EFTA Document EFTA01939509

To: Jeffrey Epsteinueevacation©gmail.com] From: Richard Joslin Sent Wed 1/8/2014 12:44:44 AM Subject: Note extract Borrower represents to Bank that the proceeds of the Loans are to be used for business and commercial purposes, including without limitation for the purchase of margin stock and/or fine art directly or through the Guarantor and such other purposes as may be approved by the Bank. Under the terms of the $400MM note, the death of Borrower is an event of default for which the Bank can accelerate payment in full against Borrower and Guarantor. Recourse against Borrower excludes residences, jewelry, furniture or loans to trusts of which Borrower's children are beneficiaries. I am on train now Richard Joslin, CPA CFO oi Black Famil s Partners, LP EFTA_R1_00397143 EFTA01939509