EFTA Document EFTA01410541

Subject: FW: Gratitude KYC [I] From: Ariane Dwyer Date: Wed, 27 Jan 2016 15:04:42 -0500 To: Daniel Sabba , Vahe Stepanian Let me know when I can give you an update From: Fran M Wickman Sent: Wednesday, January 27, 2016 3:04 PM To: Ariane Dwyer; MO CIP Subject: RE: Gratitude KYC [I] Classification: For internal use only Ari, This is a high risk account (see page 10) and therefore, will be reviewed by AML Compliance. Please contact them with any further questions. Kind regards, Fra