EFTA Document EFTA01456732

-- avoid required distributions until the owner's age 95 or 100 (at which time the distributions can be taken over a 30 year period of time) -- eliminate the taxes on investment gains altogether if a private foundation or public charity is named as the beneficiary. This beneficiary designation is completely revocable and can be adjusted at any time. Brian Brian Gale! Group, Inc. Please note that the information provided is given with the understanding that Winged Keel Group, Inc. does not