EFTA Document EFTA01358956

Page 23 874 F.3d 787, *; 2017 U.S. App. LEXIS 20596, fl; Bankr. L. Rep. (CCH) P83,176; 64 Bankr. Ct. Dec. 216 borrower to compensate for the opportunity costs of the loan, the risk of inflation, and the relatively slight risk of default. A bankruptcy court should then hold a hearing to determine a proper plan-specific risk adjustment to that prime rate, at which the debtor and any creditors may present evidence. Using this approach, courts have generally approved adjustments above the pri