EFTA Document EFTA01704393

DUPLICATE COPY Platinum Card® Statement of Account at 11/33/34,, full and ell Pr VeCI Fa Account Number amitgDalle 01/12/05 Pape 1 of 8 Nevy Please Pay By Prricus Bate $ Payments/Grata $ NeviCaumeeS Balance $ 01/27/05 4,699.69 9,239.88 9,239.88 Please refer to page 2 for important information regarding your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.amerIcanexpress.com/paybill. For automatic replacement of a lost, stolen, non-received or damaged card, call 1-800-992-3404. For automatic balance Information, please call 1-800-525-3355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. Premium Tickets on Sale Now As a benefit of Platinum Cards, membership, you have privileged access to premium seats for spoils, entertainment, and live concert events at venues in New York City and Los Angeles. Attend a Legends Night or Suite Night Chalk Talk event at Madison Square Garden or access the Grand Reserve Club at STAPLES Center for a great view of the game. For more information, call 1-800-321-RSVP (7787) from Sam to 11pm EST, seven days a week. Terms, conditions and restrictions apply. Activity ":4“`"" d" New A csmx*x. ;12p3/04r. COMPLITER.PAYMETAECEIVEDCICIANK YOU' r . 12/1 Wait. • ;R0147:13aTAILIfpflP;;NEW YORKi=w1/4.1 1 ity NY-. \ am . ..'40 .E08212.1955 APPAREUACCESSORIES 12/10/04 LETME.COM 6783933379 GA MISC GEN MERCHANDISE NE 82.11 12/11/04' ANNUAL MEMBERSHIP FEE PERIOD 02/05 THRU 01/06 395.00 12/12/04 BARNEYS NEW YORK 660 MADISON SALES NY 48.88 AmountS + Recces Mao, the rerbraisn bete*, death and fawn with yaws:Aron Payment Coupon NEW YORK NY 10021 - 6217 ..... Mail Payment to: Please Pay By: 01/27/05 Total Amount Due $9,239.88 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 IMOD Continued on Page 3 Please enter account number on all checks and correspondence. Payable in U.S. Dollars upon receipt with a bank in the U.S. or money order, processable through the U.S. banking system. To Pay by Phone cal 1.800-I-PAY-AXP or 1.800-472.9297. Check here if address or telephone number has changed. Note changes on reverse side. 0000 000923988000923988 12rlrl EFTA01704393 DUPLICATE COPY Ora AccounINumnt KOCOC<XXIM Page 20f 8 Payments: Your monthly statement is payable hi hill upon receipt. Payments must be in U.S. Dollars and drawn on a bank located in the US and (except for electronic payments) plated In the enclosed envelope with the remittance stub and the account number indicated on your check. Do not send cash. Payments received after 12:00 neon or on weekends or holidays may not be credited until the next business day. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the Check, routing number, account number and check serial number to your financial instrution. Your checking account may be debited as soon as the same day we receive your payment. It we can not collect the funds electronically at frst presentment, we may issue a draft against your account fcr the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing AmericanExpress to initiate an electronic debit to the financial account you specify in the amount you request. To use Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is bet or stolen in the United States, contact us immediately at 1-800-992-3404. Outside the U.S., contact the nearest American Express Travel Service Office or call us collect at S36-393-1111. You are fuly protected against anyy fraudulent use of the Card when you notify American Express before it is fraudulently used. Your maximum liability is $50 shoud you f alto wort its loss or theft. Charge Card and Statement Information: The annual fee is $395.00 for the Basic Ft atinum Card. The annual fee for the Additional Platinum Card is $175.00and for each Additional Gold Card on the Platinum Card account the annual fee is .00. Renewal Cards am issued every three years. If the Card you carry is damaged, you may have it replaced sooner by calling Customer Service. The $5 annual subscription fee for Departures magazine is included in the annual fee for your Platinum Card membership. If you do rot with to receive Departures magazine, please call 1-877-509-3993, Monday through Friday, 9am - 5pm EST. You may discontinue your Membership by calling Customer Service. Be sure to keep your copy of the charge slips for comparison to your billed charges. The Statement Closing Date is the last date that charges and credits are processed to Arrow on the statement. Your account will be Past Due it payment for your previous montlYs statement was received after the closing date. To keep your account current, pay by the payment due date shown on your statement Billing Rights_Summeu: In Case of Errors or Questions About Your Bill: If you think your bill is wrong, or if you need more Information theta a transaction which appears on your statement, write or call the Customer Service department as indicated on your paper statement, or Cliek on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. Although you may telephone us, doing so will not preserve your nghts. What We Need From You When You Have A Billing Inquiry: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe the error and modem, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question white we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your inquiry, we cannot report you as delinquent or take any action to collect the amount in question. Please retain any receipts perfinentto your claim. Special Rules For Charge Card Purchases: If you have a prot4em with the quality of goods or services that you purchased with the Card, and you have tried in good faith to correct the problem with the merthant, you may not have to pay the remaining amount dueon the goods or services. You have this protection only when the purthase pnce was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicieng on the Customer Service Link online at vrmv.americanexpress.com, or you can call us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer issues, or 1-800-CASH-NOW for Express Cash and automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrorignplease contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name and account number; 2. Provide the War amount of the suspected error; 3. Describe the error or the transfer you are unsure of, and explain as clearly as you can why yoU believe there is an error or whyyou need more information. We will investigate your complaint andcome-O any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the moneyduring the time it takes us to complete our investigation. Credit Balance: If a trait balance (designated 'CR" is shown on this statement, it represents money owed toyou. You may make charges against the credit balance or request a refund. Requests for refunds should be made in writing to the Refund Unit at the Customer Service address indicated on your paper statement, or click on the Customer Service link online. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the sbc-month period fo:lowing the date et the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Important Notice to North Dakota Residents: If an account is past due for hvo or morebilling cycles, a late payment fee of 1.75%of all past due amounts will be added. Change 01 Address a °coact on tont do not vie gene N CofneanY one Street Add:cos Cty. Eta Tap Code Men Code and Herne Phone Area Code and wage Phone Erna r To Pay By Phone 1.800.472.9297 Customer Service, Lost or Stolen Card and all other services 1.800.525.3355 24 hourst7 days Car Rental Loss and Damage Insurance 1.800-338.1670 Hearing Impaired (9am-5pm EST) Me: 1-800.221.9850 FAX: 1.800.695-9090 In NY: 1-800-522-1897 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1-800-345-AMEX Platinum Card Travel Service and Fine Hotels, Resorts & Spas 1.800.443.7672 Platinum Card By Invitation On 1.800-321-RSV Correspondence Customer Service P.O. Box 7825 C.S Ft. Lauderdale, FL 33329.7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329-7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providng your email address to American Expresswillenableyou to receive special offers, suited to your needs. 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Lauderdale, FL 33329-9785 Mem beNliticiats° Monthly Statement and Program News Statement Period November 1, 2004 - November 30, 2004 Account activity after this period does not appear on this statement Available Points 80,423 Points are availade when charges are paid in MI and all your accounts are in good standng. Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 77,523 +2,900 0 0 =80,423 New Points Earned 11/01/04 - 11/30/04 Points Activity On Bonus Points Total Points Activity Eligide Charges Awarded Per Card Aim 2,900 0 2,900 Totals 2,900 0 2,900 Meintershre Rewards point earned may be transleared ck ref eernad as keig a all paroled Cud ateasta fee in goad cradkg. Pointe tradrreda Weaned eahhot harem:sod back into the PrCiaam. Forfeited points can be reliallted fora lee by aging the number provided below. Sable Cud chvges ay manor in the IMetershp Reyna program Teen and Co-cricen in your Membershp Rows* Guilo a you hare citssliDns passe vial www.arearleantaxpressuonerewards or cal I ealCaANP.EARN 074276). Franowners. ad toted 3054162799. A t6 cxieaio tints _A.Delta strotWOOD PRIM armee GUEST Support Tsunami Support Reliefs with Membership Rewards® points Use Membership Rewards points to support the Tsunami Disaster Relief effort. Now through March 31, 2005, you can redeem points TO MAKE A DONATION TO ANY OF 70 organizations that are providing aid in countries affected by Tsunami. Start Planning a Great Getaway with Delta! Now is the ideal time to be a Delta SkyMiles® member. Transfer 22,000 to 199,000 Membership Rewards® points to your Delta SkyMiles account and earn a 15% bonus. Transfer 200,000 points or more and earn a 20% bonus. Don't delay, offer ends 2/28/05. Delta can take you to over 500 destinations worldwide. To parfcgary in Vas dear. you in cored any Ina between angry 15 wad February 28.2005 al www.deltaseersinsembershIprewarda or cal 14500•2015-70TT. AI Oda Skyaltes occgiam las aid carditions ugly. Traduced pails cannot be tanderad bark to to Cardmembees likantrefalp Rereads pcgra-n account Earn 50% More Starpoints® Transfer Membership Rewards® points to your Starwood Preferred Guest account from January 1 to March 31, 2005, and receive 50% more Starpoints.That's 500 Starpoints for every 1,000 Membership Rewards points transferred, instead of the regular 333 Starpoints. Starwood unites more than 750 of the world's best hotels including Westin® Hotels & Resorts, Sheraton® Hotels & Resorts and W hotels®. Raga b tarns and condakaa tie Sieurcal Mewed Chest porn To redeem madams must hags a cauffied stay at Slatwoof Meg and ISIOCIpated dares axon %Nth no past 12 manta Page5 8 American Exprtis• R 7.1 For more information, log cn to www.americanexpress. corn/rewards. (MR Message 4061) Not a SkyMiles Member? Join at www.deltacomi skymIles or call 1.00-323.2929. (MR Message 4263) To review these rewards and redeem points, visit www.americanoxpress. com/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 5051) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704397 American Express , ICATE COPY urtber memneasn IP • • 418 E R.uII. .a Earn TRIPLE Points from DiscountOfficeSupplyscom • All Year! Now you can earn TRIPLE Membership Rewardse points DiSOCOU every time you shop at DiscountOfficeSupply.com, your ultimate online source for everyday office essentials. Earn Office_tipctile:.; bonus points while you choose from our selection of over 40,000 items, from office basics to the latest in electronics like PDAs and digital cameras. Plus, orders over $50 qualify for FREE shipping! DE STORATI OM HARDWARE 1 Ante:exam Ex zesse 00er valet through 12/3186. Free sinning does nal only lo adore under $$O AM theledes seed *tethered km' and krmure ,section. To seen baths pans. you mat be enrcred in the Klanbershia Renard* worsen at to lino cl !amebas. and eater boor purehace to an got* awned &wican Ecossle Cwd. Bence poets era be mated In you amore worm 60 weeks d charges appealna cn pert biro slatecnort. Bonus ID:48.52 Restoration Hardware Joins the Membership Rewards® program Restore your faith in quality and service and reward yourself with a Restoration Hardware Gift Certificate. Easily find Designer quality Home Lighting, Home Furnishings and Textiles, Outdoor Furniture and Garden Accessories. Earn 10x Membership Rewards® points from FTD.COM® Surprise your Valentine with fresh flowers and unique gifts from FTD.COM! Send a dozen roses hand delivered by a quality FTDe florist Or, choose from chocolates, stuffed bears, candles, and more! Best of all, earn 10x Membership Rewards points when you shop at www.ftd.com/amexmr or call 1-800-SEND-FM with code 4134. deer weld hooch 1241106. Not vale in ma nave a In ccrthirclixi MTh any abet olet from 810.00/A To earn tows peern. you near be enroCs1 In the Mneberebp Rewards row an. el the Crne depicter. and chaos your purchase lo an $.01:80. eororei terenotn Enemas® Card Bows conts %tab@ created to Your Morttentio Romaine act owe 10-12 weeks (ter charges appem orththe brim statement BUYS ID: 1675. New! Redeem Points for The Melting Pot Gift Cards! Now you can redeem points for Melting Pot gift cards. At The Melting Pot, fondue becomes a memorable four-course dining experience. Guests enjoy a choice of four flavorful fondue cooking styles and a variety of tasty entrees including lobster and sirloin, combined with special dipping sauces. The menu also includes creamy cheese fondues, fresh salads, fine wines and mouthwatering chocolate fondue desserts. To find one of our over 80 locations near you, visit www.meltingpotcom. Page 6 of 8 Start shopping, saving and earning TRIPLE points at wvinv.dIscountotfice supply.com today—and EVERYDAY, ALL YEAR! (Bonus ID 4852) Shop at over 100 Restoration Hardware stores, our catalog 1.800.762.1005 or online at www.Restorationhard ware.com. (MR Message 8137) Shcp online at www.ftd.comiamexmr or call 1.800-SEND-FTD with promo code 4134 and remember your loved ones this Valentine's Day! (Bonus ID 1675) To redeem for a $50, $100 or $150 The Melting Pot gift card, visit www.americanexpress. cam/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 7324) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704398 DUPLICATE COPY WI= >occ000cce 4e.. .0 CustotnExtrar Clockg ono 01/12/05 Page 7 of 8 Now Accepting American Express® Cards! AIG Small Business® - Consumers can now purchase business insurance coverage backed by AlG's financial strength. Call 1-877-867-3783 to learn more. CedarWorks Playsets - Made from splinter-free and chemical-free northern white cedar. Holds over 2,000 lbs.! Call 1-800-GO-CEDAR for our catalog or visit us at mnvw.cedarworks.com. The Inn at Palmetto Bluff - Luxury resort with 50 waterfront cottages, meeting space, golf course, restaurant & spa. Bluffton, SC. Call 1-866-706.6565 or visit www.aubergeresorts.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105277) Exclusive Benefits at Equinox Fitness Clubs As the exclusive provider of fitness benefits to Platinum Card® members, Equinox offers new members a benefits package valued at over $1,200—Including complimentary sessions with a personal trainer, a complimentary spa treatment and other amenities. Benefits sutiect to change or termination. For new Equinox members only who purchase a one-year membership with their Platinum Card. Payment must be made with the Platinum Card from American Express in the Platinum Card member's name. Current Equinox members and Card members who reside 25 miles outside any Equinox facility may contact Platinum CardConcierge to learn about aditional benefits and to enroll. Full terms and conditions apply. For more rdormation or to enroll, call Equinox at 212-774-6376 or visit www.equlnoxfitness. corn. (CE 105293) Fine Hotels & Resorts Adds 36 Properties Like all the members of the Fine Hotels & Resorts program, the 36 properties added to the 2005 rester offer superb accommodations and gracious service, worldwide. Platinum Card® members receive privileges far beyond the usual courtesies, including a room upgrade at check-in when available, complimentary Continental breakfast for two, guaranteed 4pm late checkout, and an additional amenity that varies by property. Program terms and conditions apply. American Express acts soley as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST# 1022318-10, TA-149 Registered Ohio Travel Agency, Washington UB14 600-469-694, ML111192, TA-002 registered Iowa Travel Agency, NW 2001-0126. To make reservations or to learn more about Floe Hotels & Resorts, call PTS at 1-800-443-7672. (CE 105294) Visit Bermuda - Resort Credit and up to $150 Statement Credit Bermuda--a perfect getaway just 2 hours from the East Coast. Other Islands offer an escape from civilization, Bermuda otters a chance to bask in it. A colorful and elegant Island with great scenery, golf courses, tennis courts, world-class spas, sophisticated shopping and gourmet dining. Fall and winter are perfect times to enjoy the outdoors. Ride a moped through cobblestone streets past Parliament and pink sand beaches. Simply reserve your vacation of four nights or more with American Express* Travel to receive $150 resort credit to be used for hotel amenities Including food and beverage, spa treatments, golf and water sports where available*. And, when paying with your American Express Card, take advantage of your Annual Travel Benefit", a statement credit up to $150. 'On new bookings from 1101/05 to 2/28/05. Travel through 3131/05. Restrictions may apply. Resort Credit of $150 per booking can be used towards food and beverage, spa treatments, golf and water sports where available. Resort credit only valid at hotel booked. Taxes and gratuities not included. non purchase offered by a vacation package operator through participating American Express Travel Services U.S. locations of $2,000 or more per booking for $100 credit, or only for Gold, Platinum Garde& Centurion* charge Card members, $2,500 or more for $150 credit. Not valid on independent air/hotel/car rental reservations. Available once per Card account per year. May only redeem 1 per booking. Terms and conditions apply. To plan your vacation to Bermuda and for details on your Cardmember Annual Travel Benefit, call American Express Travel toll-free at 1.888-AXP- 0433. CST# 1022318.10, TA-149 Registered Ohio Travel Agency, TA-002 Registered lona Travel Agency, NVIt 2001.0126, Washington UBI# 600. 469.694, ML#1192. TA Promo Code: D134:001. (CE 105300) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704399 DUPLICATE COPY Moi Accaeft Numbee )000(-)0CCC(M Page 8 o18 Identity Theft Assistance - Free from American Express No matter how careful you are, identity theft can happen to you. But here's the good news. With Identity Theft Assistance, we have representatives on call when you need them-2417--in case the unexpected does happen. We can help determine if you are a victim of identity theft, recommend steps for recovery and offer tips on how to protect yourself in the future. On request, we'll also send you a comprehensive package designed to further help you navigate the recovery process. Should you discover that somebody is using your identity online or in shops, you can turn to American Express for help. And more good news--as a valued Cardmember, you automatically receive Identity Theft Assistance, free of charge. For more information, visit is online at vnvw.americanexpress. contrIdtheftassistance. (CE 105326) Return Protection - We'll Take It Back When Others Won't From time to time, merchants refuse to take back items you purchase at the store or online. That's why it's nice to know if you're dissatisfied with any eligible purchases you made with the Card and the merchant won't take it back, Return Protection can help. Perhaps the item is too big. Maybe you don't like the color. Simply contact us within 90 days from the date of purchase and American Express will reimburse you for the purchase price up to $300 per item, excluding shipping and handling. Return Protection refunds are limited to up to $1,000 amually per Card account. Coverage is subject to additional terms, condtions, and exclusions. For more information, visit us online at www.americanexpress. comketumprotection. (CE 105327) Airport Club Access Around the World Frequent flyers will appreciate this benefit - complimentary access to participating Continental Airlines Presidents Clubs®, Delta Crown Room Clubs® and Northwest WoridClubs® airport lounges. You'll enjoy complimentary access by simply presenting your Platinum Card®, government-issued ID and ticket valid for travel that day with the corresponding airline operating the flight. The Platinum Card member must present his or her valid Card, governmentiissued I.D., and airline ticket to club agents. Code•share and affiliated lounge agreements do not apply: Platinum Card member must be 21 years of age to enter into the Airport Club Lounge without a parent or guardan. Card members must adhere to all house rules of participating clubs. For more Information on lounge locations visit envw.americanexpress. coin/platinum or call Platinum Customer Service at 1.800.525.3355. (CE 105346) Use Your Card to Donate to Your Favorite Charity Charitable giving is easy and rewarding when you use your Card at the American Express Donation Site. Search and donate to over 850,000 U.S. charitable organizations. You can give to multiple charities in one transaction and your donation is 100% tax deductible. www.amerleariexpress. corn/donate. (CE 105344) Sign Up For Account Alerts from American Express Get important information pertaining to your account delivered to you—whenever and wherever you want. With Account Alerts from American Express, you can choose to be notified when your payment is due or when it is received, when irregular account activity is detected or when you are approaching your line of credit/spending limit. Alerts can be sent to your e-mail address, mobile phone, pager or PDA. To sign up for Account Alerts visit www.americenexpress. comMlerta (CE 105345) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704400 DUPLICATE COPY Platinum Card® Statement of Account lud • riteiiii;ershiplf4Warde Points Available at 12131/04, when Pheigee deelereTneld 'ull and all aocounts,.aretin good standing::: C keiv Dab 02/11/05 Page 1 of 8 New Please Pay By Prookui, Salvos PafinectbeCrecres New Charges $ Balance $ 02/26/05 9,239.88 44cen81 3,773.17 3.773.17 Please refer to page 2 for important informal's:in regarding your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.americanexpress.com/paybill. For automatic replacement of a lost, stolen, non-received or damaged card, call 1-800-992-3404. For automatic balance information, please call 1-800-525-3355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. Let the Your Reward® Program Pick up the Check Redeem Membership Rewards® points and enjoy a romantic dinner for two at the restaurant of your choice and the Your Reward Program will pick up the tab. We'll secure a reservation at any restaurant that accepts the American Express® Card—perfect for celebrating a special occasion or trying some place new. A Your Reward Specialist will take care of all the details, so all you have to do is enjoy the evening. To redeem this reward or learn more about all of our experiential rewards, please call 1-800-AXP-EARN (297-3276), 24-hours a day, 7 days a week. Points needed: 40,000. (40,000 points valid for $200 gift card). Activity " deana" da° New Card oir4ptps",*; coffirtrge5:,,yuENTBE0P)/eq}7,tWT<YoqP 01/14/05 HOLD EVERYTHNG000075(800) 421.2285 38.56 CATALOG/RETAIL MERCHANT r I Forogn Spenirg AmoUlitS 44pfasN 01/15/05 EYE OF THE NEEDLE GIPALM BEACH FL CHILDREN'S CLOTHING FOR CUSTOMER SERVICE CALL 561.5140017 01/15/05 EYE OF THE NEEDLE PAPALM BEACH FL MISC APPAREL/ACCESSORY FOR CUSTOMER SERVICE CALL 561-8334533 315.97 + Pleas, bld an be Febraton Wan, detach at Mum wib rat pawned + Payment Coupon Mail Payment to: 1,033.05 Continued on Page 3 Please Pay By: Please elver account 02/26/05 number on all checks and correspondence. Payable in U.S. Dollars upon receipt with a bank in the U.S. or money order, proca~atie through the Total Amount Due S. banking system. $3,773.17 10021 - 6217 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 IIIIIIII lillell il I II I I I I I II I —.1..1111.1..11.11.1.11.1.1.1.11.1.1111..1. To Pay by Phone call 1.606I-PAY-AXP or 1.800.472.9297. Check here it address or telephone number has changed. Ne4e changes on reverse side. 0000IIIIIIIIIIIIIIIIP 00377317000377317 1 1 rl rl EFTA01704401 DUPLICATE COPY X A000YM Page 2 of 8 Payments: Your mont statement is payable in kill upon receipt. Payments must be in U.S. Dollars and drawn on a bank located in the US (except fOr electronic payments) fraud in the enclosed envelope with the remittance stub and the account number indicated on your check. Do not send cash. Payments received after 12:00 noon or on weekends or holidays may not be a-edited until the next business day. Pease do not send post-dated checks. They will be deposted upon receipt. If payment is made at any other location, there may be a delay in processing We reserve the right to process cNdp electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay By Phone or any other American Express electronic payment service, you will be authorizing American Express to initiate an electronic debit to the financial account you specify in the amount you request: To use Pay By Computer, please visit us at wvnv.arnericanexpresap0m. Lost or Stolen Card: If the Card is lost or stolen in the United States, contact us immectately at 1.800.992.3404. Outside the U.S., contact the nearest American Express Travel Service Office or call us collect at 336.393-1111. You are fully protected against any fraudulent use of the when you notify American Express before it is fraudulently used. Your maximum liability is $50 should you fail to report its loss or theft. Charge Card and Statement Information: The annual fee is $395.00 for the Basic Platinum Card. The annual fee for the Additional Platinum Card is $175.00and for each Additional Gold Card on the Platinum Card account the annual lee is $45.00. Renewal Cards are issued every three years. If the Card you carry is damaged, you may have it replaced sooner by calling Customer Service. The $5 annual subscription fee .for Departures magazine is included n the annual fee for your Platinum Card membership. If you do not wish to receive Departures magazine, please call 1.877-5093993, Monday through Friday, 9am - 5pnt EST. You may discontinue your Membership by calling Customer Service. Be Sure to keep your copy of the charge slips for companson to your tilled charges. The Statement Closing Date is the last date that charges and credits are processed to appear on the statement. Your account wil be Past Due if payment for your previous month's statement was received after the closing date. To keep your account current, pay by the payment due date shown on your statement Billing Right - Summary: In Case of Errors or Questions About Your Bill: If you think your bill is wrong, or if you need more information about a transaction which appears on your statement, write or call the Customer Service department as indicated on your paper statement, or click on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. Although you may telephone us, doing so will not preserve your rights. What We Need From You When You Have A Billing Inquiry: 1. Your name and account number, 2. The dollar amount of the suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you we still obligated to pay the parts of your bill that are not in question. While we investigate your inquiry, we cannot report you as delinquent or take any action to collect the amount in question. Please retain any receipts pertinent to your claim. Special Rules For Charge Card Purchases: If you have a problem with the quality of goods or services that you purchased with the Card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have tins protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer Service Link online at wionv.americanexpress.com, or you can call us at 1-800-IPAY-AXP for Pay By Phone and Pay By Computer issues, or 1-800-CASH-NOW for Express Cash and automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong,. please contact us as soon as possible. We- must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name and account number; 2. Provide the dollar amount of the suspected error;. 3. Describe the error or the transfer. you are unsure of, and explain as clearlyasyou can why you believe there is an error- or whyyou need more information. We wil investigate your complaint and correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time It takes us to cornpdete our investigation. Credit Balance: If a credit balance (designated 'CR') is shown on this statement, it represents money owed toyou. You may make charges against the credit balance or request a refund. Requests for refunds should be made in writing to the Refund Unit at the Customer Service address indicated on your paper statement, or click on the Customer Service link online. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Important Notice to North Dakota Residents: If an account is past due for two or more billing cycles, a late payment fee of 1.75% of all past due amounts wit be added. Change Cl Address r °Good on Irow do no: uzo Nene Company Nam. &rod Address Cay, Stare Zp Code Area Cot and Horne Phone Area Code and Welk Plait Enid I 1 I I n 7 I 1 To Pay By Phone 1-800-472-9297 Customer Service, Lost or Stolen Card and all other services 1.800-525.3355 24 hoursa days Car Rental Loss and Damage Insurance 1.800.338.1670 Hearing Impaired (ftaneSpm EST) fl y: 1-800-221.9950 FAX: 1.800.695.9090 In NY: t-800.522-1897 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1.800345-AMEX Platinum Card Travel Service rts & andS pas Fine Hotels, 1-800-443-7672 Platinum Card By Invitation Only 1.800.321-RSVP • Correspondence Customer Service P.O. Box 7825 C.S Ft. Lauderdale, FL 33329-7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329-7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you j to receive special otters, suited to your needs. EFTA01704402 DUPLICATE COPY Aosuel Nutter Gleeha Dide Page 3 of 8 XXXX-XXXX) 02/11/05 New Activity Continued OVA Willing Amount S 01/15/05 COMPUSAA0611 WEST PALM BEA FL 33409 COMPUTER HARDWARE, SOFTWARE, ACCESSORIES CONTACT NAME NOT AVAILABLE CONTACT PHONE NUMB. NOT AVAILABLE THANKS FOR SHOPPING AT COMPUSA! 958.24 01/16/05 KMART $07786 WEST PALM BEACH FL 206.84 GENERAL MERCHANDISE 01/16/05 TARGET STORES WEST PALM BEA FL 207.62 GENERAL MERCHANDISE 0122/05 NEIMAN MARCUS PALM BEACH FL 26.63 F.FEKKAI 25.00 01/25/05 TRAVELGUARD INTL STEVENS POINT WI 2000 MAIUPHONE ORDER 01/27/05 HARVEY NICHOLS & CO LTD, LONDON UNITED KINGDOM Description Price GOODS 275.00 275.00 Pasts 5106r10 530.04 01/28/05 SMYTHSON OF BOND STREET, HOUNSLOW UNITED KINGDOM Description Price Lloyds-FOE 123.39 01/28/05 SMYTHSON OF LONDON LONDON SW1X 9AX UNITED KINGDOM Description Price Uoyds-FDE 22.00 02/09/05 SKINKLINIC 212-7592227 NY 156.19 HEALTH AND BEAUTY SPA Pour.* ass 237.66 &sang 22X0 Pounds Sterile; 42.37 Total of New Activity New Charges 3,773.17 Payments/Credits -9,239.88 EFTA01704403 1, ,,l For DUPLICATE COPY >71'9 xN-Ttc's'W Page 4 of 8 EFTA01704404 Totals For questions about your Membership Rewwth account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.com/rewards American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329-9785 Membe PAW,Tefliffils® Monthly Statement and Program News Statement Period December 1, 2004 - December 31, 2004 Account activity after this period does not appear on this statement on s are twat a le when charges are paid in full and all your accounts are in good standing. Available points Include everyday spend points. Available Points 85,144 Everyday Spend Points earned this period: 21 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 80,423 +4,721 0 0 =85,144 Page 5 o5 8 Earn Doutie Points for all your Everyday Spend. groceries, gas. pharmacy New Points Earned 12/01/04 • 12/31/04 Points Activity On Charges Everyday Spend Points Bonus Points Awarded Total Points Activity Per Card 4,700 21 0 4,721 4,700 21 0 4,721 Mantership Remards odds awned may to transferred or redeemed as nag as al ensokd Card roast we in gocd iderdeg. Pokes Vansterred or redeemed moot be reversed back intotre program. Forteked pondstan be reinstated for a lee by ealling the numberprovided below. DVS. Cnd chaps, are conned o the hempen* Peaked; program Terms and Cenisions in your Mentershe Reetteds Gobs. b you have qwebote clone sof wen ammitanexpress.eonstewards or ell 14:004.kwEARN C2•97-3276). Fran omens. call ogled 3054164799. American $:F7191.1 G`•t'I.a.LYLe.E Support Tsunami Support Reliefs with Membership Rewards® points Use Membership Rewards points to support the Tsunami Disaster Relief effort. Now through March 31, 2005, you can redeem points TO MAKE A DONATION TO ANY OF 70 organizations that are providing aid in countries affected by Tsunami. Redeem points for The Capital Grille Certificates Enjoy gracious service and an elegant and relaxed atmosphere at The Capital Grille. Nationally acclaimed for dry-aging steaks on the premises, The Capital Grille serves classic steakhouse offerings, such as chops, lobsters and fresh seafood. The restaurant also features an award-winning wine list with more than 300 wines from which to choose. Redeem points for a $100 or $250 The Capital Grille certificate. Vote the Membership Rewards® program Your Favorite Rewards program! Now through March 15, 2005, you can vote for the 17th Annual Freddie Awards. This is your chance to voice your opinions about your favorite frequent travel program, like the Membership Rewards program. For more information, log on to vavvramericanexpress. core/rewards. (MR Message 4061) Log on to wvortamericanexpress. core/rewards or call 1.800-AXP-EARN (297.3276). (MR Message 4012) Log on to wwwireddleawards.com to cast your vote nowt (MR Message 5218) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704405 !CATE COPY rt Number American Express• IA Emetwstil! • • -n.) A .11v. Page 6 of 8 daDmingdoies AM el Ice is iiie• AIRWAYS Antilt CE ed ;:as Bloomingdale's Makes Membership Rewards® points More Fashionable Now, when you use your eligible, enrolled American Express. Card*, you can redeem your earned points for Bloomingdale's gift cards** that are valid at all Bloomingdale's stores and on bloomingdales.com. .S01", 'Num ell,316m6 end parley, ot &void popery, tee. Terms. emeltIsne and 66Mcocers OW Y. —Terms aril eendeore are esp1e1 to get ewe. Introducing the CREATIVE MUVO Micro 256MB MP3/WMA Player Introducing the CREATIVE MUVO Micro 256MB MP3/WMA Player (PRM474) for 16,000 points. Incredibly thin in design, it's packed with the latest features to meet all your needs. Enjoy the amazing, skip-free, audio quality when you're listening to your MP3 and WMA music. The MUVO Micro N200 comes complete with an FM tuner, Voice/FM recording, and Line-In encoding for direct connection and recording from any audio source. Earn Triple points at American Pearl Choose the beautiful gift of pearls or another unique creation for someone special at American Pearl. Packaged in a distinctive red box, your American Pearl gift is sure to strike the perfect romantic note. And now, you can earn triple Membership Rewards® points on any purchase of $1,000 or more now through April 30th, 2005. (Zonal Iran December 1. 2334 to Apri 30, Men pasehieee d 51660 or more. To be Notre beam bores pcit. yers must to 'retried in ha Weerberthip Army& reograrn et the line of Runshese at you must dewy= purelase an an e67114e. entoledemercan Eyes.* Grill:ass pores y,4 tome themtenho Reeraels accard wnin 68 weeks Mee chars appear on yew blInitgeternent • • Scam 0: 1046. US Airways® Annourices Expanded Service! US Airways celebrates the launch of its new international gateway at Fort Lauderdale-Hollywood International Airport with expanded service throughout the Caribbean, and Central & Latin America. Explore new destinations Including Kingston, Guatemala City, Panama City, and San Salvador. Redeem Membership Reward® points for travel to the over 400 destinations served by US Airways and its partners. For more information and to make reservations, visit www.usairways.com. Tams and ccnifons 66Sy. For more intarafors visit wwwinembershIprewardiscom. Earn Bonus points at Wyndham Hotels EVERYDAY, ALL YEAR! Now Membership Rewards® program enrollees who are also members of Wyndham ByRequest can earn bonus points for any stay at Wyndham Hotels & Resorts or Summerfield Suites by Wyndham. Earn 500 points per stay at Wyndham Hotels & Resorts or 500-1,500 or more points based on length of stay at Summerfield Suites by Wyndham. Visit www.wyndham.com/membershiprewards for details. OZer Yelcl 1/512/31/05. beshings on ewer wetness OdItt Zia enrcliannem. not dot* raWynidan ByFtequest benefits, ',eluding potp. See www.yrynclhancomrmembersblprewards la Mists. To cam Membership Rewards prints. yea must Do erscied L, both Alantentip Rewards yyseran and Wynenam ByTtsquest program et the line cl Cal. Bonus psints mite erotiscd to ycst IAtrnbershis P.myanis scow witin 10-12 wee1a tar stag ccrIstrestl. Soma 10: 3651. For a store near you, visit www. bloomingdates. corn or call 1.800.555-SHOP (555-7467). (MR Message 1014) Redeem now at vnvw.americanexpreSs. corn/rewards. (MR Messge 2257) Visit www.americanpeart.com or call 1.800-847.3275 to shop and earn points. (Bonus ID 1048) To review these rewards and redeem paints, visit www.americanexpress. corn/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 9234) Earn bonus points everytime you stay at Wyndham Hotels & Resorts or Summedield Suites by Wyndham. Visit www.wyndham.cond membershlprewards for complete details. (Bonus ID 3651) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704406 DUPLICATE COPY Marber °bag Dab )00C<-)0a. 02/1.1/05 CustomExtras Page 7 of 8 Support Tsunami Relief Efforts At American Express, we are committed to supporting relief efforts in the Asian countries devastated by the recent earthquake and resulting tsunamis. Given the enormity of the recent disaster in Southeast Asia, we want to maximize the support given to the many relief organizations that are collecting funds at this time of great need. Therefore, we have decided to waive all fees associated with accepting American Expresse Card charges for tsunami disaster relief organizations that have all been recognized by the U.S. government as providing assistance to people affected by the earthquake and tsunamis. To support tsunami relief, you can donate through the American Express Tsunami Relief page located off of the American Express home page at wynv.american oxpress.com. Please- click on the "Help Support Tsunami Relief Efforts' ink (CE 105485) Pay Your Federal Income Tax with Your Card This tax season, you don't have to wait in line at the post office to send your tax payment to the IRS. Enjoy the convenience and secunty of paying your federal income taxes with the American Expresso Card. Simply contact one of the following service providers to make your tax payment: - Link2Gov Corp®, at www.PAY1040.com/amex, 1-888-PAY-1040' - Official Payments Corp® at www.officialpayments.com/amex7.isp, 1-800-2PAY-TAX' Note-Tax payments made with the Card are subject to a convenience fee charged by the service providers. For complete details about fees, Please contact or visit the service providers directly. Visit one of the following providers: - vAinv.PAY1040.com/ amex, 1.888-PAY-1040' - vAintofficialpayments. com/amex7.1ep, 1-800.2PAY-TAXs" (CE 105444) Final Notice to Claim Your FREE VIP Thank You! You're entitled to a FREE VIP Thank You worth up to $100.00, compliments of American Express. Please call by March 10, 2005 to claim up to 3 of your favorite magazines FREE for one year. Even CLAIM YOUR processing is FREE! It's one more way of saying "thank you" for FREE VIP being an American Express® Cardmember. Call 1-877-388-2618 now THANK YOU for details and to claim your favorites worth up to $100.00! Call 1.877.388.2618 for details and to claim your VIP favorites worth up to $100.00 FREE. Quantities are limited. Call now. Campaign Code 30475. (CE 105447) Save on Tickets for The New York Times Travel Show Get 2 tickets for price of 1 ($15) when you purchase in advance with your American Express® Card. Gold Card and Platinum Card® members receive complimentary coat check. Coming March 4-6, 2005 to N.Y.'s Javits Convention Center, The New York Times Travel Show will feature 500 top exhibitors, 2 exhibit halls devoted to active travel (skiing, golf, diving) and destination travel (travel locales, cruises and spas) - Onslte booking - Show-only travel packages - Cultural performances - Prizes/giveaways and more! Offers cannot be combined--Limit 4 tickets per Cardmember. Offer expires on Friday, February 25, 2005. atiirofotkeam travelsh MOWN IV II Order Tickets in Advance. Call 1-888-NYT-1870 and mention code NYTTSA2 Or gb to www.nyti mos. comitravelshow. (CE 105449) Financial Control and Double Membership Rewards® points It's universal--you take out money from the bank and after a week, you wonder where it went. Using your Platinum Card® to pay for everyday errands at supermarkets, gas stations and drugstores can help you keep track of your expenses. And, don't forget, you can earn double points toward your next vacation. Double points for purchases made with the Card al qualifying stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and for payments for wireless phone bibs (exdudng bulk purchases of wireless time) will be credited to your Membership Rewards account 12-14 weeks after charges appear on your monthly billing statement. Not valid in the departments of superstores and warehouse clubs. Terms and conditions for the Membership Rewards program apply. . nallag . • • , . , For more information, call Platinum Customer Service at 1-800-525-3355. (CE 105451) Offers are made only to Cardniembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704407 DUPLICATE COPY roardo(xM Page 8 of 8 Get the VIP Treatment from Sony Platinum Card® members can experience an outstanding level of service and convenience available only to a select few through Sony's VIP services. You'll receive the inside track on new product previews--getting a first look at new audio, video, communications, and information technology products in advance of the general public. Subject to product and personnel availability. Enrollment required. To enroll in the program, call Sony at 1-677-216-SONY (7669). (CE 105452) Great Ski Offers at American Express Selects Visit American Express Selects at www.americanexpress.com/sId for great ski offers exclusively for American Express® Cardmembers. Whether you want to ski the moguls in Maine or cruise the powder in Park City, we have valuable offers to help you travel to your favorite resorts for an incredible ski vacation. Visit www.amertcan express.comfsld for great ski offers. (CE 105422) Now Accepting American Express® Cards! Life Line Screening - Painless, non-invasive screening for strokes, completed in 10 minutes. Coast-to-coast availability. Call 1.800-597.3754 or visit www.lifelinescreening.com. Princess House - Products that help you cook with confidence, entertain with ease and dine with distinction. Enhance:yaw home and your life, contact us at www.princesshouse.com. RK REBECCAS of Greenwich, CT has opened RK...An American Brasserie located at 22 Elm Place in Rye, NY. Modem America Cuisine behind a glass wall kitchen. Call 914-967-8900. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105362) Pay Your Bills Automatically With the Card Pay everything from your cable and telephone bills to your newspaper subscription and health club membership with your Card. It's a simple way to consolidate your payments and to help ensure your bills are paid on time. You will have fewer checks to write and you will still continue to get a statement from your service provider to keep for your records. To learn more, visit www.americanexpress.com/abp26 and find a complete list of participating providers. Vise www.amerfcanexpress. com/abp26 for a 1st of participating providers, or to learn more. Start benefiting from the convenience of Automatic Bill Payment today! (CE 105477) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704408 DUPLICATE COPY 94,031 Platinum Card® Statement of Account Clash; Dale • Membership Rewards(%) •••. Points Available -I: 01/31,03, v.h?n Cha:gc,; due are pa dInd 'lull and a aoxunts are in good, standag. 03/12/05 Page 1 of 10 New Please Pay By Rennie Galan* $ PayncnkatrocISS $ Now Qwgos $ Balance $ 03/27/05 3,773.17 5;207:02 • •:•cl:,:'y 5,749.88 4,316.03 Please refer to page 2 for important information regarding your account See Page 7 For A Notice Of Changes To Your Agreement See Page 9 For An Important Privacy Notice Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.amerIcanexpress.com/paybill. For automatic replacement of a lost, stolen, non-received or damaged card, call 1-800-992.3404. For automatic balance information, please call 1-800-525-3355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800.5253355. Activity •hdczer"" d's Amount 0224/057 COMPUTER PAYMENT RECEIVED THANKYOU -3,773.17.. 05;<;:%4ARNEY$'NEY/ YORK., 560 MADISON. NY I9586i6335-SALE&,:i;tE,CL.; 02/W05 PANASONIC SERVICE C0800-933-9626 WA 98032 ELECTRONICS -1,433 85 94.16 02/13/05 BANANA REPUBLIC #767WEST PALM BEA FL 35.78 MISCELLANEOUS AND SPECI 02/13/05 GAP #6345 WEST PALM BEA FL 38.34 MISCELLANEOUS AND SPECI 02/13/05 THE SPORTS AUTH1341WEST PALM BEACH FL 97.96 SPORTING GOODS 02/14/05 SEPHORA-THE GARDENS PALM BEACH FL 3&34 DUTY FREE STORE Please la; cn k nerlDralkn Secy./. detach an /than wth lour payment 4 Payment Coupon Mail Payment to: Please Pay By: 03/27/05 Total Amount Due $4,316.03 10021-6217 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 Continued on Page 3 Please enter account number on all cheeks and correspondence. Payable in U.S. Dollars upon receipt with a bank in the U.S. or money order, processable through the U.S. banking system. To Pay by Phone call 1-800-I-PAY-AXP or 1-800-472-9297. Check here if address or telephone number has changed. Note changes on reverse side. L 000431603000574988 12rld EFTA01704409 DUPLICATE COPY ,irscont Nwthc' XXXX-X Page 2 of 10 Payments: Payments received alter 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment trade in a foreign currency, we will choose a conversion rate that is acceptable to us to cornea your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronicaly, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processablo electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electrailoally, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank a asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours. you will be authorizing us to initiate an e.ectronic debit to the financial account you specify In the amount you request. Payments received after 5:00 p.m. MST may not be created until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activated ("Extended Payment Account" (referred to as 'Acootint' in the Sign & Travel and/or Extended Payment Option Agreement and, within each of these axouMs, to Charges in any order and manner determined by us in our sole ciscreticn. In mos cases, if you have a credit balance on your Card Account we will not way or allocate any part of that credit balance to any Extended Payment Account unless you contact us at a time the creabalance masts and instruct us In writing how you want us to riWy that credit balance. Charge Card and Statement Information: The Annual fee is $39.5.00or the Basis Card and $175.00or each Additional Card. An additional $5 is charged for billing addresses outside the US. Payment is due on receipt of your statement. You may discontinue your membership by contacting Customer Service. Transactions ?Sado in Foreign Currencies: If you incur a Charge n a foreign currency, it wet be converted into US dollars on the date it is processed by us cr our agents. Unless a ticular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently , the conversion rate we use tor a Charge in a foreign currency is nogreater than (a) the highest official conversion rate published by a government agency, or (b) ti* highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the poor business day, In each Instance increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Changes converted by establishments (such as airlines) wftl be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect or it you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. Wo must hear from you no later than 60 days after we sent youths first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; Z. The dollar amount of the suspected error; 3. Describe why you behave there is an error. If you need more information, describe the item you are unsure about. Youdo not have to pay any, amount in question while we are investigating, but you are still obligated to pay the parts of your 511 that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to payyour bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stopithe payment your letter must reach us due business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may, not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state br within'l 00 miles of your mailing address. (II we own or operate the merchant, or if we mailed you the advertisement forthe property or services, all purchases are covered regardless of amount or location of the purchase.) Credit. Balance:Al.& credit balance (designatedCR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credt balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of Oct first statement incki ing the credit balance, issuo a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75% of all past due amounts will be added. change of Address coilect an Ircest do rot use Nara Corroany Name &Joe Address City. State Zip Cede Area Cede and Hoene Phone Area Code a /4 1Nosk Phone Erna P To Pay By Phone 1.800.472.9297 Customer Service, Lost or Stolen Card and all other services 1.800.525.3355 24 hours/7 days Car Rental Loss and Damage Insurance 1-800-338-1670 Hearing Impaired (9am-5pm EST) TTY: 1.800.221.9950 FAX: 1-800-695-9090 In NY: 1-800-522-1897 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1.800.345-AMEN( Platinum Card Travel Service and Fine Hotels, Resorts & 1-800-443- 672 Piatintrn Card By Invitation Only 1.800-321 •RSVP • Correspondence Customer Service *P.O. Box 7825 C.S Ft. Lauderdale, FL 33329-7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329.7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you j to receive special offers, suited to your needs. EFTA01704410 DUPLICATE COPY Award Nurrbot >xxx-)ooe Clocig Date 03/12/05 Page 3W 10 New Activity Continued Amounts 02/14/D5 BROOKS BROTHERS 16055617750383 FL 90.53 APPAREL/ACCESSORIES 02/17/D5 HENRI BENDEL NEW YORK NY 225.94 SALES- MARKET UNGERIE 02/17/05 POLO RETAIL CORP NEW YORK NY 380.17 APPAREUACCESSORIES 02/19/05 AMAZON.COM PAYMENTS AMAZON.COM WA MERCHANDISE AMZ'AMAZON PAYMENTS 0212E/05 NEIMAN MARCUS BEVERLY HILLS CA 182.94 DENIM PANTS 169.00 02/27/05 MONDRIAN HOTEL W HOLLYWOOD CA 886.46 LODGING 03/05/05 PRADA NEW YORK NY 1433.85 GENERAL MDSE 03/05/05 BLOOMING0ALES NEW YORK NY 537.69 LUGGAGE 03/05/05 BERGDORF GOODMAN NEW YORK NY 243.88 CREME DE LAMER 03105/05 BARNEYS NEW YORK 660 MADISON NY 1,433.85 SALES 29.99 Total of New Activity New Charges 5,74188 Payments/Credits -5,207.02 EFTA01704411 DUPLICATE COPY Minn Natter )0O0(4O0... Page 4 of 10 EFTA01704412 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) vnmv.americanexpress.com/rewards American Express Membership Rewards PO Box 297813 Ft. Lauderdale, FL 33329.9785 MembePYMj9WS2Uts® Monthly Statement and Program News Statement Period January 1, 2005 - January 31, 2005 Account activity after this period does not appear on this statement oin s are available when charges are paid in full and all your accounts are in good standing. Available points include everyday spend points. Available Points 94,031 Everyday Spend Points earned this period: 363 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 85,144 +8,887 0 0 =94,031 Page 5 of 10 .4merican Express° k REWRRuAl Earn Double Points for all your Everyday Spend- groceries, gas, pharmacy New Points Earned 01/01/05 • 01/31/05 Aim Totals Points Activity On Eligible Charges Everyday Spend Points Borus Polls Awarded Total Points Activity Per Card 8,446 363 78 NY Luxury 2x pts 1143 8,887 8,446 363 78 8,887 licmberthpRonavc12 carob embed may be hamlet/el or redeemed as bag as al enrcrad Card =coda are is geed etandms. Posh banderred or Witt. MCI caret Cc reocreed back Yee the program. Forfeited points can be reinstated lore tee by calling the number provided below. Eldlre Cod charges are waned In tto themberstda Reward} pagan) Terms and Coortmaris in ,cur Wake:sly Rewards Ci.dc. Y,w hart matercr crease viol wrnv.arnedeanexpress.ccenfrevards a cal 1.80?,)'-EARN (297-3276). Flan 000111.11. Ca collect 30543162796 AIR CANADA Support Tsunami Support Reliefs with Membership Rewards® points Use Membership Rewards points to support the Tsunami Disaster Relief effort. Now through March 31, 2005, you can redeem points TO MAKE A DONATION TO ANY OF 70 organizations that are providing aid in countries affected by Tsunami. Transfer Membership Rewards® points to Aeroplan® Miles Transfer Membership Rewards points to your Aeroplan Miles account and enjoy worldwide travel! Journey to over 700 destinations in 120 countries on any of the 17 members of the Star Alliance' network, Including Air Canada. Flights start at just 15,000 Aeroplan Miles. 1,000 Membership Rewards points equal 1,000 Aeroplan Miles. For more information on Aeroplan, visit www.aeroplan.com or call 1.800-361-5373. Tema ardconSta)s of the hatmbteshra Retards tre2fal/ a;piy. FCC more ireOlmrdien. and wow.membershiprevards.ccm. For more information, log on to WWW.americanexpress. com/rewards (MR Message 4061) To review these rewards and redeem points, vise www.americanexpress. com/rewards or call 1.880-AXP-EARN (297-3276). (MR Message 2027) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704413 American Express• 9,- MEMBER S KIP ligkt •com SPORTS Autty2RM)xtaay , virgin atlantic SA KS FIFTH AVENUE PROFITTILBS. Ire eesier.Enjoy - • ICATE COPY Nolte l REu~pR_D~~ Earn Double points for Your Tickets at tkt.com With 15 year's experience, tkt.com offers premium seating to concerts, theater and sporting events. Now earn Double Membership Rewards® points on all your tickets through April 15th, 2005. Obis mammon of 2.030 I:orruseanb.Ctler mama April 15Ih. 2035. To be eXible beam bengal pons. KEI mat E. wad in the martashp RewardsFe:gran were Ire al purcimee am Val must Mites your = on orreag do, onmeof Arnor.an Ewen 16 Cant Donee pore. we be credral b your her Rereads *spun ward 06 books also CE.air Orel m yOUt WOO SW ME Bowe ID:2764. Redeem points Today for Spring Savings Sports Authority, Gart Sports, Sportmart and Oshman's carry an unbeatable selection of golf, team sports, snowsports and fitness equipment, plus, much more at great prices! Redeem points today for the best in sports! Turn Membership Rewards® points into a London Adventure Redeem Membership Rewards points for a Virgin Atlantic Airways Economy ticket to London, or exchange points directly into the Flying Club, Virgin's loyalty program. Whether you fly Upper Class, Premium Economy or Economy, you II enjoy a movie marathon on your personal entertainment system with movies, television shows and Nintendo games. Pick from three gourmet meals and enjoy complimentary drinks from takeoff to touchdown, and you'll get a nifty amenity kit with essentials for an enjoyable flight. Teem and concIllons den lAwnberehlp Powenis prop/met:9r Foe mere iricanabon: veb 6wwmemberstilprowards.com. Fa more itbormabon en Vegin Mint or lo bteane a wet of ere FIYIN7 Oda rea wwri.vesetellenebtom. Redeem Membership Rewards® points for a Saks Certificate Saks Fifth Avenue is an icon of the retail world, known for its style, authority and expert service. Founded in 1924, it has always been characterized by a modem energy that fosters innovation and discovery. The exclusive offerings, designer boutiques and personalized consultation have long made Saks the only choice for discerning customers with eclectic taste and original style. Hotel Night Stays Start at Just 10,000 Priority Club® Points! With more than 3,500 locations worldwide, the Priority Club Rewards family of hotel brands Includes InterContinental®, Crowne Plaza®, Hotel Indigo', Holiday Inn®, Holiday Inn Express®, Staybridge Suites® and Candlewood Suites®. Redeem Priority Club points for free room nights, gift certificates and brand-name merchandise. Team colcatErans d the Mental/iv &wadse program am*. Foe man Inkanalicm wwwmembershIpterwardspem. Page 6 of 10 Book online at www.tkt.com or call 1.800-ALL-SHOWS to earn Double paints. (Bonus ID 2764) Call 1.888-LOOK4TSA (566.5487) for the store newest you. Reward Certificate may be redeemed for product only. Limit one certificate per purchase. Valid at store locations only. Not valid online. (MR Message 8074) To preview this reward and to redeem points, visit bwre.americanexpress. corn/rewards or call 1.800-AXP-EARN (2974276). (MR Message 9032) For store locations, visit www.saks.com or call 1.866.290-9027. (MR Message 2213) To review these rewards and redeem points, visit vninv,amertamexpress. cern/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 9353) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704414 DUPLICATE COPY fir.dFci Amount Nurrbor C kc:rg Oat Page 7 of 10 03/12/05 Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember Agreement ('Agreement") governing the American Expresso Card Account identified on this Notice. Unless otherwise indicated below, these changes become effective with billing periods beginning on or after May 1, 2005, whether or not you receive a billing statement. This Notice formally amends your Agreement, and any contrary or conflicting language In that Agreement is replaced fully and completely. Note that the terms of your Account are subject to change (including increasing APRs/DPRs and fees, changing fixed APRsIDPRs to variable APRs/DPRs, and adding new terms) in accordance with the Agreement governing your Account. All terms of the Agreement not amended herein remain in full force and effect. This is an important Notice of changes to your Agreement We recommend that you carefully review these changes, share them with any Additional Cardmembers on your Account, and keep this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express Card. Determining the Prime Rate Applicable to your Account We are changing the timing of when we determine the Prime Rate used to calculate the variable APRs (and =responding DPRs) applicable to your Account. Accordingly, we are replacing subsection C of the Finance Charges section of the Sign & Traver and/or Extended Payment Option Agreement with the following: "C. The 'Prime Rate" Is determined once With respect to each billing period. The Prime Rate for each biting period is the Prime Rate published In the Money Rates section (or successor section) of The Wall Street Journal on (a) the first day of that billing period or (b) the day that Is two days prior to the Closing Date of that billing period, whichever is higher. In each case, if such a day Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation In New York, New York, or we may substitute a similar reference rate at our sole discretion. Any increase or decrease to an APR resulting from a change in the Prime Rate takes effect as of the first day of the billing period. An increase in the Prime Rate means that the variable APRs (and corresponding DPRs) applicable to your Account will Increase and you may incur higher Finance Charges and may have a higher Minimum Amount Due." Average Daily Balance Method for Calculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of the Sign & Travel* and/or Extended Payment Option Agreement to add the following two sentences to the end of that section: "In our sole discretion, we also may round any calculations made in determining the Finance Charges on your Account in any way that Is convenient to us. Any such rounding may apply to or cause variations in your DPRs." Arbitration (Effective May 8, 2005) We are amending certain subsections under the Arbitration section of your Agreement as follows (references to subsections below refer to those subsections in the Arbitration section of your Agreement): We are replacing the first sentence of the Definitions subsection with the following. "As used in this Arbitration Provision, the term "Claim" means any claim, dispute or controversy between you and us arising from or relating to your Card Account, this Agreement, the Electronic Funds Transfer Services Agreement, the Sign & Travel and/or Extended Payment Option Agreement, and any other related or prior agreement that you may have had with us, or the relationships resulting from any of the above agreements ("Agreements"), except for the validity, enforceability or scope of this Arbitration Provision or the Agreements' We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: "Initiation of Arbitration ProceedlngiSelectIon of Administrator; Any Claim shall be resolved, upon the election by you or us, by arbitration pursuant to this Arbitration Provision and the code of procedures of the national arbitration organization to which the Claim is referred in effect at the time the Claim Is filed (the "Code"), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAP) or the American Arbitration Association ("AAA"), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you shall have the right within 30 days after you receive notice of our election to select the other organization listed to serve as arbitration administrator. For a copy of the procedures, to file a Claim or for other information about these organizations, contact them as follows: • NAF at P.O. Box 50191, Minneapolis, MN 55405; website: ‘wretarbitration-forum.com. • AAA at 335 Madison Avenue, New York, NY 10017; website: wmv.adr.org.- We are replacing the first sentence of the Significance of Arbitration subsection with the following: "IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM.' We are adding the following two sentences to the end of the Restrictions on Arbitration subsection: "No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration. Notwithstanding any other provision In this Agreement (Including but not limited to the "Continuation' provision below) and without waiving either party's right to appeal such decision, should any portion of this Itestrktions on Arbitration' provision be deemed invalid or unenforceable, then the entire Arbitration Provision (other than this sentence) shall not apply' We are replacing the second sentence of the Continuation subsection with the following: "Except as otherwise provided in the 'Restrictions on Arbitration provision above, if any portion of this Arbitration Provision (other than the 'Restrictions on Arbitration' provision) Is deemed Invalid or unenforceable, it shall not invalidate the remaining portions of this Arbitration Provision, the Agreement or any predecessor agreement you may have had with us, each of which shall be enforceable regardless of such invaNdity." BP/CCMFYI/0305 12313 EFTA01704415 DUPLICATE COPY Page 8 of 10 Other Important Information About Your Account Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, Including Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1-800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express Travel Related Services Company, Inc., Electronic Funds Services, P.O. Box 297815, Ft. Lauderdale, FL 33329-7815, or (wail us by clicking on the Customer Service link online at vrvnv.americanexpress.com. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The date and dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question In writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to Investigate your complaint or question. If we decide to do this, we will credit your account witNn 10 business days for the amount you think Is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving new accounts, point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. Insurance Products Notice We identify insurance providers and products that may be of interest to you. In this role we may act on behalf of the Insurance provider, as permitted by law. We receive compensation from insurance providers that may vary by provider and product. Also, we may receive additional compensation or financial benefit when AMEX Assurance Company or another American Express entity acts as the insurer or reinsurer for these products. The arrangements we have with providers, including the potential to insure or reinsure products, may also influence what products and providers we identify. BP/COI FYV0305 12313 EFTA01704416 DUPLICATE COPY iF rsdFoi ACCOOld Nutter Maim Ode 03/12/05 Page 9 of 10 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN: The Small Business Network" from American Express. This Notice explains how we collect and safeguard information about you and how to tell us your opt out choices. In this Notice, American Express Travel Related Services Company, Inc., American Express Centurion Bank, and American Express Bank, FSB are called 'American Express," "we," our: and 'us.' The cards and accounts that we issue are called 'Cards" or "Card accounts: Holders of those Card accounts are called °Cardmembers' or 'you.' "Affiliates" refers to other companies in the American Express family, related to us by common control or ownership. What Information Do We Collect? We obtain information about you from a variety of sources. You provide us with information about yourself, for example, by completing Card applications. This includes your name, address, social security number, and income and asset information. Your use of the Card and your other transactions with us and our Affiliates provide us with additional Information, such as your spending and payment history. Other sources, such as credit reporting agencies and providers of marketing information, furnish us with additional information about your credit history, purchasing preferences, and other matters. We also obtain information in connection with our efforts to protect against fraud. We call all of this information "Cardmember Information.' What Do We Do with This Information? We use Cardmember information in connection with delivering products and services to you. To do this it is often necessary to share it with our Affiliates and other companies we work with. These include companies that manage Card accounts, offer affinity, frequent-user, and reward programs, companies that perform marketing services and other business operations for us, and companies whose products or services are provided as a benefit of your Card account. We may also share institutions with whom we jointly offer products and services. And we may disclose it to other third parties as permitted by law. For example, we disclose Cardmember Information in response to subpoenas, to credit reporting agencies, and to help prevent fraud. Your Opt Out Choices You have 'opt out' choices about offers that may be sent to you and how those offers may be delivered to you. You may also opt out from certain disclosures of Cardmember Information. Your opt out choices and how to opt out are explained below. Offers for Products and Services of Other Companies We work with other companies, such as merchants that accept the Card, so that you may receive offers for their products and services. We use Cardmember Information to help make these offers more relevant and valuable to you. If you respond to one of these offers, the other company will know certain Information about you, such as your name, that you are a Cardmember, and that you met the qualifications established for the offer. Your Choice: You may opt out from receiving these offers by calling us at 800-297-8378 or by filling out the attached form and returning it to the address on the form. You may also include the form with your Cardmember Information with other financial regular payment Please Note: You may receive additional privacy notices that provide information and different opt out choices for other Card accounts that are applicable only to those accounts. Please complete this form if you choose to opt out and wish to mail your response rather than use the toll-free number, which is 800-297-8378. Return this form to American Express along with your payment coupon using the payment envelope enclosed with your statement. Offers for Products and Services of Other Companies K Do not use Cardmember Information to send me offers for products and services of other companies. Credit Information Provided to Our Affiliates CI Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Offers for American Express Products and Services O Mail Offers: Do not use Cardmember Information to mail me offers for American Express products and services. O Telephone Offers: Do not contact me by telephone to offer me products and services. If you do not have a payment envelope, mail your response to: American Express Cardmember Information Services P.O. Box 299836 Ft. Lauderdale FL 33329-9836 MUM LE/0305 73085 EFTA01704417 DUPLICATE COPY Mir Olt Page 10 of 10 Offers for American Express Products and Services Mail Offers We may use Cardmember Information to mall you offers for American Express products and services. Your Choice: To opt out from receiving these mailings, call us at 800-2974378 or fill out the attached form and return it to the address on the form. You may also include the form with your regular payment Telephone Offers We may contact you by telephone about our products and services or those that we offer with our business partners. Your Choice: To opt out from receiving telephone offers, call us at 800-297-8378 or fill out the attached form and return it to the address on the form. You may also include the form with your regular payment. Information We Share with Our Affiliates Our Affiliates include financial advisors, publishers, insurers, and travelers cheques issuers. American Express Travel Related Services Company, Inc., and American Express Centurion Bank. and American Express Bank, FSB are Affiliates of each other. We may disclose certain Cardmember Information to our Affiliates to provide services for your Card account and to develop and send you offers for their products and services. We are permitted by law to share with our Affiliates information about our transactions and experiences with you, such as your payment history. But you can opt out of our sharing with our Affiliates , other credit-related information (such as your credit history as shown on a consumer report). Your Choice: To opt out from our sharing credit-related information with our Affiliates (except as permitted by law) call us at 800-297-8378 or fill out the attached form and return it to the address on the form. You may also include the form with your regular payment E-Mall Offers We may send you e-mail otters for our products and services, and those of our Affiliates and other companies we work with. We don't share e-mail addresses with other companies for them to market their own products and services to you. Your Choice: To opt out from receiving these e-mail offers, enter your preferences at the "Set E-Mail Preferences* page of our Internet PMracy Statement at www.americanexpress.conVpreferences. Additional Information About Your Opt Out Choices If you are the primary Cardmember on your Card account, your opt out choices will also apply to any other Cardmembers on your Card account If you opt out, we may still include notices and information about the Card and other products and services when communicating with•you about your Card account and related products and services. Information Security We take commercially reasonable physical, electronic and procedural steps to help safeguard Cardmember Information. Former Customers If you cancel your Card, or your Card account(s) are closed, we will continue to treat and safeguard Cardmember Information about you as described in this Notice. For Vermont Cardmembere Only. If your Card account has a Vermont billing address, we will automatically treat your account as if you had checked the lower-left hand Nix on the attached opt out form. We may share your name and contact information, and information about our transactions or experiences with you, with financial institutions with whom we jointly offer financial products and services and with our Affiliates. This Notice describes opt out choices about certain other uses of Cardmember Information. MU/ILE/0305 73085 EFTA01704418 DUPLICATE COPY Platinum Card® Statement of Account Firs id Fedi acccurl Ntrnber Closing Dale 04/11/0.5 Previous Balance $ 4,316.03 PenmesiCreseS j4; .04 New New Charoes $ Balance 1,683.48 97, 0111ber!hi lluilarda Points Available ai 02/28/05, when-chi:vetedui are' dirl:: tug eod accountsar e standiv Page 1 di, Please Pay By 04/26/05 Please refer to page 2 for important information regarding your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.americanexpress.com/paybill. For automatic replacement of a lost, stolen, non-received or damaged card, call 1-800-992-3404. For automatic balance information, please call 1.800-5253355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. Book Your Next Cruise Through Cruise Privileges The Cruise Privileges program features eight of the finest cruise lines in the world and special amenities created exclusively to enhance your cruise vacation. The variety of travel options makes it easy to find a style to suit your interests--active or laid back, cozy or grand. And, when you book a qualifying cruise with one of these partners through PTS, you will receive a $300 shipboard credit or two-category room upgrade. To see how Cruise Privileges can complement your voyage, call Platinum Travel Service at 1-800-443-7672. Program terms and conditions apply. For full program information, visit www.americanexpress.com/platinum. Activity ."'"padre dale Card Nnount S 03/14/05' •COMPUTER PAYMENT RECEIVED- THANK YOU -4,310 03 04105135' VALENTINO USA PALM BEACH 341772 00 GENERA:- MERCHANDISE P01.0 RETAIL CORP NEW YCRK • 06200i1000 GENERAL MERCHANDISE- FL NY -191.70 04i10/35. . -228.11 03'16/05 SKINKLINIC 212-7592227 NY HEALTH AND BEAUTY SPA 104.13 Please Seri mho pert:ratan beiew, detach ard rerun wall yew peynenl Payment Coupon 1. 10021 - 6217 ..... Mail Payment to: Please Pay By: 04/26/05 Total Amount Due $1,263.67 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 Continued on Page 3 Please enter account number cn all checks and correspondence. Payable in U.S. Dollars upon receipt with a bank in the U.S. or money order, processable through the U.S. banking system. To Pay by Phone call 1-800-I-PAY.FOCP or 1400472-9297. Check here if address or telephone number has changed. Note changes on reverse side. 000126367000168348 11rIrl EFTA01704419 DUPLICATE COPY Acura Meter )OOOr- Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptalle to us to convert your payment into US dollars unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We wiA process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and cleric serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an efectron,c debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that canceled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debate the financial account you specify In the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day Allocation of Payments and Credits: Subject to applicable law, we will applyand allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has boon activate° ("Extended Payment Account") (referred to as 'Account' in the Sign & Travel and/or Extended Payment Option Agreement and, within each of these accounts, to Charges in any order and manner determined by us in our sole dscretion. In cases, if you have a credt balance on your Card Account we will not apply or allocate any part of that credit balance to any Extended Payment Account unless you contact us at a time the credit balance exists and instruct us in writing how you want us to amly that credit balance. Charge Card and Statement Information: The Annual fee is $395.00or the Basic Card and $W5.0(foreach Additional Card. An additional $5 is charged for taring addresses outside the US. Payment is due on receipt of your statement. You may discontinue your membership by contacting Customer Service. Transactions Made In Foreign Currencies: If you incur a Charge in a foreign currency, it win be converted into US dollars onthe date it is processed by us or our agents. Unless a particular rate is required by applicable taw, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, in each instance increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or you need more information abaut a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no laterthan 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your nghts. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we we investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. if you have authorized us to payyour till automatically from your checking or savings account, yea can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in goof faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the gocdsor services. You have.this protection only when the purchase price was more than $50 and the purchase was made in your heme slate or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement-for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you'll you do not makesufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75%of all past due amounts will be added. Change of Address II correct on front do not use Name Company Nan* Sneer Miran Cry, Salle le Colo Area Code and Horne Phone Alga Code and Work Phone Ern& T F I - I EFT- To Pay By Phone 1-800-472-9297 Customer Service, Lost or Stolen Card and aft other services 1-800-525-3355 24 hoursa days Car Rental Loss and Damage Insurance 1.800338.1670 Hearing Impaired (9atn-5pm EST) TTY: 1-800-221-9950 FAX: 1-800-695-9090 In NY: 1.800.522.1897 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1.800345-AMEX Platinum Card Travel Service and Fine Hotels, Resorts & 1-800-443 2 Platinum Card By Invitation Only 1-800-321-RSVP • Correspondence Customer Service P.O. Box 7825 C.S Ft. Lauderdale, FL 33329-7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33325.7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express wit enable you to receive special offers, suited to your needs. 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Page 44318 EFTA01704422 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) wvnv.americanexpress.com/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 Account Summary New Points Earned 02701 /05 - 02/28/05 MembePaiMaritle Monthly Statement and Program News Statement Period February 1, 2005 - February 28, 2005 Account activity after this period does not appear on this statement Pr cd lot barber Available Points 97,805 Points are available when charges are paid in full arid all your accounts are .n good standrg. Opening points balance 94,031 New points earned +3,774 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =97,805 Points Activity On Bonus Points Total Points Activity Babe Charges Awarded Per Card 3,774 0 . 3,774 Totals 3,774 0 3,774 Page 5 of 8 American Expresso Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standng. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a tee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms and Conditions in your Membership Rewards Guide. If you have questions, please visit www.americanexpress.com/rewards or call 1-800-AXP-EARN (297-3276). From overseas, call collect 305-816.2799. Limited Time Offer • Delta SkyMiles® Bonus Between 04/1/05-05/15/05. earn a 20% Delta SkyMiles bonus when you transfer 76,000 or more Membership Rewards® points to your Delta SkyMiles account. Transfer less than 76,000 points and earn a 15% bonus. Register either at delta.com/membershiprewards or call 1-800-266-7077. Then, transfer points at www.americanexpress.com/ rewards or call 1-800-AXP-EARN (297-3276). The bonus will be awarded on the total number of SkyMiles received due to the transfer of points during the promotional period. Styf Ales pregran (Was and poodbcon nopy. Can:I marten> twang point cfcmesfe winos wIlbe cbspol a lee e43.080$ per pant. pt./50. 'Ms chugs b To Oa: the nobs taxes Arnencan Ewes: °Arently pain to the gonuarneni on pooh Ironbano. A Delta SkyMiles• Gift I iSense Earn 10x Membership Rewards* points This Mother's Day with GiftSensou'l Looking for the perfect gift to send Mom this Mother% Day? Find a wonderful gift for her at GiftSense.com and earn 10x Membership Rewards points for yourself! GiftSense has a variety of ideal gifts for your mother or grandmother. Come find just what you were looking for or perhaps something wonderfully unexpected. GiftSense is a trusted partner of FTD.COM. vald Ihnu.* *dm. Mot vakt in nine Om or ncabnxearw2b ury oiler dle4 kern GMSense. To porn boas poinb, you runt bo orecled in the MentenhO Rcwads picgran a I the line o I purchass and chow your parhaso to an 414444, 'wroth)] Arnert.an event> Ca-d. &MA onto poi be belled 10 r7.4 owourt wilon 10-12 nib altar thaws wrest en your bag 41.8e4nent Bonus 10: 5842. Not yet a Delta SkyMiles member? Call 1.800.323-2323 or go to www.delta.com/ skymiles today! (MR Message 7001) Visit www.giftsense- cont/amxmr or call 1-800-383-7142 aid give promo code 9947 to earn 10x points whenever you shop every day, all year. (MR Message 7138) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704423 ICATE COPY Wit American Express• !LI t 411 u I Page 6 of 8 tt: FTD.COM Reels satoNs The Cui Colo Enerls SmithMigacerD ES . Earn 10x Membership Rewards® points This Mother's Day with FTD.COM! Remember your mother or grandmother this Mother's Day with beautiful flowers and gifts and earn 10x Membership Rewards points for yourself when you shop at FTD.COM! Send fresh flowers, delivered by a quality FTDe Florist. Or, tempt their sweet tooth with cookies, chocolates, gift baskets, and more! Same-day delivery is available. Calor vald troddd, 1213105 Hot vatd n rcoal stres a i,00njuclm wen any other oder Iran FTD.COM. Toownboom tali, rad mat be enrcirdnto lierrbordip Rewards moor= at to line d paellase and ohm, your pureM'* to an eIj to enrc5ed Amorican Eqdross0 Card Eon rad. wi be eto5td r ostAentotehp ROA Arti amount 1012 weeks atm chaps *wow on tar Sky r4 slalenm 0:1675. Earn 2x Membership Rewards® points When You Spend $40 or More at Regis Salons! Earn Double Membership Rewards points when you spend $40 or more at Regis Salons from April 1-May 31, 2005. Stop into a Regis Salon for a free consultation or visit www.regissalons.com to learn more about special springtime bonus offers and makeover promotions. Visit Regis Salons, the cut and color experts. Get gorgeous! Oiler va:d from 4/105-5,5105. To own talus points. you mud to mem( in the Marboralt Renard; program:4,1.1mo ed corelmao and Who your pseudo to an didtdo. onrciod Arno/icon Emma* Card. eau ports MI be orodnod b your Mooted* Ryer& azaount 64 weeks &Mr chasten agnar at tar t9itn9 ‘'.tomont. Bonus 0:3160. Redeem Points for Smith and Hawken® Gift Cards Create the outdoor living space of your dreams. Find everything to furnish your patio or deck with great style at Smith & Hawken. The inspiration begins with beautiful Premuim Teak metal or all-weather wicker furniture, containers and plants, garden structures and outdoor lighting--all of uncompromising quality. • Ga oaths tray Ad to rackancd for c ,hor ouppScd an pamcnI on any aco:unt. Book Your Next Trip at a Wyndham Hotels & Resorts Wyndham Hotels & Resorts has destinations throughout North America, the Caribbean and Mexico. At every Wyndham, you'll find a casually elegant atmosphere and amenities such as Herman Mill Aerone chairs and Golden Door® toiletries. Tea= and ccodfkro alto Iterthomtvp Renate praymn mply, for more Hamadat veil vnow.manberahlprewarcts.com Callaway Golf® Big Bertha® Titanium 454 Driver The new Big Bertha Titanium 454 Driver delivers the kind of power usually measured in horses. A bigger sweet spot gives you explosive power and forgiveness to send your shots soaring straight down the center of the fairway this golf season. Go big. Play big. Get hallmark Big Bertha performance with even more forgiveness, more confidence and more bragging-rights distance. 37,500 Membership Rewards® points. Earn 10x points all year long when you celebrate any occasion with flowers or gifts from FTD.COM by visiting www.ftd.comr amexpromo or call 1.800-SEND-FTD and give promo code 4134. (MR Message 3064) Earn 2x points when you visit a Regis Salon. (MR Message 1237) Redeem for a Smith & Hawken Gift Card and use it at any Smith & Hawken store, by catalog or online. Visit www.Smlthand Hawken.com or call at 1.888-883-3725 to order a catalog or find a-store location near you. (MR MeSsage3089) Redeem for Wyndham certificates starting at just 20,003 Membership Rewards*, points. Go to www.americanexpress. comfrewards or call 1.800-AXP-EARN (297-3276) to redeem today. (MR Message 8183) Visit wyny.americanexpress. com/membershlp rewards or call 1.800-AXP-EARN (297-3276) and reference Reward code CWG 113. (MR Message 6109) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704424 DUPLICATE COPY J0HNSI0N&MURMY xxxx-x)fl CustomExtras- Recant Number Cledin3 Men 04/11/05 Page 7 of Premium Baggage Protection - Affordable Peace of Mind Millions of travelers experience the frustration and inconvenience of lost, stolen, delayed or damaged baggage each year. Enroll in Premium Baggage Protection' and help reduce some of the stress that comes with traveling. If your bags are lost, stolen or damaged, Premium Baggage Protection provides coverage of up to $2,000 for your carry-ons, up to $1,000 for your checked bags, and up to $500 for replacement items when your bags are delayed just 3 hours when you are away from home. Each time ygu purchase a Scheduled Airline ticket using your enrolled American Express Card, a premium of 89.95 will be billed to your enrolled Card account until your enrollment is terminated. You may terminate your enrollment at any time by calling the number on the back of your Card. So, don't gamble with your next trip. Breathe a little easier by enrolling in Premium Baggage Protection today. Corporate Cards are excluded. 'The Premium Baggage Protection Plan Is underwritten by AMEX Assurance Company, Administrative Office, De Pere, WI. Coverage is subject to the terms, conditions and exclusions of Master Policy #AX0913 All enrollees must be residents of the 50 United States, District of Columbia, Puerto Rico or the U.S. Virgin Islands and have their American Express Card baled in the U.S. The effective date of enrolment is when American Express receives and validates your Enrollment Request. When you, the Basic Cardmember enrolls, coverage includes your spouse and dependent Children under age 23. To enroll in Premium Baggage Protection or to get more Information, please call 1-800-455-8647. Promo code: April Statement. (CE 105542) Earn a Free Song on MSN® Music With Every 10 You Buy! Here's some music for your ears. For every 10 songs you purchase on MSN Music with your Card, you'll receive one free song credit. There's no limit to the number of free credits you can earn, so the more songs you buy, the more free tracks could be coming your way. Choose from classical to alternative to blues to folk to rock and every genre in between! Song credits will be automatically credited to your MSN Music account. All purchased songs, inducing albums wilt count towards your total. An active MSN Music account is required to redeem your free downloads. Song credits must be eamed by 11/7/05 and redeemed by 6/30/06. Start shopping today at www.muslc.msn.comr axp. (CE 105572) 15% Off Your Purchase of $200 or More at Johnston & Murphy Call, click or stop by a Johnston & Murphy store to receive 15% off your next purchase of $200, or more. We offer a wide selection of premium men's footwear, accessories, apparel and small leather goods. Call 1-800-424-2854 to order a catalog or find the retail location nearest you. Or, you can visit our website at www.johnstonmurphy.com. Be sure to use promo code AMEX0415 on the phone, in our stores or when placing an order on our website. Payment must be made with the American Express* Card. Expiration date June 30th, 2005. Call 1.800.424-2854 or log on to www.johnston murphy.com. (CE 105554) Give Your Home a New Look with Exclusive Savings From April 4-May 31, 2005, take advantage of our special offers and rebates from top brands like KitchenAid® and Benjamin Moore®. And, every day from May 10-May 23, the coolest home products and experiences are up for grabs at special Cardmember-only prices, including My Organized Home, a dream organizing package brought to you by REAL SIMPLE®. Check out www.mylifemycard.com/springhome. Void where prohibited. Restrictions may apply. Actual items subject to change. Quantities on featured hems are limited and will be sold on a first come, first served basis. See www.mylifemycard.com/springhome for full terms and conditions. Visit www.myhtemycard. com/siminghome for great offers and rebates. (CE 105539) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704425 DUPLICATE COPY Amount Umber XXXX-Xa Page 8 of 8 Save $50 on LAMPS PLUS. Sites OWN LWOW'S Home Lighting and Decor at LAMPS PLUS! Enhance your kitchen, bathroom--any room in your home with fashionable new lighting designs by LAMPS PLUS. Great values on 1,000s of chandeliers, table and floor lamps, outdoor lighting, and more, all at America's Lighting Superstore! To find one of our lighting superstore locations, visit LAMPSPLUS.com for maps and store hours, or call 1-800-782-1967, 7-days-a-week, to talk to a lighting consultant. Offer valid on purchases of $250 or more from March 1, 2005 through July 31, 2005. Excludes shipping and applicable taxes. Not valid on sale items, fans by Casablanca Signature, Portable Series, Monte Carlo, Minka Aire Designer series, Craftmade or Matthews Fan Co. ceiling fans. Limit I offer per Cardmember. Other restrictions may apply To redeem, brir.g this offer to any LAMPS PLUS store, or use code OPI39AXAP5X, online at www.LAMPSPLUS.com or by phone, 1.800.782.1967. Use your American Express* Card. (CE105575) Now Accepting American Express® Cards! Regis Salons - For the latest in cut, color, texturizing and finishing services. Located in major malls throughout the U.S. Visit www.regIssalons.com or call 1-800-777-4444. Sapa Restaurant - Indulge your senses and prepare for an unforgettable French-Vietnamese dining experience. Visit us at 43 West 24th Street or at www.sapanyc.com. Call 212-929-1800. The Moinian Group - Looking for a home? Visit www.molnianrentals.com. Seven Manhattan properties. Pay your rent with your American Express Card. It's rent well spent. If there are other places where you would like to see the Card accepted, prease call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105492) Join the Fight Against Breast Cancer Throughout 2005, thousands of women and men will Join together for Breast Cancer 3-Day events, raising millions of dollars for the Susan G. Komen Breast Cancer Foundation and the National Philanthropic Trust Breast Cancer Fund. Register for or donate to one of the 12 Breast Cancer 3-Day events with your American Express® Card and • American Express will make an additional donation to the fight against breast cancer. For all donations and registration fees charged to an American Express Card through vown.The3Day.org, American Express will contribute an additional .2% of the donation or registration fee to the Breast Cancer 3-Day. For more information, or to register for the 3-Day, call 1400-996-30AV or visit vnvw.The3Day.org today. (CE 105512) Special Amenities Through Fine Hotels & Resorts Program The 2005 Fine Hotels & Resorts Program offers you an exclusive array of personal courtesies at over 500 of the world's finest properties. As a guest at any participating hotel or resort, enjoy preferential treatment and the following complimentary amenities exclusive for Platinum Card® members when you book through PTS: room upgrade upon arrival (based on availability), daily complimentary continental breakfast for two, 4:00pm late checkout, plus an additional amenity specific to each property. Program terms and conditions apply. For full program information, visit www.amedcan express.comiplatlnum. trni,Ct ifci ; lift n " Reserve your Fine Hotels .4 Resort Program accommodations through PTS today by calling 1-800-443-7672. (CE 105568) Neiman Marcus Shopping Earns Extra Rewards Reward yourself twice for each purchase when you shop with your Platinum Carde at Neiman Marcus stores nationwide. Simply enroll your Card in the InCircle Rewards® program and earn one InCircle Rewards point as well as one Membership Rewards® point for every purchase you make using your enrolled Platinum Card. Once you earn 5,000 points within one calendar yoar, you achieve InCircle Rewards membership status. As a member, you will receive addtional benefits, such as complimentary gift packaging on purchases of $25 or awe, invitations to special events, and copies of exclusive Neiman Marcus publications: the book, entrée, the point, and the update. Visit vany.NeimanMarcus.comrindrcle for complete program rules. Membership Rewards terms and conditions apply. For more information, or to enroll your Platinum Card with inCirde Rewards. call 1.888-INCIRCLE (14188-.462-4725). (CE 105571) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704426 DUPLICATE COPY Platinum Card® Statement of Account ClaargDahr 05/11/05 Membershipitewur War4,005NO8titia10!$MarqkliCir,C. !it-riP# Pg'??44 CIEP.41:1SIPIULTEr-9; Page 1 of 8 New Previaut m<$ Pament.Credta New Chain $ Balances Please Pay By 05/26/05 1,263.67 2,027.94 1.552.16 Please refer to page 2 for important information regarding your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.americanexpress.com/paybill. For automatic replacement of a lost, stolen, non-received or damaged card, call 1.800-992-3404. For automatic balance information, please call 1-800-525-3355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. Book Your Vacation with Platinum Destinations® Vacations For a world of travel adventure, look to Platinum Destinations Vacations. The eleven partners will help you create one-of-a-kind, personalized vacations. Whether your ideal travel experience is a family get-together or a romantic getaway, laid-back beach bumming or non-stop adventure--look to these travel specialists to create the vacation of a lifetime, and earn up to 25,000 Membership Rewards® bonus points. Reserve your vacation today through Platinum Travel Service at 1-800-443-7672. Program terms and conditions apply. For full program information, visit www.americanexpress.com/platinum. Activity • P"m" d'`e New Card 04/14/05' COMPUTER PAYMENT. RECEIVED k THA81KiY.OSZ1r 05,06105* BARNEYS NEW YORK ;680 PAADISONQ' e 0904-3412;9ALES•'.:-( • Amount $ 04/18/05 BLUE RIBOON BRASSER NEW YORK FOOD/BEVERAGE FOOD-BEV TIP NY 73.35 14.00 14 IMge45.5: •-.''< -/475`79./: 87.35 04/26/05 BARNEYS NEW YORK 660 MADISON NY SALES 162.94 04/26/05 BARNEYS NEW YORK 660 MADISON NY SALES + Please an en the perbralion balm death at retard rah at paws* + Payment Coupon 1 00 21 - 6 21 7 Irrrllllttrll,,,,, lrltrrllrllrtttltltrtllltrtlrtlrltlrrlrlrrll Mail Payment to: Total Amount Due $1,552.16 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 LIM. 1111II r Ill II IIII II 111111 1111 III II M II I 475.78 Continued on Pogo 3 Please Pay By: Please enter account 05/26/05 number on all checks and correspondence. Payable in U.S. Dollars upon receipt with a bank in the U.S. or money order, processable through the U.S. banking system. To Pay by Phone call 1-8004-PAY-AXP or 1.800472-9297. Check here if address or telephone number has changed. Note changes on reverse side. 000155216000202794 llrld EFTA01704427 DUPLICATE COPY U Axons Hurter XXXX-XXXX Page 2 of 8 Payments: Payments received after 12:00 noon may rot be, cre ed until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a, US bank and payable in US dollars, or with a negotiable instrurneM payable in US dollars and clearable through the US banking system, or through an electront payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and addttonal Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment masked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks efectrontally, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, tacoount number and check serial number to your financial institution, unless the checks not processable electronically or a costly process Is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled cheek with your bank or asset account statement. If we cannot coiled the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment Service of ours, you will be authorizing us to initiate electronic debit to the financial account you specify in the amount yeti request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subiect to aplicable law, we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended' Payment Option Account (if that account has been actival (txtended Payment Account') (referred to as "Accotmr in the Sign & Travel and/or Extended Payment Option Agreement) and, within each of these accounts, to Charges in any order and manner determined by us In our sole ascretion. In moossFt cases, if you have a credit balance on your Card Account we will not appy or allocate any part of that credit balance to any Extended Payment Account unless you contact us at a time the credit balance exists and instruct us in writing how you want us to ant, that credit balance. Charge Card and Statement Information: The Annual fee is $395.00or the Bast Card and $175-.00or each Additional Card. An additional $5 is charged for billing addresses outside the US. Payment is due on receipt of your statement. You may discontinue your membership by contacting Customer Service. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use fa a Charge m a foreign currency is no greater than (a) the highest official converson rate published by a government agency, or (b) the highest interbank conversion rate identified by us horn customary banking sources, on the conversion date or the pnor business day, in each Instance Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your till is incorrect, or it you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no laterthan 60 days after we sent you the first bill on whichthe error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so Will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; Z. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any, amount in question while we are investigating, but you are still obligated to pay the parts of your till that are not in question. While we Investigate your question, we canrot report you as delinquent or take any acticn to collect the amount you question. If you have authorized us to payyour till automatically from your checking or savings account, you can stop the payment on any amount you think is wrong.To stop the payment your letter must reach us three business days before Me automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods &services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 mies of your mailing address. (If we own or operate the merchant, or dwe mailed you the actvertisemeht for the property or services, all purchases am covered regardless of amount or location of the purchase.) Credit Balance: If a crest balance (designatedCR) is shown on this statement ;it represents money owed to you. If you eta not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of shc-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount 1551.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75%of all past due amounts will be added. Change of Address oonect IXI front do not use Nine COTparry name Vint Addreil Cky. Stale Zip Code Area Cede and Home Phone Area Ccdeard Weill Phone Ern:4 r FT- To Pay By Phone 1-800-472-9297 Customer Service, Lost or Stolen Card and all other services 1.800525-3355 24 hours/7' days Car Rental Loss and Damage Insurance 1.800.338.1670 Hearing Impaired (9am-5pm EST) TTY: 1.800-221-9950 FAX: 1-800-695-9090 In NY: 1.800.522.1897 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1.800.345-AMEX Platinum Card Travel Service and Fine Hotels, Resorts & Spas 1-800-443-7672 Platinum Card By Invitation Only 1-800-321-RSVP • Correspondence Customer Service P.O. Box 7825 C.S Ft. Lauderdale, FL 33329.7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329-7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address io American Express will enable you to receive special offers, suited to your needs. EFTA01704428 DUPLICATE COPY Account Number Claim Dale >000(-XXXXXM. °Milos Page 3 of 8 New Activity Continued Amounts 04/26/05 POLO RETAIL CORP NEW YORK NY 36.93 APPAREL/ACCESSORIES 05/01/05 TULIP NEW ORLEANS LA WOMENS READY TO WEAR 05/02/05 TOWER CHEMISTS NEW YORK NY 50.10 PRESCRIPTIONS/SUNDRIES 05/02/05 SMARTE CARTE MIAAP MIAMI FL 3.00 PARKING LOT/GARAGE 61.04 05/02/05 I G I New York NY JEWELRY,WATCH,CLOCK, AN 05/02/05 SONY STYLE-NEW YORK PARK RIDGE NJ 54.30 AUDIONIDEO SLS/SVC 05/02/05 RCS COMPUTER EXPERIENEW YORK NY 206.37 ELECTRONIC MERCHANDISE 05/05/05 SMARTE CARTE LGAAP FLUSHING NY 3.00 PARKING LOT/GARAGE 05/06/05 SEPHORA 433647TH STNEW YORK NY 39.65 DUTY FREE STORE 05/06/05 AMERICAN APPAREL420NEW YORK NY RETAIL CG DRDR AA 4387 CUT OUT DRESS TEL/LPNK CG AR AA 6445 SHEER JERSEY SCARF WHIT 05/07/05 SMARTE CARTE MSYAP NEW ORLEANS LA 3.00 PARKING LOT/GARAGE 268.50 44.54 05/10/05 SHOE INN PALM BEACH FL 599W38 SHOES/ACC 05/10/05 ERES LIMITED 43 PALM BEACH FL 414.29 SPORTING GOODS 117.15 Total of New Activity New Charges 2,027.94 Payments/Credits -1,739.45 EFTA01704429 -I - DUPLICATE - DUPLICATE COPY ''''axx'''-iiiiioMI Page 4 of 8 EFTA01704430 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) wrnv.americanexixess.conthewards American Express Membership Rewards P.O. Box 2/.0.7813 Ft. Lauderdale, FL 33329-9785 Mem beRfiliPliiiRFeriie Monthly Statement and Program News —Statement Period March 1, 2005 • March 31, 2005 Account activity alter this period does not appear on this statement Available Points 102,121 Points are available when charges are paid in full and all your accounts are in good standing. Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 97,805 +4,316 0 0 =102,121 New Points Earned 03/01/05 - 03/31/05 Points Activity On Bonus Points Total Points Activity Eligible Charges Awarded Per Card 4,316 0 4,316 Totals 4,316 0 4,316 Page 5 of 8 American Expreet• reaLmsa co t'PV:REWIIRD 4 't Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back Into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms and Conditions in your Membership Rewards Guide. If you have questions, please visit www.americanexpress.comfrewards or al 1 -800-AXP-EARN (297-3276). From overseas, call collect 305-816-2799. THE SHARPER IMAGE Redeem points for Home Depot Gift Cards At The Home Depot, use your American Express& Card to create an enjoyable and relaxing sanctuary for summer. Just use quick changes in color and texture. A beautiful paint finish, vibrant plants, attractive lamps and a cool rug can all transform your setting. And, don't forget to create an inviting living space outside too. Grills, patio furniture, decks, landscaping and outdoor lighting will create the ideal retreat. You'll want to spend your summer vacation right at home. Earn 5x points When You Shop For Dad This Father's Day From Sharperimage.com! Looking for a unique gift to give Dad this Father's Day? The Sharper Image& is a leading source of innovative, high-quality products that help make life better and more enjoyable. Plus, when you shop at www.sharperimage. com/amexpolnts, you can earn 5x Membership Rewards& points for yourself-all year long! Oiler wad ONLY "ben you go lo YarmsNopertmage.conVernexpoints /trough 1201405. To earn bonus polls you wont be emoted a IN Nentershp Rewardse proven n.e Ina amebas. and dwr ycur = lo en tegbb, 611(0 led AmNeNtag eeet0 Crud. Net NS In sloes. colars Cr for Its env* Alston sin. Otter lams Beaus part be .acted 10-12 Nett sal eters appear tour Mau era:anent Nano 0.1 76. Don't forget, you can redeem points for Hans Glft Cards up to , good at every Home Depot and EXPO Design Center. (MR Message 2360) Visit www.Sharperlmage. comfamexpoints to earn 5x points all year long I (MR Message 8363) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704431 American Erprene HOTELS & XES0RTs Panasonic ideas for life THE STEAKHOUSE DE STORAT I OM N. HARDWARE 1 '4 ICATE COPY umber You Can Use Membership Rewards® points to Book a Vacation! Take a cruise around the Greek Islands. Dine on red snapper in Martinique. Or dive into one of Hana's Seven Sacred Pools in Maui. Whatever your preference, Featured Hotels, Cruises and Vacation Packages can get you there. It's simple. Just select a destination from over 500 hotels, cruises and vacation packages, and let our Travel Counselors book your entire trip. What are you waiting for? Thane er4 coreitiore of to lieeterehlp RevanaVP tecgtem each. For morn inarntliSO. von wwwanernbershipeowerdstem. Welcome to the World of Fairmont Hotels & Resorts Fairmont Hotels & Resorts has locations in the U.S., Barbados, Bermuda, Dubai, Monaco, Mexico and Canada. Redeem Membership Rewards® points and give yourself or someone you love a vacation with a Certificate for a one-night stay in one of Fairmont's breathtaking locations—including breakfast for two each morning. "en est coortfoos of the ttlentetah'p Ronde. pr Ivan apt*. For mare ittornaliort 1st wwwaneenberehlprenverattom. Earn Double points from Panasonic.com & Free Shipping! Shopping for your favorite consumer electronics products at Panasonic.com is even more rewarding. Now you can earn double Membership Rewards® points on any item of $499 or more, when you use your American Express® Card at Panasonic.com. You'll also enjoy free shipping on ALL products at Panasonic.com, so get shopping now! Visit www.panasonic.com/amexrewards for complete details. Met vYkl 4/1/0S-17/31/05. Maxine 10):00 pohtt per Gatchmerber clunrg pcomp6on. To can bonus pore. cea must Wended h ee hteerbers hip Reward* program al de tine cl Fenn am Marge Kul pionoe I, an NOW emoted Pnwhan egress Cud. Ben pan hal ta cleated to Yew athataa web 64 hen a 0hne* eiteleal on you to stalant Bonus 1O: MIL • - Celebrate Father's Day at Morton's, The Steakhouse Music and a cocktail set the mood as generous portions of USDA prime-aged beef, succulent seafood and classic steakhouse sides arrive at tables dressed in crisp linens. Morton's--the classic steakhouse experience where "The Good Life" is savored nightly. Treat your dad to a night to remember and redeem points for $100 and $250 certificates for the ultimate steakhouse experience. To find the Morton's nearest you, visit www.mortons.com or call 1-866-MORTONS (667-8667). Redeem for Restoration Hardware This Spring At Restoration Hardware, you'll explore an exceptionally well merchandised world of high-quality textiles, furniture, lighting, bathware, hardware and amusements. These are products of lasting value, classic design and all imbued with a brand that speaks to superb taste and a free-spirited individuality. Page 6 of 8 Call 1.800-AXP-EARN (297.3276) option 2 today, or vi www.americanexpress. comftravelspecials to check out the latest Travel Specials. And get ready to go! (MR Message 7087) To learn more about these rewards and redeem points, visit vnyw.americanexpress. com/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 3183) New offer! Visit www.panasonle.com/ amexrewards for complete details. (MR Message 5294) To redeem points for certificates log on to www.americanexpress. comfrewards or call 1.800-AXP-EARN (297.3276). (MR Message 9295) For a store near you, visit www.restoratlon hardware.com or call 1-800-762-1005. (MR Message 7015) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704432 DUPLICATE COPY Sig xxx) CustomExtras More Information on Premium Baggage Protection C:zrc Cz, 05/11/05 Page 7 of 8 If your bags are lost, stolen or damaged, Premium Baggage Protection* provides coverage of up to $2,000 for your carry-ons, up to $1,000 for your checked bags, and up to $500 for replacement items when your bags are delayed just 3 hours when you are away from home. Each time you purchase a Scheduled Airline ticket using your enrolled American Express° Card, a premium of $9.95 will be billed to your enrolled Card account until your enrollment is terminated. You may terminate your enrollment at any time by calling the number on the back of your Card. *The Premium Baggage Protection Plan is underwritten by AMEX Assurance conditions Company, Administrative O and exclusions offfMaster ice, De Policy Pere, WI. SIAX0913 Coverage is subject to the terms, All enrollees must be residents of the 50 United Stales, District of Columbia, Puerto Rico or the U.S. Virgin Islands and have their American Express Card billed in the U.S. Corporate Cards are excluded. The effective date of enrollment is when American Express receives and validates your Enrollment Request. When you, the Basic Cardmember enrol's, coverage includes your spouse and dependent children under age 23. Pack a little peace of mind, call 1-800-455-8647 to enroll in Premium Baggage Protection today. Code: May statement. (CE 105690) Mortgage Rates Are Still Low If you're looking to buy a home or to refinance your current mortgage, American Express Mortgages* can save you hundreds of dollars a month in mortgage payments. Plus, it's fast and easy to get a . same-day loan decision. LENDER took Hausnm 'Mortgage loans are provided by American Express Bank, FSB, an FDIC-insured federal savings bank. American Express Bank, FSB, is an American Express company and an Equal Housing Lender. Contact us today! Call 1.800.297-1008 or visit www.amerIcanexpress. com/mortgages. Use offer code C92 (CE 105699) Receive $25 Off hps ho pp i ng A tvbrdkuy el hp Save $25 on a single item purchase priced $250 or more. Apply the promotion code shown below when you check out. Promotion code only valid at www.hpshoppIng.com when you use your American Expresso Card. Use promotion code: SV1322. Promotion code valid May 1, 2005 through June 30, 2005 Not valid in conjunction with any other offer. Limited to one usage per Cardmember. Promotion code limited to one product. Void where prohibited, taxed or, restricted by law. Non-transferable. Not valid retroactively on previously purchased products, auction products, instant rebates, Compaq Presario desktop PCs ending with a 'V or Z", HP Pavilion desktop PCs ending with "0gy, 10y, 10e". Not valid for any resale activity as defined by hpshopping.com. Visit Customer Service on www.hpshoppIng.com for details. Promotion code only valid at vnwe.hpshoppIng.com or by calling 1-888-999-4747 when you use your American Express Card. (CE 105705) Request Your FREE Financial Workbook Available from American Express Financial Advisors, our Smart Money Management Workbook contains 20 pages of easy-to-follow information including worksheets, checklists, and charts. American Express Financial Advisors is here to help you achieve financial success. In the complimentary workbook, you will find simple steps and smart strategies that will help you find ways to reduce your taxes, plan for college, balance risks and Investments and determine your net worth. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisors Inc. and is not a broker-dealer. Order your FREE guide today by calling American Egress Financial Advisors Inc. at 1.866.5493947. (CE 105687) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704433 DUPLICATE COPY ;Atax Page 8 of 8 unicef Earn a Free Song on MSN® Music with Every 10 You Buy! For every 10 songs you purchase from MSN Music with your American Express® Card, you'll receive one free song credit. There's no limit to the number of song credits you can earn, so the more you buy, the more should be coming your way. And what a selection! You can choose your favorite tracks from a library of over half-a-million songs—from classical to alternative to blues to folk to rock, and every genre in between. Song credits will be automatically credited to your MSN Music account. An active MSN Music account is required to redeem your free downloads. Song credits must be earned by 11/7/05 and redeemed by 6/30/2006. Start shopping today at http://muslc.msn.com/ exp. (CE 105689) Now Accepting American Express® Cards! Loehmann's - Top designer fashions for women and men at savings you won't believe! Visit www.loehmanns.com for a calendar of events, store locations, and more. Salon AKS 6th - We are opening the doors to our newest location at 689 5th Ave and 54th Street. Come and experience all our professional beauty services from head to toe. Call 212-888-0707. NYC Paintball - Come experience the hot, fast-growing extreme sport at NYC'S premier paintball facility. All new! Minutes from Manhattan. Call 1-888-PBALL-NY or visit www.nypaintball.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105627) Earn Points When You Pay Your Bills Automatically Do you know that when you pay your wireless phone bill automatically with the Platinum Card® from American Express, you can earn double Membership Rewards® points automatically, too? Automatic Bill Payment is the simple way to consolidate your payments-and make sure that your bills are paid on time. Start benefiting from the convenience of Automatic Bill Payment today. Terms and conditions apply. Not all providers service all markets. In some instances, imay take more than one billing cycle before initial paid amounts are posted to the Card account. Please remember to cancel these payments with your service provider if you close your Card account, and advise your service provider if your Card account number changes. To get started, visit vernv.americanexprr-ss. comlabp34 for the links and phone numbers of service providers who accept the Card for automatic bill payment. (CE 105642) Enjoy Membership in Premium Car Rental Programs Complimentary memberships are reserved for you in premium car rental programs from Avis®, Hertz, and National®. Enroll in any or all of these programs to bypass lines and paperwork, go right to your waiting car, and enjoy special upgrades and discounts. Benefits given to Platinum Card° members are subject to each car rental company's terms and conditions, including age restrictions, and require enrollment to receive benefits Upgrades are subject to fleet availability at time of rental. The minimum rental age for Hertz is 25 years (exceptions apply). Card members must be affiliated with the Platinum Card Program codes. To enroll, call Platinum Card Customer Service at 1.8005263365. (CE 105688) Support the U.S. Fund for UNICEF and We Will Too! American Express, through an alliance with Kintera, is proud to assist the U.S. Fund for UNICEF in helping to build a better world for children. The U.S. Fund for UNICEF helps provide lifesaving health care, clean water, improved nutrition, education, and emergency relief to millions of children in developing nations. This Mother's Day and throughout the month of May, we'll match a portion of your contribution when you use your American Express® Card to make a gift at www.unicefusa.org/amex. For all donations charged to an American Express Card through wvew.unicefusaorg/amex, American Express will contribute an additional 0.20% of the donation. All donations to the U.S. Fund for UNICEF are fully tax deductible. Well match a portion of your gift, and make your gift work harder when yeti charge your donation to the U.S. Fund for UNICEF on your American Express Card. Visit www.unicef usa.org/amex to contribute, and please give generously. (CE 105723) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704434 DUPLICATE COPY Platinum Card® Statement of Account • 103140.0 +".Mernbershhalts aKdo qs.iPo1Pte:A1MIlltilf 96' 4latngbodstarkfiy.. Axotra /Mbar Can; ea 06/10/05 Page 1 of 8 New Please Pay By Prehas !Jahn:0 $ Peva..Vs/Cite/Cs $ Now Charges $ Balance $ 06/25/05 1,552.16 int .•,e12;13.4:65 l .'••• 2,791.27 2,208.78 Please refer to page 2 for important information regarcing your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at vnvw.americanexpress.com/paybill. For automatic replacement of a lost, stolen, non-received or damaged card, call 1.800-992-3404. For automatic balance information, please call 1-800-525-3355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. Welcome to Bergdorf Goodman Rewards 2005 Fine gifts, delectable dining and exotic expeditions await you within the enticing world of Bergdorf Goodman Rewards 2005. Our enhanced loyalty program lets you choose from an extensive list of pleasures and delights. Rewards points are offered to Platinum Cards members with one point earned for every eligible dollar spent. To enroll your Platinum Card or for more information, please call 1-888-528.5778. All items subject to availability. Important restrictions apply to many of the rewards. The program year began January 1, 2005, and will end December 31, 2005. Any points accrued during this time must be redeemed by February 28, 2006. Activity -bleat P"""e New Activity for Card )DCO-XXXX.X‘ 2100C 05/13/051:.• COMPUTER PAYMENT RECEIVED • THANK.YOU 05/14/05 POLO RETAILS ./ .:ots 2195278 P iisi22/90KpcsIcoel-AIL co :,?4 0827-151fIGEKEFiAL ME 0/051, : GUCCI #29::: ..Uf..: NEWY0RI V ).(i .:'..f... k., 60,. cizaittaiimirAMCJAedi‘gbiffiidttpx ;:-• • 05/12/05 POLO RETAIL CORP NEW YORK NY GENERAL MERCHANDISE Pleas. bid cn fw portetalion below, &Math ant rCurn with ywr Darren Payment Coupon Mail Payment to: Mourn$ Please Pay By: 06/25/05 Total Amount Due $2,208.78 10021 - 621 7 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 I...IIII 1111.11.11.1111111.11111.1.111111,1,111111.111.1 432.33 Continued on Page 3 Please enter account number on all checks and correspondence. Payable in U.S. Dollars upon receipt with a bank in the U.S. or money order, prOCeSSatie through the U.S. banking system. To Pay by Phone call 1-800-I-PAY-AXP or 1.800.472.9297. Check here if address or telephone number has charged. Note changes on reverse side. 000220878000279127 10rIrl EFTA01704435 ifr.:H i d For DUPLICATE COPY XXXX- Page 2 of 8 Payments: Payments received after 12:00 noon may not be credted until the next day. Payments must be sent to the Payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made wlth a single check or draft drawn on US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable though the US banking eystem, or through an electrode payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, cradling may be delayed and addtional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your Payment Into US dollars, unless a particular rate is required by law. Ptease do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prier written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check Is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset an-ni mt. When we process your check electronically, yam payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you wil be authorizing us to initiate an eledronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law we will apply and alocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activat ('Extended Payment Acceunt')(referredlo as "Account' in the Sign & ravel and/or Extended Payment Option Agreement and, within each of these accounts, to Charges in any order and manner determined by us in our sole discretion. In m cases, if you have a clod* balance on your Card Account we will not apply or allocate any part of that credit balance to any Extended Payment Account unless you contact us at a time the credit balance exists and instruct us in writing how you want us to apply that credit balance. Charge Card and Statement Information: The Annual fee is t Payment the Basic Card and $175.00oreach Additional Card. An additional $5 is charged for billing addresses outside the S. Payment is due on receipt of your statement. You may discontinue your membershp by centacting Customer Service. Transactions Made In Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into-US dollars on the date is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, tho conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prier business day, In each Instance Increased by 2%. This conversion rate may ether from rates in effect on the date of your charge. Charges converted by estabishments (such as airines) will be billed at the rates such establishments use. Billing Rights Summery: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. Y0u can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the blowing information: 1. Your name and account number; 7. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item yOu are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay, the parts of your bin that are not in question. Mile we Investigate your question, we cannot report you as delinquent or take any action to colect the amount you question. If you have authorized us to pa urdil automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problern with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may rot have to pay the remaining amount due on the goodsor servic.es. You have this prptection only-when the ase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the progeny or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the crate balance or request a refund, we win, within 30 days after expiration of the six-month period following the date of the first statement indicain the credit balance, issue a check to you for the credit balance if the amount is 51.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75%of all past due amounts will be added. Change 01 Address coned on Inert do not use Name Name Company Sional Attires* Cly. Stale Z1/23 Code Alta Code and Hurt Phone Area Code and Wotk Phone Email r -Ng TT-7 I I To Pay By Phone 1-800-472-9297 Customer Service, Lost or Stolen Card and all other services 1.800.525.3355 24 hours/7 days Car Rental Loss and Damage Insurance 1-800.338.1670 Hearing Impaired (9am-5pm EST) ITV: 1.800.221-9950 FAX: 1.800495.9090 In NY: 1.800522.1897 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1-800-345-AMEX Platinum Card Travel Service and Fine Hotels, Resorts & S 1-800-443-767 pa2 Platinum Card By Invitation Only 1-800-321-RSVP O Correspondence Customer Service P.O. Box 7825 C.S Ft. Lauderdale, FL 33329-7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 3334-7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providng your email address to American Express will enable you to receive special offers, suited to your needs. EFTA01704436 DUPLICATE COPY ant Nwrbef Claim Dote Page 3 of 8 XXXX-XXX 06/10/05 New Activity Continued amounts 05/12/05 POLO RETAIL CORP NEW YORK APPAREUACCESSORIES NY 244.41 05/13/05 BLOOMINGDALES NEW YORK DAYWEAR NY 39.11 05/14/D5 B&N Col Books PNIadelphia PA 90 GIFTCARD Merchandise 34.99 05/15/05 BLUE RIBBON SUSHI NEW YORK FOOD•BEV FOOD-BEV TIP NY 68.20 12.00 80.20 05/15/05 POLO RETAIL CORP NEW YORK GENERAL MERCHANDISE NY 374.76 05/15/05 VIVIENNE TAM NEW YORK NY APPAREUACCESSORIES 475.23 05/16/05 BARNEYS NEW YORK 660 MADISON SALES NY 65.18 05/17/05 LINGERIE ON LEX NEW YORK NY GENERAL MDSE 310.67 05/18/05 TOWER CHEMISTS NEW YORK PRESCRIPTIONS/SUNDRIES NY 38.81 05/24/05 BLOCKBUSTER VIDEO #3NEW YORK VIDEO SALES/RENTAL NY 27.77 05/29/05 SPECS WESTWARD PLZ 1W PALM BCH RECORD SHOPS FL 4257 05/05/05 MTA NYCT BROOKLYN NY MVM METROCARD 20.00 06/08/05 GUCCI #29 NEW YORK NY APPAREUACCESSORY SHOP 57222 06/09/05 NEIMAN MARCUS PALM BEACH TREATMENT 15.50 FL 33.02 Total of New Activity New Charges 2791.27 Payments/Credits -Z134.65 EFTA01704437 DUPLICATE COPY Page 4 cf 8 Moeuir,Ntrter XXXX-XXXIM EFTA01704438 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.comkenvards American Express Membership Rewards P.O. Box 297813 Ft. Lauderda'e, FL 3332g-9785 MembeP WW&$12&Ils® Monthly Statement and Program News Statement Period April 1, 2005 - April 30, 2005 Account activity after this period does not appear on this statement Points are available when charges are paid in full and all your accounts are in good stancing. Available points include Everyday Spend Points. Available Points 103,460 Everyday Spend Points earned this period: 76 Account Summary New Points Earned wow% • 04/30)05 Totals Opening points balance 102.121 New points earned +1.339 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =103, 460 Points Activity On Everyday Spend Eligible Charges Points Page 5 of 8 American Expresso Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy Bonus Points Total Points Activity Awarded Per Card 1,263 76 0 1,339 1,263 76 0 1,339 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms and Conctitions In your Membership Rewards Guide. If you have questions, please visit wvnv.americanexpress.comrrewards or call I -500•AXP•EARN (297-3276). From overseas, cal collect 305-816-2799. realtallecs C virgin atlantic Use Miles as Money'" with GlobalPass® Transfer Membership Rewards® points to GlobalPass miles and use GlobalMiles'" as currency to purchase non-reward airline tickets on over 600 airlines worldwide. GlobalPass is an online booking engine with the best available airfares on the market. There are no restrictions and no blackout dates! Tickets can be purchased with GlobalPass miles or a combination of GlobalPass miles and your American Express. Card. Tams and ocairbos arm Marbtrarp Rnals pagan way. For more Inloanteon. via IVONI.membershiprewards.com Get a Hot Ticket Across the Pond on Virgin Atlantic Airways Enroll in Virgin Atlantic's award-winning loyalty program, Flying Club, and exchange Membership Rewards® points for miles, where upgrades await. Virgin Atlantic otters the best cabins in the sky, Premium Economy boasts a larger seat and Priority Boarding and Upper Class hosts an onboard bar, massages and a handsome amenity kit, for starters. Purchase a full-fare ticket in Economy (Y or B class) or Premium Economy (W or S class) and upgrade today. Tears wel awakes tranbersip Ramesh wog= op*. For Mc ilennakn. wwwasembershIprevardscom. To review these rewards and redeem points, visit vAvw.americanexpross. comirewards or call 1-800-AXP-EARN (297-3276). (MR Message 8398) To learn more about these rewards and redeem points, Sit mew. americanexpress.comi rewards or call 1.800- AXP-EARN (297-3276). To enroll in Flying Club visit www.virginatlantic. comfflyingclub. (MR Message 5506) Continued on MVO= Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704439 American Express*" Crate&Barrel Rent Wisely. ()WYNDHAM HMS & RESORTS salons and spas online heavenspa.com CATE COPY . , -.T.ZMENIBERSHin . . 01R E WA . . Redeem points This Summer for Shopping With Crate & Barrel! In addition to their exclusive collection of classic and contemporary furniture, Crate and Barrel offers a tempting variety of bedding, glassware, dinnerware, kitchen and outdoor living products. Plan Your Next Trip with Hertz! Certificates can be used at any of the thousands of Hertz corporate locations worldwide toward rental charges and optional services such as Hertz NeverLost® and Sirius satellite radio. Choose a $50, $75, $100, $200 or $300 reward toward your next rental with Hertz. Appleatto al partizipaling US. and vociebtida IaoEan. Antot4 will he teal warble poLlatobed rate. axerudiny caltnol two couture oyograya. Hort oath:aloe ae oorrlinable, up to awn trarna*wa al a tonal. Tanta and oortleiorz <4 the Elarbotetip Rcworclato program apply. For ma* irlecnalion. visa wovve.mamberzlYprewart.com. Earn Bonus Points with Wyndham Hotels & Resorts! Membership Rewards® enrollees who are also members of Wyndham ByRequest can earn 500 points per stay at Wyndham Hotels & Resorts—every day, all year long! Also, when you choose Summerfield Suites by Wyndham you can earn 500 to 1,500 or more bonus points depending on length of stay. Make sure to visit www.wyndham.com/ membershlprewards and book today! Oen wed through SVSIM. 13xii-go ce. byte oebsts. Dian Wondhetnecen, to not clglolo ke Witalani ByFtequest bate. intanang pcints... c ., 4,www.wyndham.Orrihneniberahlprewards Ice dotal,. To can taws poit. you rnusllbe errolkd n both No Morrberthp Rommel. przaL satot, ORVow y-tr Sync mect:31= 2n al the Erne al sla wea Aber slay t Gass pcinto . vall b Bans ioDF:espri mit Earn Double points at heavenspa.com Beauty and wellness come together at the top salons and spas brought to you by heavenspa.com. You can shop for the latest skin care and hair care products or you can give someone special the gift of health and relaxation with a spa gift certificate. Also, you can earn Membership Rewards® points when you visit www.heavenspa.com/mr. aler vdd hough 4/2603. To bee& Io la cam bonus pc4rds, you mug be anx:nkl In No Atorrboichcp Retest pcoccarn see Cue at Wduee and you must chum° yew parCh.b•On en saes. orrotud Arnestan Expetaat Cod. Bome pan,3 yra be credixd *your costal %Whin 10-12.avaloo Cu Chapel, appear en your targ Man. Gam ID: 3384. Page 6 018 For a store near you, visit www.cmteandbanel.com a call 1.800-996.9960. (MR Message 6501) To learn more about these rewards and redeem points, visit www.americanexpress. can/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 7010) Visit www.wyndham.com/ membershiprewards for complete details. (MR Message 8075) Visit www.heavenspa. corn/air now to earn Double Membership Rewards points! (MR Message 8263) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704440 DUPLICATE COPY 1,1 Fc Accout Mutt X)00(-00Ca Custoilly' xtras- Clnrg Dale 06/10/05 Page 7 of 8 American Express Presents Yahoo! Broadway Now, there's one stop for tickets to some of the biggest hits on Broadway! American Express presents Broadway live on Yahoo! With one click, you can get updated information on shows, including behind-the-scenes video clips, photos and all the backstage buzz. As an American Express® Cardmember, you can take advantage of special offers like advance tickets to new shows before anyone else and exclusive gifts from Broadway's hottest shows. For the ultimate Broadway experience, visit www. broadway.yahoo.com today. And see how a little drama can make your day. (CE 105861) Third Consecutive Night Free at Wyndham Resorts Wyndham Resorts invites you to enjoy a free night for every two nights paid with the American Express® Card at participating locations in the U.S., Mexico and the Caribbean through October 31, 2005. Spend your extra day teeing off on championship courses, dining in world-class restaurants, indulging in head-to-toe spa treatments or doing nothing at all. Must reserve under R&R ByRequest at time of booking. Valid at participating locations sulact to availability. Blackout dates 8 other restrictions apply. Tax, resort fee and gratuity extra. Not valid to groups and on prior reservations. American Express acts solely as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST 41022318-10, TA-149 Registered Ohio Travel Agency, TA-002 Registered Iowa Travel Agency, NV1 2001-0126, Washington U814 600-469-694. MIS 1192. Promo C711:0001. eaWVNOI-Iiht 'go' Nagai& RISOITS Call American Express Travel at 1.800-AXP3421 and ask for Wyndham Resorts R&R ByRequest to receive this offer. Note: American Express Travel may charge a $35 non-refundable service fee to assist you on your vacation needs. (CE 105859) International Airline Program - 2 Fly for the Price of I With the International Airline Program, a companion can fly with you onboard one of our participating carriers when you make your reservation through PTS. Just purchase a qualifying full-fare First Class or Business Class ticket with PTS, and you'll receive a complimentary ticket with the same itinerary as your own. There's no limit to the number of times you can take advantage of this benefit and practically no limit to your choice of international destinations. Program terms and concitions apply. For full program information, visit www.amesicanexpress.com/platInum. Make your reservations through PTS today by calling 1.800.443.7672. (CE 105863) Luxury Suites and Premium Tickets Available You have access to some of the best seats in the house through our Luxury Suites and Premium Tickets Program offered as part of Platinum Card® membership. Enjoy prime seating and VIP access in venues in New York City and Los Angeles while you take In the best in professional entertainment. All sales are final and non-refundable and resale is prohibited. Details and prices are subject to change. Suites, packages and tickets are available on a first-come, firstrserved basis. All ticket orders are subject to service charges. Payment must be made using the Platinum Card from American Express. Availability is limited. For tickets, call 1.800-321-RSVP. (CE 105864) Sherwin-Williams Save 20% Off Regularly Priced Merchandise Your neighborhood Sherwin-Wililams store is your place for high- quality paint, a wide variety of wallpaper patterns, and the latest faux- finish techniques. For a store near you, call 1-800-4-SHERWIN or visit the new sherwin-williams.com website. Save 20% off regularly priced merchandise on your next purchase at your neighborhood Sherwin-Williams store. Retail sales only. Valid on non-sale merchandise only. Offer excludes Duration') Home, Duration Exterior Coating, Color To or Paint Samples COLOR" Fan Decks and spray equipment. Cannot be combined with other promotional offers. Not Valid on online purchases. Void if copied, purchased, transferred or sold. 4 SHERWIN IARLLJAMS. Go to wvny.americanexpress. conVoffers to obtain your coupon. (CE 105857) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704441 Ali DUPLICATE COPY AxovrlN Page 8 of 8 Shop Banana Republic Petites with This Exclusive Offer 15% off any purchase of $100 or more on Banana Republic Petites items, June 1 through July 31, 2OO5. Plus, get free shipping when you redeem this offer online. FLANANA R FMB' IC Come shop the Banana Republic Petites Collection in select stores or online, and enjoy this exclusive offer at www.BananaRepublic.com/ petiteoffer. Offer vaid June 1, 20O5 through July 31, 2005, on American Expresso Card purchases at select Banana Republic stores in the U.S. and at wenv.BaneneRepublIc.comrpotttos for Ratites merchandise only. Restrictions apply. See www.BananaRepublIc-com/petiteoffer for complete details. To receive the code, an e-mail address is requred. Redeem this exclusive offer at www.BananaRepublIc. com/petiteotler. (CE 105868) Tune in to Free Tracks from MSN® Music! For every 10 songs you purchase from MSN Music with your American Express® Card, you'll receive one free song credit. There's no limit to the number of song credits you can earn, so the more you buy, the more should be coming your way. And what a selection! You can choose your favorite tracks from a library of over half-a-million songs from classical to alternative to blues to folk to rock, and every genre in between. Song credits will be automatically credited to your MSN Music account. An active MSN Music account is required to redeem your free downloads. Song credts must be earned by 11/7105 and redeemed by 6/3012006. Start shopping today vavvemuslc.msn. comisp. (CE 105867) Now Accepting American Express® Cards! Peebles, Baalls, Palais Royal & Stage - Brand-name apparel for the entire family at over 550 locations. Find the nearest store at www.stagestores.com or call 1-877-737-8243. Treasure Island - One of the largest selections of quality outdoor furniture and home accents. Visit Www.treasureislandstores.com to find the store nearest you. GLO - The new shining light of the NYC club scene at 431 W. 16th Street. 212-229-9119. www.glonightclubnyc.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that ikon the back of your Card. ICE 105801) FREE Cardmember Investment Kit Everyone knows investing is important. But, not all investors should follow the same approach. How do you know which investment moves are right for your personal needs and goals? Our 2O-page guide, How to Invest Smarter Safer Better, can help take the complexity out of investing and set you in the right direction. Plus, we'll also include a second brochure, Smart Financial Steps to Take Right Now, which provides tips and strategies that are commonly overlooked. American Express Financial Advisors Inc. Member NASD. American Express Company is separate kom American Express Financial Advisor Inc. and is not a broker-dealer. Learn six simple strategies for investing your money. Our free investment guiles can show you how. Just call 1.866.258.7069 or go to www.amerIcanexpress. coin/Investment. (CE 105854) Pay Your Bill Easily - Online Sign up to pay your bill online and experience the ease of paying your charges anytime and anywhere. With 24/7 access to your account, all you have to do is log on to view your statement and most recent account activity, and then pay your bill in a matter of seconds—without a single stamp or envelope. You'll even receive an Instant payment confirmation as soon as you're through. And, for your added convenience, you can print and save your statement for your records. Make paying your bill online a part of your monthly routine. Sign up today at witnv.amerIcanckpmss. corn/paycardbill. (CE 105879) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704442 DUPLICATE COPY Platinum Card® Statement of Account --;:k; :,_105;062JONiti, • • ;499/31/39;/*Kpiphargep duo are'paid,I fulland altacosunts are in goad st Cberru Dat• 07/11/05 Page 1 of 8 New Please Pay By Prevtua Ealarce S Peimea=reera S New Champs S Balance $ 07/26/05 2,208.78 4,087.76 1,476.91 Please refer to page 2 for important information regarding your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.americanexpress.com/paybill. For automatic replacement of a lost, stolen, non-received or damaged card, call 1-800-992-3404. For automatic balance information, please call 1-800-525-3355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800-525.3355. 2005 US Open Tennis Championships See top talent compete at the 2005 US Open Tennis Championships. Enjoy your choice of dates and prime viewing in the American Express luxury suite in Arthur Ashe stadium. During the preliminary rounds and Semi-Finals, enjoy lavish in-suite amenities, buffet lunch or dinner, beer, wine, and soft drinks. The Finals package includes all the above amenities, plus a gourmet meal with open bar and in-suite meetings and photo opportunity with former tennis legend. All sales are final and nonrefundable. Resale is prohibited. Packages are available on a first-come, first-served basis. Availability is limited. Call 1-800-321-RSVP for tickets. Activity "'tat Pcsbx'da New Ac C6113/05" COMPUTER PAYMENT RECEIVED THANK YOU 05/24105.. .COMPUTER PAYMENT RECEIVED THANK YOU 06/17/05,.. BERGOOFir GOODMAN NEW YORK NY 010341747 ADVANCED DESIGNER AntOURIS -2,208.78. 2,395.18. :: 339.33 08/12/05 HERTZ PARKING NEW YORK NY Location Pet!: NEW YORK NY Return: NEW YORK NY Agreement Num Renter Name: Reference Num 3 Ple.u• fad on ho perforator, Wow, cistsh at rot= wit. your :way* + Payment Coupon Date 06/11/05 36/12/05 =MSS Pay 10021 - 6217 ..... Mail Payment to: Total Amount Due $1,476.91 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 1.1.1111 Continued on Page 3 Please enter account number on all checks and correspondence. Payable in U.S. Dollars upon receipt with a bank in the U.S. or money order, processable through the US. banking system. To Pay by Phone call 1 -800-l-PAY-AXP or 1.800.472.9297. Check here if address cr telephone number has changed. Note changes on reverse side. 000147691000408776 11rld EFTA01704443 DUPLICATE COPY Mai AccountNorge =OOa Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If wo accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Pease do not send post-dated checks. They will be deposited upon receipt. bur acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfactico without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processalde electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debted to you bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. II we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pa y By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law we WI apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activate ('Extended Payment Account) (referred to as 'Account' in the Sign & Travel and/or Extended Payment Option Agreement and, within each of these accounts, to Charges in any order and manner determined by us in our sole ciscretion. In cases, if you have a a-edt balance on your Card Account we wil not apply or aliccate any part Of that Credit balance t0 any Extended Payment Account unless you contact us at a time the aeclit balance mists and instruct us in writing how you want us to apply that =di balance. Charge Card and Statement Information: The Annual fee is $395.000r the Basic Card and $175.0Uor each Additicnal Card. An additional $5 is charged for bang addresses outside the US. Payment is due on receipt of your statement. Ycu may discontinue your membership by contacting Customer Service. Transactions Made In Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless aiiarticular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Current , the conversion rate we use fior a Charge in a foreign currency is no greater than (a) the highest official conversion rate pu lished by a government agencyLor (b) the highest interbankconversion rate tifi idened by us from customary banking sources, on ..he M e conversion date or e prior business day, In each Instance increased by 2% This conversion rate may differ from rates M effect on the date of your dtarge. Charges converted by establishments (such as airlines) will be billed at the rates such estabeshments use. BIllfna Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indcated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; a The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that we not in question. Wh le we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have autherizedus to pay your till automatically from your cheolcing or savings account,you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with tho qua* of goods or services that ycu purchased.with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods orservices. You have this protection when the dirchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mated you the advertisement for the property or services, all. purchases are covered regardless of amount or location of the purchase) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we wil, within 30 days after expiration of the six-month period following the date Of the first Statement indicating the credit balance, Issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: II the Account is past due for two or more tilling periods, a late payment fee of 1.75%of all past due amounts will be added. Change of Address II correct en bent do not tee Warne Conpany Name Street Addles, City, snare Zip Code Area Cale and Horns Mrs Area Code and Work Phone Email r LH To Pay By Phone 1.800-472.9297 Customer Service, Lost or Stolen Card and all other services 1.800.525-3355 24 hoursf7 days Car Rental Loss and Damage Insurance 1-800-338-1670 Hearin Impaired (9am- EST) 1TY: -800-221-9950 FAX: 1400-695-9090 In NY: 1-800-522-1897 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1.800.345-AMEX Platinum Card Travel Service and Fine Hotels, Resorts & Spas 1.800.443.7672 Platinum Card By Invitation Only 1.800-321-RSVP O Correspondence Customer Service P.O. Box 7825 C.S Ft:tauderdale,.FL 33329-7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329-7815 Payments P.O. BOX 2855 NEW YORK NY 10116.2855 Providing yawemail address to American Express will enable you to receive special offers, suited to your needs. EFTA01704444 1 e9'GIS't" eu {Ro노 SI巾aJD盾1ua山Aed So山C나3 尸月N A;甘Roy MGp 1 o ieio上 3이아1VH0u크no川아13引크 人N 斗均人M크N괴S크dX크S크InS싸凹SOS 立V얹比a ＄引］dc%1S] 이a크씨91 사4 9弱9就配比d크0 NOSIOV州寸0 SUM羽 拭四吐0 HV크M-QI叭Ovas SN크姓yn 사ii )480人M카1 alsy크S 域V吼比0 S긔S0NflS后 寸이Idi납35크Sd 人N )IdO人 M크N ＄上＄們카｛OS카奴끄 立晦拙1 크8015 가Vi크S 人1-N口크dS 人N 늬80人 M카寸 a N크Nfl 닙크ZLIMHOS 立招拇） 크引aNVH38크씨 ]V닙크N크9 人N )180人 M크N dYOD기VI크님0-I어 엎m1 3돼aNYH0닙크叫 1VS크N크0 사4 )180人M카4 d803가VI크YOlOd 9 （咽肋 BY크M-0士人av크S SN긔NOM 人N 늬남0人M크N NO돼OVVIflMfl們 9(m1 saw叭'fly크日／H上］ H 人1나 >Iwo人M크N () （汁카 크SC工SSAO 드 （m) S NOIN引 )INVI MOVE S크Ow 晦冷 VY SSk比 93 SOYSHIH >INV1 ）心V日 U크DV님 必冷 W SSLNL 93 IN 人八VN 늬NYI S크上V크S 人OS 90SC VY SSINJ. 93 -"Vi크U AN 늬do六 M크NOZO-1크8VddV NV이S크싸V 9미아周） 1카'IWlO 人N 거SO人 月日N NV싸口0 （珣 소幻0083日 割四1/90 13SVddV 사4 1卞9I도四 乙1弓玉JNOSISSOIN NOSS크아＄ 드0兮I'的 8크N이S크00크0NVAQY 人N 거SO人M크N NVVIO呻 d80098크a sa兮1肋 t凹no 人N MSO人M3N NVV4a0e d50098크a sa兮I'd的 snail uto 人N 乂So人 M카寸 N이S크0031 SQ巾1/90 SBIVS 사4 卜iosiav叫0羽 >ISO人M카'I ＄人크N남V日 드G尾1/90 ponti!juo:) 시！八!IOVM하4 SC/ IILC 11脚0（艸xxx 口-I口 n1; 知nh ; J씨띠쒸지仁人Y Jd그 F口n " 下：d 人dOD 크上VDfldf10 EFTA01704445 -I - DUPLICATE COPY Numbs Page 4 of 8 EFTA01704446 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.arnericanexpress.com/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 membegffifififais® Monthly Statement and Program News Statement Period May 1, 2005 - May 31, 2005 Account activity after this period does not appear on this statement Page 5 of 8 r' i 1YI .- .ENIBERSII . L! Ir ii ____ ._..._.„ [I i VI ARM' I Account Summary New Points Earned Points are available when charges are paid in full and all your accounts are in good standing. Available points include Everyday Spend Points. Opening points balance 103,460 New points earned +1,602 Points transferred or redeemed Reinstated points and adjustments 0 New points balance =105,062 Available Points 105,062 Everyday Spend Points earned this period: 50 Earn Double Points for all your Everyday Spend • groceries, gas, pharmacy 05/01/05 - 05/31/05 Points Activity On Eligible Charges Everyday Spend t; Bonus Points Awarded Total Points Activity Per Card AI= 1,552 50 0 1,602 Totals 1,552 50 0 1,602 Membership Rewards points earned may be transferred or redeemed as long as alt enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated fore tee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms and Conditions in your Membership Rewards Guide. If you have questions, please visit www.americanexpress.com/rewards or call I -800-AXP4ARN (297-3276). From overseas, call collect 305-816-2799. Ls M 0 IlEM0S FURNITURE Limited Time Offer on a Silver Creative Zen Micro 6GB MP3 Player Redeem for the new Creative Zen Micro 5 GB MP3 Player for reduced Membership Rewards® points from 37,000 to 32,000 Membership Rewards points. This is one of the most imaginative and eye catching MP3 player to date. The Zen Micro's tiny size of the player shouldn't compromise the hundreds of songs it can hold which is up to 2,500 songs. Take advantage of this great deal until August 15, 2005. This offer is applicable for reward code PRM529. SpreW Met a good txM Awpat I5. 2COS Earn Double points Plus 10% Off at Foremost Furniture You can now earn double Membership Rewards® points plus 10% off on all purchases from Foremost Furniture when you use your eligible, enrolled American Express® Card between July 15 and August 15, 2005. To eon tome boob. mu must be wmcned n the Members ' RewaMs Crojtarn a the in* Or Putete ard dune your madness co en 0201e. wear ATiencan oss Card. QM(' menu to osobned Moe promotorottletS. Demo COM' MI be awarded Imo:Immo Mal pothase pms. Scc, porn wil be eredned yOm MemOwsko Awards eoccuri wittinS8 week tier stisoes acmes on yscr dig elahmer..Elonus ID 9151. To get this great offer visit vnwramericanexpress. conVrewards or call 1400-AXP-EARN (2974276). (MR Message 0256) Visit Foremost Fumittre at 8 West 30th Street, New York, NY and you can earn double points pits 10% off. You can also visit Foremost Furniture online at vnyw.foremost fumiture.com. (MR Bonus ID 9151) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704447 American Express• K. MEXICANA Al lak SOUTH AFRICAN AIRWAYS W ICATE COPY tot. n S HIP ;:itt all Lit • I Enjoy Summertime Fun with Low Fares to Mexico Now through October 31, 2005, take advantage of Mexicana's Miles and Fare promotion when traveling on Mexicana. Roundtrip tickets start at 2,000 Membership Rewards® points and $199. Mexicana takes you to more than 55 destinations across North, Central and South America and the Caribbean. You can book your next flight on Mexicana by transferring Membership Rewards points today. If not a Frecuenta member, enroll today and receive 4,000 welcome miles. Treemust to cornplaltd October 31, 2005. Mato &tea apply. Madan cale GGMFAX05 la nnoeim the pronoldnal filer. Towns and cadtonsdaddlorrix-rthp Seward, pogram appy, SY TWO iricanatco visa wrnomtenberallprawarda.com. Experience South African Airways Beginning July 2, 2005, South African Airways is offering direct service four times a week from Washington D.C. (Dulles) to Johannesburg. With our superb on-lime performance and award-winning in-flight service, you'll see why we're Africa's leading airline. Redeem for an economy class ticket for 80,000 Membership Rewards® points, or an economy companion class ticket for 40,000 Membership Rewards points. For reservations, call South African Airways at 1-800-722-9675. Terns and con:Ira:en d be Mentors?* Rewxch privrain appy. For =to irtcenaloo vast wiftimemberaprewards.com Plan a Trip with Omni Hotels From mountain serenity to cosmopolitan cities Omni Hotels otter luxury accommodations at over 40 hotels and resorts throughout the U.S., Canada and Mexico. Surround yourself with exceptional four-diamond hospitality, exquisite decor and the exciting setting of the Omni Hotel. at your premier destination. Choose from 3 travel award certificates: the Ideal Getaway, Ideal Stay, arid the Ideal Luxury rewards. ' . Terms and cardiac cl aw liernberaMa Rowel proyorn nary. For more irdcanaliac yid www.rnembershIpresards.com. With Bloomingdale's, Membership Rewards® points are more Fashionable Now when you use your eligible, enrolled American Expresso Card*, you can redeem points for Bloomingdale's gift cards" that are valid at all Bloomingdale's stores and on bloomingdales.com. 'Sarre cards raqdre eredlneol and panted den annual worm lOa. Torn., COMMen2 aid ICOiriCtiOn* µply. 'Tarns aid toodliana ate applied tobon cat. Page 6 of 8 Visit vainv.mexicana. com/axmllesfare for details. To review these rewards and redeem points, visit wvntamencanexpresS. com/rewards or call 1.800-AXP-EARN (297-3276). (MR Message 3137) For reservations, cal South African Airways at 1.800.7229675. To review these rewards and redeem points, visit wirAv.american express. comfrewards or call 1.800-AXP-EARN (297-3276). (MR Message 3290) To review these rewards and redeem points, visit nate m eri ca n express. comirewards or call 1.800-AXP-EARN (297-3276). (MR Messages 2000) For a Bloomingdale's near you, visit www. bloomingdales.com or call 1.800-555-SHOP (555-7467). (MR Message 2199) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704448 DUPLICATE COPY NEVER GRAY. "SIM Mudo(N-;not Custom.Extras- Cloak° Dd. 07/11/05 Page 7 of 8 Now Accepting American Express® Cards! Wynn Las Vegas - The doors are open to Steve Wynn's newest 2,700-room resort hotel "Wynn Las Vegas." Reserve at 1-888-320-WYNN. www.wynnlasvegas.com. Eurofly - Italy's newest airline on the North American market offers direct non-stop service between JFK airport and Bologna, Naples and Palermo. Visit www.EuroflyUSA.com. Nostalgia Oak Warehouse - Unique assortment of fine oak furniture. 2090 Jericho Tpke. New Hyde Park, NY, 516.328-1711 or 1741 Broadhollow Rd. Farmingdale, NY. 631-249-7811. If there are other places where you would like to see the Card accepted, ptease call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 105907) Tune in to Free Tracks from MSN® Music! For every 10 songs you purchase from MSN Music with your American Express® Card, you'll receive one free song credit. There's no limit to the number of song credits you can earn, so the more you buy, the more should be coming your way. And what a selection! You can choose your favorite tracks from a library of over half-a-million songs from classical to alternative to blues to folk to rock and every genre in between. Song credits will be automatically credited to your MSN Music account. M active MSN Music account is required to redeem your free downloads. Song credits must be earned by 11/7/2005 and redeemed by 6/3W2006. Start shopping today at wmw.music.msn. comioxp. (CE 105992) Special Offers This Summer with American Express Selects This summer, American Express Selects gives you special access to offers you won't find anywhere else. Visit the site where merchants present the most tempting opportunities they can think of--just for you. Visit www.mylifemycard.com/mysummer for a complete list of offers and terms and conditions. Visit www.mylifemycard. com/mysummer for a complete list of offers and terms and conditions. (CE 105987) USA TODAY Early Morning Delivery for Only $0.48 Per Day! USA TODAY's fast-paced format starts you off smart, so why not get it delivered to your home or office? Every business day, USA TODAY delivers all the important news that can affect your company, your career and your family. Stay informed and enrich your life with exclusive and unique stories only found in USA TODAY. Call today and save 36°!. off the newsstand price--13 weeks for $31.20, 26 weeks for $62.40 or 52 weeks for $124.80. Plus, if you join our EZ-Pay program, you will receive an additional 2 weeks free'l Subscribe today for home or office delivery of the nation's newspaper. Terms & Conditions: To redeem this offer, you must use your American Express® Card. Offer void outside the U.S. Local sales tax, when applicable, wdl be added to your order. Carrier delivery may not be available in your area. Savings calculated against the newsstand rate of $0.75 per copy. At the end of your term, you may choose to renew at our current renewal rates. If you join our EZ-Pay program, your American Express° Card will automatically be charged upon renewal of your subscription at the renewal rate for the offer you have selected. You will notice a charge on your credit card at the end of every term for your subscription. You may notify us to cancel automatic payments at any time. Promotion expires 10/1/2005. Call 1.800.872.0001 and mention promo 608. Or, place your order online www.mytisatoday.com/ statement. (CE 105982) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704449 DUPLICATE COPY Aca3 XXXI-X jmber Xa Page 8 of 8 Premium Global Assist® Hotline • Travel with Confidence When you travel 100 miles or more away from home, rely on Premium Global Assist Hotline for around-the-clock medical, legal or financial assistance. For medical needs, American Express will provide you with a list of physicians and dentists in your destination, assist with travel arrangements if you need to get home in a hurry, and pay for the cost of emergency transport to a medical facility. You can also look to American Express for help with visas, passports, lost luggage, and more. Premium Global Assist Hotline must arrange al medical and visitor transoortaton. Because this is an assistance service, we cannot reimburse you for expenses you incur on your own. For more information, call 1.800.345.2639 or the direct-dial coiled number, 715-343-7979. (CE 105991) Airport Club Access Around the World Enjoy complimentary access to participating Continental Airlines Presidents Clubs®, Delta Crown Room Clubs® and Northwest WorldClubs® airport lounges. Simply present your Platinum Card®, government-issued ID and ticket valid for travel that day with the corresponding airline operating the flight. The Platinum Card member must present his or her valid Card, government-issued ID, and airline ticket to club agents. Code-share and affiliated lounge agreements do not apply. Platinum Card member must be 21 years of age to enter into the Airport Club LOunge without a parent or guardian. Card members must adhere to all house rules of partidpating clubs. For more information on lounge locations visit www.amddcanexpress. comlptatlnum or call Platinum Customer Service at 14300-525-n45. (CE 105988) How Much Money Could You Save? If you haven't shopped for car insurance lately you might be throwing money out the window. Get a quote from the American Express Property Casualty companies to see how much YOU could save*. - Save $225 when you switch from AIG. - Save 5231 when you switch from Allstate. - Save $266 when you switch from Geico. - Save $327 when you switch from Progressive. Savings vary by state and apply to certain coverages. Price comparison data collected from respondents at time of contact. Individual savings may vary based upon a variety of factors. Property Casualty insurance is underwritten by AMEX Assurance Company or IDS Property Casually Insurance Company. Call 1-800-842-3344 today and be sure to mention reference code 1N9 to receive your quick, no-obligation quote. Or, if you prefer, visit vnwtamericanexpress. corniautehome to get your quote. . (CE 105969) Help Make Life Simpler with Sprint® -Sprhat Sign up for Automatic Bill Payment with Sprint® by visiting www.sprint.com/amx. Or call 1-888-221-4727. (CE 105979) Stay Up-to-Date by E-Mail! Would you like information about American Express products and services, plus valuable savings on travel, entertainment, and retail purchases to be delivered to your inbox? Just visit www.amerlcanexpress.com/myernall, provide your e-mail address along with your Card number and the 4-digit Card ID number printed above your account number, and we'll get you started today! We may also inform you of important account updates and Cardrnember offers from time to time. You can learn more about how we use your equal address by reading the American Express Pnvacy Statement al www.americanexpress.comrprivacy, and you can visit the E-mail Preferences page at www.amoricanoxpross.com/proforoncos to review or change your e-mail choices at any time. Visit vnwtamericanexpress. corrUmyerriall and sign up todayl (CE 105971) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704450 Platinum Card® Statement of Account Mer l Previous Bones 1,476.91 DUPLICATE COPY APPirippl44 rahlpye a s e: • Pants: Available at 06/30/05 hen charges due are Paid.iq≤ Lfrilliarkt alt a ..tstWario.m..0ocod staillack. .44 • Claim INN 08/10/05 Paget or8 New P romentsCrefols $ Newchavas Balance$ Please Pay By 08/25/05 -1,648.03 5,768.55 5,597.43 Please refer to page 2 fa important information regarding your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.amerlcanexpress.com/paybill. For automatic replacement of a lost, stolen, non-received or damaged card, call 1-800-992-3404. For automatic balance information, please call 1-800-525-3355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. Ultimate Flexibility with the Private Jet Services Program The Private Jet Services Program can transform not only how you fly, but also how you feel about flying. Fly where you want, when you want and in the company of your own choosing. The Private Jet Services Program features some of the most respected names in the industry. Of course, as a Platinum Carde member, you enjoy an exclusive extra benefit with whichever private jet option you select. For more information, visit www.americanexpress.com/platinum or call PTS at 1-800.443-7672. Program terms and conditions apply. For full program information, visit www.americanexpress.com/platinum. Activity • Wailes rowing ekes r Amsted $ 'COMPUTER PAYMENT RECEIVED- THANK YO p7/21/053 ;.07/23/05' 'WSAKtFlETWAVE:-001 NEW :YORK 4 \ Z.- (44,SY 4 ‹ : 4;a:a4 '.11:492Cq.:36-71” 15rian05N IT R iFI7EnWfM ENEtlig li e gsza,50,51-kipbt. EVE Kr t 07/13/05 POLO RETAIL CORP NEW YORK APPAREL/ACCESSORIES 110.54 07/13/05 EMBASSY WINES NEW YORK NY 01 WINE/LIQUOR FOR CUSTOMER SERVICE CALL 212-8386551 3 Please bb al Vie peereeteion Wuxi, cleueh aM return web yam Nomad 3 Payment Coupon Mail Payment to: Please Pay By: 08/25/05 Total Amount Due $5,597.43 1 0 0 21 -6 21 7 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 111111111 11111 II 1111111111 II III 36.84 Continued on Pogo 3 Please enter account number on al checks and correspondence. Payable in U.S. Dollars upon receipt with a bank in the U.S. or money order, processable through the U.S. banking system. To Pay by Phone call 1.800-I-PAY-AXP or 1-800-472-9297. Check here if address or telephone number has changed. Note changes on reverse sire. 000559743000576855 larlrl EFTA01704451 DUPLICATE COPY Paount N X31C<.a. Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable In US dollars, or with a negotiable instrument the US ' c gar dollars ijanrcli°ciliatIg h tearable ugt therroUtat ibtki system. s4V7mtgrotuhnft°IrtilMbareireirenttrbi: pa ant Onner payments. tf payment does not conlorm to these requirements, creSding may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is aoceptable to us to convert your payment into US dollars unless a particular rate Is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend wit not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We win process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number andcheck serial number to your finanea! institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asses account. When we process your check electronically, your payment may be debited to your banker asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronica/y we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial account you specify the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments between your Card Account and your Sign & Travel and/or EXtended Payment Option Account (if that account has been activated) ("Extended Payment Account') (referred to as "Accounr in the Sign & Travel and/or Extended Payment Option Agreement) and, within each of these accounts, to Charges in any order and manner determined by us in our sole discretion. In mos cases, if you have a credit balance on your Card Account we wilt not apply Or allocate any part of that credit balance to any Extended Payment Account unless you contact us at a time the credit baYance exists and instrud us in writing how yoU want us to apply that credit balance. Charge Card and Statement Information: The Annual fee is $395.00of the Basic Card and $175.IXfor each Additional Card. An additional $5 is charged for billing addresses outside the US. Payment is due on receipt of your statement. You may discontinue your membershp by contang Customer Service. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, ft will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that dale. Currently, the conversion rate we use ter a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a gcwemment agencyLor (b) tne highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, In each instance increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by estabfshments (such as airines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bat, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number, 7 The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount ki question while we are iwestigating, but you we still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as deinquent or take any action to collect the amount you question. If you have authcrized us to pay your bill automatically from you rehecking or savings account, you can stop the payment on any amount you think is wrong.To stop the payment your Witer must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quay of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may nct have to pay the remaining mount due on the goods crier/ices. You have this protection only when the p (rice urchase pri was more than $50 and the' purchase was made in your home state or within 100 nibs of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement. for the property or services, all.purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not makesufficient charges against the credit balance or request a refund, we will, within 30 days after expiraten of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount Is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more biting periods, a late payment fee of 1.75%of all past due amounts wit be added. Change or Address N correct on front do not use Name comparn Waft Strom Address City, Slade Zip Colo Arca Carlo and HOMO MCP) Alta Code cud Work Phone Error' r To Pay By Phone 1-800472-9297 Customer Service, Lost or Stolen Card and all other services 1.800-525.3355 24 hours/7 days Car Rental Loss and Damage Insurance 1-800-338-1670 Hearing impaired (9am-5pm EST) ITY: 1-800-221-9950 FAX: 1.800.695.9090 In NY: 1-800-522-1897 Large Print and Braille Statements 1-800-525-3355 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1-800-345-AMEX Platinum Card Travel Service and Fine Hotels, Resorts & 1-800.443-7872 Platinum Card By Invitation Only 1.800.321-RSVP • Correspondence ' Customer Service P.O. Box 7825 C.S Ft. Lauderdale, FL 33329-7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329-7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Providing your email address to American Express will enable you ji to receive special offers, suited to your needs. EFTA01704452 DUPLICATE COPY Accant Minter Cbra; DAB )000c 08/10/05 Page 3 of 8 New Activity Continued Amos n 07/15/05 ERWIN PEARL #001 NEW YORK NY 11921 JEWELRY/GIFTS 07/15/05 TOWER CHEMISTS NEW YORK NY 27.64 PRESCRIPTIONS/SUNDRIES 07/20/05 EMBASSY WINES NEW YORK NY DI WINE/LIQUOR FOR CUSTOMER SERVICE CALL 212-8388551 07/20/05 TOWER CHEMISTS NEW YORK NY 50.00 PRESCRIPTIONS/SUNDRIES 07/21/D5 SAKS FIFTH AVE -001 NEW YORK NY 329.24 TodsWCMENSSPORTSHOES Description SHORT SLEEVE KN 07/21/05 SEPHORA 8336-67TH STNEW YORK NY 88.87 DUTY FREE STORE 07/21/05 DORRIAN'S RED HAND NEW YORK NY 25.75 FOOD/BEVERAGE FOODBEV 21.75 TIP 4.00 20.58 07/22/05 SAKS FIFTH AVE -001 NEW YORK NY 172.21 PANTS 07/23/05 MACWS W PALM BEACH FL WOMENS FRAGRANCES 07/25/05 I G I 411RINUM-tate NY JEWELRY,WATCH,CLOCK, AN 07/26/05 MEDITERRANEO NEW YORK NY 16.45 F000/BEVERAGE FOOD/BEV 13.85 TIP • - 2.60 51.12 25.00 07/29/05 SHOPPERS TRAVEL INC WEST WINDSOR NJ 4,134.00 TRAVEL AGENCIES 07/31/05 AMORE PACIFIC 2129660400 NY 173.40 COSMETIC STORES 06/08/05 POLO RETAIL CORP ASPEN CO 248.69 GENERAL MERCHANDISE 08/08/05 BOOGIES ASPEN CO 139.01 01 FOOD AND BEVERAGE Total of Now Activity New Charges 5,768.55 Payments/Credits -1,648.03 EFTA01704453 DUPLICATE COPY NM= Page 4 of 8 EFTA01704454 Totais For questions about your Membership Rewards account, contact 1-800-PAP-EARN (297-3276) www.americanexpress.com/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 MembeialfrififaTis° Monthly Statement and Program News Statement Period June 1, 2005 - June 30, 2005 Account activity after this period does not appear on this statement Points are available when charges are paid in full and all your accounts are in good standing. Available points include Everyday Spend Points. Available Points 107,310 Everyday Spend Points earned this period: 39 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 105.062 +2,248 0 0 =107,310 Page 5 of 8 Amer ien Exrre5se e 4.4: M. Mnt lays: ftiet; " I R [111)1 R h. Earn Double Points for all your Everyday Spend - grocenes,gas,phannacy New Points Earned 06/01/05 - 06/30/05 Points Activity On Everyday Spend Eligible Charges Points Bonus Points Total Points Activity Awarded Per Card 2,209 39 0 2,248 2,209 39 0 z248 Membership Rewards points eamed may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms and Condtions in your Membership Rewards Guide. If you have questions, please visit www.americanexpress.com/rewards or call 1-800-AXP-EARN (297-3276). From overseas, call collect 305-816-2799. TOSHIBA AMERICANA MANHASSET Limited Time Offer - Toshiba DVD Player Redeem for the Toshiba 5-Disc Progressive Scan DVD Player--only 12,000 Membership Rewards. points (originally 15,000 points). Offer valid through September 15, 2005. Have a movie marathon with this progressive scan DVD player. Features a 5-disc carousel design, ColorStream. pro component video outputs, 3D virtual sound, a JPEG viewer and DVD/CD/MP3 playback. Remote control included. Dimensions: 17"W x 3"H x 17"D (Reward Code: RY1726). Slaoloed MarbershO Rowan% en and canons opt*. Earn Double points at All Americana Manhasset Stores Earn double Membership Rewards® points for individual purchases of $250 or more at Americana Manhasset—a collection of over 50 fabulous stores, including Louis Vuitton, Gucci, Cartier, Prada, Fendi, Dolce & Gabbana, Burberry, Dior, Tiffany & Co., Hermes, Giorgio Armani, David Yunnan, Hirshleifer's, Ralph Lauren, and more. Ogler vald 0927/064)Y12/05 for rthadual transact:rt.:1329)a more of any Amerat a Atanhannnt atone. Ikt Ebb*. I,, cam in.tchtses. To In eigbia lo earn torus pea you mai be enrctod in IM Veer berstip Rmaolo POOfarn a tho W. of me:lasea:4 Yo4 maleloar yMporohao. en an lac lie,onf&fd AnYman Ex;a40) Card. Bine part *CI be ceducl byour merrbertIta Flo/yards areount wIrn ea nelz charges Calf Of: K:or afro staler:lel Bonus 1562. To redeem, visit warivemerIcanexpress. corn/rewards or call 1-800-AXP-EARN (297-3276) by September 15, 2005. (MR Message 3159) Visit www.americana manhasset.com or call 1-800-818-6767 for a complete store listing and further information. (MR Bonus ID 1562) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704455 ICATE COPY elver American Express , 7-177",,l4 ME, PA Liu:inn 111) I Page 6 of 8 GAP Continental Redeem Membership Rewards® points for a Gap GiftCard Gap has everything you need to help express your personal style. From jeans and T's to khakis and oxfords, you'll find great clothes and accessories for men, women, boys, girls and babies. Fly with Continental Airlines Continental offers more than 2,6OO daily departures to over 220 cities worldwide. Redeem for travel on Continental Airlines M. select OnePass airline partners, and any SkyTeam's network Airlines, Continental Expresses, Continental Connections, alliance partner. Log in at www.continentalcom to instantly transfer Membership Rewards® points to your Continental OnePass account. Tema end cordate**, Le Merlardap Platesded petted sleety. Fa mae Informaich vai WWW.amerIcanexpiewi.conteincds. Panasonic ideas for life ORECK Earn Double points at Panasonic.coml Shopping for your favorite consumer electronics products at Panasonic. corn is even more rewarding. Now you can earn double Membership Rewards® points on any item of $499 or more when you use your American Express® Card at Panasonic.com. You'll also enjoy free standard shipping on ALL products at Panasonic.com so get shopping now! Cdm veld 0104124 We Maim= 10400 parts pee Ca mentor 0203 primate. To rem Data Fat yea mar to encored n to licatershp Rewards proarern atria Lanett puttees and charge par craelvde Kr an el400. enroled American Eqates Cad. Bata parts MI Pi cadroi to tau eacountrehin 64 wears am deign Wear o n yea tang ttatment Bran 0.3647. Fleming's Prime Steakhouse & Wine Bar Turn an evening out into a memorable occasion. Fleming's Prime Steakhouse & Wine Bar is renown for its stylish steakhouse dining, lively atmosphere and innovative wine list, offering 100 wines by the glass. Private dining rooms are also available. Redeem Membership Rewards® points for a $50 or $100 Certificate good towards your dining experience at Fleming's Prime Steakhouse & Wine Bar. Earn Double points from Oreck • Every Day, All Year! Earn double points whenever you call Oreck at 1-800-471-1446 and use your Card to purchase any Oreck products featured on their website. Select the Celoc® Hypo-Allergenic 8-lb. Oreck XL® Vacuum and you'll also receive the 5-lb. Oreck Compact Canister, perfect for small pickups & hard-to-reach places—a valuable free gift just for trying PLUS double Membership Rewards® points. Mr wad Cragh 120146. Net void en CANOFUOCII1505. To earn tears pate you mat bo circled in the Mombenlip Rewards crayarn a To tree Mout-Peso ad chute your purchase loan Mgtro. enured Arnerem Evens. Card Basta pasta ad be crafted to yew Mentenht, Rewards axamtatain 64 weeks et charges wear on your taihrg stranamt. Boma V:3836 For the nearest store, call 1-800-GAP-STYLE or shop the always-open gap.com store. (MR Message 4184) To learn more about these rewards and redeem points, visit www.americenexpress. comkavards or call 1.800-AXP-EARN (297-3276). (MR Message 6446) Visit www.Panasonlc. comiamenewards for complete details! (MR Bonus ID 3647) For more information or to find a location nearest to you, visil wrov.flemIngssteak house.com. (MR Mesage 1266) Call 1.800.471.1446 to earn double points on any Oreck purchase every day, all year. (MR Bonus ID 9836) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704456 DUPLICATE COPY Hilton Double the Delta q) good goes around Gloom Dale Atearg )000(-)00 08/10/05 Custiontatrar Page 7 of 8 Miles - Double the Smiles Delta Air Lines and Songs have created an offer exclusively for American Express® Cardmembers—enroll and earn double-flown miles for your qualifying Delta and Song flights September 1, 2005 through October 31, 2005, when you use your American Express Card to purchase your tickets at delta.com or flysong.com. Now that's something to smile about. All Song frights are operated by Delta Air Lines. All travel and online enrollment must be completed by 10/31/05. Valid only on Delta, Delta Shuttle°, Delta Connection° or Song flights operated in the contiguous 48 United States, sold under the DL code. Additional restrictions apply. For details, go to delta.com/fandoublemiles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles. Offer subject to change. Enroll between July 1st and October 31st, 2005, at della.comffalldouble miles or flysong.com/ falldoublemiles. (CE 106110) Planning to Vacation Overseas? Stay in touch with family and friends by renting an international cell phone from WorldRoam. With coverage in 170 countries, 24-hour customer support and voicemail, you'll feel right at home—anywhere in the world. Platinum Card® members receive $25 worth of free calls on rentals of one week or more* and free delivery/collection on rentals of two weeks or more*. All rentals and calls must be charged to your Platinum Card. Phone delivery charges apply. Rental charges commence on the "Stan Date" and conclude on "Disconnection Date". A $300 deposit is espied up to 5 days before the 'Start Date". If deposit amount is exceeded, charges will apply based on usage. Calls we charged for all outgoing and received calls at a flat rate per minute ranging from $1.99 to $6.99 based on origin of call. The final Invoice details all charges 'Offer valid until 12/31/2005. For more information, call toll-free 1-888-309-8560 and mention offer code PSM805. Alternatively, visit www.woddroam. co.uWpiatinum to view the full range of international wireless products (CE 106134) Neiman Marcus Shopping Earns Extra Rewards Reward yourself twice for each purchase when you shop with the Platinum Card® at Neiman Marcus stores nationwide. Simply enroll your Card in the Neiman Marcus InCircle Rewards® program and earn one InCircle Rewards point as well as one Membership Rewards® point for every purchase you charge using your enrolled Platinum Card. The InCirde Rewards program gives you one InCirde Rewards point fOr each dollar spent excluding sales tax, shipping, beauty salons, alterations, gift Packaging, NM gift cards and Louis Vuitton purchases. Reach InCircle Rewards membership status upon earning 5,000 points within one calendar year (January through December) and begin redeeming InCircle Rewards points for gifts arid travel. Visit vninv.NelmanMarcus.comilndrcle for InCircle Rewards program details. Membership Rewards terms and concincins apply. For more informaticn, or to enroll your Platinum Card with InCircle Rewards, call 1.888-INCIRCLE (462-4725). (CE 106132) Free Room Upgrade at Hilton Caribbean and Latin America* Stay 4 or more nights at participating Hilton Hotels in the Caribbean and Latin America and receive a guaranteed free upgrade to a superior room category. Guests must pay with the American Express® Card. Participating Hilton hotels are located in Argentina, Brazil, Colombia, Venezuela, Ecuador, and throughout the Caribbean islands including Coral by Hilton all-inclusive resorts and 2 new resorts in Barbados and Santo Domingo. 'Upgrades win be given at check in. Minimum 4 nights stay required. Must pay with valid American Express Card Valid from 7/1-11/15/05 for Hilton Caribbean and Latin America hotels and 9/1-11/15/05 for Coral by Felton all-inclusive resorts. Blackout dates apply. Advance reservations required. To see the list o. Participating hotels and to book online, visit mvw.hiltoncaribbeen. com/amx, call 1.800-HILTONS or call your local travel agent. Request plan code ZO at time of booking. (CE 106126) Get Connected and Get More Out of the Card! You can have important account updates and exclusive Cardmember offers delivered right to your inbox. Just visit www.americanexpress.com/myemall, and input your e-mail address, Card number and the 4-digit Card ID number printed above your account number--the latest offers and news will be sent to you automatically. For more on how we use your e-mail address, please read the American Express Privacy Statement at www.americanexpress.com/privacy. You can visit the E-Mail Preterendes page at vnvw.americanexpress.com/preferences to review or change your e-mail choices at any time. Visit wynv.americanexpress. com/myemail and sign-up today! (CE 106079) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704457 PtiusiFi DUPLICATE COPY xxxx-xx Page 8 of 8 Exclusive Offer to American Express® Cardmembers Log on to www.brothermall.com where you'll find our full line of genuine brother supplies and accessories. Over 1,000 items to choose from—inclucOng specially priced closeouts and great savings on refurbished products. Call toll-free 1488-879-3232 to speak to one of our customer service representatives to help you find the item you are looking for. Our online store Is open 24 hours a day, 7 days a week. When you enter any order totaling $50 and pay using your American Express Card, you'll receive a $10 Brothermall Gift Certificate plus a FREE 30-minute Prepaid calling card"--a $13.99 value. FREE Standard ground shipping on orders shipped within the continental U.S. (Hawaii and Alaska excludeM. Mention Promotional Code BMAE05 when placing your order by phone or enter this code when ordering online. Otter expires August 31, 2005. "Calling cards are valid for calls math within the continental U.S. (including Hawaii and Alaska). International dialing is limited to individual countries and the applicable rates/units apply. Calling card expires 11/30/2005. MCI Terms apply. °2005 Brother International Corporation 'Brothermall Gift Certificates are transferabe, but non- reusable and non- refundable. Certificate has no cash value and cannot be exchanged or redeemed for other items. Certificates expire 12/31/2005. (CE 106125) Save 15% OFF All Gifts at Wine Country Gift Baskets'" Wine Country Gift Baskets offers a large assortment of beautifully designed, affordable, handmade gourmet food, wine and spa gift baskets. For a limited time, American Express. Cardmembers will enjoy even greater savings! Place an online order from August 1 through September 20, 2005, using catalog code ABC1234 at checkout, and save 15% OFF Wine Country Gift Baskets everyday low prices. • • We guarantee the timely arrival of your gilts in perfect condition. If you or your recipient are not 100% satisfied, simply return the item for mplacement or a prompt refund. Visit Wine Country Gift Baskets website al www.winecountrygitt baskets.com to save 15% (taxes, shipping & handling excluded) on your next purchase when you pay wailer:lir American Express Card and use catalog code ABC1234 at checkout. (CE 106139) Now Accepting American Express® Cards! Boyles Furniture - We're offering more of the prices that N.C. is known for—name-brands, white-glove delivery and design assistance. www.boyles.com or call 828-326-1039. Trump University - Learn how to help grow your personal fortune from Donald Trump and 7 experts on wealth creation. Plus, FREE exclusive reports. www.TrumpUniversity.com/AXP. Madd Fun - NYC's newest and largest indoor family entertainment center. Lots of games, rides, food, and more. 303 Stanley Ave, Brooklyn, NY. 11207. 718-498-9002. www.maddfun.com. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 106040) Tune in to Free Tracks from MSN® Music! For every 10 songs you purchase from MSN Music with your American Express. Card, you'll receive one free song credit. There's no limit to the number of song credits you can earn, so the more you buy, the more should be coming your way. And what a selection! You can choose your favorite tracks from a library of over half-a-million songs from classical to alternative to blues to folk to rock and every genre in between. Song credts will be automatically credited to your MSN Music account. An active MSN Music account is required to redeem your free downloads. Song credits must be earned by 11/7/2005 and redeemed by 6/302006. Start shopping today at http://music.msn. com/axp. (CE 106135) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704458 DUPLICATE COPY Platinum Card® Statement of Account OmimDauk 09/10/05 Nnims&Ww$ Pamer044mft$ ono. IFtworce Cht oral New Balatte Due In Full 5,597.43 -5,597.43 +1,128.44 1,128.44 Flexible 0.00 0.00 +108.25 +108.25 Total 5,597.43 -5,597.43 +1,236.69 =1,236.69 Membership Rewards at 0741Points Available.. /05; chart* due ; are fulliandell.accoOntsvare in good M 1MnImum Amount Due +1,128.44 +20.00 1,146.44 Page 1 of 8 Please Pay By 09/25/05 Please refer to page 4 on How to Avoid Additional Finance Charges. Please refer to page 2 for Important information regarding your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.americanexpress.com/paybill. For automatic replacement of a lost, stolen, non-received or damaged card, call 1-800-992-3404. For automatic balance information, please call 1-800-525-3355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. Your Table Is Waiting Las Vegas, the newest member of the Hot Plates program, joins New York City, Los Angeles, San Francisco, and Miami--vacation destination cities whose restaurants hold a table every day for Platinum Cards members. To reserve a table, call Concierge at 1-800-345-2639. All cancellations must be made by calling at least 24 hours in advance of your reservation. Otherwise, you will be subject to a cancellation fee of $15 per person (minimum of $60, maximum of $120). Activity hdc414.P;t4r9d'te Carl transactions for Card • MOW:A ••< FIPM FC11 ,MWPYPAiMICSN 19!), 08/15/05 MEDITERRANEO NEW YORK F000/BEVERAGE FOOD/BEV TIP NY 61.90 10.00 08/15/05 TOWER CHEMISTS NEW YORK PRESCRIPTIONS/SUNDRIES NY 08/15/05 FALK DRUGS NEW YORK 13 DRUG STORE MDSE NY inmsebucnthembllionwmmethmembnmympyment il Payment Coupon 0 1 0021 - 6217 ••••• Mail Payment to: Minnie 314≥5/.27:43.. 71.90 28.99 Please Pay By: 09/25/05 Total New Balance $ 1,236.69 Minimum Amount Due $1,148.44 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 • Amount enclosed 46.99 Continued on Page Please enter account number on al checks and correspondence. Payable in US Dollars upon receipt with a bank in the US or money order, processable through the US banking system. To Pay by Phone, call 1.800- I-PAY-AXP or 1-800-472-9297. Please refer to Page 4 on How to Avoid Additional Finance Charges. Check here If address a telephone number has changes. Note changes on reverse side. 000114844000112844 lOrld EFTA01704459 Mor i DUPLICATE COPY Mont NuT6 )O6 O1MIIII Page 2 of 8 )000( - Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single Cr draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on al payments. II payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment Into US doiws unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We wit process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic dote. from your bank or asset account. Wnen we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account fcr the amount of the check Authorization for Electronic Payments: By using Pay By Computer {Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to apish. Cade law, we will apply and ameba payments between your Card Account and your Sign & Travel andlor Extended Payment Option Account (if that account has been activated ('Extended Payment Account") (referred to as 'Account' in the Sign & Travel and/or Extended Payment Option Agreement) and, within each of these accounts, to Charges in any order and manner determined by us in our sole discretion. In mos cases, If you have a credit balance on your Card Account we will not apply or allocate any part of that credt balance to any Extended Payn tent Account unless you contact us at a time the credit beance exists and instruct us in wnting how you want us to awly that credit balance. Charge Card and Statement Information: The Annual fee is 8395.00or the Baste Card and $175.00oreach Additional Card. An additional $5 Is charged for billing addresses outside the US. Payment is due on receipt of your statement: You may discontinue your membership by contacting Customer Service. Transactions Made In Foreign Currencies: If you incur a Charge in a foreign Currency, it will be converted Into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a con-version rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency,or (b) tne highest interbank conversion rate identified by us from customary, banking sources, on the conversion date or the poor business day, in each instance increased by 2%. This conversion rate may dffer from rates in effect on the date of yOur charge. Charges converted by establishments (such as airines) will be bled at the rates such establishments use. BillFno Rights Summary: In Case of Errors or Durations About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write us on a separate sheet of pa at the Customer Service address noted to the right. We must hear from you no later than 60days after we sent you the first per bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you we still obligated to pay the parts of your bill that are not in question. While we investigate your question, wecannol report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your checking or swings account, you can stop the payment on any amount you think is wrong. To stcpthe payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount die on the goods or serhiost. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advegisement for the property or services, alLpirchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you.lf you do not make sufficient charges against the credit balance or request a refund, we wil, within 30 days after expiration of the six-month period following the date of the first statement incfcaWig the creed balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more biting periods, a late payment fee of 1.75%of all past due amounts will be added Change of Address I cotrarl on front do nol Joe Stree Addies: City, Sale Zip Cada Area Code and Hon* Phone Ana Cod and Work Phone Emal (optional) To Pay By Phone 1.800.472.9297 Customer Service, Lost or Stolen Card and all other services 1-800-525-3355 24 hoursr7 days Car Rental Loss and Damage Insurance 1.800-338.1670 HeariniiImpaired (9am- m EST) 1TY: -800-221-9950 FAX: 1-800-695-9090 In NY: 1-800-522-1897 Large Print and Braille Statements 1.800.525.3355 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1.800.345-AMEX Platinum Card Travel Service and Fine Hotels, Resorts & Spas 1-800-443-7672 Platinum Card By Invitation Only 1-800-321-RSVP Customer Service P.O. Box 7825 C.S Ft. Lauderdale, FL 33329-7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329-7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 • To change your address online, visit vnsw.americanexpress.com:updatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black Ink only In the boxes provided. Please provide your e-mail address to receive important meimal account updates and exclusive Cardmember offers and benefits. You mayvbit the American Express Privacy Statement at www,amencanevreSS.COmiptivacy formoredetas and to set youremai preferences. EFTA01704460 DUPLICATE COPY Peecr.n114trnce.: )0CCOO0 09/10/35 Page 3 of 8 Transactions Continued Amount 08/21/35 MEDITERRANEO NEW YORK NY FOODOEVERAGE FOOD/BEV TIP 38.55 5.00 43.55 08/25/05 WWW.POLO.COM 888-475-7674 PA INTERNET RETAIL 175.55 08/26/05 GLOVES ONLINE.COM CARY NC MISCELLANEOUS APPAREL A • 08/27/05 CHRIS SAWYER DIVING ST THOMAS VI SPORTING GOODS 08/31/05 ONLYSECURECOM INC. UVINOSTON MT FAMILY CLOTHING STORES 50.40 269.95 25S1 08/31/O5 KATE'S PAPERIE-3RD ANEW YORK NY STATIONERY/SUPPLY STORE 48.44 09/01/05 NUTRITION COALITION MOORHEAD MN HEALTH FOOD/PRODUCT 32.30 09/02/05 VILLAGE DIVERS NEW YORK NY RECREATION SERVICES 09/02105 FALK DRUGS NEW YORK NY 48.77 13 DRUG STORE MOSE 82.20 09/03/05 SPELLBOUND MUSIC EXPJAMAICA NY MUSICAL EGUIP/ACC/SVC 97.53 09/03/05 AMORE PACIFIC 2129660400 NY COSMETIC STORES 09/03/05 SMARTE CARTE JFKAP JAMAICA NY 102.96 PARKING LOT/GARAGE 340 Total of Card Transactions New Charges Payments/Credits 1,128.44 -5,59743 Flexible Payment Option Statement of Account Creditor: American Express Centurion Bank Thank you for using Flexible Payment Option. XXx cBtuo 09/1005 Account Summary $ Previous Balance 0.00 Payments/Credits 0.00 FINANCE CHARGE 0.00 New Charges 108.25 New Balance 106.25 Minimum Payment $ 20.00 Payment Due Date 09/25/05 Finance Charge Schedule Balance(s) to Which Rate Applies ALL Average Daily Balance $0.00 Annual Percentage Rate 16.49 % Daily Periodic Rate .0452% Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rate identified in the Wail Street Journal, as described in your Cardmember Agreement as currently in of foot. Please refer to page 4 for important information regarding your Sign & Travel and/or Extended Payment Option. " Foretn Curt Way OdtAllti0ll ale tone tale Out 2%. &A pace 2 kt &as. S&T ai 0 Activity for ii Row Spada, Amounts ..... iiiir 09/05/05 RESTAURANT FARE MANUIA MATIRA RESTAURANT SERVICES lq100 —Cental Fs Po/mesian Fcancs 108.25 Total of S&T and/or ExPO Activity New Charges Payments/Credits 108.25 0.00 ConUrued on reverse EFTA01704461 DUPLICATE COPY kat XXA=II Page 4 of 8 Important Sign & Travel and/or Extended Payment Option Information Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB method to calculate FC on your Account. Under this method, we calculate the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) (including current transactions). To get the ADB, we (1) take the beginning balance for each day (including unpaid FC from previous biting periods), (2) add any new transactions, debits or fees, (3) subtract any payments or credits credited as of that day, and (4) make any appropriate actustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's deity' balance multiplied by the DPR. This gives us the daily balance for that day and the beginning balance for the non day. If this balance is negative, it is considered to be zero. Then,. we add up all the daily baances for the billing period and divide the total by the number of days in the biting period. This gives us the ADB. The ADS for a billing period will be considered zero it you paid the total New Balance, if any, shown on your previous billing statement by the Closing Date cf the current billing period. If you multiply the ADB by the number of days in the billing period and the DPR, the result will be the FC assessed, except for variations caused by rounding. This method of calculating the ADB and FC results in daily compounding of FC. The information on oage 2 of your statement concerning Payments, Authorization for Electronic Debit, Authorization for Electronic Payments, Allocation of Payments and Credits, and in Foreign Currencies, Billing Rights Summary, Special Rule for Credit Card Purchase and Credit Balance ow appliesto this Accoum. Billing Inquiries Customer Service 1-800-525-3355 (24 hours, toll free) Address American Express Customer Service P.O. Box 297807 Ft. Lauderdale, FL 33329.7807 EFTA01704462 Totals For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.com/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 MembePAPirgfarils° Monthly Statement and Program News Statement Period July 1, 2005 - July 31, 2005 Account activity after this period does not appear on this statement Preened l ut Points are available when charges are paid in full and all your accounts are in good standing. Available points include Everyday Spend Points. Available Points 111,277 Everyday Spend Points earned this period: 95 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 107,310 +3,967 0 0 =111,277 Page 5 o18 American Express* 4-..SweronenSnir R EWA b _A_ Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy New Points Earned 07/01/05.07/31/05 Points Activity On Everyday Spend Eligible Charges Points Bonus Points Awarded Total Points Activity Per Card 3,872 95 0 3,967 3,872 95 0 3,967 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred Cf redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms and Conditions in your Membership Rewards Guide. If you have questions, please visit www.americanexpress.com/rewards or call 1.800•AXP-EARN (297-3276). From overseas, call collect 305-816-2799. BOYLES Di ininaTivt funnoiume Aro es lean. Ex . it re rAEMnERASIP fi j W A 11 Earn double points at Boyles Distinctive Furniture! Earn double Membership Rewards® points on Boyles Distinctive Furniture purchases charged to your American Express® Card from Aug 22-Oct 22, 2005. Boyles offers NC pricing 30%-50% below retail on an incredible name-brand selection, white-glove delivery service, talented design assistance and double Membership Rewards points! Visit boyles.com or call 828-326-1039. To be Akan, ro eam bean peal; yen crust be emend in fe Mententio &weeds =Cain at the &Mel Punhase arel enact you outbaselo an *Me. enfold Amen= Express Celd. WWI POWS v,4 be craned byarr Martenhp Remit Areuri want 641weele after eheinne tc neer en ANA barn statement r.. -An 10: Mt Support Hurricane Katrina Relief by Redeeming Membership Rewards® Points American Express® Cardmembers enrolled in the Membership Rewards program can redeem points to support charities aiding communities devastated by the hurricane. They can also charge a donation on their American Express Card. Fa team coninens and resraurn, p:eame‘nk http:Aamex.AistgAn.orgilcanine. Double points Aug 22- Oct 22, 2005 at Boyles Distinctive Furniture, visit boyles.com or call 828-3264039. (MR Bonus ID 5434) For more information, log on to http://amex. justgive.orgikatrina. (MR Message 5064) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704463 ICATE COPY :umber American Exp .41: 111. R Page 6 of 8 trfrnAmex. OR. IICtINS The aterolue et nature — that was easyr TOURMAU SINCE 1900 shopAmex® - Search - Compare • Redeem points Browse and redeem Membership Rewards® points for over 2 million brand-name products. From the latest fashions and accessories to must-have electronics, shopAmex has what you're looking for. Just SEARCH, COMPARE prices then REDEEM points. shopAmex has over 90 merchants, most offering overnight or second-day shipping. For accosts %Aqua:ft Mautcali6Rowardo paints Ml te atiana.tiority daft l from the wax., irckdig orinako sh6cingibarcilag and aryboatio **natal tate. Thne Yamada:co we irrenrotaa. 4=Hk/the purchase wJI be inucd toes tiling dalorriont 'lathe Cad em was used la ee pischam. Tit cods may no aCcoat nays to trio ram purchased wth Waybentip Rewards minty Earn double points at OrigIns.cong Now through December 31, 2005, American Expresso Cardmembers can earn DOUBLE Membership Rewards® points on all Origins.com purchases. At Origins, you'll find new and different ways to touch, scent and surround every aspect of your well-being--inside and out. Shop now with your eligible, enrolled American Express Card at origins.com! error yard ton MR:6.1241AM To be Noble b *am bony; Farb. you mutt be arrolkd in to YAcaborabip Payath pagan a th• line of pachue ani vac nut chugs yam purchaso on an eagle. eat Anyonoan Erma CPA. Benin pails wilt be cradiad b yaw kinybarsh6fleynois acceure uiPhin 64 works NWChart emirate° yew Wino solemn Bann 10:6511. Redeem Membership Rewards® points for Back•to-School Shopping at Staples! One trip. Every supply. Redeem Membership Rewards points for Staples Awards and choose from thousands of great products for home, school and office. Shop in more than 1,200 Staples U.S. stores. Earn double points at Tourneau • WatchFest 2005! Celebrate Watchfest 2005! Visit any Tourneau or Toumeau Watch Gear Store during the entire month of October 2005 and earn double Membership Rewards® points on any purchase when you use an eligible, enrolled American Express® Card. To to eltyldo to roam bonus port. you mat be tutored in the Igenterslip Rereads prequel 6 the fined PWCIW0 and you midi diage corchuro on ca ekyt4t. erected Amen= E64ere C44 Boum. Wort be orwaW byaw Maninicirip Rends =ant wain 64weelo :code:se ci:Pear en year M" r0 LAMS. Dann CU 4150. Visit shopAmex.com today! (MR Message 2374) Visit Odgins.com to earn 2x points this fall! (MR Bonus ID 4511) Call 1-800-STAPLES (1.800.333.3330) for a store near you, by phone or online at Staples.com. OM Message 4269) Visit Toumeau in October 2005 to earn double points! (MR Bonus ID 4150) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704464 DUPLICATE COPY CustotnExtrar Cloceep Dale 09/10/05 Page 7 of 8 Details on Retail Protection Services The Purchase Protection Plan* covers an eligible item for up to 90 days from the date of purchase if it is stolen or accidentally damaged, including vandalism. Coverage is limited to $1,000 per Occurrence. VVith the Buyer's Assurance Plan* you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the V.S. 'Coverage is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, exclusions of Policies AX0951 and AX0953 respectively and is subject to change with notice. This document does not supplement or replace the Poky. Log on to amencanexpress. com/pp for more information on the Purchase Protection Plan and amencenexpreSS. com/ba for more information on the Buyees Assurance Plan. (CE 106365) Try Your Favorite Magazine FREE for Two Months! TimeInc Special offer for American Express° Cardmembers-dry a subscription to Time, Enterlainment Wee* Money, Goff Magazine, Parenting or In Style FREE for two months. Take advantage of this risk-free offer today. Log on to www.FREEmag4cardmembers.com or cal 1.800-352-1212 for full details. Please use the following code to take advantage of this special offer - AXP030. TIME GOLF MAGAZINE ENTERTAINMENT WEEKLY PARENTING MONEY IN STYLE (CE 106282) Enjoy Exclusive Events with By Invitation Only® This program offers Card members access to once-in-a-lifetime experiences. From sports to fashion to the performing arts, these events are custom designed for Platinum Card® members and typically not available to the general public. Past offers have included behind-the-scenes cooking workshops in the kitchens of some of the country's top restaurants and a trip to Napa Valley at harvest time. i i .7 . . I..tadt:ten.&t. . — 7: ?,.> ti e, • 1711.:1 — '-‘ ". le' # Transportation and accommodation costs are additional unless otherwise stated. The price indicated covers event costs only. All sales are final and non-refundable and resale is prohibited. Details and prices are subject to change. Padtages are available on a first-come, first-served basis. Availability is limited. Call By Invitation Oniy at 1.800.321-RSVP to secure your reservation. We are continually adding new events so visit americanexpress.com/ bylnvitationonly for our most current event listing. (CE 106239) Earn 1,500 Bonus Miles and a Full Year of Travel + Leisure From September 1, 2005 through September 30, 2005, every time you purchase a ticket at continental.com with your American Express® Card, you will receive 1,500 OnePaSse bonus miles. That's 500 bonus miles when you use your American Express Card, in addition to the 1,000 bonus miles you'd normally earn from Continental from purchasing tickets at continental.com. Plus, included in your flight booking is a full year of Travel + Leisure magazine, a $54 retail value! Offer subject to terms and conditions. A maximum of 10,000 bonus miles can be earned during the offer period. T+L is published monthly. Please slow 6-8 weeks for delivery of your hrst issue. Continental *hither; a.i77 For complete details visit continental.com >Frequent Flyer>News & Offers>Credlt/Debit Card. limn one year of T+L per household through this offer. Offer valid for new subscrbers only. (CE 106225) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704465 DUPLICATE COPY oP n d Fa Azount xxxx-xxx Page 8 of 8 Earn Up to 30,000 OnePass® Miles on Select Cruise Bookings Visit cruises.continental.com to take your pick from hundreds of sail dates on 16 of the top cruise lines in the world. Just for sailing, you'll earn up to 10,000 Continental OnePass miles based on cruise length. coo thientai Plus, for a limited time, if you book a cruise and pay with your mimes ar_.-.0 American Express® Card between 8/15/05 and 10/31/05, you can earn up to 20,000 bonus Continental OnePass miles based on cruise cost—that's up to 30,000 OnePass miles. Offer subject to terms and conditions. A maximum of 30,000 OnePass bonus miles can be earned during this offer period. Please allow 6-8 weeks after sating for mileage posting to occur. For complete details about continentalcom cruises, visit aulses.contInentalcom or call 1.888-462.5553. (CE 106208) Reward Yourself with a Gift Card from Saks Fifth Avenue Earn SaksRewards when you shop with your Platinum Card® at Saks Fifth Avenue stores and at saks.com. The more you spend, the larger the Saks Gift Card Reward you can receive--up to $800. Simply enroll your Platinum Card in the SaksRewards Program so that we can track your spending at Saks Fifth Avenue retroactive from January 1, 2005. SaksRewards terms and conditions apply. SairsRewards provides rewards to customers who enroll in the program with a Platinum Card. Rewards are not valid on Off 5th store purchaSee. Other exclusions apply. If you enroll and spend $1,000 or more in qualifying purchases during the 2005 calendar year, you will earn an SFA Gift Card Reward good toward future shopping at Saks Fifth Avenue. The SFA Gift Card Reward will be mailed to you by April 2006 for your 2005 spending. To enroll in the SaksRewards grogram, ad 1.888.307-7736. (CE 106240) Tune In to Free Tracks from MSN® Music! For every 10 songs you purchase from MSN Music with your American Express® Card, you'll receive one free song credit. There's no limit to the number of song credits you can earn, so the more you buy, the more should be coming your way. And what a selection! You can choose your favorite tracks from a library of over half-a-million songs from classical to alternative to blues to folk to rock and every genre in. between. Offer expires November 7, 2005. Song credits will be automatically credted to your MSN Music account. An active MSN Music account is required to redeem your free dowrtioads. Song credits must be earned by 11/07/2005 and redeemed by 6/30/2006. Start shopping today at muslc.msn.connaxp. (CE 106242) Now Accepting American Express® Cards! The Inn at Little Washington - Experience Patrick O'Connell's refined world-renowned American cuisine in a fantasy world, just an hour outside Washington, DC. 540-675-3800. Claudio's Restaurant - Waterfront dining in historic Greenport, L. I. Family-run since 1870. Deep harbor marina. Visit claudlos.com or call 631-477-0627. Ben & Jack's Steakhouse - Offering a fine-dining experience in the Grand Central area that's perfect for business, social or romantic occasions. 219 E. 44th St., NYC. 212-682-5678. If there are other places where you would like to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 106176) A Change in Auto Insurance Can Bring You More Than Change You could save $200* when you change to Ameriprise Auto & Home Insurance, formerly known as the American Express Property Casualty companies. While our name is changing, our high standards for service will remain. We will continue to offer valuable extras like 24-hour roadside assistance--free with towing coverage, 24-hour claims reporting service and the ability to service your policy and report a claim online. Trice comparison data collected from respondents at time of contact. Statistics are based on a countrywide average during a two-year period ending 9/30/04. Amerlprise e Aubillaulluvrowe e Make the change today! Call 1.800-842-3344 or visit emerlprIse.corn/ autohome. Be sure to mention reference code 1N9 to receive your quick, no-obfigation quote. (CE 106302) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704466 DUPLICATE COPY Platinum Card® Statement of Account Previca Balance PierealsCredts $ Account Number Cimino We 0/05 Nes Charges S fro. Pismo Chan* env) Membership Rewards® Points Available kaitia1/05,liiit4thitOOS dtieweCeialn.:. PlUltarkiralltecobliteare,iirg0od standifig. Minimum MwBalanco3 AmountueS Due in Full 1,128.44 -1,128.44 Flexible +108.25 -287.07 Total 1,236.69 -1,415.51 +1,046.69 +1,321.08 +2,367.77 1,046.69 +1,046.69 +1,142.26 =2,188.95 +23.00 1,069.69 Page 1 of 8 Please Pay By 11/04/05 Please refer to page 4 on How to Avoid Addtional Finance Charges. Please refer to page 2 for important information regarckng your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.americanexpress.com/paybill. For automatic replacement of a lost, stolen, non-received or damaged card, call 1-800-992-3404. For automatic balance information, please call 1-800-5254355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. Book Your Next Cruise Through Cruise Privileges The Cruise Privileges program features eight of the finest cruise lines in the world and exclusive amenities created to enhance your cruise vacation. The variety of travel options makes it easy to find a style to suit your interests--active or laid back, cozy or grand. And, when you book a qualifying cruise on one of the program partners, you may receive a $300 shipboard credit or two-category room upgrade. To see how Cruise Privileges can complement your voyage, call Platinum Travel Service at 1-800-443-7672. Program terms and conditions apply. For full program information, visit www.americanexpress.com/platInum. Activity Card for p943/05f 1,236,69 CtlKI:96$ RYMTREPW THANKN90. ". T* SI*A ttti4VPI4 14)CP.::-V?...? 09/10/05 SMARTE CARTE JFKAP JAMAICA NY PARKING LOT/GARAGE 09/11/05 BARBOUR BY PETER ELLNEW YORK NY AmountS 59.61 MEN'S/WOMEN'S CLOTHING Please lot on OW perforalbn Dew Wach ard new vati your panne Payment Coupon Y• 1 0021 -621 7 I • I Amount enclosed Mail Payment to: Please Pay By: 11/04/05 Total New Balance $2,188.95 Minimum Amount Due $1,069.69 AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 IIIIIIIIII1111111l1IIIIIIIIIIIIIII1111111IIlllllIIIIll11111111 Continued on Page 3 Please enter account number on all checks and correspondence. Payable in US Dollars upon receipt with a bank in the US or money order, processed° through the US banking system. To Pay by Phone, call 1.800. I-PAY-AXP or 1-800-472- 9297. Please refer to Page 4 on How to Avoid Addtional Finance Charges. Check here if address or telephone number has changes. Note changes on reverse side. 000106969000104669 lOrlrl EFTA01704467 DUPLICATE COPY Axciirt. XXX) Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must bo sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable In US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, creciting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We wit process cheeks electronically, al first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial instaution, unless the check is not processable electronically or a less costly process is available. By subnitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot coiled the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debitto the financial account you specify in the amount you request. Payments received after 5:00 p m. MST may not be =cited until the next day. Allocation of Payments and Credits: Subject to applicable law, we wit apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment 0_ption Account (if that account has been adkrate ('Extended Payment Account') (referred to as "Account" in the Sign &Travel and/or Extended Payment Option Agreement and, within each of these accounts, to Charges in any order andmanner determined by us in our sole discretion. In mos cases, If you have a credal balance on your Card Account we will not apply or allocate any part of that credit balance to any Extended Payment Account unless you contact us at a time the credit balance exists and instruct us in writing how you wart us to apply that credit balance. Charge Card and Statement Information: The Annual fee is $395.000 the Basic Card and $f 75.00or each Additional Card. An additional $5 is charged for biting addresses outside the US. Payment is due on receipt of your statement. You may cfisoontinue your membership by contadingi Customer Service. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rates required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use fora Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) me highest interbank conversion rate identified by us from customary banking sources, on the conversion date or Iho pnor business day, in each instance increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) wit' be blled at the rates such estatishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more intointabon about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe whyyoubelieve there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the pails of your bill that are not in question. VVh le we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your checking or savings a000unt, you can stop the payment on any amount you think is wrong. To stopthe payment your letter must reach us three businessdays before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the twat ty of goods or services that you purchaSed with a credit card, and you have tried al good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchaso price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the operly or services, all purchases are covered regardless of amount or location of the purchase.) Credit .Balance: It pr a credit balance (desonated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund we will, within 30 days alter expiration of the six-month period following the date of the first statement indicating the credit balance, issues check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment lee of 1.75%o! all past due arnounts will be added. Change of Address II coact% on front do not co Stool Andins CO. Salo Zip Code Area Code and Herne Phone Area Code and Wok Phone Etnni (optional) To Pay By Phone 1400-472-9297 Customer Service, Lost or Stolen Card and all other services 1-800-525-3355 24 hours/7 days Car Rental Loss and Damage Insurance 1.800-338.1670 Hearing Impaired (9are5p EST) TTY: 1-m 800-221-9950 FAX: 1-800-695-9090 In NY: 1.800522.1897 Large Print and Braille Statements 1.800-525.3355 Travel Emergency and Worldwide Personal Assistance and Fne Dining 1.800345-AMEX • To change your address online, visit vnaw.americanexpress.comiupdatecontactinto • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. 1 1 1 1 1 Platinum Card Travel Service and Fine Hotels, Resorts & Spas 1-800-443-7672 Platinum Card By Invitation Only 1.800.321-RSVP O Customer Service. P.O. Box 7825 C.S Ft. Lauderdale, FL 33329-7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329-7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Pease provide your e-mail address to receive important account updates and exclusive Cardmember offers and benefits. You may visit the American Express Privacy Statement at vnvw.americanexpress.com/prwacy formers details andloset youremail preferences. EFTA01704468 DUPLICATE COPY IWIWOS Page 3 of8 Transactions Continued 09/26/05 CLUB MONACO NEW YORK NY 135.00 GENERAL MERCHANDISE 09/26/05 CLUB MONACO NEW YORK NY 180.51 GENERAL MERCHANDISE 09/27/05 CONCORD CHEMIST NEW YORK NY sem 09 PRESCRIPTION DEPT 09/28/05 FRAGRANCENET.COM 631-5825204 NY 64.32 FRAGRANCES/SCENTS 10/02/05 SEPHORA - SOHO EL SEOUNDO CA 34.68 DUTY FREE STORE 10/02/05 MAC #3005 NEW YORK NY 63.40 18005880070 10,103/05 HAMPTON JITNEY SOUTHAMPTON NY 98.00 BUS LINES/CHARTEFVTOUR 10/04/05 FREDERIC FEKKAI NY NY 156.20 BARBERBEAUTY SHOP 10/05/05 TIFFANY AND COMPANY NEW YORK NY 70.44 SILVER JEWELRY 10/05/05 TIFFANY AND COMPANY NEW YORK NY 135.47 SILVER JEWELRY Total of Card Transactions New Charges 1,046.69 Payments/CredIts -1,128.44 Flexible Payment Option Statement of Account Creditor: American Express Centurion Bank Thank you for using FlexiOle Payment Option. meetra xxxxtz 10/10/05 10/10/05 Account Summary; Previous Balance 108.25 Payments/Credits -287.07 FINANCE CHARGE 0.00 New Charges 1,321.08 New Balance 1,142.26 Minimum Payment $ nod Payment Duo Date 11/04/05 Finance Charge Balance(s) to Which Average Daily Annual Daily Periodic Please refer to page 4 Schedule Rate Applies Balance Percentage Rate Rate for important information ALL $0.00 16.74 70 .O459% regarding your Sign & Travel and/or Extended Certain of the periodic rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate identified in the Wall Street Journal, as described in your Cardmember Agreement as currently in effect. —Fatten Ctrrency cccworsai tan Want's:its 2% scum/021c( cleats. S&T and/or O Activity for Cad )0DX >COCO: O9/12,11,5 1O/O51C,5 COMP ER PAYMENT RECEIVED/1 PotpattG9f3P..pf-44s#ol',. 9Egeoyuffsg?)7p9?,5ot;sin9179ai ....:• 09/09/05 GIE RENT A CAR BORA BORA F POLYNE 00 FOC grl Speak.) amount3 O - Certial Pt Pant Funs 79,13 09/14/05 MTA NYCT BROOKLYN NY MVM METROCARD 20.00 09/27/05 POLO RETAIL CORP NEW YORK NY APPAREUACCESSORIES 652.98 Continued on reverse EFTA01704469 DUPLICATE COPY S&T and/or ExPO Activity Continued OCCOunIN X • )000(- Fad, Curter/ onion ram ben rame pia 2%. So pee 2 kg chlat Page 4 of 8 crags SOomore) Amount 3 10/02/05 POLO RETAIL CORP NEW YORK NY GENERAL MERCHANDISE 568.97 Total of S&T and/or ExPO Activity Ne ishaes Payme Credlts 1,321.08 -287.07 Important Sign & Travel and/or Extended Payment Option Information Finance Charges: Averag_e Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB method to calculate FC on your Account. Under this method, we catuiate the FC on your Account applying the Daily Periodic Rate (DPR) to the ADB (as described below) (inducing current transactions). To get the ADB. we (1) take the beginning balance for each day (inclucfing unpaid FC from previous billing periods), (2) add any new transactions, debits or fees, (3) subtract any payments or credits credited as of that day, and (4) make any appropriate adjustments. For etch day after the fins: day of the billing period, we also add an amount of interest equal to the previous days daily balance multiplied by the DPR. This gives us the daily balance for that day and the beginning balance for the next day. If this balance is negative, it is considered to be zero. Then,. we add up all the daily balances for the billing period and divide the total by the number of days in the billing period. This gives us the ADB. Tne ADB for a billing period will be considered zero if you paid the total New Balance, if any, shown on your previous billing statement by the Closing Date of the current billing period. If you multiply, the ADB by the number of days in the billing period and the DPR, the result will be the FC assessed, except for variations caused by rounding. This method of calculating the ADB and FC results in daily compounding of FC. The information on page 2 of your statement concerning Payments, Authorization for Electronic Debit, Authorization for Electronic Payments, Allocation of Payments and Credits, Transactions Made In Foreign Currencies, Billing Rights Summary, Special Rule for Credit Card Purchase and Credit Balance also appliesto this Account. Billing Inquiries Customer Service 1-800.525-3355 (24 hours, toll free) Address American Express Customer Service P.O. Box 297807 Ft. Lauderdale, FL 33329-7807 EFTA01704470 For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) vavw.americanexpress.com/rewards American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 MembePMj9WMIs® Monthly Statement and Program News Statement Period August 1, 2005 - August 31, 2005 Account activity after this period does not appear cn this statement Points we available when charges we paid in full and al your accounts are in good standing. Available points include Everyday Spend Points. Available Points 116,953 Everyday Spend Points earned this period: 78 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 111,277 +5,676 0 =116,953 Page 5 of 8 American Express• Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy New Points Earned 08/01/05 - 08/31/05 Totals Points Activity On Everyday Spend Eligible Charges Points Bonus Points Total Points Activity Awarded Per Card 5,598 78 0 5,676 5,598 78 0 5,676 Membership Rewards points earned may be transferred or redeemed as long as WI enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated fora fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms and Conditions in your Membership Rewards Guide. If you have questions, please visit vnvw.americanexpress.comirewards or call 1-800-AXP-EARN (297-3276). From overseas, call collect 305-816-2799. Important Information - US Airways Dividend Miles Program In conjunction with the planned merger of America West Airlines and US Airways, effective January 1, 2006, US Airways will no longer participate in the Membership Rewards® program and Membership Rewards® points may no longer be redeemed for miles in the US Airways Dividend Miles program. All such point transfers must be completed before January 1, 2006 and are considered final and non-refundable. As an alternative, Membership Rewards® enrollees can redeem points and book travel online at www.americanexpress.com/travel and fly on virtually any airline, including US Airways. Please call 1-800-AXP-EARN if you have any questions. Rewards Plus Gold Card Membership Rewards" Program Point Accrual Change Rewards Plus Gold Card ("RPG") Membership Rewards® (1'11R°) Program Point Accrual Change MR Terms and Conditions ("T&Cs1 are changing effective January 1, 2006 to provide that Corporate Cards (`CCs') linked to an MR account with an RPG Card will no longer earn 2 MR points during the first year of RPG Cardmembership and 1.5 MR points during each succeeding year of membership for every dollar charged on such linked CCs with any airline or hotel having a Frequent Customer program participating in MR. Consumer Cards and small business Cards linked to the RPG Card will continue to be awarded the bonus. Accordingly, the last sentence of paragraph 1 of the Point Accrual section of the T&Cs is changing to include 'consumer and Business" between 'Linked' and "Accounts". Continued on reverse EFTA01704471 ICATE COPY Mesa American Express.* Page 6 of 8 Membership Rewards& program ("MR") Fee Change MR Terms & Conditions ("T&Cs") are changing effective 12/1/2005 to charge an annual fee of $75 to enroll a Corporate Card ('CC") in MR, even if it is linked to an MR account with other enrolled charge cards. This change applies to CCs enrolled in MR before that date on the next anniversary of such a CC's enrollment date that occurs on cr after that date. Accacingly: Sentence 3, paragraph 1 of the Annual Fees section of the T&Cs is changing to read: 'The annual fee to enroll a Corporate Card is $75? The words "$75 annual fee for each Corporate Card and an additional" are being deleted from sentence 4, paragraph 1. Language in parentheses in sentence 3, paragraph 2 of the Annual Foes section of the T&Cs is chargig to read: "(other than the $75 annual fee for Corporate Cads linked to an MR account with other enrolled charge cards)". Support Hurricane Katrina Relief by Redeeming Membership Rewards® Points American Express® Cardmembers enrolled in the Membership Rewards program can redeem points to support charities aiding communities devastated by the hurricane. They can also charge a donation on their American Express Card. Ara rs itan ex pins PAFINDE i . THi U. RISISI C IT Of SSAk Ater,rittn-Ex itexs BONUS3 For Semis coydrions ad reetrceore. Mat VISS htlyoUrametiustglvtorgtatrIna. Earn 2x Points This Fall with Spa Finder®! Earn double Membership Rewards® points from Spa Finder on all purchases. Spa Finder Gift Certificates are redeemable at thousands of day, destination, resort and medical spas worldwide. Also, The Spa Store collection offers a way to replicate the spa experience at home. So, go online at Spafinder.com or call 1-888-ALL-SPAS (255-7727) and earn double points today. - • diet wit throith 12/31A)5. To earn buts pores, for Mit be ended in tho Klurbersitio Reyna& rxegram el to STO a( purchase aid chvve salr arch an to an ofsrlsb. 'unread Amyl= Erprc-.s® Cord Bonus point et Abe created lo odd aoscont r.rethn 64 weeks aler char* *cow on your blob statement Bonus 12:6041; Book Your Next Vacation Using Membership Rewards® Points Did you know that the Membership Rewards program has over 500 hotel, cruise and vacation packages that you can book directly through American Express Travel Counselors? Log on to www.americanexpress.com/landandsea for a complete listing of partners and destinations, then call 1-800-AXP-EARN & select option 2 to book your trip today! Team and conthbor is of the titernbuthb Bernardo ingrate wet. Foe mac inkwrnabork www.arnerfamexpress.comitowards. Earn Points Fast Through November 15th! Earn points fast when you use your American Express® Card to kick off your pre-holiday shopping at select merchants featured in our Pre-Holiday e-mail! From electronics to health and beauty, you can earn double Membership Rewards® points from 10/1-11/15/05 when you spend at select merchants while making headway on all your gifting needs. To be *Ole to earn tom, points, you must be mad in the Mentacht Anions progran a the time c( Parse and you most alae0 your probateco an eligla emoted Malta, ESSMS Cad Bonus point wit to conned to yeur htembethb Rewards a:coinwit be wed% ea charge, *pear CO your Ulm stdernent. Boon 1Os: 0248. 0545, 2403,76.33, 7659. For more information, log on to http://amex. justgive.orgrkatrina. (MR Message 5084) Visit vnvw.Spafinder.com or call 1-888-ALL-SPAS (255-7727) to earn double points. (MR Bonus ID 6441) For a complete listing of partners and desEnations log on to WWW.ernetican express.comilandandsea or call 1.600-AXP-EARN (297.3276) and select option 2. (MR Message 4435) Check your e-mai Inbox this October to EARN POINTS FAST! (MR Message 6194) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704472 DUPLICATE COPY Mo. ;cosi Nurrbee Claim Da 10/10/05 )0000000S CustomExtrar rt. Page 7 of 8 Enjoy Fine Dining Around the World For dinner reservations across town, across the country, or across the ocean, look to the Fine Dining program available to you as a Platinum Card® member. Every day, a reservation Is held at more than 1,000 of the most highly acclaimed restaurants in the U.S., Canada and abroad. So when the need arises for a reservation at a hometown favorite or an outstanding restaurant in another city, Fine Dining can help. Reservations aro provided on a first-come, first-served basis, so pease call as eady as possible. All cancellations must be made by calling Platinum Card Concierge at least 24 hours in advance of the reservation, otherwise a $15-per-person cancellation fee ($60 minimum, $120 maximum) will apply. To make a Fine Dining reservation, please call 1.800-345-2639, option 2. (CE 108406) Special Amenities through Fine Hotels & Resorts Program The 2005 Fine Hotels & Resorts Program offers you an exclusive array of personal courtesies at over 500 of the world's finest properties. As a guest at any participating hotel or resort, enjoy preferential treatment and the following complimentary amenities for Platinum Carde members when you book through Platinum Travel Service (PTS)--room upgrade upon arrival (based on availability), daily complimentary continental breakfast for two, 4:00pm late checkout, plus an additional amenity specific to each property. Program terms and conditions apply. For full program information, visit wvnv.americanexpress.comfplatInum. Reserve your Fine Hotels & Resorts Program accommodations through PTS today by calling 1.800.443.7672. (CE 108408) Try Up to Two Great Magazines FREE for Two Months! Tune Inc offer for American Expresso Cadmembers-ty up to two subscriptions to People, lime, Sports INustrated, Entertainment Weekly, Money, Golf Magazine, or In Style FREE for two months. Take advantage of this risk-free offer today. Log on to www.TRIALmagehnembers.com or call 1-800-442-3273 for full details. Please use the following code to take advantage of this special offer - AXPI13. (CE 106377) Try up to two of these popular magazines PEOPLE TIME SPORTS ILLUSTRATED FREE for two months: Entertaining coverage of the most intriguing people. The #1 news magazine. If it has to do with sports, fans find it here. ENTERTAINMENT MONEY GOLF MAGAZINE IN STYLE WEEKLY Offering first-hand reports on the world of Trusted advice on how to plan, invest, and spend Giving valuable Insight to aid your golf game. Insiders guide to beauty, fashion, home and entertainment. your money today. entertainment. Now Accepting American Express® Cards! Christian Book Distributors (CBI)) - Over 190,000 books, CDs, gifts, and much more at www.Christianbook.com. 1-800-247-4784. AIR PLUS - Offers great fares from JFK to Spain and beyond. Our Class Plus is half the cost of business class on most other airlines! www.airplususa.com or 1-877-999-PLUS. Precision Tile and Marble - If you are an architect, contractor or a residential home owner, our expert craftmanship will bring your project to life. 516-433-8453. If there are other places where you would GM to see the Card accepted, please call the Customer Service number that is located at the top of your statement or the number that is on the back of your Card. (CE 106337) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704473 DUPLICATE COPY Pcccu itrx"x"rx Page 8 of 8 Save 25% on an Ideal Escape Package from Omni Hotels Taking that long-deserved getaway to recharge the batteries just got easier with Omni's Ideal Escapes. From 9/16/05-01/29/06, use your American Express® Card to book a two-night weekend stay at select Omni Hotels and you'll receive: luxury accommodations at a savings of 25% off the regular room rate, complimentary breakfast for two and renowned concierge service. Offer valid at Omni Hotels except NYC, Cancun & Puerto Aventuras. Prepaid, 7-day non-refundable advance purchase of 2 consecutive nights weekend stay required. Reservations cannot be cancelled/changed within 7 days of scheduled arrival. Offer includes breakfast, is not applicable to groups & cannot be combined with other viscounts. Rate reflects 25% savings off regular weekend room rate. Late checkout upon request. Subject to availability, based on double occupancy. Other restrictions, blaaout dates apply. MtHorns larqiiiforiattSnslic Book your Ideal Escape today at OmnlHotels. corn or by calling 1-800-The•Omni. (CE 106382) Save 55% on Your Next State-to-State Move* Simplify your next move with proven service and preferred savings on professional moving services. Move with nationally trusted movers, Allied and North American Van Lines, and experience worry-free service and receive special savings of 55% off the tariff rate on interstate moving* when you use your American Express® Card. Plus, get additional savings on in-transit storage and personal property protection coverage. The 55% savings apples to interstate household moves between the 48 contiguous states. *The interstate moving savings is based on rates in published tariff HGB 400-N (or reissues thereof) In effect on the date of the shipment loads. Allied Van Lines, Inc. U.S. DOT No. 076235. North American Van Lines, Inc. U.S. DOT No. 070851. ( at nothAmettan To take advantage of these savings, please call 1.866.2141616 or visit http://ae.myhome beneflts.com by December 31, 2005. (CE 106399) Tax Free Shopping U.S. Citizens are entitled to claim back the VAT tax on their goods when shopping in Europe. This means an average saving of 10% on purchases which can be refunded back on your American Express® Card. Follow these 3 easy steps: 1) Shop where you see the Global Refund Tax-Freahopping Sign, use any form of payment and ask one of the store's.staff for your tax refund cheque. 2) When leaving the European Union, show your. pUrchases, receipts and passportto customs officials and have your Global Refund form stamped. 3) Get your VAT refund on your American Express Card by mailing your stamped cheque back to Global Refund in the prepaid envelope provided. More than 225,000 merchants around the world offer Tax-Free Shopping. For more information, visit www.gtobalrefund.com. Terms and conditions may apply. (CE 106387) Save 20% - 50% and More at Preferred Hotels® & Resorts When you book a stay and pay with your American Express® Card you'll receive a rate savings of 20%-50% off at participating properties. Additionally, each participating hotel will offer one of the following special welcome amenities: Guaranteed room upgrade, daily continental breakfast, welcome bottle of wine or champagne, and a unique hotel-specific amenity. To redeem this offer you must use your American Express Card. Subject to availability. Rates and welcome amenities may vary and are valid at participating hotels only. Participating hotels are sutiect to change without notice. Offer can not be combined with other promotions or offers. Advance reservations/order required. Blackout dates apply. Must be of legal drinking age to consume alcohol. Please drink responsibly. Other restrictions may apply. For reservations, visit www.pref erredhotels. com/staymore, call 1.800-323.7500 or contact your travel professional. Offer valid until March 31, 2006. (CE 106381) Get Connected and Get More Out of the Card! You can have important account updates and exclusive Cardmember offers delivered right to your inbox. Just visit www.americanexpress. com/myemall, and input your e-mail address, Card number and the 4-digit Card ID number printed above your account number—the latest offers and news will be sent to you automatically. For more on how wo use your e-mail address, please read the American Express Privacy Statement at vnvw.americ.anexpress.com/privacy. You can visit the E-Mall Preferences page at wvny.ammicanexpress.com/preferences to review or change your e-mail choices at any limo. visit www.amencanexpress. com/myemall and sign up today! (CE 106376) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704474 DUPLICATE COPY Platinum Card® Statement of Account Vlattif:s r, Paints Avaii`ifife al 09/30/05,"When charges due are 00d 'full aid 2.li acoounts are in good star.drtg.:J Due In Full Flexible Total Previous Bakens S Penedo/Colts S NowC (ino.Fourg S rig rat Cue'..) 11/10/05 Nos B41voio Dale Minimum Amon* Duo S Page 1 of 8 Please Pay By 12/05/05 Please refer to page 4 on How to Avoid Addtional Finance Charges. Please refer to page 2 for important information regarding your account 1,046.69 +1,142.26 -1,046.69 -1,142.26 +911.06 +3,175.91 911.06 +3,175.91 +911.06 +64.00 2,188.95 -2,188.95 +4,086.97 =4,086.97 975.06 • • • Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.americanexpress.com/payblll. For automatic replacement of a lost, stolen, non-received or damaged card, call 1.800-9923404. For automatic balance information, please call 1-800-525-3355 and press option 1-1. For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. EXPRESS: VIP Shopping Privileges in NYC, LA and London Experience a new Platinum Card& benefit at some of the world's finest stores in New York, London, and Los Angeles. Simply contact your Concierge before you travel to arrange special privileges at select stores such as the following: Exceptional services and very special treatment - Access to exclusive in-store events - Express alterations, engraving, and monogramming - Same-day delivery or free shipping on your purchases. Terms, conditions and restrictions apply. Benefits may vary by participating retailer. To enjoy these exceptional new services or to learn more details, simply call Concierge before your next trip at 1-800-525-3355 (press 2). Activity • mica's roam dam = isles for I Amount S WS7M2,1813:95cCHKIESS PYMT PECv- THANK ypy - 42110elkiti -APPLIED TOSIGNWAVd/otisliii PPaie kid on Me pada:akin Wow, &Own and teflon will your cumneM Payment Coupon 1,..1111...11 ..... 1.1,..11,11, • .1.1...111...1..1.1111.1.1.,11 Mail Payment to: Please Pay By: 12/05/05 Total New Balance $ 4,086.97 Minimum Amount Due $975.06 • I Amount enclosed 11.1.111.1.111..1..1111.1.111...111.11.1.1.11..1.111.1.11..11I AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 1...1111 1111.0.11,..d.11..1..1,1..I.I.I.I.11.11.1.11.1 Continued on Page 3 Please enter account number on all checks and cones dence. Payable In USD. arS upw receipt with a bank in the US or money order, processable through tne US banking system. To Pay by Phone, call 1.800- I-PAYAXP or 1-800-472- 9297. Please refer to Page 4 on How to Avoid Additional Finance Charges. Check here If address or telephone number has changes. Nolo changes on reverse Se. 300097506000091106 lOrIrl EFTA01704475 DUPLICATE COPY Maui trwrbii. X;00(-XXX Page 2 of 8 Payments: Payments received after 12:00 noon may not be credted until tho noxt day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable In US dollars, or with a negotiable instrument payab'e in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dole's,. unless a particular rate Is required bylaw. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend wi.I not operate as an accord and satisfaction without our express prior written approval Authorization for Electronic Debit: we will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit horn your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pa y By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an elechor.ic debit to the financial account you specify in the amount you request. Payments received atter 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we wilt apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activate ('Extended Payment Account') (referred to as "Account" n the Sign & Travel and/or Extended Payment Option Agreement) and, within each of these accounts, to Charges In any order and manner determined by us in our sole discretion. In mos cases, if you have a credit balance on your Card Account we will not apply or allocate any part of that moll balance to any Extended Payment Account unless you contact us at a time the credit balance exists and instruct us in writing how you want us to apply that credit balance. Charge Card and Statement Information: The Annual fee is $395.00cr the Basic Card and $175,00or each Additional Card. An additional $5 is charged for billing addresses outside the US. Payment is due on receipt of your statement. You may discontinue your membership by contacting Customer Service. Transactions Made In Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicade law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the hghest official: conversion rate published by a government agency, or (bible highest interbank conversion rate identified by us from customary banking sources, on the conversion dQe or the pncr business day, In each Instance increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Chagas converted by establishments (such as airlines) will be billed at the rates such establishments use. Billfna Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the tern you are unsure about. You do not have to pay any amount in question while we are investigating, but you we still obligated to pay the parts of your bill that are not in question. Whie we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to payyour bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong.To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried In good faith to correct the problem with the merchant, you may, not have to pay the remaining amount due on the goods or services. You have this • protection only when the purchase price was more than $50 and the purchase was made in your home-state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless cf amount or location of the purchase,) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement Indicating the credit balance, Issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75%of all past due amounts wit be added. Change of Address conszi ea Inre do muse street Address Ott Sato Zp Coda Area Code and Herne Phone Area Cade end Work Phone Email (0960004 To Pay By Phone 1-800472-9297 Customer Service, Lost or Stolen Card and all other services 1-800-525-3355 24 hours/7 days Car Rental Loss and Damage Insurance 1.800.338.1670 Hearing Impaired (9am-Spm EST) TTY: 1.800-221-9950 FAX: 1-800495-9090 In NY: 1-800.522.1897 Large Print and Braille Statements 1-800.525.3355 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1.800345-AMEX Platinum Card Travel Service and Fine Hotels, Resorts & Spas 1.800.443.7672 Platinum Card By Invitation OrW 1.800.321-RSV Customer Service P.O. Box 7825 C.S Ft. Lauderdale, FL 33329.7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329-7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 • To change your address online, visit www.americanexpress.com/updatecontactinfo • For Nemo or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black ink only in the boxes provided. Please provide your e-mail address to receive important immimil account updates and exclusive Cardmember offers and benefits. You may vire/ the American Express Privacy Statement at www.arnericanexpress.comfccivacy for more detais andtoset your email preferences. EFTA01704476 DUPLICATE COPY Mei Acar Number Closirg Oat X0(X-)0(l 11/10/05 Page 3 of 8 Transactions Continued meant 10/12/05 FEDEX 5802395475723 NEW YORK NY 90803 TO: B E HITE A FROM: 10021 001 ST AWB802395475723 FEDEX CUSTOMER SERVICE 51 -800.622-1147 18.78 10/14/05 JANE NEW YORK NY FOOD AND BEVERAGE TIP 00000500 10/14/05 P1 'PALMINCSUPPORT 847-262-7256 CA 27.09 CUST SERVICE 10/15/05 AMERICAN APPAREL-020NEW YORK NY RETAIL CG TMLS AA 4393 TURTLE NECK WHITE S 1.0 CG TMLS AA 4393 TURTLE NECK BLACK S 1.0 CG BRPT AA RSAT304 THERMAL LEGGING ML. CG BMPT AA 5300 FLEECE PANT NAVY M 1.00 10/15/05 CVS STORE - 2400 NEW YORK NY 46.59 HEALTWBEAUTY-AIDS 10/15/05 HAMMACHER.COM 800-233-4800 IL 45.41 GIFT ITEMS 10/15/05 HAMMACHER.00M 800-233-4800 IL 32.48 GIFT ITEMS 10/18/05 UA UNION SQUARE 14 NEW YORK NY 21.50 MOTION PICTURE THEATERS 10/21/05 HUDSON NEWS 11 TRMB E BOSTON MA 34.90 NEWS DEALERS/NEWSSTANDS 62.44 116.90 10/23/05 KIPS BAY NEW YORK NY MOTION PICTURE THEATERS 28.50 10/3=5 JANE NEW YORK NY FOOD AND BEVERAGE TIP 00000400 10/31/05 BLOOMINGDALES NEW YORK NY 52.19 MENS SEASONAL ACCESS 10/31/05 BLOOMINGDALES NEW YORK NY 197.90 THEORY 11/02/05 I-IARVARD-C-S-BKSTORE Cambedge MA 20.99 Merchandise 11/07705 ITUNES MUSIC STORE 866-712-7753 TX 3.96 ELECTRIC DOWNLOAD 11/08/05 LE GIGOT NEW YORK NY FOOD AND BEVERAGE TIP 00002600 11/10/05 ITUNES MUSIC STORE 866-712-7753 DC 0.99 ELECTRIC DOWNLOAD 40.85 159.61 Total of Card Transactions New Charges 911.06 Payments/Credits -1,046.69 Continued on refers* EFTA01704477 DUPLICATE COPY Accamt Mate )000(. Page 4 of 8 Flexible Payment Option Statement of Account Creditor: American Express Centurion Bank Thank you for using Flexible Payment Option. Mcoun C meg Dale 11/10/05 Account Minimum Summary; Payment $ Payment Due Date Previous Balance 1,142.26 64.00 12/05/05 Payments/Credits -1,14226 FINANCE CHARGE 0.00 New Charges 3.175.91 New Balance 3,175.91 Finance Charge Balance(s) to Which Average Daily Annual Daily Periodic Please refer to page 4 Schedule Rate Applies Balance Percentage Rate Rafe for important information ALL $0.00 16.99 % .0465% regardng your Sign & Travel and/Or Extended Certain of the periodic rates and APRs above may be variabie. Those rates may vary Payment Option. based upon the prime rate identified in the Wail Street Journal, as described in your Cardmember Agreement as currently in effect. O Activity for ..,.;mvsuCcOMPLIFER PAYMENT RECEIVED -- THANK YOU 10/10(05 EtORA BOPA LAGOON RSRT Bonfi. BORA TAHITI LODGING SERVICES 10/18/05 SIERRA TRADING POST 6C07134534 DIRECT MARKETING - COMB Total of SAT and/or ExPO Activity Important Sign & Travel and/or Extended Payment Option Information Reign ascent, =wean tale • base ute ptus 214. Seepage 2trx Cede. Sct cyn Spefrt:g AmouM 2(3.113 —conm rr Pcimesian Farce 2,761.96 413.95 New Charges PaymentsiCredits 3,175.91 4,14226 Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB method to calculate FC on your Account. Under this method, we calculate the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) (inducing current transactions). To get the ADS, we (1) take the beginning balance for each day (including unpaid FC from previous billing periods), (2) add any new transactions, debits or fees, (3) subtract any payments or credits cracked as of that day, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous days daily balance multiplied by the DPR. This gives us the daily balance for that day and the beginning balance for the next dm/. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the biting period and divide the total by the number of days in the billing period. This gives us the ADB. The ADS for a bang period w01 be considered zero if you paid the total New Balance, if any, shown on your previous biting statement by the Closing Date of the current billing period. If you multiply the ADB by the number of days in the billing period and the DPR, the result will be the FC assessed, except for variations caused by rounding. This method of calculating the ADB and FC results in daily compounding of FC. The information on page 2 of your statement concerning Payments Authorization for Electronic Debit, Authorization for Electronic Payments, Allocation of Payments and Credits, Transactions Made In Foreign Currencies, Billing Rights Summary, Special Rule for Credit Card Purchase and Credit Balance also applies-MillisAccount Billing Inquiries Customer Service 1-800525.3355 (24 hours, toll free) Address American Express Customer Service P.O. Box 297807 Ft. Lauderdale, FL 33329-7807 EFTA01704478 Totals For Questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) wvny.arnericanexpress.com/renranis American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 Mem begifikfiigficirlis® Monthly Statement and Program News Statement Period September 1, 2005 - September 30, 2005 Account activity after this period does not appear on this statement Points are available when charges are paid in full and all your accounts arc in good standing. Available points include Everyday Spend Points. Available Points 119,598 Everyday Spend Points earned this period: 158 Account Summary Opening points balance New points earned Points transferred or redeemed Reinstated points and adjustments New points balance 116,953 +2,645 0 0 =119,598 Page 5 of 8 Earn Double Points for all your Everyday Spend • groceries, gas, pharmacy New Points Earned 09/01/05 - 09/30/05 Points Activity On Eligible Charges Everyday Spend uts Bonus Points Awarded Total Points Activity Per Card 1,237 158 1,250 LOC DM O2 125Opts 0522 2,645 1,237 158 1,250 2,645 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated tor a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms and Conditions in ur Membership Rewards Gide. If you have questions, please visit www.americanexpress.comfrewards or call 1-800-AXP-EARN (297-3276).yo From overseas, call collect 305-816-2799. Earn Double Points by Donating to Your Favorite Charities Spread the joy this holiday with just a few clicks. Through December 31, 2005, donate to over 1,000,000 U.S. charities through the American Express Donation Site and earn double Membership Rewards point for every dollar you donate with an eligible, enrolled Card. Aleislitlibtx0rise To be <NM* loom bonus part, you must be entered in the Mtn* eta* ROW3.1d1 program X the tine lit donabon aul match:ego your purchaser an ch;rt4e. meted knercaw ExproceS Card. Taws and cantina C No MoTberchp Rewords prow an apply. For more irlawoban Wet www.emerloanexprese.com'rewaide a eel 1400-AXP-EARB (2074776h Donaixos el ISernterchb Rewards pair« are not tax cloitabb. Bonus pcinb wil bo voted to your Morribeestip Ft...seeds retort wet«. 60 weeks eta chamee nape« on your «Up «gement TM insirna maim, Spelt you con cam thaigh MO:motion is 25,00D. Bonus ID: 6469. Limited Offer - Axion 5.3"-Wide LCD Portable DVD Player The 5.3"-Wide Screen LCD DVD Player only 21,000 Membership Rewards® points (originally 25,000 points). Offer valid through 12/20/05. This DVD player has built-in Axi-port for external TV tuner and Game Joystick. Features include high-quality sound/picture, hi-resolution 5.3" screen 16:9 TFT LCD, dual stereo speakers and headphone outputs, 3-second anti-shock/anti-vibration DVD Deck, s-video output for external TV/monitor, remote, AC Adaptor, battery and car cord included. Reward Code PRM762. , To make a donation, go to www.americanexpress. comigive. (MR Bonus ID 8459) Standard Membership Rewards terms and conditions apply. (MR Message 5107) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704479 • ICATE COPY urbei American Exprest• MEMO nsX I Page 6 of 8 B Bunt4rofI tld ep-irsAmex SWISS Swiss International Air Lines Aro rattan ex pans e s yreiEsheErkeim NREWAIIV THE SHARPER IMAGE' Earn 10x Points with Butterfield Blooms! Impress a special someone with an excep ional floral design from Butterfield Blooms. Striking, dazzling memorable, these are the emotions that our designs inspire. Choose from our exclusive collections or view one of our other unique floral bouquets. Earn 10x Membership Rewards® points when you shop at www.butterfleldblooms.com/ amexmr. Leave a lasting impression! OW veld throat 12/31.05. Na veld et rail Waco cc mace/wean with any ohs afar trop Ihrediald &cam. To earn tam peas, leo rat to anted in the Werturslip Rewrote prooran al the timid parthan ad charge your corawo xi an Wet, canal Arnithican eFecc IP Card. Gat poirts write wan kr yea Morthorshp Fkwarla woad 1012 cram alter calor es Sensed aid chews apace an )our hag staiornant Bcrea 0:6627. Redeem Points This Holiday Season at shopAmex.com Look to shopAmex.com this holiday season for brand-name merchandise from electronics to sporting goods, toys and even apparel, jewelry and beauty products. Just search, compare prices then redeem your points, use your Card or use a combination of both. Avoid the mall crowds and lines and take advantage of overnight shipping to ensure your Item arrives In time. For itcounts that wally, liarrixt#10 Rewares pones war to a/caulk-thydeducted Wm the puthan In mienaM dthcpbyhardl na bandEirew remain taxes. These harrecicus are treverathe. A credit tot the purchase to Issued on the Coed ta was uscl Na carnelian. This ant may nol appear next lo the ram puctesed witWrithed* Rewards cohls. Redeem Membership Rewards® Points and Fly SWISS SWISS offers nonstop service from Boston, Chicago, Los Angeles, Miami, Newark and New York's JFK to destinations in Europe. Redeem 50,000 points for an economy-class ticket to Europe or redeem 30,000 points for a companion ticket to Europe. Tams arclocreltichs at the Lamberslip Rewards progran apply. For mare kdaanakeni Nisi vAnv.amerIcanexpresscorneent es . . Support Hurricane Katrina Relief by Redeeming Membership Rewards® Points American Express® Cardmembers enrolled in the Membership Rewards program can redeem points to support FEMA-approved charities aiding communities devastated by the hurricane. You can also charge a donation on your American Express Card. Earn 6x Points at Sharperlmage.com! Get a jump start on your holiday shopping with Sharperlmage.coml Earn 5x points on all your purchases when you visit www.sharperimage.com/amexpoints. The Sharper Image® is a leading source of innovative, high- quality products that help make life better and more enjoyable. You can find original gifts while earning 5x points for yourself! Ole veld ONLY at %Iwo sharperlmap.comfamexpoInts troop /201A76. To earn taus Walt., must be moral m the MentendthaRewards9 vegan at me tithe a Paha* end thaTa yew thcchaT to an eicta thread American Express* Carcl. earn parbwa be craltrd p yew award Wm 1042 weeks ter eha-gee appear on your Wawa. In veld is WM% phcashwil aWs a fa The Shwa taw Aurion she. 0rher Item apply. Banos ID. 1076. Visit www.buttertield blooms.corrilamexmr or call 1.88&SBBLOOM aid give promo code 9949. (MR Bonus ID 6627) Visit www.shopAmex. corn today! (MR Message 9456) To learn more about these rewards and redeem points, visit wwmamericanexpress. comirowards or call 1.800-AXP-EARN (297-3276). (MR Message 1315) For more information, log on to httpJ/amex. Justglve.orgikatrIna. (MR Message 4025) Visit vnvw.sharperimage. com/amexpoints to earn 5x points all year long! (MR Bonus ID 1076) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704480 DUPLICATE COPY xxxx-xxx CustomExtras' emirs oz. 11/10/05 Page 7 of 8 Enjoy Exclusive Events with By Invitation Only® This program offers Card members access to once-in-a-lifetime experiences. From sports to fashion to the performing arts, these events are custom designed for Platinum Card® members and typically not available to the general public. Past offers have included behind-the-scenes cooking workshops in the kitchens of some of the country's top restaurants and a trip to Napa Valley at harvest time. CARRATEMSFR BEni ITS. . Transportation and accommodation costs are additional unless otherwise stated. The price indicated covers event costs only. All sales are final and non-refundable and resale is prohibited. Details and prices are subject to change. Packages are available on a first-come, first-served basis. Availability is limited. Call By Invitation Only at 1.800-321-RSVP to secure your reservation. We are continually addng new events, so visit www.ameticanexpress. corn/byinvitationonly for our most current event listing. (CE 106536) Fill Up on Membership Rewards® Points The upside of higher gas prices? Earning double Membership Rewards bonus points quickly. Use your Platinum Card® to pay for the things you do every day, like filling up the tank, buying groceries, getting a prescription filled, or paying your wireless phone bill and in no time at all, the double points you can earn will add up to great rewards! Double points for purchases made with the Card at qualifying stand alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and for payments for wireless phone bills (exclucing bulk purchases of wireless time) will be credited to your Membership Rewards account 12-14 weeks after charges appear on your monthly billing statement. Not valid in the departments of superstores and warehouse clubs. Terms and conditions of the Membership Rewards program apply. I!! .CABDMEMBEA BENEFITS.: (CE 106539) Get a Free Roundtrip Airline Ticket with Sprint® American Express® Cardmembers will receive a free domestic roundtrip airfare when activating a new line of Sprint PCS service. Top destination cities--no blackout dates—major Airlines. Activation required by 1/31/06, with a 2-year subscriber agreement. Payment must be made with an American Express Card. Additional restrictions apply. Subject to credit. May require a deposit. $150 early termination and $36 activation fees apply. Terms and conditions apply. Taxes/fees may apply. Limit 2 free roundtrip vouchers per customeffhousehold. Additional terms and conditions apply. 02005 Spiint. All rights reserved. All trademarks are the properly of their respective owners Sprint For more details or to take advantage of this limited time offer, go to www.sprint.comiamx36 or call 1.677.219.3131. (CE 106527) A Vacation Experience You'll Never Forget Sail the Italian and French Rivieras. Explore historic European cities. Yacht through the awe-inspiring Panama Canal. These are the kinds of vacations that last a lifetime. And, as an American Express® Cardmember, you are entitled to exclusive offers on a host of spectacular excursions that are sure to inspire your passions. So the next time you're planning a holiday, don't just opt for the usual. Give yourself an experience to remember. Go to mvw.mylifemycard.com/vacatIon starting October 10, 2005, and take advantage of exclusive vacation offers, experiences and savings. Go to www.mylifemycard. comNacation starting October 10, 2005, and take advantage of exclusive vacation offers, experiences and savings. (CE 106528) 30% Off Vacations at SnapTravel.com/americanexpress There's a new universe of family-friendly vacations out there for you to discover. From Orlando to the Caribbean, skiing to golfing, we are proud to offer you--powered by Snap Travel—spacious and luxurious accommodations. So, if you're looking for something beyond what you think of when you think of family vacations, let Amencan Express take you there. Subject to availability. Advance reservations required. Snap Travel is offered by RC! Holiday Network, Inc., an Indiana licensed real estate salesperson, whose principal broker is John Lawrence Hertweck. Snap Travel is a service mark licensed to such licensee. All rights reserved. Each office is independently owned and operated. Get 30% off when you book a vacation and pay with the Card. To book, or for more information, visit www.snaptravel.com/ amerIcanexpress or call 1.866.844.2015today. (CE 106529) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704481 DUPLICATE COPY ABcoul Page 8 of 8 Great Ski Offers Only for American Expresso Cardmembers Need to get away this winter? Fresh powder, fast runs, mountain scenery, great meals and exciting nightlife all await you. Visit American Express® SelectsTM at www.mylifemycard.com/ mountains for great ski offers exclusively for American Express Cardmembers. Take advantage of great offers from ski destinations across North America and get away from it all--even if it's just for a weekend. www.mylifemycani. comrmountains. (CE 106530) Sign Up for American Express® Alerts Be notified automatically by e-mail or on your wireless device when there's Important news regarding your Card account. Sign up to receive helpful Alerts. You can decide to immediately know when a payment is due, a payment is received, your balance is updated, your Card account experiences irregular account activity, and if you're approaching your credit or spending limit. Enroll in Alerts now at www.americanexpress.com/alerts. CAPIMEMBES BENEFITS . To sign up for Alerts wed www.americanexpress. conValertS. (CE 106577) Pay Your Bill Easily - Online Manage your American Express. Card account payments on your schedule. Pay immediately or schedule a future payment. You can pay it online, anytime you have Internet access. Just enroll to Pay By Computer. It's the most convenient way to pay your bill and help avoid a late fee. Once it's paid, you'll get instant confirmation. Plus, you can set up helpful Alerts. Enroll now at www.americanexpress. com/paycardbill. Sign up today at www.amerlcanexpress. comipayeardbIll. (CE 106581) Car Rental Insurance at No Additional Cost Use your Card to reserve and pay for an auto rental from a Commercial Car Rental Company and be covered for theft of or damage to most rental vehicles--at no additional charge. Simply decline the collision damage waiver (CDW) or similar option offered by the Rental Company. This coverage is in excess to your other sources of insurance and applies for the first 30 days of rental. Car Rental Loss and Damage Insurance Is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0925 and is subject to change wth notice. This document does not Supplement or replace the Policy. For more information, visit www.americanexpress. comicarrentinsurance. (CE 106575) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704482 DUPLICATE COPY Platinum Card® Statement of Account P iy‘tahLor Due in Full Flexible Total Pzevbs Mete $ PasuenteCeeSs $ Account Nterbet oftimow. 12/11/05 New crwMot leifeTue1 Lane) New &Jere* $ Amount Due S Page 1 of 5 Please Pay By 01/05/06 Please refer to, page 5 on How to Avoid Additional Finance Charges. Please refer to page 2 for important information regarding your account 911.06 +3,175.91 -1,116.91 -4,309.99 +985.78 +4,549.53 779.93 +3,415.45 +779.93 +69.00 4,086.97 -5,426.90 +5,535.31 =4,195.38 848.93 • Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.americanexpress.com/paybill. Your account renews next month. If you do not receive your renewal card by the 22nd of next month, please call 1-800-992-3404. For additional information, please refer to the Charge Card and Statement Information section which can be found on page 2. Thank you. For automatic replacement of a lost, stolen, non-received or damaged card, call 1-800-992-3404. For automatic balance information, please call 1.800-5253355 and press option 1-1. For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. Activnyll 9dat Card Tra 'one for Card )>DCX. 11/18/05 4,04.8 87 CHK FSS PYMT RECV- THANK YOU 3,175.91 APPLIED TO SIGN & TRAVEL/Exit II/11/05' G_OVES ONLINE.COM CARY NC '394922408 MIS•CELLANEOUS APPAREL A 11/16/051 RADIO SHAG< NEW YC RK NY 000044944 10321 12/07/051e,011MMACHER.COM 800-733-480D IL -u6s-ce .(W09448800 GIFT ITEMS Amounts 11/11/05 FREDERIC FEKKAI NY NY BARBER/BEAUTY SHOP 156.00 11/11/05 TOWER CHEMIST PHARMANEW YORK PRESCRIPTIONS/SUNDRIES NY 73.69 Meese kid cm to pee/alien balm, detach and Mum vett your payment Payment Coupon Y. 1 0021 - 621 7 LIMA ..... Amount enclosed Please Pay By: 01/05/06 Total New Balance $ 4,195.38 Minimum Amount Due $848.93 Mail Payment to: AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11(11111 Continued on Page 3 Please enter account number on all checks and correspondence. Payable in US Dollars upon receipt with a bank in IN US or money order, processable through the US banking system. To Pay by Phone, call 1-600- I-PAY-AXP or 1-800-472- 9297. Please refer to Page 5 on How to Avoid Additional Finance Charges. Check bete 8 address or telephone number has changes. Note changes on reverse side. 0000848'13000098578 11r1ri EFTA01704483 DUPLICATE COPY txx-cxZ-ZoMMI Page 2 of 5 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single che..k or draft drawn on a US bank and payabe in US dollars, or with a negotiable Instrument made in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and cigarette through the US banking system. Your Account number must be included on all payments. If payment does net conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we aocept payment made in a foreign currency, we will choose a conversion rate that is acceptabie to us to convert your payment into US dollars unless a particular rate is required by law. Please do not send post-dated checks. They will be led upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and sa isfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing, number, account number and check serial number to your financial sistaubon, unless the check is not processable electronically or a less costly process is available. 8y submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debtto the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments between your ("Extended Payment Account") (referred to as 'Account" in the Sign & Travel and/or Extended Payment Option Agreement" Card Account and your Sign & Travel and/or Eidondod Payment Option Account (if that account has been actuate) and, within each of these accounts, to Charges in any order and manner determined by us In our sole discretion. In mos cases, if you have a credit balance on your Card Account we will not apply or allocate any part of that credit balance to any Extended Payment Account unless you contact us at a time the credit balance exists and instruct us in writing how you want us to apply that credit balance. Charge Card and Statement Information: The Annual fee is $395.0(lor the Basle Card and $175.00or each Additional Card. An additional $5 is charged for billing addresses outside the US. Payment is due on receipt of your statement. You may discontinue your membership by contacting Customer Service. Transactions Made In Foreign Currencies: If you incur a Charge in a foreign currency, it will be convened into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate Identified by us from customary banking sources, on the conversion date or the pnor business day, in each Instance Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Senrice address noted to the right. We must hear from you no later than 60 days alter we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized Ls to pay your bill automatically from your checkng or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the qualty of goods or services that you purchased with a credit card, and you have tried in good faith to correct the protection ith the merchant, you may not have to pay the remaining amount due on the goodsbr services. You have this only when the Anchase price was more than $50 and the purchase was made in your home state or within 100 m les of your mailing address Of we own or operate the merchant, or if we malted you the advertisement theprope or services, all purchases shown cve regarcless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is sho on this statementit represents money owed to you. If you do not make sufficient charges against the credit balance or a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement incficating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75%of all past duo amountswillbo added. Change of Address II cartel on Pont do no use tot Addiela il ly. Stets Zo Code A*. Cede and Have Phone Area Code and Work Phone Elva (optional) To Pay By Phone 1-800-472-9297 Customer Service, Lost or Stolen Card and all other services 1.800.525.3355 24 hours/7 days Car Rental Loss and Damage Insurance 1-800-338-1670 Hearing Impaired (9am-5pm EST) M: 1-800-221-9950 FAX: 1.800.695.9090 In NY: 1.800-522-1897 Large Print and Braille Statements 1-800-525-3355 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1.800345-AMEX Platinum Card Travel Service and Fire Hotels, Resorts & Spa- 1-800-443-7672 Platinum Card By Invitation Only 1.800321-RSVP Customer Service P.O. Box 7825 C.S Ft. Lauderdale, FL 33329-7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329-7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 • To change your address online, visit vnvwemericanexpress.comiupdatecontactinto • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black Ink only In the boxes provided. Please provide your e-mail address to receive important j account updates and exclusive Cardmember offers and benefits. You mayvisit the American Express Privacy Statement at www.americanexpreSs.conVprivacy for more details and to set your email preferences. EFTA01704484 a묘긔9月0./u口 para月刃00 I.6 "91 I.' I.- BL'SBO SU09DeSUeJj paeO JO pe;oj S크川QNflS/SNOIIdIB0＄카3d 人N )1BO入／나크NY.川납VI-Id 上S叭크HO 닙크MOS SQ厚（V乙I. 30V8V타. 1（기 St미月BVd 人N VOW叫yr dvN늬r 크J-BVO 크工님V1NS 9마駁比I. SIN크OS后크ONVBDVBd 人N N닙O人M크N oNlvsnsldoldr SO/IC比1 B크AOO .LBOdSSVd 님크I-u-V크］ xi. sV-nva sfO닙VN NV州크N 50/10尼1 ] IN카S's크그vs o크미八 人N NNVHdV入에V이Nfl씨W00 人80. 10汭 SO/IC尼1 S크］Vs 人N NOS山VVJ099 N님O入 M크NS人크N日Vs 며)/LOML 크8 0.19 人그ddfls仄B크N이iv's 入N 乂늬O人 M크N HUS-크18크dVdS,9IVN 50/10/31 ｛끄旼II.伉0 199及00 Yd NBC人냐a卜中／凹00 000NflS SO/L?JIL B어｝on UNIV勻세M 1B크크甘S크801$ 크0Vy0va 1M 1B크크甘S크납015 크0Vy0va 人N 거so人 M크NSA． 仕引dS 孕 S카叫出OHOS 엮VP깁II. 8크ACO l8odSSvd 8크lILY크］ Xi. SVflVU Sf05비N NV川카나 So尼깁나 00 ' 卞 dil 弓S’乙乙 胸8/000S 八크日 GNYOOOd INY네lVlS크8 人N )180人 M크N 人t月M크남日 GNV기上BY카4 吼VGL/LI 3M aloo iv口크dS U叩dP0$a0 ＄가I크1거 人N NBC人 M3N ＄引VUON們OO-la SC用1.11.1 人B키＄이-Id크크HS U이넙！口＄e0 引LHDLL 人N 乂납O人 M크N 931 VGONW寸아기a 乳尼1/LI. B크I크乂8배 上0쏘引a SN 96比묘98아6 0N!'크a后ONIB So后I/IL 크80I$ 이上크싸＄00 人卜1 ）川0人八A크N上S Hi.L9-9四 VSOHd크S 9미卞I/LI. 13001 人N NBC人 M카寸 )40VH$ 어aVH SO尼I/l I pen낵恥杓3 SUOQ0B$UCIj S 戶 e 8加a 11I:J PPflOIJ 人dOO 크i.vofldna EFTA01704485 DUPLICATE COPY Ma_ mo A:cow* Mutter XXXX•XX) Page 4 of 5 Flexible Payment Option Statement of Account Creditor: American Express Centurion Bank Thank you for using Flexible Payment Option. Ptecug k -nbor )00a-)00( Claim Da* 12/11/05 Account Minimum Summary $ Payment $ Payment Due Date Previous Balance 3,17591 69.00 01/05/06 Payments/Credits -4,309.99 FINANCE CHARGE 0.00 New Charges 4,549.53 New Balance 3,415.45 Finance Charge Balance(s) to Which Average Daily Annual Daly Periocic Please refer to page 5 Schedule Rate Applies Balance Percentage Rate Rate for important information ALL $0.00 16.99 % .0465% regarding your Sign & Travel and/or Extended Certain of the periodic rates and APRs above may be variable. Those rates may vary Payment Option. based upon the prime rate Identified In the Wall Street Journal, as described in your Cardmember Agreement as currently in effect. S&T and/ O Activity for cagocox 11/15/C5 COMPUTER PAYMENT RECEIVED - THANK YOU 11/14/C5 BARNEYS NEW vORK REF F99321250218879 REF: CREDIT 499328C00413189 FS 812.81) .11 /30/C.5 POLO RETAIL COPP REF #99321710228949 REF. CREDIT$*932.8000495149 ($ 321.27).: 11/12/05 BARNEYS NEW YORK 660 MADISON NY SALES 11/12/05 FACONNABLE NEW YORK NY 281.78 FACONNABLE WMN 11/12/05 BCBG #603 NEW YORK NY Amount* 2j..‘4,1741A. 81281 APPAREL ACCESSORIES 11/17/05 POLO RETAIL CORP .NEW YORK GENERAL MERCHANDISE 11/19/05 POLO RETAIL CORP NEW YORK GENERAL MERCHANDISE 11/27/05 HERTZ CAR RENTAL MANHATTAN Location Rental: MANHATTAN NY Return: MANHATTAN NY Agreement Numbe Renter Name: 11/27/05 MTA NYCT BROOKLYN NY MVM METROCARD 12/01/05 BARNEYS NEW YORK 660 MADISON SALES Total of SST and/or ExPO Activity 513.70 NY -1,817.67 NY 341.38 NY Date 05/11/25 05/11/27 550.86 20.00 NY 211.33 New Charges Payments/Credits 4,549.53 -4,309.99 • Continued on next page EFTA01704486 DUPLICATE COPY Ma i Cbing Cate XX XX-XX X 12111/05 Important Sign & Travel and/or Extended Payment Option Information Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB method to calculate FC on your Account. Under this method, we calculate the FC on your Account by applying the Daily Periodic Rate (DPR) to the ADB (as described below) (including current transactions). To get the ADB, wo (1) take the beginning balance for each day (including unpaid FC from previous billing periods), (2) add any new transactions, debits or fees, (3) subtract any payments or credits credited as of that day, and (4) make any appropriate adjustments. For each day atter the first day of the billing period, we also add an amount of interest equal to MO previous day's daily balance multiplied .by the DPR. This gives us the daily balance for that day and the beginning balance for the next day. If this balance is negative , it is considered to be zero. Then, we add up all the daily balances for the billing period and divide the total by the number of days in the tiling period. This gives us the ADB. The ADB for a bitting periori wi'l be considered zero if you paid the total New Balance, if any, shown cn your previous tilling statement by the Closing Date of the current tilling period. If you multiply the ADB by the number of dms in the tilling period and the DPR, the result will be the FC assessed, except for variations caused by roundmg. This method of calculating the ADB and FC results in daily compounding of FC. The information on page 2 of your statement concerning Payments, Authorization for Electronic Debit, Authorization for Electronic Payments, Allocation of Payments and Credits, Transactions Made In Foreign Currencies, Billing Rights Summary, Special Rule for Credit Card Purchase and Credit Balance also applies tothis Account. Page 5of 5 Billing Inquiries Customer Service 1-800-525-3355 (24 hours, toll free) Address American Express Customer Service P.O. Box 297807 Ft. Lauderdale, FL 33329-7807 EFTA01704487 DUPLICATE COPY Platinum Card® Statement of Account Due in Full Flexible Total Revco ealanceS easmwesiCtotesS Account Nterket we. New Char xrroczo! d m eny, Meng)* 01/11/06 New stria $ MembershiP points Available_ 11/30/05, vittien,Chales-.062kaie;paid m. .; lull and all accounts are in goOdSteMintrY Amount m Duo 779.93 -1,008.57 +3,415.45 -6,186.81 4,195.38 -7,195.38 +1,166.83 +2,771.36 +3,938.19 938.19 0.00 =938.19 +938.19 0.00 Page 1 of 8 Please Pay By 01/26/06 Please refer to page 4 on How to Avoid Additional Finance Charges. Please refer to page 2 for important information regarding your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at vAvw.amerIcanexpress.comfpaybIll. For automatic replacement of a lost, stolen, non-received or damaged card, call 1-800-992-3404. For automatic balance information, please call 1-800-525-3355 and press option 1-1. For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. PAY AT YOUR OWN PACE Opportunity Knocking? Payment Flexibility Opens Doors! Sometimes life presents you with irresistible opportunities you'd prefer to pay for over time. Whether it's a last-minute vacation offer you've found or a great buy on that comfortable sofa you've had your eye on, remember, you can take advantage of your enrollment in one of our payment flexibility features. So you can use your American Expresso Card and enjoy all the benefits you've come to appreciate, even when you might want more time to pay. To learn more about your payment flexibility, visit www.americanexpress.com/payovertime. Not all Cardmembers are eligible. Eligibility based on Cardmember tenure and payment history. Activity InsawsP"'"a* Card Tr cant =to 1211 Bons for Amounts frPletCHKITP, 141,1igCV:rHANIC \fa: 3A1B45.APELIELYB41%8SHAVEJExPO awcr.ctptwiEss PYMT,RECyl,THAN K VC 27713eXPOLE6 TO"SidN etFlAYE'..1E-xF0 -779.93 (017geoPU 12/11/05' ANNUAL MEMBERSHIP FEE PERIOD 02/06 THRU 01/07 a + Phase tots on the pertoeabon taw. &tech and tarn vett your paymmit Payment Coupon Mail Payment to: -228.6C 10021-6217 Please Pay By: 01126/06 Total New Balance $938.19 Total Amount Due $938.19 • Amount enclosed AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 I.. i1II Iii Blink 395.00 Continued on Page 3 Please enter account number on all checks and correspondence. Payable In US Dollars upon receipt with a bank in the US or money order, processablo through the US banking system. To Pay by Phone, call 1.800- I-PAY-AXP or 1-800.472-9297. Please refer to Page 4 on How to Avoid Additional Finance Charges. Check here if address or telephone number has changes. Note changes on reverse side. 1000093819000116683 1Irlrl EFTA01704488 DUPLICATE COPY Moe Azar! N XXXX-X) Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking eystem, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be 'unposed. II we accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US ciolars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available. By submitting a check for payme i nt you authorize us to Initiate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment serviceof ours you will be authorizing us to vitiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments between your Card Account and your Sign & Travel and/or Extended Payment Option Account (if that account has been activated ('Extended Payment Account') (referred to as 'Account' in the Sign & Travel and/or Extended Payment Option Agreement and, within each of these accounts, to Charges in any order and manner determined by us in our sole discretion. In most cases, if you have a credit balance on your Card Account we wil not apply or allocate any part of that credit balance to any Extended Payment Account unless you contact us at a time the creek balance exists and instruct us in writing how you want us to apply that credit balance. Charge Card and Statement Information: The Annual fee is $395.00or the Basic Card and $17500or each Additional Card:An additional $5 is charged for biting addresses outside the US. Payment is due on receipt of yourstatement. You may drscontinue your membership by contacting Customer Service. Transactions Made in Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion dale or the pnor business day, in each instance increased by 2%. This conversion rate may doer from rates in effect on the date of your charge. Charges converted by establishments (such as airlines) will be tilled at the rates sucn establishments use. Blame Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or it you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you relater than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are stiE obligated to pay the pails of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your automatically from your checking or savings account, rou can stop the payment on any amount you think is wrong.To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You-haverthis- protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a creM balance (designated CR) is shown on this statement, d represents money owed to you. If you do not make sufficient charges against the credit balance or uest a refund, we wil, within 30 days after expiration of the six-month period following -the date cf the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more billing periods, a late payment fee of 1.75%of all past due amounts will be added. Change of Address correct Trn ft,rt d5 no! u" Arcot Adams, Gay. State Zp Cola Area Cade and Home Phan. Area Cede and Woik Phone Email (optknal) To Pay By Phone 1-800472-9297 Customer Service, Lost or Stolen Card and all other services 1-800-525-3355 24 hours/? days Car Rental Loss and Damage Insurance 1.800338.1670 Hearing Impaired (9am-5pm EST) Mt: 1-800.221.9950 FAX: 1-800-695-9090 In NY: 1.800-522-1897 Large Print and Braille Statements 1.800.525.3355 Travel Emergency and Worldwide Personal Assistance and Fine Dining 1-800-345-AMEX Platinum Card Travel Service and Fine Hotels, Resorts & Spas 1.800.443.7672 Platinum Card By Invitation Only 1-800-321-RSVP 0 Customer Service P.O. Box 7825 C.S Ft. Lauderdale, FL 33329-7825 Express Cash Operations P.O. Box 297815 Ft. Lauderdale, FL 33329-7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 • To change your address online, visit www.ameticanexpress.comiupdatecontactinfo • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. Please provide your e-mail address to receive important J account updates and exclusive Cardmember offers and benefits. You may visit the American Express Privacy Statement at vnwtarnericanexpress.corn/privacy for more detals and to set your email preferences. EFTA01704489 DUPLICATE COPY °S kean Hinter a_ Os )CetWipaa 01/11/06 Page 3 of 8 Transactions Continued Amount $ 12/13/05 CASA DEL BIANCO NEW YORK NY HOME FURNISHING FOR CUSTOMER SERVICE CALL 2124499224 12/14/05 SCI CARTS-NEWARK INTNEWARK NJ 3.00 PARKING LOT/GARAGE 12/16/05 PAPYRUS 9234 2127170002 NY 45.19 GIFT, CARD, NOVELTY 12/16/05 TERENCE CONRAN SHOP NEW YORK NY 54.19 HOME FURNISHINGS 12/16/05 FEDEX #802395474716 NEW YORK CITY NY 33484 TO: LU IA T FL FROM: 1 1 001 EX FEDEX CUSTOMER SE R • • • 147 61.77 34.08 12/20#35 THE DISCOVERY CHANNE800-889-9950 KY 87.80 OTHER DIRECT MARKETERS( 12/29•05 MEDITERFIANEO NEW YORK NY 20.15 FOOD/BEVERAGE FOOD/BEV 18.15 TIP 2.00 12/30/05 SEPHORA-FLATIRON #30NEW YORK NY 92.12 COSMETIC STORE 12/30/05 BEDBATH&BEYONDS0361 NEW YORK NY 33.53 DEPARTMENT STORES 0110146 GRISTED ES #512 NEW YORK NY 39.11 GROCERIES 5399O9 01/02/06 AGATHA AT COLUMBUS AVE NEW YORK NY 43.35 GENERAL MERCH 01/02/06 #116 LINCOLN SQUARE NEW YORK NY 21.50 MOTION PICTURE THEATERS 01/02/06 BARNES & NOBLE NEW YORK CITY NY 24.28 BOOKS/SUPPLIES/GIFTS 01/03/06 FUSHA JAPANESE REST NEW YORK NY 87.15 FOOD/BEVERAGE 01/06/06 HOLD EVERYTHING NEW YORK NY 43.35 SPECIALTY RETAIL STORE 01/09/06 TOWER CHEMIST PHARMANEW YORK NY 45.15 PRESCRIPTIONS/SUNDRIES 01/09/06 FLIPCUPS 3103087540 CA 11.29 BOOKS,PERiODiCALSAN 01/03/06 MERCER KITCHEN NEW YORK NY 24.82 EATING PLACES AND RESTA Total of Card Transactions Now Chargos 1,166.83 Payments/Credils 4,008.57 Continued on reverse EFTA01704490 DUPLICATE COPY mai x'cca nra Page 4 of 8 Flexible Payment Option Statement of Account Award Nutter Dam Creditor: American Express Centurion Bank x aftita /06 Dab 1 Thank you for using Flexible Payment Option. 01/1 Account Summary $ Previous Balance 3,415.45 Payments/Credits -6,186.81 FINANCE CHARGE 0.00 New Charges 2,771.36 New Balance 0.00 Minimum Payment $ 0.00 Finance Charge Schedule Balanee(s) to Which Average Daily Rate Applies Balance ALL $0.00 Annual Percentage Rate 17.24 % Daily Periodic Rate .0472% Certain of the periodic rates and APRs above may be variable. Those rates may vary based upon the prime rate identified in the Wall Street Journal, as described in your Cardmember Agreement as currently in effect. Finance Charge Total Finance Charge 2005: $0.00 Summary Please refer to page 4 for important information regardng your Sign & Travel and/or Extended Payment Option. S&T a Ca:d X:oCa O Activity for 12/14105 :MiloasaMvElailEigg,..E,D74.WNItYIPITI 01/11/03 1:966MPLTERIA9rikallittEiStibr-;11-ktittll:, 12/14/05 FCLO RETAIL CORP NEW YORK APPAREL/ACCESSORIES NY 12/14/05 Y HOUSE JEWELRY DESINEW YORK JEWELRY/REPAIR/SALES NY 12/22/05 lAnNW.POLO.COM 885-4754674 INTERNET RETAIL PA 12/29/05 . BERGDORF GOODMAN NEW YORK CREME DE LAMER NY 12(30/05 PO1.O RETAIL CORP NEW YORK GENERAL MERCHANDISE NY 01/02/06 EOUINOX COWMBUSCIRNEW YORK HEALTH SPA NY Total of SAT and/or ExPO Activity Amami S 1;3,4/5:45 -2,771.36 254.68 314 29 755.56 265.52 620.99 560.32 New Charges Paym ents/Credlts 2,771.36 -6,186.81 Important Sign & Travel and/or Extended Payment Option Information Finance Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB method to calculate FC on your Account. Under this method, we calculate the FC on your Account by apdying the Daily Periodic Rate (DPR) to the ADB (as described below) (including current transactions). To get the AUB, we (1) take the beginning balance for each day (including wiped FC from prevous billing periods), (2) add any new transactions, debits or fees, (3 subtract any payments or credits credited as 0' that day, and (4) make any appropriate adjustments. For each day a r the first day of the billing penbd, we also add an amount of Interest equal to the previous dayb daily balance mu/egged by the DPR. This gives us the daily balance for that day and the beginning balance for the next day. If this balance is negative, it Is considered to be zero Then, we add up, all the daily balances the billing period and divide the total by the number of days in the billing period. This gives us the ADB. The ADB for a billing period will be considered zero if you paid the total New Balance, if any, shown on your previous billing statement by the Closing Date of the current tieng period. If you multiply the ADB by the number of days in the billing period and the DPR, the result will be the FC assessed, except for variations caused by rour.dng. This method of calculating the ADB and FC results In daily compounding of FC. The hformation cn page 2 of your statement concerning Payments, Authorization for Electronic Debit Authorization for Electronic Payments, Allocation of Payments and Credits, Transactions Made in Foreign Currencies, Billing Rights Summary, Special Rub for Credit Card Purchase and Credit Balance also apOeslothis Account. Billing Inquiries Customer Service 1-800.5253355 (24 hours, toll free) Address American Express Customer SeMce P.O. Box 297807 Ft. Lauderdale, FL 33M-7807 EFTA01704491 Totals For questions about your Membership Rewards account, contact 1-800-AXP-EARN (297-3276) www.americanexpress.com/rewands American Express Membership Rewards P.O. Box 297813 Ft. Lauderdale, FL 33329-9785 MembePbJ Ij9W&il1WtIs® Monthly Statement and Program News Statement Period f a MEMOURSIIIP November 1, 2005 - November 30, 2005 • • Account activity after this period does not appear on this statement E Page 5 of 8 American Express* Points are available when charges are paid in full and all your accounts are in good standing. Available points include Everyday Spend Points. Available Points 125,967 Everyday Spend Points earned this period: 47 Account Summary New Points Earned 11/01/05 - 11/30/05 Opening points balance 121,832 New points earned +4,135 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =125,967 Points Activity On Everyday Spend Eligible Charges Points Earn Double Points for all your Everyday Spend - groceries, gas, pharmacy Bonus Points P Total Points er Activi Cardty Awarded 4,088 47 0 4,135 4,088 47 0 4,135 Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Po:nts transferred or redeemed cannot be reversed back into the program, Forfeited points can bo reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards program Terms and Conditions in your Membership Rewards Guide. If you have questions, please visit www.americanexpress.comfrowards cr call 1-800-AXP-EARN (297-3276). From overseas, call collect 305.816.2799. Guaianty BANK atitidlelr. Earn Hundreds of Bonus Points for Everyday Banking Guaranty Bank is proud to introduce My Checking, a special opportunity to earn hundreds of Membership Rewards® bonus points fo'r opening an account, plus even more points based on your account's average daily balance. To sign up for an account today, just call 1-800-288-8822 toll-free or log on to www.guarantygroup.com/mychecking. Facto lento ard co•cl6coo, oleoze vira ve•Fw.memberehlpsewards.combonuspolntic OFer void barn 11O1O7. Tote eligtie to can bonus points, you mutt be enro'ed in the fiernSe.ap pagan at proride yam Sig Se enroled Noe em Ent Card Donur, oon't, be meted lo yea nt amou %Olin I0-12 weeks Drier receivews" rncothlycheckiv sccurt ,,tokrient Perezeol mocuts arty. Goo:arty Bonk e Member F0C. aware 0:7449. Explore Worldwide Cuisine with Epiculinary Redeem Membership Rewards® points for our new partner, Epiculinary. Whether your dream is to learn how to prepare hand-made pasta in Tuscany or bouillabaisse in Provence, Epiculinary offers a culinary tour for every taste and budget. Explore the world through cuisine and culture on over 50 cooking vacations featuring hands-on cooking classes, market visits, winery visits, olive oil tastings, and visits to local food artisans. Visit www.epiculinary.com for more information. In and corclacos as teentersep Rewards poywn *ply. For mao inleanatioq vett www.americanexprne.conrcerrartra. Call 1-800-288-8822 toafree or visit www.guarantygroup. com/mychecking to sign up. (MR Bonus ID 7649) To learn more about these rewards and redeem points, visit v/ww.amerIcanexpress. com/rewards cc call 1.800-AXP-EARN (297-3276). (MR Message 4078) Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01704492