EFTA Document EFTA01430282

Subject: RE: Epstein Insurance Trust [I] [C] From: Yoonsun Chung <ffi Date: Fri, 16 Nov 2018 16:44:18 -0500 To: Bradley Gillin Stewart Oldfield Emily Craig Cc: Daphne Cales Classification: Confidential SO then we cannot kill the case. I will reject it back to you and please resubmit with the clients that will need the regular review done. {cid:[email protected]} Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Email From: Bradley Gillin Sent: Friday, November 16, 2018 :43 PM To: Yoonsun Chun Cc: Daphne Cales Subject: RE: Epstein Insurance Trust [I] [C] Stewart Oldfield Craig <=l > Classification: Confidential Hi Yoonsun, Just the Insurance Trust. The others accounts below will remain open. Thanks. EFTA01430282 NES LLC - — DDA Plan D LLC - — DDA The Haze Trust — DDA The Haze Trust — DBSI The Haze trust - DDA Regards, Brad fcid:[email protected] Bradley Gillin Vice President Deutsche Bank Wealth Management 345 Park Avenue, 24th II New York, NY 10154 Email Securities offered through Deutsche Bank Securities Inc. From: Yoonsun Chung Sent: Friday, November 16, 2018 :32 PM To: Stewart Oldfield Cc: Daphne Cales Subject: RE: Epstein Insurance Trust [I] Classification: Public Hi, I just want to make sure. There are four clients on that KYC. All of them EFTA01430283 will be closing accounts? Thanks {cid:[email protected]} Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Email From: Stewart Oldfield Sent: Friday, November 16, 2018 1:06 PM To: Emily Craig ; Yoonsun Chung •* >• Bradley Gillin Cc: Daphne Cales Subject: RE: Epstein Insurance Trust [I] Cool. Thanks everyone. Sorry for the long and winding path to get here . . . From: Emily Craig Sent: Friday, November 16, 2018 1:05 PM To: Yoonsun Chung >; Stewart Oldfield ; Bradley Gitlin <I > Cc: Daphne Cales Subject: RE: Epstein Insurance Trust [I] Classification: Public Done! EFTA01430284 Kind Regards, Emily fcid:80063086-E6B1-464A-83C1-C22D037DB24E@lanl Emily Craig Director Deutsche Bank Wealth Management Deutsche Bank Securities, Inc 1 South Street, Baltimore, MD 21202-3298 WM Mercury on myDB From: Yoonsun Chung Sent: Friday, November 16, 2018 1:02 PM To: Stewart Oldfield ; Bradley Gillin Cc: Emily Craig ; Daphne Cates Subject: RE: Epstein Insurance Trust [I] Classification: Public EFTA01430285 Emily? I think we can. I will close both cases? fcid:[email protected] Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Email From: Stewart Oldfield Sent: Friday, November 16, 2018 1:00 PM To: Yoonsun Chun ; Bradley Gillin Cc: Emily Craig < ; Daphne Cales ..z > Subject: RE: Epstein Insurance Trust [I] Actually, turns out that the client plans to close this account prior to year end. Can we just move it to the exclusion list? They also plan to close Mort, Inc, but we've already done that KYC. Thanks From: Yoonsun Chung Sent: Friday, November 16, 2018 12:38 PM To: Stewart Oldfield Subject: RE: Epstein Insurance Trust [I] ; Bradley Gillin EFTA01430286 Classification: Public Sounds good. If you can get his ID, that would be the easiest. Thank you. fcid:[email protected] Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Email From: Stewart Oldfield Sent: Friday, November 16, 2018 12:37 PM To: Yoonsun Chun Subject: RE: Epstein Insurance Trust [I] Bradley Gillin I think he is friends with those people, but I've never thought he was exerting political influence or should be deemed a PEP. Maybe we should tackle that issue at a later date assuming I can just get an ID for Mark From: Yoonsun Chung Sent: Friday, November 16, 2018 12:17 PM To: Stewart Oldfield Subject: RE: Epstein Insurance Trust [I] Classification: Public ; Bradley Gillin EFTA01430287 Hello, So we need name, address, DOB and nationality. Then we need to verify him. In this case, the settlor is a PEP so we need ID. Do we think he is still a PEP? Is he still associated with prince Andrew? If you make a good case where he is no longer a PEP... then we can verify him in an alternative means — Lexis smartlinx—which you get when you run full searches. If you want to go this route, I would send an email to Andrew Gallivan stating why you think he should no longer be a PEP. He is technically an RCA (relative and close associate) to Prince Andrew and Bill clinton. Is he still associated with them? To the best of your knowledge, do you think he is exerting influence based on his connection to these PEPs? Etc. Once Andrew approves, please forward the email to me. If you believe he is still associated, then we need a government issued ID. Thank you Yoonsun {cid:[email protected]} Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Email From: Stewart Oldfield Sent: Friday, November 16, 2018 11:56 AM To: Yoonsun Chung Subject: RE: Epstein Insurance Trust [I] ; Bradley Gillin EFTA01430288 Got it. I didn't read it that way the first time, but do now. Thanks for the clarification. Now I remember why I decided not to become a lawyer . . So, what info do we need on the brother? Thanks for staying with this one. From: Yoonsun Chung Sent: Friday, November 16, 2018 11:39 AM To: Stewart Oldfield Subject: RE: Epstein Insurance Trust [I] Classification: Public Hello, Bradley Gillin Yes, that is the part you sent me — amendment of the benes AFTER his death. We are not interested (for the KYC purposes) the contingent beneficiaries. The amendment only amends the contingent beneficiaries. The amendment document specifically states that it is deleting all beneficiaries named under sections (b) (1) through (b) (6) of Article First of the Insurance Trust and added certain beneficiaries, who, upon the death of the grantor of the Insurance Trust, would be entitled to the principal and all accumulated income from the Insurance Trust. Mark was listed in (b) (6), which deals with AFTER DEATH. However, the amendment did NOT modify section (a) of the First article, which identifies him as the person that could benefit from the trust until his death. I'm attaching the trust documents. It contains the amendment (page I -5 of the attachment). The original trust agreement follows the amendment. fcid:[email protected] EFTA01430289 {cid:[email protected]} Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Email From: Stewart Oldfield Sent: Friday, November 16, 2018 11:16 AM To: Yoonsun Chun Subject: RE: Epstein Insurance Trust [I] ; Bradley Gillin There are later amendments that remove the original bens and name Celina From: Yoonsun Chung Sent: Friday, November 16, 2018 11:14 AM To: Bradley Gillin Cc: Stewart Oldfield Subject: FW: Epstein Insurance Trust [I] Classification: For internal use only EFTA01430290 Please see below. It looks like the brother is the current beneficiary. We need to remove Celina as the ben and add the brother. Can you do this or do you want me to reject it back to India? Or if you have all the info, I can ask someone in Jax to do it so we can approve today? Just let me know. Thanks Article First (a) identifies the grantor's brother (Mark Lawrence Epstein) as the individual that can benefit from the trust until the death of the Grantor. The change of beneficiaries document from 2012 amended Sections (b) (1) of Article First, which deals with the beneficiaries upon the death of the grantor of the Insurance Trust. fcid:[email protected] {cid:[email protected]} Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Email From: Yoonsun Chung Sent: Friday, November 16, 2018 12:00 AM To: Dimitra Manley <[email protected]> Subject: FW: Epstein Insurance Trust [I] Let's talk about this. EFTA01430291 Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Email From: Stewart Oldfield Date: Thursday, Nov 15, 2018, 6:04 PM To: Yoonsun Chung , Bradley Gillin Subject: RE: Epstein Insurance Trust [I] I think that is probably true. Realistically the value in the trust only comes when the grantor dies and the life insurance pays out. But in the meantime, we have $276.65 sitting in cash . . . From: Yoonsun Chung Sent: Thursday, November 15, 2018 5:55 PM To: Stewart Oldfield Subject: RE: Epstein Insurance Trust [I] ; Bradley Gillin Thank you. So Celina gets it after the grantor's death. Currently, the grantor would be the beneficiary. No? Yoonsun Chung Vice President I AML Compliance Deutsche Bank EFTA01430292 60 Wall Street, 10005-2836 New York, NY, USA Email From: Stewart Oldfield e > Date: Thursday, Nov 15, 2018, 5:39 PM Bradle Gillin Yoonsun Chung Subject: RE: Epstein Insurance Trust [I] It's actually the following page fcid:[email protected] From: Bradley Gillin Sent: Thursday, November 15, 2018 5:37 PM To: Yoonsun Chung Cc: Stewart Oldfield Subject: Epstein Insurance Trust [I] Classification: For internal use only See attached. It looks like they replaced the initial beneficiaries with Celina Dubin. {cid:[email protected]} Regards, Brad EFTA01430293 fcid:[email protected] Bradley Gillin Vice President Deutsche Bank Wealth Management 345 Park Avenue, 24th II New York, NY 10154 Email Securities offered through Deutsche Bank Securities Inc. From: Yoonsun Chung Sent: Thursday, November 15, 2018 5:31 PM To: Bradley Gillin a> Subject: FW: Missed conversation with Bradley Gillin Based on the trust doc, we don't think she is the bene. I will circle back tomorrow Yoonsun Chung Vice President I AML Compliance Deutsche Bank 60 Wall Street, 10005-2836 New York, NY, USA Email From: Yoonsun Chung a Date: Thursday, Nov 15, 2018, 5:29 PM EFTA01430294 To: Bradley Gillin < Yoonsun Chung Subject: Missed conversation with Bradley Gitlin Yoonsun Chung 3:40 PM: It was The 2007 Jeffrey E Epstein insurance trust who is the current ben and do you have all the info/ID on that bene Bradley Gillin 5:09 PM: We reached out to family office waiting on them thanks Yoonsun Chung 5:14 PM: Thanks EFTA01430295 Bradley Gillin 5:27 PM: : UBO Looks like someone added her to the KYC already 1977694 EFTA01430296