EFTA Document EFTA01487798

March 01, 2003 - EPSTEIN INTERESTS March 31,2003 Page 3 of 3 Primary Account Number. 000-138912 JPMorgan Private Bank Important Information about Your Statement Personal accounts arc subject to the Deposit Accounts Agreement or the General Tams For Accounts rind Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase B