EFTA Document EFTA01382637

S- I/A Table of Contents • Clover Atini-redefines the payment terminal. In addition to its sleek design, cloud-based software, elegant ease of use, and ability to accept most payment types (including swipe, PIN debit. EMV, and near-field communication (WPC) transactions), it provides access to the Clover App Market-designed to do for the small business owner what the smartphone did for the consumer. Clover has not yet had an opportunity to have a material impact on our financial performanc