EFTA Document EFTA01425723

Subject: RE: Epstein Insurance Trust [I] From: Yoonsun Chung ‹ > Date: Fri, 16 Nov 2018 18:45:12 -0500 To: Bradley Gillin Stewart Oldfield Emily Craig Cc: Daphne Cales Classification: For internal use only Thank you. Reassigned. {cid:[email protected]} Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email From: Bradley Gillin Sent: Friday, November 16, 2018 4:49 PM To: Yoonsun Chun ›; Stewart Oldfield raig <E > Cc: Daphne Cales Subject: RE: Epstein Insurance Trust [I] Classification: For internal use only Deleted the Insurance Trust and returned to your queue. Thanks. Regards, Brad EFTA01425723 fcid:[email protected] Bradley Gillin Vice President Deutsche Bank Wealth Management 345 Park Avenue, 24th Fl New York, NY 10154 Tel. Fax Email Securities offered through Deutsche Bank Securities Inc. From: Yoonsun Chung Sent: Friday, November 16, 2018 4:44 PM To: Bradley Gillin Cc: Daphne Cales Subject: RE: Epstein Insurance Trust [I] [C] ; Stewart Oldfield Classification: Confidential SO then we cannot kill the case. I will reject it back to you and please resubmit with the clients that will need the regular review done. {cid:[email protected]} Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email EFTA01425724 From: Bradley Gillin Sent: Friday, November 16, 2018 4:43 PM To: Yoonsun Chung >; Stewart Oldfield ; Emily Craig ‹ > Cc: Daphne Cales Subject: RE: Epstein Insurance Trust [I] [C] Classification: Confidential Hi Yoonsun, Just the Insurance Trust. The others accounts below will remain open. Thanks. NES LLC - — DDA Plan D LLC - — DDA The Haze Trust — DDA The Haze Trust — DBSI The Haze trust - DDA Regards, Brad {cid:[email protected]} Bradley Gillin Vice President Deutsche Bank Wealth Management 345 Park Avenue, 24th Fl New York, NY 10154 Tel. Fax EFTA01425725 Securities offered through Deutsche Bank Securities Inc. From: Yoonsun Chung Sent: Friday, November 16, 2018 4:32 PM To: Stewart Oldfield >; Emil Crai ; Bradley Gillin Cc: Daphne Cales Subject: RE: Epstein Insurance Trust [I] Classification: Public Hi, I just want to make sure. There are four clients on that KYC. All of them will be closing accounts? Thanks {cid:[email protected]} Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email From: Stewart Oldfield Sent: Friday, November 16, 2018 1:06 PM To: Emily Craig < ; Yoonsun Chung ca• Bradley Gillin Cc: Daphne Cales Subject: RE: Epstein Insurance Trust [I] EFTA01425726 Cool. Thanks everyone. Sorry for the long and winding path to get here . . . From: Emily Craig Sent: Friday, November 16, 2018 1:05 PM To: Yoonsun Chun Cc: Daphne Cales Subject: RE: Epstein Insurance Trust [I] ; Stewart Oldfield ; Bradley Gillin ‹ > Classification: Public Done! Kind Regards, Emily fcid:80063086-E6B1-464A-83C1-C22D037DB24E@lanl Emily Craig Director Deutsche Bank Wealth Management Deutsche Bank Securities, Inc 1 South Street, Baltimore, MD 21202-3298 Tel: Mobile: EFTA01425727 WM Mercury on myDB From: Yoonsun Chung Sent: Friday, November 16, 2018 1:02 PM To: Stewart Oldfield ; Bradley Gillin Cc: Emily Craig ; Daphne Cales <I I> Subject: RE: Epstein Insurance Trust [I] Classification: Public Emily? I think we can. I will close both cases? fcid:[email protected] Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email From: Stewart Oldfield Sent: Friday, November 16, 2018 1:00 PM To: Yoonsun Chun ; Bradley Gillin Cc: Emily Craig ; Daphne Cales < => Subject: RE: Epstein Insurance Trust [I] EFTA01425728 Actually, turns out that the client plans to close this account prior to year end. Can we just move it to the exclusion list? They also plan to close Mort, Inc, but we've already done that KYC. Thanks From: Yoonsun Chung Sent: Friday, November 16, 2018 12:38 PM To: Stewart Oldfield Subject: RE: Epstein Insurance Trust [I] Classification: Public Bradley Gillin Sounds good. If you can get his ID, that would be the easiest. Thank you. {cid:[email protected]} Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email From: Stewart Oldfield Sent: Friday, November 16, 2018 12:37 PM To: Yoonsun Chun Subject: RE: Epstein Insurance Trust [I] ; Bradley Gillin EFTA01425729 I think he is friends with those people, but I've never thought he was exerting political influence or should be deemed a PEP. Maybe we should tackle that issue at a later date assuming I can just get an ID for Mark From: Yoonsun Chung Sent: Friday, November 16, 2018 12:17 PM To: Stewart Oldfield Subject: RE: Epstein Insurance Trust [I] Classification: Public Hello, Bradley Gillin So we need name, address, DOB and nationality. Then we need to verify him. In this case, the settlor is a PEP so we need ID. Do we think he is still a PEP? Is he still associated with prince Andrew? If you make a good case where he is no longer a PEP... then we can verify him in an alternative means — Lexis smartlinx—which you get when you run full searches. If you want to go this route, I would send an email to Andrew Gallivan stating why you think he should no longer be a PEP. He is technically an RCA (relative and close associate) to Prince Andrew and Bill clinton. Is he still associated with them? To the best of your knowledge, do you think he is exerting influence based on his connection to these PEPs? Etc. Once Andrew approves, please forward the email to me. If you believe he is still associated, then we need a government issued ID. Thank you Yoonsun Icid:[email protected] EFTA01425730 Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email From: Stewart Oldfield Sent: Friday, November 16, 2018 11:56 AM To: Yoonsun Chun Subject: RE: Epstein Insurance Trust [I] Bradley Gillin Got it. I didn't read it that way the first time, but do now. Thanks for the clarification. Now I remember why I decided not to become a lawyer . . So, what info do we need on the brother? Thanks for staying with this one. From: Yoonsun Chung Sent: Friday, November 16, 2018 11:39 AM To: Stewart Oldfield Subject: RE: Epstein Insurance Trust [I] Classification: Public Hello, ; Bradley Gillin Yes, that is the part you sent me — amendment of the benes AFTER his death. We are not interested (for the KYC purposes) the contingent beneficiaries. The amendment only amends the contingent beneficiaries. EFTA01425731 The amendment document specifically states that it is deleting all beneficiaries named under sections (b) (1) through (b) (6) of Article First of the Insurance Trust and added certain beneficiaries, who, upon the death of the grantor of the Insurance Trust, would be entitled to the principal and all accumulated income from the Insurance Trust. Mark was listed in (b) (6), which deals with AFTER DEATH. However, the amendment did NOT modify section (a) of the First article, which identifies him as the person that could benefit from the trust until his death. I'm attaching the trust documents. It contains the amendment (page 4 -5 of the attachment). The original trust agreement follows the amendment. fcid:[email protected] fcid:[email protected] Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email From: Stewart Oldfield Sent: Friday, November 16, 2018 11:16 AM To: Yoonsun Chun ; Bradley Gillin EFTA01425732 Subject: RE: Epstein Insurance Trust [I] There are later amendments that remove the original bens and name Celina From: Yoonsun Chung Sent: Friday, November 16, 2018 11:14 AM To: Bradley Gillin Cc: Stewart Oldfield Subject: FW: Epstein Insurance Trust [I] Classification: For internal use only Please see below. It looks like the brother is the current beneficiary. We need to remove Celina as the ben and add the brother. Can you do this or do you want me to reject it back to India? Or if you have all the info, I can ask someone in Jax to do it so we can approve today? Just let me know. Thanks Article First (a) identifies the grantor's brother (Mark Lawrence Epstein) as the individual that can benefit from the trust until the death of the Grantor. The change of beneficiaries document from 2012 amended Sections (b) (1) of Article First, which deals with the beneficiaries upon the death of the grantor of the Insurance Trust. {cid:[email protected]} {cid:[email protected]} Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email EFTA01425733 From: Yoonsun Chung Sent: Friday, November 16, 2018 12:00 AM To: Dimitra Manley Subject: FW: Epstein Insurance Trust [I] Let's talk about this. Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email From: Stewart Oldfield Date: Thursday, Nov 15, 2018, 6:04 PM To: Yoonsun Chun , Bradley Gillin Subject: RE: Epstein Insurance Trust [I] I think that is probably true. Realistically the value in the trust only comes when the grantor dies and the life insurance pays out. But in the meantime, we have $276.65 sitting in cash . . . From: Yoonsun Chung EFTA01425734 Sent: Thursday, November 15, 2018 5:55 PM To: Stewart Oldfield ; Bradley Gillin Subject: RE: Epstein Insurance Trust [I] Thank you. So Celina gets it after the grantor's death. Currently, the grantor would be the beneficiary. No? Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email From: Stewart Oldfield < › Date: Thursday, Nov 15, 2018, 5:39 PM Bradley Gillin Yoonsun Chung Subject: RE: Epstein Insurance Trust [I] It's actually the following page fcid:[email protected] From: Bradley Gillin EFTA01425735 Sent: Thursday, November 15, 2018 5:37 PM To: Yoonsun Chung Cc: Stewart Oldfield Subject: Epstein Insurance Trust [I] Classification: For internal use only See attached. It looks like they replaced the initial beneficiaries with {cid:[email protected]} Regards, Brad fcid:[email protected] Bradley Gillin Vice President Deutsche Bank Wealth Management 345 Park Avenue, 24th Fl New York, NY 10154 Tel. Fax Email Securities offered through Deutsche Bank Securities Inc. From: Yoonsun Chung Sent: Thursday, November 15, 2018 5:31 PM To: Bradley Gillin Subject: FW: Missed conversation with Bradley Gillin EFTA01425736 Based on the trust doc, we don't think she is the bene. I will circle back tomorrow Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Tel. 1 Fax 1 Email From: Yoonsun Chung < a> Date: Thursday, Nov 15, 2018, 5:29 PM To: Brad , Yoonsun Chung Subject: Missed conversation with Bradley Gillin Yoonsun Chung 3:40 PM: It was The 2007 Jeffrey E Epstein insurance trust who is the current ben and do you have all the info/ID on that bene Bradley Gillin 5:09 PM: EFTA01425737 We reached out to family office waiting on them thanks Yoonsun Chung 5:14 PM: Thanks Bradley Gillin 5:27 PM: : UBO Looks like someone added her to the KYC already 1977694 EFTA01425738