EFTA Document EFTA01484689

09 JPMorgan Chase Bank, N.A. 2005 345 Park Avenue, New York, NY 10154-1002 Account Number JEFFREY EPSTEIN Alert! If you plan to make gifts of securities this year, please notify us before December 1, 2005. This will enable us to process your request prior to year-end and meet the deadline for tax-filing purposes. Introducing a new convenience Effective immediately, you will be able to take greater advantage of the electronic payment transfer capability of ACH (Automated Clearing Ho