EFTA Document EFTA01355799

. Principal agrees that DBSI shall not be obligated id proceed with instructions that are inconsistent with , the terms of any agreements governing the Account(s), or that would violate any applicable laws, rules or regulations, or that would be otherwise limited by the account type or documentation on file. THE UNDERSIGNED AUTHORIZES THE AGENT(S) TO RECEIVE COPIES OF ACCOUNT STATEMENTS AND TRANSACTION CONFIRMATIONS UPON THE AGENT(S)'S REQUEST. DBSI RETAINS THE RIGHT IN ITS SOLE DISCRETION TO REFUSE TO ACCEPT INSTRUCTIONS BY THE AGENT(S) TO CHANGE THE MAILING ADDRESS ASSIGNED TO THE UNDERSIGNED'S ACCOUNT(S) OR ANY BENEFICIARY DESIGNATIONS. NOTE: If you want to authorize your Agent(s) to make gifts of your money or assets or other property held in the Account(s) during your lifetime, without restriction, to any one or more persons, including the Agent(s) himself, herself or themselves, you will need to execute a Statutory Major Gifts Rider. Giving such a power to your Agent(s) grants your Agents) authority to take actions which could significantly reduce your properly or change how your property is distributed at death. DBSI shall not be responsible to monitor whether any payments or transfers are gifts and/or require the execution of a Statutory Major Gifts Rider. SELECT AND INITIAL THE APPLICABLE BOX FOR LIMITED OR FULL TRADING AUTHORIZATION K LIMITED TRADING AUTHORIZATION. In all such purchases, sales or trades, DBSI is WA SO authorized to follow the instructions of Agent(s) in every respect concemingrthe Account(s), add Agent(s) is/are authorized to act for the Undersigned and on the Undersigned's behalf in the same manner and with the same force and effect as the Undersigned might or could do with respect to such purchases, sales or trades as well es with respect to all ether things necessary or incidental to the furtherance or conduct of such purchases, sales or trades. Note: This Limited Authorization does not permit Agent(s) to withdraw or transfer assets from the Account(s). — OR— EiFULL AUTHORIZATION TO TRADE AND MOVE ASSETS. DBSI is authorized to follow the s ructions of Agent(s) in every respect concerning the Account(s), and to make deliveries or transfers of assets (including cash), from the Accounts) end payment of muneys as directed by Agent(s), without restriction 4insitujiisfress eem$0, himself, herself or themselves except in connection with IBAs) in accordance with DBSI's terms and conditions and account type. In all matters and things aforementioned, as well as in all other things necessary or incidental to thelurtherance or conduct of the Account(s), Agent(s) may act in the same manner and with the same force and effect as the Undersigned might or could do. Note: This Full Authorization grants Agent(s) unrestricted authority to trade in the Account(s) and to withdraw or transfer assets from the Account(s). For IRAs, Agent is authorized to elect whether to make tax withholding elections in connection with distributions. This Authorization/Power of Attorney shall remain in full force and effect until DBSI receives actual written notice signed by the Undersigned of its revocation to be delivered to the Undersigned's DBSI Client Advisor or his or her branch manager. However, the limited power of attorney granted hereunder is no a durable power of attorney and will cease to be effective upon actual receiof by 0BSI of written notioe of the occurrence of either of the following events: (i) the Undersigned is judicially declared to be incompetent, or (ii) the death of the Undersigns i. Notwithslending the foregeing, the Undersigned acknowledges that DRS! shall be.entitled to continue to rely upon this Authorization/Power of Attorney until such time as DBSI receives such actual written notice. 2 11-FWM-0985 (01/121 009611-010512 CONFIDENTIAL - PURSUANT TO FED. R. CRI M. P. 6(e) DB-SDNY-0041077 CONFIDENTIAL SDNY_GM_00 187261 EFTA01355799