EFTA Document EFTA01448720

C. Payment and Credit With Respect to ACH Instructions The Bank will: (a) credit the Account(s) with the total amount of each batch of debit Entries (as defined below) resulting from ACH Instructions and (b) debit the Account(s) with the total amount of each batch of credit Entries resulting from ACH Instructions. The Bank reserves the right to charge all such credits and debits to the Account(s) either (i) as of the date the Bank's Federal Reserve account is credited and/or debited under th