EFTA Document EFTA01321366

Statements CONFIDENTIAL SDNYGE100351511 EFTA_00224203 EFTA01321366 OSAREO TWIOVOM ITS NvOLLY 0Vbt SUBSOLMN O TZ L I m r ZISTS£00- 019- ANGS IS b.) h.) 2 IJ BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear Steams & Co. Inc. New York New York 10179 ACCOUNT ExECUTIVE ZICHERMAN.IRA TELEPHONE VISIT OUR HERSH! avnybearsteams.com What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail 5 Fund Activity 5 Your Messages 7 Your Portfolio at a Glance TOTAL VALUE OF SECURITES THIS PERIOD NET CREDIT BALANCE MONEY MARKET FUND BALANCE 9.756.423 877.181 2,331.232 NIR Mere THIS PERM 512,964,836 NET EQUITY LAST STATEMENT 33.803,484 ClaNC,E WE LAST STATEMENT -20,838.628 There are no 'Stop Loss orders or tether pending bUy or sell open orders on He for your account. IllllIIlllllrlrll II FINANCIAL TRUST COMPANY INC C/O AMERICAN YACHT HARBOR • 6100 RED HOOK SUITE 8-3 QUARTERS #2 ST THOMAS VI 00802 Market Value of Your Portfolio cast' ("se, 23.209.413 523.285.100 Ecult;es .001. : 5.254.0W 511 884 SA89.500 Ana awn ri aterscoe ce rowecelpt ef efiada ef snot. mica*, as towed u tn. b, COW SaMOry se K04..1.1.01 a on* n am Soroces a Ns %n Nowt. Coc.. av Novae.", can NaNN. 0•003r 20 JONI IN Cunwe market vakm OM Last SLIKOrrea martin yake C Shoe marks value sea Acne Sorbs Co Coe MeinCWI Carr NM . Ea. TOM 112014850 FINANCIAL TRUST COMPANY INC STATEMENT Ntrembry 10.2002 ThirotiON December 31.2002 AteiZ, NT •40/11t“ 7$ KU MAR QT FN. .MT "'AMIE"? NOWIMbef 29.2002 gk fvfOiry b m ercerresces949044 OMY. line< Ote'404 al a nix 40Critt The SteemICI item be reeant40990./ MCP'S 504 rilvellt taiNITIO1/11iffrthin 077 0191701,09 031 Important Message PI any information regarding 2002rWest. at/deeds. miscellanea :3 town*. gross proceeds or original osue 6scount is required to be reported to the IRS for this account. a Consolidated Form 1099 will be meted to you by January 31.2003or a 1042Sby March 17.2003. %1139 EFTA01321367 neon TPROI01 02 WHOLLY omco SAISOKRY ow Sinn StvuItin Cap. Cy* Mitroupcn Omer Path BrpclOpn New Rot 11201.180 FINANCIAL TRUST COMPANY INC 2 rn 8 IJ 0 z m cim z H r EISTSEOCINDANGS STATEMENT BACKER IS PRINTED ON THIS PAGE 02 01/0033;00.30 We nit EFTA01321368 IT1 8 IJ IJ IJ OFFCE SERvtiNG TOM ACCOUNT BEAR Malin STEARNS ak 10179 3 et 7 Cash Flow Analysis MIS PWOO Cash Balance Summary CPINPC CLOSING Opening Balance $1.474.539.19 Cash 791.335.43 448.954.71 Money Fund 19.520.870.97 Man* 191.204.00 166,977.00 Funds Deposited 10.000.000.00 Short 491.999.76 261.249.26 DraderchAnterest 157,619.28 Net CeshBalance 51.474.539.19 5877.180.97 Amount Credited 529.878.290.25 -n Securities Bought Money Fund -254.977.50 -20.670.97 Income Summary C in Funds Withdrawn Amount Debited -30.000.000.00 5.30,275.648.47 MIS MOOD Vie TO 04% DM:lends Credk Balance Int. 177,874.17 416.08 1,122,184.41 17,865.78 Net Cash Activity -597.358.22 Total 9178,290.25 51,140,050.19 Closing Balance $977.190.97 Foreign Tax Withheld 0.00 -4.500.00 r VESTS£00- 019- ANGS Sr* M'rwwn ci Cie Wean .ante 1m . an Ng leads< in 7.. WO., Sid Ynlip, s, irs teals Waves trnselers 0o pro; Apatar m 71INI400, all Portfolio Composition Cash/Cash Equealcint Equities Val tons 3.208,413 254.000 10,010.423 Total 6254,000 313.218.836 027 01010309 00I CLEMEO 1,000004 ITS volOur On10.0 SUMMARY GeV. SWIMS Seaman Cow. Cr. Vavasa (Arm WO lour 11201.311Sa FINANCIAL TRUST COMPANY INC STATtuert P0200 Makenter 30.2002 THROUGH oecetnter 31, 2002 ACCOut,it MA TAX/MU 1,3n003 On Fie Lay STATDO re immerser 29.2002 Your Portfolio Allocation Cash t Equ/iMan 24% Short Om' 1% Comes 7S% UntA•fed *lax Leda* 6tha ben inns, ea., mewl vita TI. Stant Marge letIvel So.. Lit •Osalle 'mann vine el "ow were.. VS39 EFTA01321369 CLEARED 71.00M. ITS AWCA0( *AXED SAMOARY rri 8 IJ IJ .0- O -n C in r STSTS£00- 019- ANGS BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Steams & Co. Inc. New York• New TOM 10179 4 en Step MOM SOCIAJC3 Cap Inpromn Carus NW. leceln Men' 0 183.9 FINANCIAL TRUST COMPANY INC STATEMENT nano November 30.2032 Your Portfolio Holdings ildiOucm ACCOUNT 'OMER December 31.2002 CASH & CASH EQUIVALENTS TAXPAYER rawest uET STATEMENT On nk November 29.2002 MARKET (SMARM CURRENT DESERIPTIM verne:00.aw OLARTM nKt VALUE MIAMI NCO& 7100 CASH BALANCE 877.181 DREYFUS CASH MANAGEMENT-CL A DIC)0C 2.331.231.89 1.0COO 2.331.232 32.637 1.4000 INSTITUTIONAL SHARES EST. 30 DAY MG HEW 1.2200% TOTAL CASH & CASH EQUIVALENTS 53,208.413 532.637 EQUITIES Equities & Options ACCT WENT EPPS= oetoa 0ISCRPTOI S/1/00:1151P TYn %Remy 10101 VALUE Meta WOW TR101%) ELECTRONICS INTERNATIONAL FLEX CASH 100.000 8.1900 819.000 LTD GALYANS TRADING INC GLYN CASH 150.000 10.0000 1.500.000 II0WNGER INTERNATIONAL INC HIS SHRT .25,000 10.1600 .254.000 -5.000 1.9685 CL A TYCO INTERNATIONAL LTD TYC CASH 100.000 17.0800 1.708.000 5,000 0.2927 VECTOR GROUP LTD VGR CASH 393.008 11.6200 4.588.753 628,813 13.7694 SENTIGEN HOLDING CP RSTD 93806416 CASH 333.331 4.2500 1.418.870 Total Equates& Options 49.756.423 $628.813 TOTAL EQUITIES 59.756.423 $628.813 YOUR TOTAL ESTIMATED ANNUAL INCOME $661.450 YOUR PRICEOPORTFOLIOHOLDINGS 512.964.836 027 /01,0301110 00' ,439 EFTA01321370 ITT 8 IJ IJ .9 00 - WiNR0UNO0 9TSISE00-019-ANCIS BEAR STEARNS OFFICE SERVCING YOUR ACCCUM HD Mar 1C1 5 d? Transaction Detail INVESTMENT ACTIVITY CLCARSD 7119000/4 ITS ?MOLLY 00040 $1.9399.09r tea Steam StOiebei am. One 1.19biteci, Ulm WO E llison 11201-3859 FINANCIAL TRUST COMPANY INC STAeria,(1 PE1000 20,1(X)001 to-snow 30. 2002 [December 31.2002 Ar.t0c-NT meutite Ifl Te2o1evER Kent* Okla :AST STATEeter Havre*, 29. 2002 strrumva MADE OM DATE TIAISACItel DESCRTAind SWIC4XuSP C1211,1112 POLE Oise AUDM! MCC M.00910 12/24/02 12/19/02 BOUGHT HOUJNGER INTERNATIONAL INC HER 25,000 10.13900 254,977.50 CL A INSOUGRED COVER SHORT. TOTAL 5.254.977.50 DEPOSITS AND WITHDRAWALS TROASACION OLSCRIM12A OEM A1.01.1 OLLM AVOLSa 12/02/02 END WIRED 12/02102 FUNDS REC 3/ ./ 9614FNDSWIRED TO F0 07979 F MIRE T ANA FROM AN 30.000.000.00 10.000100.00 TOTAL 530.000.000.00 S10.000.000.00 MONEY FUND ACTIVITY DATE WOW TRANSAentel mama. 911110UCUSP GUMMY NCI a MOM MIXT MINT 11/30/02 OPENINGBALANCE 21,810,680.92 12/0202 SOLD ErriaMittrEMENT-CL A INC0( -10,500.070 1.0000 19.500.000.00 12/02/02 DIVIDEND EMENT-CL A DIC1IX 20.670.97 MONTHLY OMOEND 12/02/02 REINVEST LEN NAL CASgaNAGDADITCL A C4CIOC 20.670.97 20.670.97 DNEEND REINVESTED 027 01001•3101.30 001 Via EFTA01321371 0 Tz E I DATE DESOURTEE 01.00.0.60 Zeialrty RATE 31 CFv Alta,NT 01030 MIOUNT 12/30102 VECTOR GROUP LTD REC 1 2120.02 PAY 12/3002 VGR 393,008 0.4000 157,203.20 TOTAL 5157 203 20 INTEREST DATE otscaprod OaNTITT RATE 09 CENT MOM 00011 MiCtla r 12123102 INTEREST ON CREDIT BALANCE AT 0 3/4% 11,21 THRU 12/20 0.7500 416.08 TOTAL 5416.08 MISCELLANEOUS BBNR STEARNS OFFICE SERTIONO YOUR ACCOUNT Beer, Steams b Co. Inc. Neri York New York 1 C179 6 i Transaction Detail (continued) MONEY FUND ACTIVIT9 (ccotinue4) DATE 1.0,DAT TRATISACTON DESCR911011 SYI.TaanuSP ~RED 11410U0i 1TS ympar 0•003 vasaarv Sår, Sar% kamps On- 0.* ~ah Ont hem kofen New RdIC 112014659 FINANCIAL TRUST COMPANY INC STATUENT PER«) Nommte« 30.2032 TwoOvon comme. 31, 2003 ACCOLTNE ~WE TwArut PiwarR 130 Fra ina nruccr Nomenter 29.2002 Otmsmy ETRCE DEZIT /MOUNT CRIC0 /MOUNT 12/31102 CLOSINGBALANCE 2,331,231.89 TOTAL 5-20.670.97 519.520.670.97 DMDENDS LISTS£00- 019- ÅNGS DM! MOTDAY TRANSICTON DESCREPTION DEIST MOUNT CR10T1AMWM 12)02/02 JOURNAL MARK TO MARKET 2.499.00 12/02/02 JOURNAL MARK TO MARKET SHORT POS 2.499.00 12/09.002 JOURNAL MARK TO MARKET 28.499.00 12/09/02 JOURNAL MARK TO MARKET SHORT P06 28,499.00 0:2 0501/01.54:30 gol 0331 EFTA01321372 En I8 IJ V.2 IJ BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT oer liagork 10179 7 or, Transaction Detail (continued) MISCELLANEOUS (continued) 0.412 LK1OAY 712111SACTO1 CESCRP1114 Cart MOW CRON MOW JOURNAL MARK TO MARKET 28.999.00 12/16/02 JOURNAL MARK TO MARKET SNORT P05 26.999.00 0 12/23/02 12/23/02 12/3002 JOURNAL JOURNAL JOURNAL MARK TO MARKET MARK TO MARKET SHORT POS MARK TO MARKET 22,999.00 2,227.00 22,999.00 12/30'02 JOURNAL MARK TO MARKET SHORT POS 2,227.00 x l TOTAL S-83.223.00 $83.223.00 C in z r WESTS£00- 019- ANGS Your messages As part of the National Association or Securities Dealer's (NASD) Investor Education Program, you may obtain Information on the NASfYs Public Disclosure Program by contacting the NASD at telephone number (800) 289.9999 or via the Internet address which is www,nasdr.c0r, In addition, a brochure explaining the Pubic Disclosure Progam is available from the NASD upon request. End of Statement 027 CLEARED DROWN nS 11110.1.Y °MAD SIMODUAV see. Stan Smintss One Mesa° Cn Ranh At 11201.3859 FINANCIAL TRUST COMPANY INC STMEmess PSEDO Nommeec 30.2002 nirouck OeCtm01f 31.2002 AcCaAr7 MAIM TAXPAYER MASSER LAST STATIMOCT 01101.030010 C01 VEGII On vie WSW 29. anoe EFTA01321373 CLEARED THROWN ns "MOLLY evoke SiAMWAY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Steams 6 Co. Inc. New TOM. New York 10'.'° ACCOUNT EXECUTNE ZICHERMAN.IRA TELEPHONE ■ VISIT OUR WEBSITE MMV.0001iteallIttorn What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction Detail Fund Activity 6 F I I I FINANCIAL TRUST COMPANY INC CIO AMERICAN YACHT HARBOR • 6100 RED HOOK SUITE B-3 QUARTERS #2 ST THOMAS V1 00802 m Your Portfolio at a Glance Tom/ Rau( Or SECURITIES THIS PERIOD 10.518.364 Market Value of Your Portfolio Cash 6 Eminent S23.28.5.100 53.836.868 NET CREDO BALANCE 1.474.539 511.001.864 EouRies • 5-489.500 MONEY MARKET FUND BALANCE 21.810.561 59.434.556 Current market valve NET MTN Tor PERIOD $33.803,464 r NET EQUITY LAST STATEMENT 13271,434 Last steltments mania rake =I Shoe: Tweet vale CHANGE SINCE LAST STATEMENT 20.532.031 6TSTSEOCIND- ANGS There are no Stop Lou" orders or other pending buy or sell open orders on file for your account. Pea neat ono elan co toweeept eteede W Melt liteledilsO a °eon: to roe Cleo $a4« t =awls nee is Can Istt MI SW $1.n Secures Coe. Coo Wine, con. lea OS N.Y. ewe. San Secuuts Cap. One IlettNeCe Cats Na etcOeleo Nee Ye* 112O1.3859 FINANCIAL TRUST COMPANY INC slATZLCIa PC4100 CCOket 26.2002 Tweevev NatteenOto 29.2002 ACCW41 ItteVent TAxerait WAWA CIO File ewer SUMACS! Octobef 25. 2002 Tor Wear/ le for tolormilloul preeiet Vet. CIO sot Irleteld IS eta extritift Tois lee nett Melt be easel fOryto. meads See teal. side lee neaten reunion 011 11OO,22142, COI EFTA01321374 0.EARED THAIY.04 1. 5 V.1.0ux OHIO SUBSOARr Hay.Stearm Sonnies Cap. Ole Nettatch CM* Noll &00w. 'dew YOrt 11201.38S9 ale FINANCIAL TRUST COMPANY INC 2 ao 0 0 z m C rn z -H r OZSTS£00- 019- ANGS STATEMENT BACKER IS PRINTED ON THIS PAGE 027 lIntIOtbigt 001 11S311 EFTA01321375 OCABBI) TWROVOM ITS aeleate e, NED tuBSCcear rn 8 IJ IJ .eIJ - BEAR STEARNS orficE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. New 0Cfk Neat 00ak 3', , Cash Flow Analysis no race Cash Balance Summary OPENING Opening Eta la not Scarifies Sold 521.673.62 453.203.76 Cash Margin 21.673.62 0.00 791.335.43 191,204.00 0 0 Money Fund Funds 0090640d DisidendsAntcrest 15,366.68 19.041.875.00 1.786.81 Short Net CashBalance 0.00 $21.673.62 491.999.76 51,474,539.19 Amount Credited 519,512,232.25 m Money Fund -18.005.366.68 Income Summary C in Funds Witherarm Amount Debited -54.000.00 5.18.059.366.68 THIS PERM WAR TOME EiMdends Creak Balms Int. 6.616.68 536.81 944,310.24 17,449.70 Net Cash Activity 1,452,865.57 Total 57.153.49 5961.759.94 Closin9 Balance 51.474.539.19 Pamir Tar Withheld 0.00 -4.500.00 r USTS£00- 019- ANGS Sane ear airman el own alai. Bawl 00.• e• nod. flea Meet*ace Virniles. M .41 a fads Ie a we tneeasioas oat. 1. inesaalen Oral Portfolio Composition CashaCash Equivalent &Pas 489.500 LONG 23.285.100 11.007.864 Total 5489.500 534,292 964 027 11.100;14:23 C01 Beat. Sewn See— Co. 0'e *crown Cate Mann Beeler. New at 20 MO FINANCIAL TRUST COMPANY INC STATMENT POMO OCIObte 26.2002 imatOurpo November 29.2002 MY," etwBER Texleartft ei-avare On Ho VAT STATnIEST October 25. 2002 Carh & Equw.%-re 87% Your Portfolio Allocation Equties 32% Short Equities 1% JOrluis P.M. (eV Sara ard.x.0.1 .u•41 S... The Itc011y putartain a demid ton Th ltmotie naran xacee a Ay While Veal EFTA01321376 0 Tz B I m z D r USTS£00- lA19- ANGS BUtrt STWRNS OFFICE SEAM« YOUR ACOXIAR ~ink 10179 DA_AREO issain as nnu. Ovns mataura Sans Sassisss 0% Rana an ash iiiiisork 1110144159 FINANCIAL TRUST COMPANY INC Swann vela Ockeer 26.2002 tlrOupn Novena 29.2002 ACCOUNT MOSER Oar Your Portfolio Holdings CASH & CASH EQUIVALENTS ~Vet ~KR tAtT STATIMEHT On Re OCIOb9( 25. 2002 DESCR•110s 511.113Untr Olamy AWE mat BlauSED Caen vat au% Nat 1Ø114 CASH BALANCE 1,474.539 DREYFUS CASH MANAGEMENT-CL A DICK< 21.810.560.92 1.0030 21.810.561 370.780 1.7000 NSTITUTIONAl SNARES 1.51. 30 DAY AVG YIELD 1.3900% TOTAL CASH & CASH EQUIVALENTS 523.285.100 5370.780 EQUITIES Equities & Options /Ca 25111AUED CURRANT CCOSPla reviOnar nn Ouary VALUE »AWL ~IC TWIN FUDORONICS INTERNATIONAL FLEX CASH 100.000 11.0100 1,101.000 LTD GALYANS TRADING INC GLYN CASH 150.000 13.5100 2.026.500 HOWNGER INTERNATIONAL INC HLR SHRT -50.000 9.7900 489,500 -10000 2.0429 CIA TYCO INTERNATIONAL LTD TYC CASH 100.030 17.8400 1.784.000 5.000 0.2803 VECTOR GROUP LTD VOR CASH 393.008 11.3900 4.476.361 628.813 14.0474 SENTIGEN HOLDING CP RSTD 9380646 CASH 333.334 4.8600 1.620003 Total Equities& Options $10.518.364 $623,813 TOTAL EQUITIES 510,518.364 1623813 YOUR TOTAL ESTIMATED ANNUM. INCOME $994,593 YOUR PRICEOPORTFOLIOHOLDINGS 533,803.464 Ot/ 11/30.9214,5 COI V535 EFTA01321377 1'71 8 IJ IJ IJ BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. New Yo.t New Yell 10179 5 « 7 Transaction Detail ACODu9T RUINER TAXPAYER ~ER On Rio INVESTMENT ACTIVITY LAST STAMME'," October 25. 2002 can» luR09.3,4 rn vA•OLAY Ovin•ED StreWuRY Pea. Ten Seculms Ø. One Ilene& Carter North Incepr. Me Yet 11201.3019 FINANCIAL TRUST COMPANY INC STATEueht PtItX0 Octe9901 26.2002 ri490969 Narber 29.2002 517,0.11ra 199.01 DATE CA," TRA14541109 Ot5CRPM9 SYWOUCUSP Otigarn MCC OM AMOIXT1 CON' ate' 11/22/02 ir'19,02 SOLD HOLUNGER INTERNATIONAL INC ,iIR -50.000 9.12440 453.203.76 CL A UNSOLICITED SHORT TOTAL 5453.203.76 DEPOSITS AND WITHDRAWALS -n in r DVE TRAx5X112•4 D(50997109 10/29/02 END WIRED T° F0•04514 Mart ~Mt 27,000.00 CAIN AMOCA1 11/0602 FUNDS NEC FN WI CIIISIANK FROM 18.405.535.00 11/12702 END WIRED 11/19702 FUNDS REC 9 W4RWIS° w N7006289 27.000.00 uffiz%EaJayealEtANK FROM 838.340= LC123232473BDO TOTAL 5.54.070.00 519,041,875.00 MONEY FUND ACTIVITY EZSTS£00- IN9- ANGS pR MOAT TRANSACI1Cf4 10/28/02 OPENINGBALANCE 0150.1109 SYWerrXISTP TAMMY RICE DEER mow emit al, 3.815.194.24 10/29/02 SOLD gkiaiffil=gGEMENTCL A -10.000 1.0000 10.000.00 027 un9081423 9:4 1134 EFTA01321378 IT1 8 IJ IJ TJ m cim H r PZSISE00- O1D- ANGS BB'\R ST RNS OFFICE SERVICZ45 YOUR ACCOURR 10179 6 • • • Transaction Detail (continued) ammo P.m., Ps %ICU. OANED EASSIDARY M. Stem %win On On• lataelech Cab Papa dear 112014.39 FINANCIAL TRUST COMPANY INC STAnsimr PERM° October 26.2002 "nom. Reenter 29.2002 Aftry.NT rusieER TAXPAYER Pa-RAM on Al. MONEY FUND ACTIVITY (ccotsumd) DATE 100AT TRAASACON COMM, Snmoucusp 11444Mw PRCE VAT STATESV4T MIT MOM Ottota 25.2002 CREDO M4UNT 11/01/02 DIVIDEND RAWAV ESIIsHAR MAta i G s EMENT-CL A Dia( 5.386.68 MONTHLY DMOEND 11/01/02 REINVEST Eintyiacoptconotr-a. A DK* 5.388.88 5.386.68 OMOEND REINVESTED 11/07k2 BOUGHT &Imre mmtAGEMENT-Cl. AL SHARES 18.000.000 1.0060 18.000.000.00 11/2902 CLOSINGBALANCE 21.810.560.92 5.18.X05.366.68 $15.388.88 DIVIDENDS SWIM/WSW, ClIAMITY RATI t1) 1,250.00 DATE DISCMPTION .:0111 ALCUIT Ca MMUM 11/04/02 TYCO INTERNATIONAL. LTD /CO CCC 0.0125 REC 1001/02 PAY 11/0102 TOTAL 51.250.00 INTEREST DBE DESCIAP101 StIAMJCLISIP OWNER PM OR DEBIT AUOUNT 01EXT AAXXD1T 11(21/02 INTEREST ON CREDIT BALANCE 1.2500 11.78 Al 1 114% 10/21 TIES 11/05 11/21/02 INTEREST ONGRECO BALANCE 0.7500 525.03 AT 03/4% 11/08 11TH 11/20 TOTAL EFTA01321379 BBM2 STU‘RNS OFFICE SERVICING YOUR ACCOUNT Sex. Steins & Co Inc. New York. New Yek 1017g 7 et 7 Transaction Detail (continued) WALE, netten In voran 0/000 SIAI.SIC•NRY Im. Senn Seemles C09. Cm *nach Orte 10,0 boge. Km Tort 11201.1069 FINANCIAL TRUST COMPANY INC STATDAIre IYMCO 0:toter 26. 2002 rflectem November 29.2002 ACCOule KAMM TAIOAKR malm On rio MISCELLANEOUS LIST Snesincr Cotobar 25.2002 Da/ L•300 11W6ACTION OESCRIPOON DIW AVOuNi CRiCirr 4.93LINT if SnlkALAL JOURNAL FROM TYPE 170 2 230.000.00 11/20102 JOURNAL JOURNAL FROM TYPE 1 TO 2 230.000.00 0 11/26102 JOURNAL 11/25102 JOURNAL MARK TO MARKET MARK TO MARKET SHORT POS 38.796.00 38.796.00 TOTAL S-268.796.00 S268.796.120 1 1 z r SZSISE00- 019- ANGS .STOPI End of Sunemen 11/3002:14.7$ EFTA01321380 rn 8 IJ lJ IJ 0 m C in r 9ZSTSEOCIA19- ANGS BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Mill Ork 10179 ACCOUNT EXECUTIVE ZICHERMAN.IRA MIKAN( VISIT OUR WEBSITE Averi.beantearns cam What's In This Statement Financial Summary 3 Your Portfolio Holdings 4 Transaction EMMA 5 Fund Activity 5 Your Portfolio at a Glance TOTAL VµUE OF SECURDIS 7165 PEMOD NET CREDO' "NANCE MONEY IMAKET FIND BALANCE 9.434.566 21,674 3.815.194 NET WIRY TES PERIOD 513,271,434 NET EQUITY LAST STATE/APR 14.260,070 NAN& SMCE LAST STATEMENT -998.636 There are no 'Stop Loaf ceders or other pending buy or sell open orders on Me for your account. IIrrillI1r1.Jd64II1I I FINANCIAL TRUST COMPANY INC Clo AMERICAN YACHT HARBOR • 6100 RED HOOK SUITE 8-3 QUARTERS #2 ST THOMAS VI 00802 Market Value of Your Portfolio cm& Es—m—S 53.836.868 54.010.300 ECF1114i $9.431566 510.249.770 qua Wel ry bravo. rewecelli a 09510 iv Sit& 4107114 4.41.9001 b10. Clel Selon l 8C044, 42. s id% le MI SSMNS naf, Sons Swan CO, Cm Ktroma 4,w, IoM. Scst^ µv. 412414949. area Avocet waft IIIII Last swan AWE vale CLE4910 THROWN rrs 01.10Liv GIMCD 951112100AV pew. mon scones OS Ore 1107020th Cnt Parr asar oat 112014459 FINANCIAL TRUST COMPANY INC STATEMENT POMO Sep!~ 28.2002 no on OctOON 25.2002 Acoxeir 45129ER IIIMMI/2 TAX:0M NIAMER On File LAST s- Arrutvr Seutenter 27.2002 gin Th.urratiry a to. Ironton, Amato *Ott Mint Were! 9. 9 lict *Mt 704 uxenen itiotIG a evsnm a you. monk Am Mine lido fit 1.001•11.Wormilon 027 10/2602:T03, 001 I37 EFTA01321381 OWED /1001.01 In MOLLY 0VMM IMIISDARY Sw Steens Sees Co' Pe weroorth Gana ran barn% Ws 0% 20 .24M FINJOCAL TRUST COMPANY INC 2 ,t 0 z m cim z H r LZSTSEOCINDANGS STATEMENT BACKER IS PRINTED ON THIS PAGE 0?' 102K1 '0 31 Xi VS37 EFTA01321382 BEAR STEARNS WILE SERVICNG YOUR ACCOUNT Bear, Steams & Co. Inc. et art..0179 (2121272-2000 CEPARLO 114e0a3.4 ITS Aware "WED 8USSIOARY law Seen Saulle COOP CI* Veawech Oren Itbillt Wookly‘ Ho at 20 1959 FINANCIAL TRUST COMPANY INC STATEMENT P4800 *tenter 28.2002 nitC0314 Woos 25. 2002 3 as Cash Flow Analysis Income Summary Aotcon maitlan TAXPAYER PUMPS on Fib TPI5 PER100 MIS PERIOD YEAR TO OAR Opening Ba lance 3200.509.52 Omdends 5.403.95 937,693.56 LAST peony, Swims:yr 27.2002 Credit Balance Int. 147.93 16.912.89 Money Fund 5.403.95 DM:lends/Interest 147.93 Total 35.551.88 3954.606.45 0 Shsceltaneous Amount Credited 9.17 35.561.05 Foreign Tax V/Ithheld 0.00 .4.500.00 ii Morey Fund Funds VAUxfrawn -5.403.95 -178.993.00 Portfolio Composition CashICash Equivalent 3.836.868 C in Amount Debited Nat Cash ActMty 3-184.396.95 -178.835.90 Equaies Total 9.434.566 $13.271.434 ClosingBalance 321,673.62 r 8ZSTSECICIA19- ANGS Cash Balance Summary OPOSIG Cash 200.509.52 21.673.62 Net Cash Balance 3200.509.52 321.67342 021 Your Portfolio Allocation Cash & E0.1/08 I 29% EAutes 71% ye/wet wton dem. dee Maya r%3 sew et raw Me alceatml moinspr 410444 A To MAAS nano vsue te yet wrroo 102602. •.0P 31 301 V6), EFTA01321383 rn 8 b.) IJ IJ IJ -n C rn r 6ZSTS£00- 019- ANGS BEAR STEARNS WEE SERVICNG YCUR ACCOUNT Rear. Stearns & Co. hx. New Yu, York 10179 4 a O.2ARED IM0MI may OPME0 SUISCARY Om Sims $toata Cm 0..e man C— WIN .Sr. Mt Vat 1I1014.10 FINANCIAL TRUST COMPANY INC STATE/ANT PERO) September 213.2032 Your Portfolio Holdings "mown AcCOuNT Nag 0CI0ber 2$.2002 CASH 8 CASH EQUIVALENTS Tama% met On me UM MAMMY Mpiember 27.2002 WSW mamma CURS:ENT OESCRIFMN 5Yl4q&1NR 0UODITY pKE VALUE DOM& MOM 70.1) CASH BALANCE 21,674 DREYFUS CASH MANAGEMENT-CL A DICE( 3.815.194.24 1.0000 3.815.194 64.858 1.7(100 INSTITUTIONAL SHARES EST. 30 DAY MG YIELD 1.6600% TOTAL CASH & CASH EQUIVALENTS ;5.868 564.858 EQUITIES Equities & Options ACCT ESTMTED CURRENT COMPTI0N SYMOLCUSIP ME Owen Pea AIMALDCOME AELO (%) FLEXTR3NICS INTERNATIONAL FLEX CASH 100.000 8.4400 844.030 LTD GALYANS TRADING INC GLYN CASH 150.000 10.6500 1.597.500 TYCO INTERNATIONAL LTD rn CASH 100000 15.4000 1.548000 8000 0.3247 VECTOR GROUP LTO VGR CASH 398008 10.0500 3849.730 628.813 15.9204 SENTIGEN HOLDING CP RSTD 9380646 CASH 333.334 4.5100 1.503.336 Total Equities& Options 59.434.566 5633813 TOTAL EQUITIES 59.434.566 $633.813 YOUR TOTAL ESTIMATED ANNUAL INCOME 5698.871 YOUR PRICED PORTFOLIOHOLOINGS 513.271.434 027 1O.2.02.10 )1 001 YS37 EFTA01321384 0 -n C in r OESTS£00- 019- ANGS BEAR STEARNS OFFICE SERVCING YOUR ACCOUNT Bear Sterset Inc. 10179 5 as Transaction Detail DEPOSITS AND WITHDRAWALS wff TRANSICION CESOI1FMCOI A=OLtr JIMErt Panne Newt*. 07.1 CI* LAST STerberfr September 21. 2002 Ben masa MEAT MOM 1001/02 FND vow MI PAB375143GATa f 1:40$ WIRED TO 35.003.00 SE FD406064 10/15532 FWD YARED M • 3 1 Tepttal WIRED TO 26.000.00 FD006646 10/22/02 FND WIRED OAR 86202ENO5VARED TO 100,000.00 BANK OF CANA FD*04698 10/24/02 CHECK C SIAC3303 630NACCT 17.993.00 GEK ORGE Y. DELSON TOTAL 5.176 993.00 PRICE Calf wow CSICIT MAXIM MONEY FUND ACTIVITY wrz II0Ow TRACK11011 OESCPIPI1ON SNAMMAKm Mummy 09/28102 OPENING BALANCE 3,809,790.29 10/01/02 DMDEND RAMC iAti skI6 AANd.GEMENT-CL A 5.403.95 MONTHLY DNIOEND 10/01/02 REPNEST Ega tintarEMENT-CL A DK93( 5.403.95 5.403.95 WIDEN° REINVESTED 10125/02 CLOSINGBALANCE 3.815194.24 TOTAL 5-5.403.95 55.403.95 CLEARED TellOutar ITS WHOLLY 0"tt0 SUSI:WM Boat %tarns Seaver Corp. Cretleeteeen C— Nen e illitort 0201.3859 FINANCIAL 10/ST COMPANY INC ETATEMEI.7 PERIOD Sepwror 29 2002 Tee0vCre ottaK4 25.2002 027 • 306/02.10 31 001 4831 EFTA01321385 CADRE.) TIPPOUGH ITS ,Mat,&mitt) SuISJOVAY 0 z m cim z H r TESTSEOCINDANGS BEAR STERNS OFFICE SERVaNG YOUR AOSCo,a Seer. Steams F. Co Inc. New York. New York 10179 Transaction Detail (continued) INTEREST DAIS OCSCS3Pf0.1 10121102 INTEREST ON CREDIT BALANCE AT 1 114% 0921 WU 1020 TOTAL 5147.93 SnASOLO.I9P BO,. Stem Until= Cap. Cr* Menem?, Cow Penh &pan" New Yon 11701-38SI FINANCIAL TRUST COMPANY INC STATIMINT MOOD WW1'S.' 28.2002 rpROUGP October 25.2002 AOZOlart POWER TAPPAYM MASER CIEI Fie lAST STATEMENT SIESCSIENS 27.2002 AM MI CWT MONT CREDO AVOW 1.2500 147.93 MISCELLANEOUS OMt Agar PRO.SACION Ocscsvnow 09/30.02 CASH-UEU VECTOR GROUP LID CASH IN UEU OF .70000 REC 092W)? PAY C927.07 TOTAL TOP, / End or Statement 10.26902:10,31 CO' %VP EFTA01321386 BEAR STBIRNS OFFICE SERvICANG YOUR ACCOUNT Bear. Stearns & Co. Inc. er ML.0179 ACCOUNT EXECUTPiE TELEPHONE VISIT OUR WEBSITE EICHERMAN.IRA www.beetstcams.com What's In This Statement I I Financial Summary 3 FINANCIAL TRUST COMPANY INC Your Portfolio Holdings 4 C/0 AMERICAN YACHT HARBOR • Transaction Detail 5 6100 RED HOOK SUITE 8-3 QUARTERS 1/2 Fund Activity 6 ST THOMAS VI 00802 0 Your Messages 7 -n C in Your Portfolio at a Glance TOTAL VALUE OF SECURITIES THIS PERPO 10.249.770 Market Value of Your Portfolio cash& (anent 54.010,300 $4.055.373 NET CREW BALANCE 200.510 Eamlies alla0.249.770 MONEY MARKET FUND BALANCE 3.809.790 NET 'Cluny TIC Moon 514.260.070 S10.931.710 ni Coma mew vane r NET EOUrrY UST STATEMENT 14.987.083 MI Urn Statement% market vale MANGE SINCE UST STATEMENT .727.013 ZESTSEOCIA19- ANGS There are no 'Stop Loss' ciders or other pending buy or sell open orders on file for your account. Pone twat e, Ortree4 Ytal-ece0, C WO/ cruxes mond eirl.e00 b Cleat Se*.  K0421....b co xis %Item SMACCI  Sey. Sane "pan. Ca. Crop Wreath Cel kWh 8.-oter. NY tI2OhlaSi CLENISO TROten ITS ?MOLLY Nee SullS00.121 Mu. S$sn Sebtas Corp Ore Ve00120i Cele Sri, Radar New 01 2013455 FINANCIAL TRUST COMPANY INC STATMCNT PER/00 Atrlt 31.2002 nmcsan Mwtta %AMR TAXPArt/t 1.2.1101% *Lemon 27.2002 URN EAST STATEMENT Aup:11 30.2002 skinn unnarositreCreK0010•00022 mush= Mfra4 nom [bonne 'Ns Vienne: non be ennead ma man St• mina se be mabn Morse n. 027 OW20/02.11 IS col Important Message Confirmation: Unless we hear rroni you to the contrary. It is our urdernandng that any tree credit balances in your account are being maintained to lacikate your Intention to invest such amours though us. 11636 EFTA01321387 CLEARED THROL014 ITS W/CAL OWNED DASOVS kw. Van Soeu11•1 COIL D% Cote North BROOD /kw YDA 11201.3659 FINANCIAL TRUST COMPANY INC tri 8 IJ R./ IJ IJ lA (-) 0 z m cim z H r EESTSEOCINDANGS STATEMENT BACKER IS PRINTED ON THIS PAGE 07/ 060/091216 CO1 EFTA01321388 BEAR STERNS OFFICE SERVICING YOUR ACCOUNT Beze. Steams & Co. Inc. 11.1.1. 69 0179 3 on Cash Flow Analysis nes sato Income Summary nes P01100 nut room( Opening Balance Money Fund DaidendsAnterest 552,403.73 206.821.27 150,105.79 Dan:ends 156.538.87 Crack Balance Im. 388.19 Total 5156 927 06 Foreign Tat WrJeleld 0.00 932.289.61 18.764.96 $949.054.57 -4.500.00 0 Amount Credited Money Fund 5356927.06 4821.27 ii Funds Wilhttnyan Amount Debited -202.000.00 5-208.821.27 Portfolio Composition Castbtash Equtralem 4.010.300 C rn Net Cash Activity Closin9Balance 148.105.79 5200.509.52 Egates Total 10.249.770 $14.280.070 r PESTS£00- 019- ANGS Cash Balance Summary C9194903 elEMINO Casa 52,403.73 200,509.52 NetCash Balance $52.403.73 3200.509.52 CLEARED THINEuemi P78 %mow CANED WOSo D.R. Sitar* &tan Cap tiermecil Came ,ern &mob, ear vEd 11201-1859 IMMO FINANCIAL TRUST COMPANY INC STATE1E0.7 Mow August 31. 2002 INItOuam Septente 27. 2002 AZONNT PANDER 7009AYER MINDER LAST STATEMENT Awlea 30.2002 Your Portfolio Allocation Cash & Equrcalort 29% ECEAMS 71% Um...Ye mien area debt Da•re.• Nev Wane/ rave IT* eocalon t"4'1} S tsed Iont. rasp" mine wbe te w xriblo 0S'1071315 OM v636 EFTA01321389 CLEARED 110:0311 RS Ons/ED STASSIWAY 0 -n C in BEAR STEARNS OFFICE SERVCAG YOUR ACCO,R1 Bear. Steams & Co. Inc. Nen York. New York 1 0- 7 'I' 4 es Your Portfolio Holdings CASH & CASH EQUIVALENTS DCSCRIPTICH CASH BALANCE SYMBOLCUSP IAIAMD ESTRAUED CURRENT DUMMY P F VMUC Waal IIO nm 119 200.510 DREYFUS CASH MANAGEMENT-CL A DOI 3,809,790.29 1.0000 3,809.790 64.766 1.7000 NSTIRD17/1/4/ SHARES EST. 30 DAY AVG YIELD 1 7000% TOTAL CASH & CASH EQUIVALENTS S4.010.300 S64.766 EQUITIES Equities & Options ACCT MUCT !SWARD CURSOR DESCRIPTION SIIAMUCUSIP TYPO own Ham WARE JOWL PCOVI 'IUD all ELECTRONICS INTERNATIONAL FtEX CASH 100.000 7.2000 720.000 LTD GALYANS TRADING INC GLYN CASH 150.000 10.0500 1.507,500 TYCO INTERNATIONAL LTD TYC CASH 100.000 14.4300 1,443,000 5.000 0.3465 r VECTOR GROUP LTD SENTIGEN HOLDING CP RSTD VGR 9380646 CASH CASH 393.008 333.334 12.5000 5.0000 4.912.600 1.668.670 628.813 12.8000 Total EquitieS.5 OPToos 510,249.770 5633.813 TOTAL EQUITIES 510.249.770 $633.813 SESTS£00- 019- ANGS YOUR TOTAL ESTIMATED ANNUAL INCOME 3690.579 YOUR PRICEOPORTFOLIOHOLDINGS 314,260.070 09,28.02.13 IS CO' Bea. Sta-vm Swats Gyp cat stemma WRY Neal ettoOr Nee York 112014159 FINANCIAL TRUST COMPANY INC stAmeur mete August 31,2002 THROWN Min 27.2002 MX0INT /Pala TAXPAYVI NEMER On Re 440 STRIPE'? August 30.2002 EFTA01321390 rn 8 IJ IJ T.7 00 (-) 0 z m cim z H r 9ESTS£00-O1D-ANGS BEAR STEARNS OFFICE SEAVKING YOUR ACCOUNT 10179 Transaction Detail INVESTMENT ACTIVITY SEMMENT MADE CAM DAM TRARSACIICN CESCRPTAI 09/27/02 09120/02 BOUGHT VECTOR GROUP LTD SEE NOTE 'V ON BACK STK DM ON 374294 MIS REC 09/2oV2 PAY 00'27.02 AS OF 09/2002 Sr/3240Am OUANIITy paa 16.714 want) mem., nt wean, OA E0 &OSCAR( eear. Reims Smells Cop. 0-4 wucceth owe hbv, isms eco 11201.1939 FINANCIAL TRUST COMPANY INC STATIRENT nem ThROuGH Augai 31.2072 SepterrOer 27.2002 AO:Cten NURSER a TAXPAYER MAW Ori Ny LAST STATEASIT MART 30.2002 wsr Wan Catt0i, mocukt TO-Al DEPOSITS AND WITHDRAWALS DAM RenSA,"110,1 CES00.1104 DEW AVOLla =MI MONT 09/04102 FND WIRED MDA.819137 I M IMED TO 27.000.00 Ft 202482 209041722700 09/10102 FWD WIRED MYITRED TO 50.000.00 F•002191 020910038828 09/13/02 FNO WIRED Et 4 BANK YARED TO 25.000.00 F0405783 09/24/02 FND WIRED 719 FNe.D44pIRED TO 100.000.00 Fo102153 F150209249412500 TOTAL 5•202.000.00 021 EFTA01321391 GLEAMS 111111VJCH rS **our crow= SLISSasily BEAR STEARNS MICE SERVICITG MR ACCOUNT Bear Steams & Co Inc. 6 9 Transaction Detail MONEY FUND ACTIVITY GF /AWAY 1M1dCTdI (continued) OCSCRPD3k STIOOLCUS. Osuirtny PRCE (-) 0 08/31/02 09/03/02 DIVIDEND 09/03.4)2 PiRIVEST OPENINGBALANCE Erria&AMMAG s EMENT.CL A MONTHLY OPADEND ISWANWSWG(mENT-cLA DICK( OIC/CI 4,002,969.02 6.821.27 µ µ m 09/10/02 SOLD DMDEND RONVES1ED Wimeg=GEMENT-MA DIGOI .103.000 1.0000 cim 0012402 SOLD 09.27/02 pilEpaaLSWEGEMENT-Cl A CLOSINGBALANCE DICOC -100.000 809.790.29 1.0000 TOTAL H DIVIDENDS r LESTS£00- O1D- ANGS GR DESC1.110.1 09127/02 VECTOR GROUP LTD REC 09.0(102 PAY 09/27/02 TOTAL S149.717.60 OSISO.0 SSP CCASTrY RATE (SI DtSrsve...• Swans Stones Ca. 0-s *town Cersee Stn. Srocitpi Ti** ark 20 .3/1S FINANCIAL TRUST COMPANY INC sTATFuRrt onoo Musa 3, 2002 isnOcxlm SCrotembe 27.2002 oCCOO.21 moan TAXPAYER swots Co Fib LAST STAreuts, Aups1 30.2022 Ot&t AuOLIST tkfUl MODIAll 6.821.27 6.821.27 103.000.00 100.000.00 S-6.821.27 3206.821.27 CRE00 WOWS 149.717.60 374.294 0.4000 INTEREST GEE DESCR1.11011 O1.2O11Y RAlt 00 N88 IMOLAI CS2DIT MOM 09/23/02 INTEREST ON CREDIT BALANCE 1.2503 388.19 AT 11M% 08.'21 THRU 00/0 TOTAL $388.19 EFTA01321392 CLEARS) na000n rrs ssessu.v AWED SUBSCANA BEAR STEARNS CCM SERVICING YOUR ACCOUNT Mar 10179 Your messages alb 0 -n C in r SESTS£00- 019- ANOS Bear, Steams Securities Corp. Net Capital and Net Capital Requirements: At May 31. 2002 and July 31. 2002, the Company's net capital of approximately $2.5 billion and $2.0 billion was approximately 7% and 6% of aggregate debit items and exceeded the minimum regulatory net capital requirement of approximately 5679,9 million and $644.8 million by approximately S1.8 billion and 41.3 bilSon, all respectively. A complete copy of the Bear. Steams Securities Corp. Statement of Financial Condition is evadable on the web Me ymm,bearerearnsfnm Alternatively, to request a free printed copy please call Toll free 1-866-299-9331. 13W sew. ROM Taaffies Cap OT VeEMIR Cris Tens r 1 1852 FINANCIAL TRUST COMPANY INC STATIDer PEFC00 August 31.2002 emmese Seseeennet 27.2002 ArentNT MUIRIER TAXPAYER AWL* 00 RR LAST inserwon August 30.2032 Securities and other assets in your account are the firm's collateral for any margin loan made to you. If the securities and other assets in your account decline in value. so does the value of the collateral supporting you loan, and, as a result, the firm can take action, such as issue a margin call and/or sell securities or other assets in any of your accounts held with the member. in order to maintain the required equity in the account It Is important that you fully understand the risks Involved in trading securities on margins These risks include the following: > You can lose more funds than you deposit In the margin account. > The firm can force the sale of securities or other assets in your account(s). > The firm can sell your securities or other assets without contacting Tou. > You are not entitled to choose which securities or other assets in your account(s) are liquidated or sad to meet a margin call. > The firm can increase its 'house maintenance margin requirements at any time and is not required to provide you advance written notice. > You are not entitled to an extension of time on a margn call. 027 0121102:13 15 LW V638 EFTA01321393 CaME0 114101XPI ITS "MOW' COULD SueSOAPY ftt 8 N) N.) N) 0 z m cim z H r 6ESTS£00- O1D- ANGS STURNS OFFICE SERVCING YOUR ACCOUNT ! W C. env 10179 8 VW' This statement is provided to explain Bear. Steams & Co, Inc.'s rem payment for order flow practices. BSC routes a majority of orders for customer securttles transactions to the primary market for such securities. Orders may also be rowed to other market service vendors that assure executions pursuant to complex mathematical formulas at better than the national best bid or best offer (NB80). BSC receives no cash payment or other consideration for such order routing other than favorable executions or executions of limit orders at no additional charge. Ow. Naas Names Fon,. Or• Wiped' Grin Nerd &cdlr. Net Tot 11201.3839 FINANCIAL TRUST COMPANY INC sTATTWn., nom heal 31.2002 TH*0.,04 September 27.20°2 Arm TAxonvret %want On rde LAr 5- Arnirtt AugAl 30.2002 Pursuant to SEC Rule Hitt .6. please note the following: Bear. Stearns & Co. Inc. will post its quarterly routing statistics at the following web link: http:thiewrbearsteams.comfbearsteams/individualowestcifequititesord erroutingpractices.hirn Customers of Bear. Steams & Co. Inc. may request information on any order executed within the Oct six months from the time of the request. Specifically, you may request the identity of the venue to which the identified orders were routed for execution. whether the Order was directed by you to that venue, and the time or the executions, if any, that resulted from such orders. 027 M2802.1313 031 V636 EFTA01321394 CLEARED ffilitutS. ITS wiOLLy OVR4S2 SOSSIYARY m cim H r OVSISEOCINDANGS 1 8 IJ IJ IJ IJ BEAR STEARNS OFFICE SERvCinG YOUR ACCOUNT Bear, Stearns & Co. Inc. MM., 0179 The following account Service fees will be charged to applicable accounts as of November 1. 2002: The service charge per transaction writ be $5.00. Accounts transferred from Bear Stearns will be charged a $75.00 account transfer fee. There will be a $50,00 fee fee each stork certificate that is sent out in registered form at the custome(s request. We strongly recommend against holding stock certificates in physical form due to the possibiity of theft. Loss or damage. but. Sums Secietts Ore Uoiroboch C— Nem Dub" Roo VIA 11201.3169 Win FINANCIAL TRUST COMPANY INC STATOweST REMO August 31, 2002 notouGH Wordier 27.2002 AccoLwr NuutiER two TAximvER NDISSER LAST siAmine AEmm To. 2002 NOTICE OF CHANGE PURSUANT TO THE TRUTH IN LENDING SEC RULE 10b-16 Effective as of November 15. 2002, the annual rate of interest charged on any Credit extended to you by Bear Stearns Securities for the purpose of purchasing. carrying or trading in any security or other property shall be based on either the Bear Stearns Margin Basis Rate. the Bear Stearns Securities Fed Funds Rate or the London Interbank Offering Rate (LIBOR')- The Bear Stearns Margin Basis Rate will be quoted daily by Bear Steams at our main office Xi New York. Factors affecting the determination of the Bear Stearns Moran Basis Rate will include the short-tam market interest rates quoted by money center banks and the Federal Reserve and the rate that Bear Steams is charged for borrowing money. The Bear Steams Securities Fed Funds Rate is the rate for U.S. dollar funds. as quoted by an independent broker of such funds selected by Bear Stearns Securities for the last transaction completed prior to 9:30 a.m. (Eastern Time) on the business day on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rate or a% above either the Bear Steams Securities Fed Funds Rate or LIBOR and will appear on your monthly statements, Since the rate of interest charged is related to the Bear Steams Margin Basis Rate. the Bear Steams Securities Fed Funds Rate or LIBOR. any changes in these rates will cause corresponding changes in the rate charged to your account. which changes will be made without pia notice to you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you, we will give you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Rule 100-16' previously provided to you remains in effect except to the extent specifically amended by this notice. 027 C*2502.1315 021 9636 EFTA01321395 =PEED NEMO,. ITS voCeor Orate SiSucose En IS IJ IJ ILL BEAR STEARNS MICE MINCING YOUR ACCOUNT Beer. Stearns & Co. Inc. New York. New York 10179 be., Sumo. Soesbia Ore ON Nemeth Cs Nor. evolleo. New Yoh 11201.3849 FINANCIAL TRUST COMPANY INC ACCOUNT ETTEUTNE ZICHERMAN,IRA rAt µWO stlit10. )14177. 2002 TELEPHONE neOUSH ALVUSt 30.2002 MIT OUR %LAMBE VAIM.befieStelielS.COM ACCOLM NAleUt What's In This Statement llurllurl II III TOP AY°, NUMMI On T le Financial Summary 3 FINANCIAL TRUST COMPANY INC WIT STATEMENT AU 26.2002 CYO AMERICAN YACHT HARBOR Yow Portfolio Holdings 4 6100 RED HOOK SUITE 6-3 Transaction Detail 5 QUARTERS #2 Fund Activity 6 ST THOMAS VI 00802 0 -n C in r TPSTS£00- 019- ANGS Your Portfolio at a Glance TOTAL VALUE OF SECURITIES DLLS PERIOD NET CREDIT (tAIAPACE MONEY MARKET FUND BALANCE 10.931.710 52.404 4.002,00 NET EQUITY TOE PERIOD $14,987.083 NET KOURY LAST STATEMENT 15,432.210 CHANGE SINCE LAST STATEMENT -445.127 There are no 'Stop Loss' orders or other pendi-og buy or sell open orders on Me for your account. Market Value of Your Portfolio Cash & Wallet agalli Memo .4101 ry 6fleveroe rMartat,O1 0. CreCla et Yea; erSCOM.S 00vired 44 yr, to awn SrAon et K04.14.1420: or — to Met Eter000re.r era,. sear.. Cep. 0.. waned. Can., Non. Seekee 10 4/60 56.272955 510.931.710 50.199.269 : 5.40.000 ELMO% Intake vela LIST HatereerKe (maw yeS CI Shod Market slue Sitc TM *ornery le INIolenelkae, papoose oey II ano Mend so a lax doorent ltd 41/betell Void be remakeyea meads See muse sat for molar Wootton C27 eltl I r02.11 SI WI V588 EFTA01321396 et taco THROWN in WHOLLY GYBED SUBSCWW Dat. Simms Sintiliss Cow Ore Ilentath Cage Mariti lima" Pikw Vat 11201.1859 FINANCIAL TRUST COMPANY INC 2 0 0 z m C in z -H r ZPSTS£00- 019- ANGS 8 IJ INJ IL) STATEMENT BACKER IS PRINTED ON THIS PAGE on Unit" 13 1566 EFTA01321397 BEAR STEARNS OFFICE SERvCiNG YOUR AC/UYJV Bear Steams a Co. Inc. New York. New \• ' 1'1179 3 0, 7 Cash Flow Analysis nos race Cash Balance Summary CPI771.TI CIOSING OpenIng8alance S2.572.954.86 Cash 72.954.86 52.40333 Money Find 1.202.969.02 Ma* 2.500.000.00 0.00 DiV330,45/111TIMISt 1,707.62 Net Cash Balance $2,572,954.86 552.403.73 O Arnount Credited 51.204.676.64 Securities Bought -2.160.258.75 -n Money Fund -1.502.969.02 Income Summary MS PRIM YEAR 10 OATS Funds Ynthclumn -62000.00 OMdends 2.969.02 775,750.74 C in Amon Debited Net Cash Activity 5.3.725.227.77 .2.520.551.13 Credit Balance Mt. Total 1,707.62 54.876.64 16,376.77 $792,127.51 Closing Balance $52,403.73 Forty Tex Vdthheld 0.00 .4,500.00 See M Itelses N MA baste Mr SO —MOM In OS SWAM son, sibsbrs. 88 .8•1 bs 1s• Y We layman tA mist apfi S. War en 07.88 r Portfolio Composition CashfCash Equivalent 4.055,373 Equees 10,931,710 Total 514 987 083 EPSTSEOCIN9- ANGS 027 CLEAREO THROLC91 ITS AbIOLLY 01,0410 SUISIONRY Ilaw. Storrs SICIAIIIS Cap. fro lAsbotost, Cbrour Math 130341,1 Ste Ten 11201.3959 FINANCIAL TRUST COMPANY INC STATENIENT PereCO Ms 27. 2002 nPaotvn Augal 30.2002 AOCOVIO Maga LOIPAVOI amain On Re LAST ermlnexr July 26.2002 Cash A Equvaknt 28% Your Portfolio Allocation Eqxnas 72% Uniha:ed Wiens OrCtil nN bans. WSW pal wse rota The sOccOco :iono• Cra4 MnMOS OVA nasa rata acs ;alb MT 02113.23 COI VC% EFTA01321398 0 -n C in r P4STS£00- 019- ANGS BEAR STEARNS OFFICE SERVICaG YOUR ACCOUNT Beer. Stearns & Co. Inc. MILM.0„. 0•T 0.CARED MR010.1 %May OWED 0.4404/cr nr. Suns Senn a On One 14001eCh Colin ran BraOp. Nay Yµ 112014859 IMMO FINANCIAL TRUST COMPANY INC Your Portfolio Holdings STAID/ Ur PiMOO THILOCGm Ally 27. 2002 Au9.6I 30. 2002 CASH & CASH EQUIVALENTS 4,-CatiT VaIMEK M in TAXPAVIR Kinn LAST STATEWNT my 26. 2002 I:asp:spry/ SYMK610.610 COMM PEG 14U021 [SWAT° MINX VAIIR all WOVE Yea OR CASH BALANCE 52.404 DREYFUS CASH MANAGEMENT-el A Dim 4.002.969.02 1.0000 4,002.969 68.050 1.7000 INSTITUTCNAL SHARES EST, 30 DAY AVG HELD 1.7300% TOTAL CASH & CASH EQUIVALENTS 54.055.373 568,050 EQUITIES Equities & Options ALM WET IESMAIID CAREW 0(SCR•10. Vat/CUSP Mt cumory POCI VALUE al& NOOSE MD nu ELECTRONICS INTERNATIONAL FLEX CASH 100.000 9.4700 947,000 LTD GALYANS TRADING RC GLYN CASH 150.000 10.6400 1.596.000 TYCO INTERNATIONAL LTD PM CASH 100,000 15.6900 1,589.000 5.000 0.3187 VECTOR GROUP LTD VGR CASH 374.294 13.9900 5.236.373 598.870 11.4367 SENTIGEN HOLDING CP RSTD 9380646 CASH 333.334 4.7500 1,583,337 Total EquitIeSd Options 510.931,710 $603,870 TOTAL EQUITIES 510.931.710 $603.870 YOUR TOTAL ESTIMATED ANNUAL INCOME 5671.920 YOUR PRICEDPORTFOLIOHOLDINGS 114.987082 027 Oei3 02.'3 23 001 3566 EFTA01321399 BEAR STEARNS OFFICE savatio YOUR ACCCMNI Bear. Steams & CO. Inc. New Yoh. New Yak 10179 Transaction Detail INVESTMENT ACTIVITY CUM= TlitOLCH ITS WHOLLY Owe SLEISOMY a—, Sten Semmes Cap. Ore Motoctile. C- Seth arrow% Na Tort 112014654 FINANCIAL TRUST COMPANY INC STATENENT PER:40 fl y 21. 2002 Au9JSI 30.2002 ACCOUNT meeER verversA woe Be Fie UST rrATENter Are 26. 2002 SETTIDIENT MOO( COTE GTE IONSACTION DucernoN 611/13C.AUSP gummy PRICE OIM M.10.011 CSIEW NAMPO b8/21/02 EXPIRED CALL TOO INC AUG 030 CBOE 8903339142 2.000 DIP 06/17/2CO2 08/28/02 08/21/02. BOUGHT GALYANS TRADING INC GLYN 87.500 14.78490 1.297.181.25 0 UNSOLICITED AVG PRICE: DETAILS ON REQUEST AS OF 08/21/02 08/27/02 08122/02 BOUGHT GALYANS TRADING INC GLYN 82.500 13.74920 883.077.50 -n UNSOLICITED AVG PRICE: DETAILS ON REQUEST 08/27/02 JOURNAL GALYANS TRADING WC GLYN 62.500 C 08/27/02 JOURNAL JOURNAL FROM TYPE 2 TO 1 GALYANS TRADING INC GLYN 62.500 in JOURNAL FROM TYPE 2 TO TOTAL 5.2.160.258.75 DEPOSITS AND WITHDRAWALS r DME TRAXSACTICH TESCRIPTCH DEBIT AMOUR CREW Eagan 08107/02 END WIRED •A/1334SOS9FNOS WIRED TO CI -"AN BANK NA 32.030.03 FD104070 08/20/02 END WIRED PAc$M-3' Cf 4AW NIIIE0 TO 30000.00 A (D464000 TOTAL S.52.000.00 SPSTS£00- 019- ANGS I8 IJ IJ IJ -1 013'314213 23 Cc' '466 EFTA01321400 rn I8 IJ IJ IJ 00 00 0 z m C in z r 917SISEOCIA19- ANGS BEAR STERNS OFFICE SERYCING YOUR ACCOUNT Bear. Steams 8, Co. Inc. MirR N .0179 6 ci 7 Transaction Detail (continued) MONEY FUND ACTIVITY an WYDRY TPANSCICel MCAlellON SYYSOLCUSO OUNOITT Pita ACOOurn NOW= TAOAYPIR *WA M ir " LAST STATIMINT X2726. 2002 CENT AMOUNT 0,000 AMOUNT 07127502 OPENINGBALANCE 3.700.000 07/2=2 BOUGHT iggl i CASH RES MANAGEMENTML A SHA DICOC 1.500.000 1.0000 1.500.000.00 07130102 SOLD itIENanartGasna DICXX -200.000 1.0000 200.003.00 08101102 DMODM WHAGEMENT-CL A DIC70I &Spi te? 2.969.02 MONTHLY DAMEND 08/01)02 REINYESY- lakka. L= GE M E A Dr.= 2.969.02 2.969.Di DlynEm0 RERWES1ED 09/2 2 SOLD Ma NA CALSHSHAREs MANAGEMENTML A oien .1.000260 1.0000 1,000,000.00 08/30/02 CLOSINGBALANCE 4,002,969.02 TOTAL 5.1.502.969.02 SI 202 969 02 INTEREST WARE, rnmoucm ns WOW, OvNED Sue:MARY teir Stearns Sambas Cap. One Licettech Cana WT •%A fl. Kt., Yak 10014159 FINANCIAL TRUST COMPANY INC STATIDAMT PER= My 27. 2002 THRgIRM Augs 30.2002 OATS OISCRP/ION 08121,102 INTEREST ON CREDIT BALANCE Al 1 114% 07/21 THOU 01'20 TOTAL SYWOOLCUSP OJIJIIITY PAX 111.1 1.2500 MEC AVCI.NT CROW MOM 1.707.62 S1.707.52 MISCELLANEOUS DATE 1109m, TPA,1Set,101i orscoomcw 0101,01801 CALM MOM 07/29/02 JOURNAL JOURNAL FROM TYPE 2 TOT 1.427.045.20 027 000140213:23 001 VS66 EFTA01321401 =MO THROU30.1 ITS %WOLIN OM,EO SnSWAY rn 8 IJ V.2 IJ - z C in z-H r LPSTS£00- 019- ANGS BEAR STEARNS OFFICE SERVICING YOUR Wring Beat. Steams di Co. Inc. NM Yoh New Yak 10179 Transaction Detail (continued) MISCELLANEOUS (continued) CAR MOWS TRMSACTKIK 07(29102 JOURNAL 08/27/02 JOURNAL OCSCAPION JOURNAL FROM TYPE 2 TO 1 1.427.045.20 JOURNAL FROM TYPE 2 TO 1 209,877.30 JOURNAL FROM TYPE 270 1 209.877.30 :tan MOUNT CREW Now 08/27/02 JOURNAL TOTAL S.1.636.922.50 S1.636.922.50 Endo' Statemen OW ken Satan On. Ole skinuo. Germ Nen Senn% no ven 11201.3SS9 FINANCIAL TRUST COMPANY INC Slaw-yea :Into lin 27.2002 ninuOr. August 30. 2002 AOCCVNT 'AMER TnnyER M.A On Tie LAST STATEmniT My 21 2002 027 037302.13'.23 00i 1548 EFTA01321402 BEAR STEARNS CRTC SERVICING YOUR ACCOUNT araiSnc. Sr 10179 CWACO DROWN ITS YMCU.Y WACO SUISOWAY a... stows Seam Carp. Or Peeved, Caw Noah assay 11291.)859 FINANCIAL TRUST COMPANY INC ACCOUNT EXECUINE DOIERMANARA TELEPHONE MENEM) NMI CUR YrniSITT wars.beaStPaTS.COM STATCWC INCI100 rune 2G.2002 THROWN JuN 26.2002 What's In This Statement I Lill II ACOOIACI WM, a TWAYER WAICR On me Financial Summary 3 FINANCIAL TRUST COMPANY INC WC Freiman Are 26.2002 Your Portfolio Holdings 4 C/0 AMERICAN YACHT HARBOR Transaction Detail 5 6100 RED HOOK SUITE 8-3 0 Fund Activity QUARTERS *2 ST THOMAS VI 00802 0 En IS IJ V.2 .F IJ O - m C in r 817STSEOCIA19- ANGS Your Portfolio at a Glance Market Value of Your Portfolio TOTAL VALUE OF SECURITIES OILS PERIOD 9.159.255 Cash IS &patient 58,272.955 56.273.060 NET CREDIT BAUMICE 2.572.955 59.199.255 5.40.000 MONEY MARKET FUND BALANCE 3,700,000 28.897,244 5.310000 Cumin mom value NET EQUITY THIS PERIOD 515.432, 210 - IASI SteernerICS market value NET EQUITY LAST STATEMENT 14.860.324 Shan matte( value MANS( STAGE LAST STATEMENT 571.886 There are no 'Stop Loss' orders or Other pending buy or see open orders on file b your account. Ono wen nano, tcsnetegt a Aeon a won.. otiasec at oevirec w rut ea Clef Sena* et t034.34.142O. w vele le Gen &Nom V Cayr Sion Sycwee Cam. CAe Itietwie Wear WS. Ortotr, N Y II2C141:4 I lk TPA Array Is for manna [cases em. I Is tat monad as a. cowmen. no. 'uremia .ad be /.Wed Ia rot T.og, See mene ea tee emrtre Weatteitan 027 07,7702:17/2 001 EFTA01321403 ED 11 w90,41 OM= 2111SIWARY lat Ain Searen Cap CY 14erstesch Cow Xixti WW2% 1102 Yd. 112014219 FINANCIAL TRUST COMPANY INC 2 0 0 Tz C in z -H r 617STS£00- 019- ANGS STATEMENT BACKER IS PRINTED ON THIS PAGE 027 07/2702:1722 001 YSELS EFTA01321404 rn IS IJ IJ IJ IJ T4iNROUNO0 CISSTSEOCM-ANCIS BEAR STEARNS OFFICE sawn. a3 YOUR ACCOUNT Bear. Stearns & Co. Inc. 0179 3 a7 Cash Flow Analysis MIS PIRKO Cash Balance Summary CSITING CAOSNG Open ing Ba lance 52.361.127.95 Cash 329.127.95 72.954.86 Seasick. Sold 136,253.24 Margin 2.032.000.00 2,500.000,00 Morey Fund 26,677,775.53 Not Cash Balance 52,361,127.95 52.572.954.86 Funds Deposited 3.000.000.00 Dhidends/Interex 4,149.63 Miscall:nexus 23,201,750.00 Income Summary Amount Credited 553.019.928.40 1116 ODIC* TEAS TO OATY Securities Bought -1,406.002.50 Divklends 63,724.48 772,781.72 Money Fund -26.402.098.99 Credit Balance Int. 4,149.63 14,669,15 Miscellaneous -25.000.000.00 Total $67.874.11 5707.450.87 Amount Debited 1-52.808.101.49 Foreign Tax MUMS 1,750.00 4.500.00 Net Cash Activity 211,826.91 Closing Ba lance 52.572.954.86 Portfolio Composition May t— el an b55 awn as a a atose wen WOW WA skt goal a cats St el WSt =maga. as mist war IN Tra•Oke Cat SPIDRI Cash/Cash Eceivalent 6,272,955 EquilieS 40.000 9.199.255 Total $40,000 515.472.210 027 07/2702:17 72 CO, CLEARED THROU04 ITS VOCAL,/ OWNED DASSOARY ass. Sarni Seaalkei Cap a. IletRAKS Cats ti011 Eireeltri. Ms YAM n20%3959 Ina FINANCIAL TRUST COMPANY INC Stull/SAT PERKO Ane 29.2002 TAROUGH My 26.2002 ACCOLTC SLAMS JIM. TAXPAYER NLISBCR LAST STATEMEST Din 28.2002 Your Portfolio Allocation Ecpens 59% WOAD. PM ,re tit: e CWIt arw mote NT mew Tam Iln ammo, Avatar a Sava ?Am re HActa mac ma of est pang 1155 EFTA01321405 0 z m cim z H r ISSTS£00-019-ANGS BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & CO. Inc. New York. New Vat 10179 4 STATED/ENT PER100 dItine 29.2002 ThRoccim ...Uy 26. 2002 Your Portfolio Holdings ACCCovi wymeet CASH 8 CASH EQUIVALENTS TAxPAYEA htimilen On No LAST sTAT/Diert June 28. 2002 /A/RICL1 ESTIAMI) CMADrt MUMMA SYNI0uan• OUNIVIIY PRICE YQL( AMIN ACME MOOG CASH BALANCE 2.572.955 DREYFUS CASH MANAGEMENT.CL A DICXX 3.700.000 1.0000 3.703.003 62.900 1.7000 INSEAM/NAL SHARES EST 30 DAY AVG 1%L0 1.70:03% TOTAL CASH & CASH EQUIVALENT:, $6,272.955 $62,900 EQUITIES Equities 8. Options ACCI What ESIVALTO) MYRIAM SIIAIOUCLISA n« CUMIttet MCI 1/AUK NNW NONE MU) 60 FLUTE/NHS INTERNATIONAL FLEX CASH 100,000 7.0300 703.000 LTD TYCO NTERNAT3NAL LTD TYC CASH 100.000 12.0300 1.203.000 5.000 0.4156 CALL TOO INC AUG 030080E TOOHF MRGN .2,000 0.2000 .40.000 FAP 08/17/2002 VECTOR GROUP LTD VGR CASH 374,294 15.4600 5.786.585 598.070 10.3493 SENTIGEN HOLDING CP RSTD 9380646 CASH 333.334 4.5200 1.506.670 Total Equities& Options 59.159,255 $603.870 TOTAL EQUITIES 59.159.255 $803,870 YOUR TOTAL ESTIMATED ANNUAL INCOME $666.770 YOUR PRICEDPORTFOU0 HOLDINGS 5.432.209 CLEARED NROLCRI AS ntieur ovum SOILSOVJEY Bat Sun Wass Cep. Ca/ /Aysewo, 0866 11861 BAA:AIr Nes Yet 11201.11S9 FINANCIAL TRUST COMPANY INC Or/ On2142:1, 22 001 YIN EFTA01321406 C) -n z C in z r ZSSISEOCIA19- ANGS IS IJ IpJ IJ BEAR STEARNS ak OFFICE SERVICING YOUR ACCOUNT 10179 5 a7 Transaction Detail INVESTMENT ACTIVITY SMIDICAT DAR 07/03/02 IRAN DIJI MUMOON 06/28/02 BOUGHT 07/10/02 07/09/02 SOLD DISCROTIOM TYCO INTERNATIONAL LTD UNSOUCITED AS OF 08/28/02 CALL TOO INC AUG 030CEICE LW 06/17/2002 AVG MCC SHOYM-DETALS ON REO AORTAL connw TO TOUR AGENT OPEN CONTRACT UNSOLICITED AS OF 07/0902 CALL TOO INC At 030"" FXP 07/20(2CO2 SMAKILICUSP TYC WHINY 100.030 CITOONF OWE 14.00000 -2.000 0.70630 =AK 0 114.01.04 ?MM.'S MINED SUISOARY Mo. SW,. Swan Coep 0't uertath fay Nem dist rk 11201.3559 FINANCIAL TRUST COMPANY INC STATIvert REMO June 29.2002 DIROV3H My 26.2002 ACCOUNT 'OMR TAxmAR usallAt Q Aft LAST STATEIINT Aro 28.2002 OM Mlle 1.406.002.50 CRUM MOUNT 136,253.24 07/24/02 EXPIRED 890333964 2.000 TOTAL 5.1.406.002 50 S136,253.24 DEPOSITS AND WITHDRAWALS DAT( TIPASSACTiefi DESCRIPTIOA 07112/02 FUNDS REC FNDS WIRE9 79 MANX FROM BMX Onli Main C511O MONT 3.030.000.00 TOTAL 53400,000.00 MONEY FUND ACTIVITY DAR LOOM IRANSOCIION 06/29432 OEMS:0110N OPENINGBALANCE 911 `SP %WM MIK OM MOUNT 3.911.952.06 07/01/02 DMDEND RAWatrgairEMENTCL A FAONTHLY DMOEND DKr 50096.99 027 01/270=17:22 Y09 EFTA01321407 CLEARED 7.4401.14R ITS AVOW/ CAR4ED SuSSOM/Ef rn 8 IJ IJ IJ -n C in r ESSISEOCIN9- ANGS BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Boar. Steams & Co. Inc. New Ycelc New Yon. 10179 bar STATaini Mb= AEC 29.2002 TRIM°. My 26.2002 Transaction Detail (continued) MONEY FUND ACTIVITY (continued/ wn AMOUR/ WOOER TAVAYIER obERDER On File LAST STATEIMrt MIS 26.2002 TORSOLCUSIP COWRY P1BCE DWI AMOUNT MX taw VOW TRANSACTOR CESCRRICH 07(01102 REINVEST RFSFAMIKAMAGEMENT.CA. A DIC/OI 52.09849 52.098.99 DNIDEND REINVESTED 07432/02 BOUGHT RINFACaL ASIgHteGEMENT-CL A 131C/Ct 22.650.000 1.0000 22.650.00040 07/02/02 SOLD MED.M HA MGEMENT-0. A DK= -2.CCOMCO 1.0000 2.000.000.00 07/10/02 SOLD igailaisgatumufict A DICia -1.395.000 1.0000 1,395,003.00 07112/02 SOLO DKTFUS CASH MANAGEMENT-a. A okx4 -23.219.051.05 1.0000 23.219.051.05 mlITUTONAL SNARES 07/15/02 DMOENO iNVI A GAS IAANADAENT-CL UTIONAL H SNARESG ON MOO 11,625.49 07/18.102 BOUGHT Miltim ASH MAtIAGEMENT-CL SHARts ORD 3,700.000 1.0000 3,700,000.00 07/28/02 CLOSINGEtALANCE 3 700 000 TOTAL 1.26.402,098.99 526.677.775.53 INTEREST art cesceerca SYPADERRDAS oaMfl Ran OE CEDE A/ASJAT CeOrt mom 07/22/02 INTEREST ON CREDIT BALANCE 1.2500 4,149.63 AT 1 1/4% 01121 THRU 07/20 TOTAL 54,149.63 027 07/2702.17 22 001 VDD5 Btu. SzerAS Saul:a Cap Ore 14470t/An Euler Ranh Itootln Nett YDR 11231.34$9 FINANCIAL TRUST COMPANY INC EFTA01321408 En I8 IJ IJ IJ a BEAR STEARNS OFFICE SERVICNG YOUR ACCOUNT aisaY:icek 10179 7 el LACONIC TNROLCA4 RB WA-Aiy CROW SUINIONRY Bat San SoculteS CON M- Ono NOR der 11201.319 FINANCIAL TRUST COMPANY INC summer moot lune 29.2002 Transaction Detail (continued) MISCELLANEOUS COE VOW TRANSACTOR cesewnew ono wFaJNr INRCOIN July 26.2002 =COO PARSER INPINIFIRE TAXPAYER KAMER On Ft LAST s-rntworr AY* 28.2002 CREW AMOUR! 07/01(02 JOURNAL FROM: XBC102.22332-2-USO 23.200.000.00 PER LOA 0 07(02A)2 07(02/02 JOURNAL JOURNAL JOURNAL FROM TYPE 2 701 JOURNAL FROM TYPE 2 TO 1 23.000.000.00 23,000,000.00 07/05/02 JOURNAL CNN GLOBAL N.Y. 1.750.03 R0052002 PC060302 ADR RCIMS m 07/12/02 JOURNAL FIT: 10.000:0 250000 AIM JOURNAL FROM TYPE 1 TO 2 131,746.76 C in 07/12/02 07/12/02 JOURNAL JOURNAL 03846056EO 021.521213 PER RED FROM .I.EPSTEIN JOURNAL FROM TYPE 1 TO 2 25.000.000.00 131.748.76 TOTAL 8-48.131.746.76 S66.333.498.76 r PSSISEOCIA19- ANGS End of Statement 017 81.27.021712 WI VMS EFTA01321409 OFFICE SERVICING YOUR ACCOUNT Beer. Stearns & Co Inc. BEAR New Yak. New Yak 10179 STEARNS O.tARZD 71.010U0s ITS vs•Os.v OwNE0 2433270ARY Seat. Sits,/ Sec/50 CST 0 - e liesx40. Cesin NOT Seca," We at • 20 .34.1 FINANCIAL TRUST COMPANY INC ACCOUNT MORK ZICHERMAN.IRA TELEPHONE STATEMENT Pee 00 messes Jure 1. 2002 an 29 2002 ASO OUR WEEISUE VenbearStearnS.CAM ACOOVNT NISSIR What's In This Statement llulllnllnllll sonnet wean Oft Fie Financial Summary 3 FINANCIAL TRUST COMPANY INC LAST STATIMSO May 31.2002 Your Portfolio Holdings 4 CAD AMERICAN YACHT HARBOR • Transaction Detail 5 6100 RED HOOK SUITE 9-3 0 Fund Activity 6 QUARTERS *2 ST THOMAS VI 00802 0 Trades Not Yet Settled 9 TZ I I C in Your Portfolio at a Glance TOTAL VALUE OF SECURMES MIS PERIOD 8.567.244 Market Value of Your Portfolio GNI & Nen —IP 16-Z73-0030 $46.057.154 NET CREDIT FINANCE 2,361,129 Ervin age.897.244 • 541a= MONEY MARKET FUND MAKE 3,911.952 112.057.949 : S-320.000 Ili Once MAC value NET eosin nue PERIOD $14.860.324 r NET EQUITY UST STATEMENT 57.795.103 MI Last soterrenrs market value S77311 marled relUe CHANGE SINCE LAST STATEIAENT -42.934.779 SSSISE00- 019- ANGS 8 b.) IJ b.) There are no 'Stop Loss" orders or other pending buy or see open orders on We Ice your account. sea scat re 411rens7 a nessaiel a ~au sleeks seals, 77 annex! 77 7o. O Corr Svcs SIC042.1•211. et suttee:ewe Seem sit Beer Starts Garin Cap. Ose *Wien Cents Ws. Beast N.Y. nni-sea ellIK Tres summary b fa MOS MINIM preen. **JO net Waded Minix dearest 'Ns Iowan Peed be reConedte yes rewsi. Ste rays tkleis monist efcnseter 027 0629.02:1049 COI VS43 EFTA01321410 &4W2, TNRC002. rts wtoOtt OWNtO ValyWRY Scat Sawn Swan 027 Cne Mactoth Carrier 1751, 8r0e4t0 Mw lien 112017859 =NMI FINANCIAL TRUST COMPANY INC 2 :e rn 8 IJ IJ 00 00 O z m cim z H r 9SSTS£00- O1D- ANGS STATEMENT BACKER IS PRINTED ON THIS PAGE 027 OV29001000 on VMS EFTA01321411 to I8 IJ IJ IJ ,1) BEAR STEARNS OFFICE SERVCING YOUR ACCOUNT Bear. Stearns & Co. Inc. New Y New York 10179 0 3 a Cash Flow Analysis me moo Cash Balance Summary OfTMI.C. CIOSOIG Openingealance Sec:allies Sold Money Fund Dim:lends/merest Miscellaneous $110,868.36 2.065.531.65 42,165,666.11 199,730.44 4.687.50 Cash Margin Net CashBalarce 110.868.36 0.00 5110.868.36 329.127.95 2.032.000.00 52.361.127.95 ii Amount Credited Securities Bought 544,455,615.70 :L110.002.50 Income Summary TNS 710170 WOW POT, Dividends 240.383.71 709.057.24 C Money Fund .65,666.11 Credit Balance Im. 6.262.84 10,519.52 rn Funds Wandraan Cividerds/Interest Charged .41.000.000.00 .18.750.00 Total $246.646.55 $719.576.78 Miscellaneous •10.937.50 Foreign Tax Withheld -6.250.00 -6.250.00 Amount Debited $-42,205.356.11 Net Cash ActivIty 2.250.259.59 r Closln9Balance 52.361.127.95 Portfolio Composition SHORT 024 LSSISEOCIA19- ANGS in ay nano, Cl ant Wenn son non so 1 edam e5:4 torten— novIon. net is cur fix d Pe. lorsocikon wp . CasPtash Equivalent 6.273.080 one h Tionneka Diet Equoes 310.000 8.897.244 Total $310.000 515.170.324 027 060700210n9 COI =AM) 1142O116II rrs WifottlY Omni) 0.4030MAY Ow Sion 500017,1 COOP Coo Manton C-or NONI Sydrno Non Y 11201.11$1. FINANCIAL TRUST COMPANY INC OTATEOPES2 PERU, Xne 1. 2002 ramauce Pa 28.2002 ACCOUYT MAW TAXPAYER MAWR On Fee 4.57 S7A7714NT nay 31.2002 Cash s 24:p00 41% Your Portfolio Allocation Ecnaties 57% ilonaln wino MR OS Won nen ono mew nano ¶1* Senor oonons2o M dolool ton Ile snow naafi YON CS 'Kt/ Witi.9 55563 EFTA01321412 BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Beat, Steams & Co. Inc. MM. 0179 4 es GLEAM TPItOtead ns %NOW 04,41) SuliSiZtort Oat Straws Ssanlas Cap. Cep Vetaisdi Oster was ispaer. rita Yon 11201.3220 FINANCIAL TRUST COMPANY INC STA1121P47 post° Are 1.2002 Your Portfolio Holdings CASH & CASH EQUIVALENTS rHROUGH Sale 2& 2002 ACOOLsa SUMP maPAY0I1 MAW R M. LAST STATEWEYT May 31.2002 CESCAPTION SYMBOUCLISP axon PAC 14/.11110 VALLIE ESTSWED COMM AWOL PUNE MO ell CASH BALANCE 2,361.128 DREYFUS CASH MANAGEMENT-CL A DION 3.911.952.08 1.0000 3.911,952 70.415 1.8000 INSTITUTIONAL SNARES (St. 30 DAY AVG YIELD 18000% m TOTAL CASH & CASH EQUIVALENTS 15.273.080 $70.415 EQUITIES C in Equities & Options CESCRPTION 211/0111/CUSP ACC1 TOE 111.1211111 PIECE liatial 13111/AIED VALUE HOU& PICOVE CLORE•11 VIEW (19 FLEXTRONICS INTERNATIONAL FLEX CASH 100,000 7.1300 713,000 LTD CALL TOO INC All 030"" TOOGF 1ARGN -2.003 1.5500 .310,000 EP 0720/2002 VECTOR GROUP LTD VGR CASH 374.294 17.6000 6.587,574 598,870 9.0909 r SENTIGEN HOLDING CP RSTD 9380646 CASH 333.334 4.7900 1.596.670 Total Equities& Options $8.587244 5598 870 TOTAL EQUITIES $8.587.244 $598,870 8SSISEOCIN9- ANGS I8 IJ IJ O IJ YOUR TOTAL ESTIMATED ANNUAL INCOME 5669.285 YOUR PRICED PORTFOLIOHOLDINGS 514.860.323 02? 04':2.10 49 001 '343 EFTA01321413 CLEWS neeOt04 rep VMOLLY Onne SueSMARY rn 8 IJ TJ IJ .0- Ls. BEAR STEARNS OFFICE SERVKING YOUR ACCOU‘T Bear. SzeamS & Co. Inc. New Yak. New Yu,. '0179 S a9 Transaction Detail INVESTMENT ACTIVITY Bar. Stearns Stevie.; Cap. One Menten Omer Neret &mop, lite rat 11201.380 FINANCIAL TRUST COMPANY INC STAltvENT PERM Ant 1. 2CO2 ThROL411 AiM 28.2002 ACCOAI WAXER Tarn eouget, On Fie us* werevor May 31.2002 SETeLMENT MAN LAIC OAR TRAPEACTIY4 DISCRIPMCN SYMMS, 04.201ry Pea OM -Wa CRIX0 'MOM 091002 0510502 BOUGHT FLEXTRONICS INTERNATIONAL FLU 100.000 11.10000 1.110.002.50 LTD UNSOUCITED WE NUKE A MKT W DM SECURITY 0 REPORTED PRICE 11.040000 DIFFERENCE • 01)&000 06/17/02 06/12/02 SOLD CNH GLOBAL N.V. CNN -250.000 4.00280 988.167.37 -n AVG PRICE SHOWN-DETARS ON REQ ACTUAL CONFIRM TO YOUR AGENT UNSOUCTTED 06/19/02 06/14/02 SOW CHARLES SCHWAB CORP NEW SCH -100.000 11.03400 L097.364.28 C AVG PRICE SHOWN-DETAILS ON REC1 Amu CONFIRM TO YOUR AGENT in LANSCUCRED TOTAL 5.1.110.002.50 52.085.531.65 DEPOSITS AND WITHDRAWALS r 6SSISE00- 019- ANGS MN TeVelACIION eeSeetniew 0011.40.111T CREW imam 06/0402 FND WIRED rafgeRlain un$49ED TO 1.000.000.00 06/19/02 END WIRED AC011C019191 FD*05590 680ENDSWIRED TO Vara] 4.000.000.00 06/26/02 FND WIRED NAIL2 BA & TR co AC0110019191 F0•05754 Vit AtrIMMUSAII I FIED TO 25.000.000.00 0627/02 FND WIRED ACP8030171 FD•05532 Mittra0943FNEGYARECI TO 3.000.000.00 06/2702 END PARED AC0384572343 F0405119 mpgtinen10942FNOSKIRED TO 7.000.000.00 AC03809174 40405118 OW2Weltiewl 001 flu EFTA01321414 BEAR STEARNS MICE SLINICI% YOUR ACCOUNT Bete. Steams & Co. Inc. 6 ce Transaction Detail (continued) CLAM= +woven.. rts OwlEED SUMMON Oar. Simms SeArbeS QED EF IN0TAND On Mann "mai" N. NA 11201.1139 FINANCIAL TRUST COMPANY INC STATVSM PINED Ar1e 1.2002 INSOLCI. AA% 28.2012 DEPOSITS AND WITHDRAWALS (conlrue4) ACCCUTT NORMA TAYPAYIR EMBER !W ill LAST STATEMENT W7 31.2002 DATE 11W4SALDEN OCSCEOPTEN DOW Mattal CRONE MINNA 06/28/02 END WIRED MOA0168322398FNOSINIRED TO RALL, wet NAL EIN A TR CO 1,000,000.00 AC0110019191 FDP09716 SOLD DREYFUS 0 TOTAL 5-41,000,000.00 MONEY FUND ACTIVITY 171 IJ IJ b.) Lt. IJ m C in r 09STSEOCIN9- ANGS DATE MOOED TFMASACTEN DESCAP101 06101/02 OPENINGBALANCE 06/03/02 OMDEND IWEIVAIRGEmE"TcLA MONTHLY ON100/0 06/03/02 REINVEST REFANA CA(5151,3f6EMENT-CL A EMEND REINVESTED 617647oz SOLD Marl MAR.GEMENT.CL A 06/05/02 SOLD intraHAteGEMENT.CL A 06/12/02 SOLD AniSuAVIGEMENT.CL A 06/24,02 SCID raORM 0S&ASILLARtt GEMENT.CL A snruio ASIFulaaSlisHAIAr k "FE/467.GL A glir uCCISFIsHAttit tGEMENTa A gsgmegitogrEmEta-a. A resr ata iaSisl MANAGEMENT-CIA 06/26/02 SOLD 06/27/02 §0.0 06/27/02 $010 06/28/02 SOLD SMADOVELISS ENASTITY DEW AMOUNT CREDIT AMOUNT 45.946.285.95 DEM 65,666.11 DIC:0( 65,666.11 65,666.11 DICXX -1.030.000 1.0000 1.000.000.00 -2.000.000 1.0000 2.000.000.00 Men -1.100.000 1.0000 1,103,000.00 °ICC( .2,000,000 1.0000 2,000,000.00 .25.000000 1.0000 25.000.000.00 DICU 3.000.000 1.0000 3,000,000.00 DICU -7.000,000 1.0000 7,000,000.00 DICE( -1,000.000 to:o3 1.000.000.00 on aernetio41 Rol vsa EFTA01321415