EFTA Document EFTA01774915

From: Sent: To: drsra <a> Wednesday, September 21, 2011 12:11 PM Jeffrey Epstein The bank set a hearing for summary judge=ent that was continued to Oct 7 when Trent injured his hand. I gave =y documents to trent because the bank never told me they were changing the=terms of the loan from a construction loan to a simple line of credit. Thy= did this on the day of closing. This allowed Mike to take over $290=000.00 within 6 days of getting the loan, and more over the next 18 months= Trent then suggested thru his paralegal that bankruptcy may be the =ay to go. I met with Leanne (paralegal) and she gave me a packet for=the bankruptcy lawyer in Trent's office. Everyone had been telling m= that joint accounts are untouchable, but then it was asked if they were t=nnets by the entirety. When I checked, my bank accounts aand Transam=rica stock account were all "joint with rights of suvivorship." This=is neither tennets in common or by the entirety (seems financial institutions=got tired of beinf dragged into legal spats and created this designation).=nbsp; I called the broker/advisor on the transamerica account & he sai= it is 100% accessable in a judgement. I had him transfer the accoun= into a tennets by teh entirety account last week. I asked if there =s a prohibition or time limit on when I can transfer money before filing b=nkruptcy and apparently no lawyer at Trent's office knows. I have ab=ut $300,000.00 in cash in 2 checking accounts and 1 money market account.&=bsp; I wnat to put in in the Transamerica account because it is tennets by=the entirety now. Seems like a simple answer tio me if you do b=nkruptcy, but apparently they will not answer. Now time is running o=t so I told Trent to file the response to the summaary judgement so that w= can argue for a trial. Otherwise, the judge will graant a summary judgement & they start freezing accounts. Lawyers. =If they don't know what they are doing, why don't they just say so? =ould save a lot of time. Also, I wouldd have converted accounts or s=ifted money years ago if they had not told me everything was safe. H=pe I don't end up losing $1.8 million in joint money now. That wipes=me and Karen out. She doesn't deserve to lose everything because of =e. We'll see. I am going to try to get bankruptcy advice today, but=l have 2 depo's that will take all morning and most of the afternoon so it=will be difficult. Hope I don't run out of time. I sent a blind copy to you so you'd know what is happening. =We may have our answer in 2 weeks whether I want it or not. How's your case going? Same general experience as me with lawyer= I assume? EFTA_R1_00088598 EFTA01774915