EFTA Document EFTA01448710

Table of Contents 1. Internet Banking Services 2 2. Use and Termination of Services 2 3. Passwords, Authentication and Security 3 4. Internet Banking Services Fees 5 5. Business Days and Hours 5 6. Liability 6 7. Errors of Questions 8 8. Confidentiality 8 9. Payment and Transfer Limitations 9 10. Payment Amendments and Cancellations 10 11. Preauthorized Payments (For Consumer Electronic Funds Transfers Only) 10 12. Bill Payment Services 10 13. ACH Services