EFTA Document EFTA01388268

certificates of deposit published by the Korean Securities Dealers Association which appears on the Check Semen Page 3220 under the caption `TODAY 15:30" as of 4:30 p.m., Seoul time, on the day. If such rate does not appear on the Check Semen Page 3220 by 4:30 p.m., Seoul time, on that day, the rate for that Reset Date will be the arithmetic mean of the secondary market final closing rates for 91 day CDs quoted by the Reference Dealers as of 4:30 p.m., Seoul time, on the day that is one Seo