EFTA Document EFTA01792105

From: Erika Kellerhals < Sent: Friday, March 15, 2013 7:34 PM To: Jeffrey Epstein Subject: under IBE act You can eng=ge in insurance brokerage for risks or objects outside of the Virgin Islan=s; underwrite insurance for risks or objects outs=de of the Virgin Islands; Erika A. Kellerhals Partner Kellerhals Ferguson Fletcher Kroblin LLP Notice: This communication may contain privileged or other confidenti=l information. If you are not the intended recipient, or believe tha= you have received this communication in error, please do not print, copy,=re-transmit, disseminate, or otherwise use this information. Also, please indicate to the sender that you have =eceived this e-mail in error, and delete the copy you received. Than= you. EFTA_R1_00122696 EFTA01792105 Circular 230: To ensure compliance with the requirements imposed by the IRS= we inform you that any tax advice contained in our communication (includi=g any attachments) was not intended or written to be used, and cannot be u=ed, for the purpose of (i) avoiding any tax penalty or (ii) promoting, marketing or recommending to another pa=ty any transaction or matter addressed herein. 2 EFTA_R1_00122697 EFTA01792106