EFTA Document EFTA01382597

X- I/A Table of Contents Benditting from Industry Trends We believe First Data is strongly positioned to take advantage of several global industry trends: Consumer payments are continuing to shift from cash to electronic, including in the United States, where, according to The Nilson Report dated December 2014, credit and debit card purchase volumes are projected to increase by 65% and 49%, respectively, from 2013 to 2018; Consumer shopping continues to shit t from brick and mortar locati