EFTA Document EFTA01372219

14. To lease, mortgage, pledge, grant a security interest in, or otherwise encumber all or any part of the assets of such trust for any term of years whether or not beyond the term of such trust (including, without limitation, any such action for the benefit of any of the beneficiaries of such trust); 15. To abandon any property of such trust, real or personal, which my Trustee may deem worthless or not of sufficient value to warrant keeping or protecting; to abstain from the payment of taxes, water rents or assessments and to forego making repairs, maintaining or keeping up any such property; and to permit such property to be lost by tax sale or other proceedings or to convey any such property for a nominal consideration or without consideration so as to prevent the imposition of any liability by reason of the continued ownership thereof; 16. To elect the mode of distribution of the proceeds from any profit-sharing plan, pension plan, employee benefit plan; individual retirement plan; insurance contract, or annuity contract pursuant to the terms of such plan or to change to another custodian of such plan; 17. To conduct any audit, assessment, or investigation with respect to any asset of such trust regarding compliance with any law or regulation having as its object protection of public health, natural resources, or the environment (referred to as "Environmental Laws"); to pay from the assets of such trust to remedy any failure to comply with any Environmental Law (even to the exhaustion of all of the assets of such trust); and, as may be required in my Trustee's judgment by any Environmental Law, to notify any governmental authority of any past, present, or future non-compliance with any Environmental Law; and 18. To reflex to accept any asset distributable to such trust. B. No Trustee other than a Trustee who is also the Grantor shall directly or indirectly buy or sell any property for this Trust from or to herself, or from or to her relative, employer, employee, partner or other business associate. C. No Trustee other than a Trustee who is the Grantor shall as Trustee of this Trust sell property to herself as trustee of another trust. D. No Trustee other than a Trustee who is the Grantor shall lend trust funds to herself, or to her relative, employer, employee, partner. or other business associate. Section 4.4.- Administmthe Powers Except as otherwise provided in this Agreement. my Trustee has the power with respect to each trust: A. To employ agents, attorneys-at-law, consultants, investment advisers (to whom my Trustee has discretion to delegate my Trustee's investment authority and responsibility), other trustees and other fiduciaries in the administration of my Trustee's duties, 7 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0065865 CONFIDENTIAL SDNY_GM_00212049 EFTA01372219