Email: Fran M Wickmarildb/dbcom to Vahe Stepanian (10/18/2013)

. Just wanted to follow up on an email that was sent over by Fran Wtckrnan (pls. see below). As you may know, we arc in the process of onboarding a new client, Jeffrey Fpstein, who has already transferred in $120mm+ liquid across his accounts. A few items that we're requesting exceptions for: 1) Using DB POA for entity accounts (per Fran, POA is meant for natural persons accts.) - Client would like his assistants to have FULL POA over accts. Cannot use LTA in this situation. 2) Approval of