ By way of cc, I introduce you to Prince Lorenzo de' Medici, my business partner/co-founder. I am using both personal and work emails as we have just setup the work email and, since Lorenzo is traveling, IDK if he has that working fully yet. Please make the introduction to Jeffrey. Also, you may recall Jeffrey and I arguing over FX rates on cross- border payments...where big- money movements would be low cost but typical small business • . • . • . <1: 06:17:09 pm EFTA01613738 rl T-Modio LIT 2:16 PIA 9 MI < CD 3 Messages 0,000 I ily yet. rteabe slid Re the introduction to Jeffrey. Also, you may recall Jeffrey and I arguing over FX rates on cross- border payments...where big- money movements would be low cost but typical small business movements (our clients' clients might normally wire $10k or $20k) are subject to expensive retail rates. See attached excerpted pages (somewhat redacted for confidentiality purposes) done by Glenbrook Partners for a couple of banks recently (12 months ago). Perhaps useful to Jeffrey to understand why we consider cross-border payments an opportunity. 06:17:10 pm We want to co-invest with you, Jeffrey. They want 100k minimum check. Kingsley Advani, Alex and myself, can put 40-50K together so if you can put the rest they will allow us to enter the round. Sent an attachment O 06:18:38 pm Read If l decide yes ill put all and give you 50perce 06:23:18 pm V Sent EFTA01613739